Baughmans in Palatka

Baughmans
Homes for Sale in Palatka, FL

Community in Palatka · Putnam County · ZIP 32177
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of REAL BROKER LLC · via realMLS

Built fromLive realMLS data17 years of closingsUpdated twice daily
Live · Baughmans Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Putnam: 20% (132 of 652)
1 · 0
For sale · pending
live counts, refreshed twice daily
Track record · 17 years of records
1
Failed listings · 2026
peaked at 1 in 2025
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Baughmans is a small pocket in Palatka, and the data we can stand behind here is thin. What that means in practice: price is driven far more by the specific house and its condition than by any neighborhood-wide trend. Two homes a block apart can settle at very different numbers depending on updates, lot, and structure, so treat any single sale as a data point, not a benchmark.

For now, my posture is cautious and hands-on. With limited comparable activity, both buyers and sellers should lean on a walk-the-property, price-it-to-condition approach rather than a formula. Sellers, expect to justify your number with the house itself; buyers, expect to do real homework on each individual listing rather than trust a going rate.

Best for

  • Buyers seeking an inland Putnam County location and prepared to underwrite one property at a time
  • Value-focused buyers comfortable with condition-driven pricing and thorough inspections
  • Long-hold owners who care more about the specific house than short-term market signals

Probably not for

  • Buyers who need a clear, established neighborhood price range before making an offer
  • Those expecting deep comparable-sales data to guide every decision
  • Buyers wanting fast, high-volume market activity and quick resale liquidity

The market around Baughmans

Baughmans is a small community — 2 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32177, 162 homes are on the market and 25% are under contract — a steady corner of Palatka.

Across Putnam County, 520 homes are active and 132 pending (20% under contract).

The housing mix here is 67% single family residence, 33% manufactured home.

ZIP and county figures describe the wider market, not Baughmans specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Baughmans

Live MLS inventory for Baughmans. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Baughmans listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Schools

In short
  • Putnam County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Kelley Smith · Elementary
  • Palatka · High

Zoned schools reflect the assignments reported on recent Baughmans listings and can change; always confirm with Putnam County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Baughmans address.

If we were buying in Baughmans today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Baughmans.

Best Buy
Buyers willing to evaluate a single home on its own condition and merits.
Biggest Risk
Thin data means fewer comparables and wider pricing uncertainty.
Sweet Spot
A well-documented home priced honestly to its condition.
Avoid If
You need a predictable price band and heavy recent sales activity to feel confident.

Reading a thin market

In a small community like this, the usual shortcuts do not work. There is no reliable price band to quote, no clean entry or ceiling, and no smooth trend line. The right move is to underwrite each home on its own merits: age, systems, roof, condition, and lot all matter more than any label the area might carry.

That also shapes negotiation. When comparable sales are scarce, both sides are working with wider uncertainty, which puts a premium on inspection findings, condition documentation, and a realistic read on how long a specific home may take to sell. Patience and specificity beat assumptions here.

The location and the amenities are priced into every listing in Baughmans. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Baughmans rewards local, property-by-property work, and that is exactly how we operate. Rather than lean on a neighborhood average that does not really exist at this scale, we price and evaluate off the house in front of us and the broader Palatka and Putnam County context. If a listing does not fit your goals, we will say so.

Baughmans in 15 seconds.

Best forBuyers willing to evaluate a single home on its own condition and merits.
Biggest advantageA small Palatka market where the right house can matter more than the trend.
Biggest riskThin data means fewer comparables and wider pricing uncertainty.
Sweet spotA well-documented home priced honestly to its condition.
Avoid ifYou need a predictable price band and heavy recent sales activity to feel confident.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Baughmans sales matched to your home.

What is your Baughmans home worth?

Get a no-obligation home value based on real comparable sales in Baughmans, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Baughmans on the map →

Real comps, not an automated estimate.
Buyers seeking an inland Putnam County location and prepared to underwrite one property at a timeExcellent fit
Value-focused buyers comfortable with condition-driven pricing and thorough inspectionsExcellent fit
Long-hold owners who care more about the specific house than short-term market signalsExcellent fit
Buyers who need a clear, established neighborhood price range before making an offerProbably not
Those expecting deep comparable-sales data to guide every decisionProbably not
Buyers wanting fast, high-volume market activity and quick resale liquidityProbably not

Nearby Communities

Explore more neighborhoods near Baughmans with Momentum Realty’s local guides.

BBBuffalo Bluff SatsumaPalatka, FL · 1.9 miTCThe Collection At PalatkaPalatka, FL · 2.0 miPSPalatka South Historic DistrictPalatka, FL · 2.7 miNCNobles Crossing PalatkaPalatka, FL · 2.8 miHCHermits Cove SatsumaPalatka, FL · 3.0 miFairway Estates PalatkaPalatka, FL · 3.2 miPNPalatka North Historic DistrictPalatka, FL · 3.3 miBCBeverlys Crossing PalatkaPalatka, FL · 4.2 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2009 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,231/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.