Baughmans
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REAL BROKER LLC · via realMLS
As of September 2026, Baughmans in Palatka, FL has 1 home for sale. As of September 2026, the MLS records 3 closed sales in Baughmans in Palatka, FL since 2009, the most recent in September 2024. Across Palatka as a whole, 40 homes closed in the last 12 months at a median of $210,000, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,550 ($2,870 with the full homestead exemption).
Baughmans is a small pocket in Palatka, and the data we can stand behind here is thin. What that means in practice: price is driven far more by the specific house and its condition than by any neighborhood-wide trend. Two homes a block apart can settle at very different numbers depending on updates, lot, and structure, so treat any single sale as a data point, not a benchmark.
For now, my posture is cautious and hands-on. With limited comparable activity, both buyers and sellers should lean on a walk-the-property, price-it-to-condition approach rather than a formula. Sellers, expect to justify your number with the house itself; buyers, expect to do real homework on each individual listing rather than trust a going rate.
The 60-Second Overview
Baughmans sits within Palatka in Putnam County, an inland Northeast Florida market where pricing tends to follow the individual property more than the block. It is a place to evaluate one house at a time.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Baughmans. Swipe to explore the community.
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Baughmans
Baughmans
BaughmansPhotos from realMLS listings in Baughmans; content deemed reliable but not guaranteed.
Who Baughmans is best for.
Best for
- Buyers seeking an inland Putnam County location and prepared to underwrite one property at a time
- Value-focused buyers comfortable with condition-driven pricing and thorough inspections
- Long-hold owners who care more about the specific house than short-term market signals
Probably not for
- Buyers who need a clear, established neighborhood price range before making an offer
- Those expecting deep comparable-sales data to guide every decision
- Buyers wanting fast, high-volume market activity and quick resale liquidity
The market around Baughmans
Baughmans is too small for its own price trend, so here is the market around it.
In ZIP 32177, 168 homes are on the market and 26% are under contract — a steady corner of Palatka.
Across Putnam County, 705 homes are active and 167 pending (19% under contract).
ZIP and county figures describe the wider market, not Baughmans specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Baughmans Market Scorecard
Baughmans is currently a thin data market. Limited supply, a median asking price of $385,000, and homes go under contract in about 84 days.
Typical home value in the 32177 ZIP is $209,978, about 11.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Baughmans
Live MLS inventory for Baughmans. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Baughmans listings as of 2026-09-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kelley Smith · Elementary
- Palatka · High
Zoned schools reflect the assignments reported on recent Baughmans listings and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Baughmans address.
The Baughmans buying strategy.
If we were buying in Baughmans today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Baughmans.
Reading a thin market
In a small community like this, the usual shortcuts do not work. There is no reliable price band to quote, no clean entry or ceiling, and no smooth trend line. The right move is to underwrite each home on its own merits: age, systems, roof, condition, and lot all matter more than any label the area might carry.
That also shapes negotiation. When comparable sales are scarce, both sides are working with wider uncertainty, which puts a premium on inspection findings, condition documentation, and a realistic read on how long a specific home may take to sell. Patience and specificity beat assumptions here.
The location and the amenities are priced into every listing in Baughmans. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Baughmans rewards local, property-by-property work, and that is exactly how we operate. Rather than lean on a neighborhood average that does not really exist at this scale, we price and evaluate off the house in front of us and the broader Palatka and Putnam County context. If a listing does not fit your goals, we will say so.
Baughmans in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Baughmans buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Baughmans sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Baughmans, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Baughmans home worth?
Get a no-obligation home value based on real comparable sales in Baughmans, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Should you buy in Baughmans?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Baughmans with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 5, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2009 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Baughmans fits the bigger picture — live prices, inventory, and Momentum Scores: