Sunnihities in Palatka

Sunnihities
Homes for Sale in Palatka, FL

All 106 homes for sale in Palatka, FL · median $255,500 · 112 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
88 homesBuilt 1920–2017
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Photo courtesy of BRANIFF REALTY, LLC · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 25 closed sales in Sunnihities in Palatka, FL since 2001, the most recent in July 2026. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).

Live · Sunnihities Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
48%
Owner-occupied · Sunnihities
43 of 90 parcels homesteaded (FL DOR 2025)
52%
Non-owner-occupied · Sunnihities
incl. 12% trust or LLC-held · 4% out-of-state
88
Homes in the community
plus 2 vacant residential lots · 90 residential parcels (FL DOR 2025)
Track record · 25 years of records
10
Recorded sales · 2024-2025
median $120K · qualified sales on the county roll (FL DOR 2025)
Est. 1920
Community established
homes built 1920-2017, median 1970 (FL DOR 2025)
1.1%/yr
Turnover rate
about 1 of 88 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Sunnihities is driven by condition, not by any single product type. With a median build year of 1971 and stock stretching from 1915 to 2017, this is an older, varied inventory where a renovated home and a deferred-maintenance home can sit on the same block and trade very differently. The median living area of about 1,187 square feet tells you these are modest footprints; value here is unlocked by what has and hasn't been updated, not by size.

A homestead share near 39% means a meaningful portion of these 98 homes are not owner-occupied, which points to rental and investor activity alongside primary buyers. For a buyer, that means you will see a wide spread in condition and you should underwrite each property on its own merits. For a seller, honest condition and clean documentation matter more than comps to a market this heterogeneous.

Nearby homes for sale

No active listings inside Sunnihities right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3429 BALSAM Street
$180K · 0.1 mi away
3 bd · 2 ba · 1,424 sqft
3429 BALSAM Street
Listed by COLDWELL BANKER BEN BATES INC
3325 S PALM Avenue
$235K · 0.2 mi away
3 bd · 2 ba · 1,138 sqft
3325 S PALM Avenue
Listed by REAL BROKER LLC
4065 SILVER LAKE Drive
$245K · 0.4 mi away
5 bd · 2 ba · 2,372 sqft
4065 SILVER LAKE Drive
Listed by COLDWELL BANKER BEN BATES INC
4117 SILVER LAKE Drive
$385K · 0.8 mi away
3 bd · 2 ba · 1,488 sqft
4117 SILVER LAKE Drive
Listed by REAL BROKER LLC
133 CRESTWOOD Avenue
$223K · 0.8 mi away
3 bd · 2 ba · 1,512 sqft
133 CRESTWOOD Avenue
Listed by BEACH STATE REALTY
1414 ROSELLE Avenue
$190K · 0.9 mi away
3 bd · 2 ba · 1,085 sqft
1414 ROSELLE Avenue
Listed by MODERN REALTY OF FLORIDA

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Sunnihities is an older, compact-home pocket of Palatka in Putnam County where the age and variety of the housing stock make individual condition the deciding factor in price.

realMLS (Northeast Florida) sales records identify 16 homes in Sunnihities that have changed hands since 2001, built between 1925 and 1998 (median 1978), with a median living area of about 1,152 sq ft and a typical 3-bedroom, 1.5-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 10 qualified sales in Sunnihities across 2024–2025 (5 in 2024, 5 in 2025), median $120,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Right-sizing buyers who want a smaller primary home and will underwrite condition carefully
  • Renovation-minded buyers ready to take on an older property and its systems
  • Investors weighing a compact rental in a market with a meaningful non-owner-occupied share

Probably not for

  • Buyers who want newer, uniform construction and turnkey condition
  • Buyers needing large square footage in a single home
  • Buyers unwilling to budget for inspections and potential repairs on older stock

The market around Sunnihities

Sunnihities is too small for its own price trend, so here is the market around it.

In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.

Across Putnam County, 721 homes are active and 156 pending (18% under contract).

In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Sunnihities specifically. Momentum Research analysis of MLS records.

If we were buying in Sunnihities today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunnihities.

Best Buy
Buyers comfortable evaluating condition home by home rather than shopping by size.
Biggest Risk
An older median build year means real deferred-maintenance exposure.
Sweet Spot
A renovated or well-kept home in the middle of this wide age range.
Avoid If
You need uniform, newer inventory and predictable condition.

An older stock that rewards diligence

The century-plus span of build years here is the headline. A home from the 1910s and a home from 2017 carry entirely different systems, foundations, and renovation histories, and the median year of 1971 sits well inside that range. Buyers should budget for inspection surprises on the older end and verify updates on anything marketed as renovated.

With a median living area of roughly 1,187 square feet, most homes lean smaller. That keeps carrying costs manageable and makes these properties workable for buyers who want a right-sized primary home or an investor evaluating a rental against the roughly 39% owner-occupied share. The trade-off is that square footage alone won't stretch far, so layout and condition do the heavy lifting.

“

The location and the amenities are priced into every listing in Sunnihities. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this varied in age and condition punishes assumptions. We walk each property on its own terms, flag the deferred-maintenance risk older stock carries, and help sellers position honestly against a mixed set of comparable homes rather than a single number. That candor is the point.

Sunnihities in 15 seconds.

Best forBuyers comfortable evaluating condition home by home rather than shopping by size.
Biggest advantageModest, compact footprints that keep carrying costs in check.
Biggest riskAn older median build year means real deferred-maintenance exposure.
Sweet spotA renovated or well-kept home in the middle of this wide age range.
Avoid ifYou need uniform, newer inventory and predictable condition.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sunnihities homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sunnihities.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunnihities sales matched to your home.

What is your Sunnihities home worth?

Get a no-obligation home value based on real comparable sales in Sunnihities, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palatka →

Real comps, not an automated estimate.

Recently off market in Sunnihities

Homes in Sunnihities that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Sunnihities?
The Florida DOR 2025 assessment roll shows 88 homes plus 2 vacant residential lots in Sunnihities (public records).
What share of Sunnihities is owner-occupied?
48% of Sunnihities parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sunnihities built?
Homes in Sunnihities were built between 1920 and 2017, with a median year built of 1970 (FL DOR 2025 roll).
Who is the best real estate agent for Sunnihities?
The best agent for Sunnihities is one who actively works Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sunnihities.
How do I find a top Palatka real estate agent who knows Sunnihities?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sunnihities and the wider Palatka area.
Can Momentum Realty connect me with an agent for Sunnihities?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sunnihities purchase or sale - no call center and no pressure.
Where is Sunnihities, and what county is it in?
Sunnihities is in Palatka, Putnam County, FL, ZIP 32177. The community's center is about 2 miles southwest of the center of Palatka (straight-line).
How far is Sunnihities from downtown Jacksonville and the beach?
About 49 miles from downtown Jacksonville and about 27 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Right-sizing buyers who want a smaller primary home and will underwrite condition carefullyExcellent fit
Renovation-minded buyers ready to take on an older property and its systemsExcellent fit
Investors weighing a compact rental in a market with a meaningful non-owner-occupied shareExcellent fit
Buyers who want newer, uniform construction and turnkey conditionProbably not
Buyers needing large square footage in a single homeProbably not
Buyers unwilling to budget for inspections and potential repairs on older stockProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32177))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (25 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Sunnihities? 1 recorded closings (window ending 2026-10-01). See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sunnihities with Momentum Realty’s local guides.

MMckeans0.2 mi away · 52 homes, built 1935–17KHKentucky Heights0.3 mi away · 4 homes, built 1973–92Rowtons0.4 mi away · 299 homes, built 1900–21Westover0.4 mi away · 73 homes, built 1933–17Rolling Hills0.5 mi away · median $194K, 6 sales/12 moOrman Leigh Estates0.6 mi away · 51 homes, built 1945–22Point West0.6 mi awayOak Terrace0.7 mi away · median $175K, 5 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Sunnihities. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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