Bay Harbor Club Co-Op
Homes for Sale in Miami-Dade County, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $288,500, $385 per square foot, a median 216 days on market, sellers accepting 88% of original asking (+39% versus the prior year). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $5,080 ($4,360 with the full homestead exemption).
Part of the Bay Harbor master-planned community in Bay Harbor Islands, FL — see all Bay Harbor homes for sale (65 listings across 15 villages and sections in the MLS).
Bay Harbor Club Co-op is trading on a thin data set right now — just 4 closings in the current window — so every headline number here should be read as a signal, not a certainty. The median price of $261,750 and median price per square foot of $349 are real, but with so few transactions, one unusual sale can move both figures meaningfully.
The 244-day median days on market is the number that matters most for anyone weighing timing. That is a long hold relative to a typical active listing cycle, and it points to a market where buyers negotiate, sellers wait, and pricing has to be right from day one rather than tested and adjusted. The 46.2% year-over-year change is worth noting but should not be treated as a trend line — with a closings window this small, it reflects the specific units that sold, not a broad repricing of the co-op.
Bay Harbor Club Co-Op right now
🟢 Still climbing. The trailing-12-month median ($288K) is up 39.4% from the prior 12 months ($207K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 4 sales in the two windows).
What's unique here: the median sale price is about 48% below the typical Miami-Dade County sale ($288K vs $555K, trailing 12 months, MIAMI MLS records).
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· Updated September 16, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside BAY HARBOR CLUB CO-OP right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Harbor Club Co-Op market snapshot (as of September 12, 2026): the median sale price is about $288K ($385 per sq ft over the trailing 12 months of closed sales), and a median 216 days on market for closed sales. The trailing-12-month median is up 39% from the prior 12 months, computed from record-level MIAMI MLS closed sales (3 closings in the current window).
In ZIP 33154, 239 homes closed in the last 12 months at a median of $1.48M ($894/sq ft), up 11.6% year over year, with a median 104 days on market. Right now 167 active and 41 pending listings — a buyer's market. See the live ZIP 33154 housing market and the Miami-Dade County market.
Bay Harbor Club Co-op is a small-volume co-op market in Miami-Dade County where recent activity is limited enough that pricing moves in noticeable steps rather than smooth trends.
Who Bay Harbor Club Co-Op is best for.
Best for
- A buyer targeting a lower price point in Miami-Dade County who can tolerate a longer sales cycle
- A patient buyer willing to verify unit condition and co-op terms directly rather than relying on standard listing amenities
- An investor comfortable pricing off a thin comp set and doing independent due diligence on value
Probably not for
- A buyer who needs to close on a tight timeline given the extended median days on market
- A buyer expecting on-site amenities, since none are currently identified from MLS listings
- A buyer who wants a large pool of recent comparable sales to benchmark price with confidence
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($288K) IS the median in the snapshot above, and the move from 2025 ($207K) IS the +39.4% one-year change.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2020 through 2025. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Miami-Dade County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Miami-Dade County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
14% of homes for sale in ZIP 33154 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Bay Harbor Club Co-Op buying strategy.
If we were buying in Bay Harbor Club Co-Op today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbor Club Co-Op.
Reading a market with few data points
With only 4 closings feeding the current snapshot, Bay Harbor Club Co-op does not behave like a high-volume condo market where comps stack up cleanly. Each sale carries outsized weight in the median price and price-per-square-foot figures, which means the $261,750 median and $349 per-square-foot number are best used as a general reference point rather than a precise valuation tool for any single unit.
The 244-day median days on market suggests units here are not moving quickly once listed. That extended timeline is consistent with a smaller buyer pool for this specific co-op, pricing that took time to find its level, or some combination of both. No community amenities are identified from current MLS listings, so buyers should treat any amenity claims from a listing agent as something to verify directly rather than assume.
The location and the amenities are priced into every listing in Bay Harbor Club Co-Op. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market with only 4 recent closings and an 8-month-plus median time on market rewards careful pricing and patient negotiation over guesswork. We pull the actual comparable sales, flag when a listing's amenity claims are not backed by MLS data, and help you set realistic expectations on timeline before you make an offer or list a unit here.
Bay Harbor Club Co-Op in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Harbor Club Co-Op buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbor Club Co-Op sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Harbor Club Co-Op, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Harbor Club Co-Op home worth?
Get a no-obligation home value based on real comparable sales in Bay Harbor Club Co-Op, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bay Harbor Club Co-Op on the map →
Frequently Asked Questions
What is the median home price in Bay Harbor Club Co-Op?
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Should you buy in Bay Harbor Club Co-Op?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2020 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how BAY HARBOR CLUB CO-OP fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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