Belle Meadow in Pensacola

Belle Meadow

Established 1988 · Intracoastal West · ZIP 32224

An established 1990s Ferry Pass neighborhood, minimal HOA, minutes from the airport and I-10.

Established single-familyMinimal/no HOAMinutes to airport & I-10
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Belle Meadow

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Belle Meadow is an established early-1990s single-family neighborhood in the Ferry Pass area of north-central Pensacola, valued for an unusually convenient location and a low cost of carry rather than amenities. It is minutes from the airport, downtown, a hospital, and I-10, with little or no mandatory HOA and no CDD. Homes are modest brick ranches (around 1,550 to 1,700 square feet) that trade roughly $265,000 to $300,000. The honest reads are a weak zoned high school, 1990s homes now needing a systems audit, and a softening Ferry Pass market that is handing buyers leverage. Buy it for the central location and the low overhead; confirm the HOA status, inspect the systems, and plan for the high school."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Belle Meadow is an established single-family neighborhood in the Ferry Pass area of unincorporated Escambia County (32514), along the North Davis Highway corridor in north-central Pensacola, near I-10 and West Florida Hospital.

The homes are one-story brick ranch houses, generally three to four bedrooms around 1,550 to 1,700 square feet on quarter-acre lots, built primarily in the early-to-mid 1990s. It is a built-out, stable neighborhood with an active Nextdoor community.

The cost of carry is low: HOA records are inconsistent, suggesting a voluntary or nominal-dues neighborhood association rather than a mandatory HOA, and no CDD was found. Confirm the HOA status and any deed restrictions for the specific home.

The appeal is location. The airport is roughly five miles away, downtown about ten minutes, West Florida Hospital under a mile, and I-10 a short drive. The trade-offs are a weak zoned high school, 1990s homes that warrant a systems inspection, and a softening Ferry Pass market.

Best for

  • Buyers who want a central location minutes from the airport, downtown, and I-10
  • Buyers who value a low, minimal-HOA cost of carry
  • Commuters and frequent travelers who prize airport and hospital proximity

Probably not for

  • Families set on a strong zoned high school
  • Buyers who want new construction or HOA-maintained amenities
  • Buyers seeking a premium or gated neighborhood

How Belle Meadow is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Belle Meadow listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Belle Meadow buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Belle Meadow

Live MLS inventory for Belle Meadow. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Belle Meadow listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Pensacola International Airport (PNS)~10-12 min · ~5 miles
I-10 (nearest interchange)~2-5 min · very close via Davis Hwy
West Florida Hospital~2-3 min · ~0.8 miles
Downtown Pensacola~10-15 min · ~7 miles
Navy Federal (Beulah campus)~20-25 min · ~15 miles west
NAS Pensacola~25-30 min · ~15 miles southwest

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Belle Meadow with Momentum Realty’s local guides.

River GardensRiver GardensPensacola, FL · 0.2 miTippinTippinPensacola, FL · 0.2 miCMCambridge MillsPensacola, FL · 0.2 miMPMazurek PlantationPensacola, FL · 0.2 miMary Annetta EstatesMary Annetta EstatesPensacola, FL · 0.5 miFerry Pass HeightsFerry Pass HeightsPensacola, FL · 0.7 miScenic HillsCountry ClubScenic HillsCountry ClubPensacola, FL · 0.7 miQuail RunQuail RunPensacola, FL · 0.8 miVRValley Ridge EstatesPensacola, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Belle Meadow (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Belle Meadow is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Belle Meadow address.

The takeaway

What is actually shaping value at Belle Meadow, sourced and dated. The central location, low overhead, and a softer market are the practical facts.

Recent Developments in Belle Meadow

Our read on what is being built around Belle Meadow, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is a stable, established Ferry Pass neighborhood near the airport and I-10, with a softening micro-market giving buyers leverage. The recurring items are the age of the homes and the weak zoned high school.

Minutes from the airport, downtown, and I-10

BullishAn unusually central location, close to the airport, downtown, a hospital, and direct I-10 access, supports steady demand. impact
SignificanceRadius: Ferry Pass

Minutes from the airport, downtown, and I-10

Minimal HOA, no CDD

BullishLittle or no mandatory HOA and no CDD keep the carry low; confirm the status and any deed restrictions per home. impact
SignificanceRadius: Neighborhood

Minimal HOA, no CDD

Softening Ferry Pass market

NeutralInventory rose and days on market lengthened into 2025, shifting leverage toward prepared buyers. impact
SignificanceRadius: Ferry Pass

Softening Ferry Pass market

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Belle Meadow, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2025
    Market

    Ferry Pass market softens

    Into 2025 the Ferry Pass area saw rising inventory and days on market lengthening from about 52 to 62 days, with modest year-over-year appreciation, a shift toward a buyer's market. Why it matters: Softer conditions give buyers room in established neighborhoods like this one; price to recent in-neighborhood comps. Source

  2. 2024-2025
    Schools

    Zoned high school rates weak

    The zoned high school for the area, Washington High, rates in the bottom half of Florida on independent metrics, while the zoned elementary and middle schools rate modestly. Why it matters: Families should confirm the zoned schools by address and consider charter or magnet options for high school. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Belle Meadow, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the 1990s systems. Get a rigorous inspection of the roof, HVAC, and systems and budget for updates on a 30-year-old home.

2

Confirm the HOA status. HOA records are inconsistent; verify whether dues are mandatory or voluntary, the amount, and any deed restrictions, and confirm there is no CDD.

3

Verify the school plan. Confirm the assigned elementary, middle, and high school by address, noting the weak zoned high school, and check choice options.

4

Check the FEMA flood zone. Confirm the flood zone and insurance for the specific lot.

5

Comp within the neighborhood. Price to recent Belle Meadow sales, not the broader ZIP.

Best Buy
A well-kept brick ranch whose roof and systems are addressed, priced to recent in-neighborhood comps, bought for the central location and the low carry.
Biggest Risk
Underbudgeting roof and systems on a 1990s home, or overpaying against a softening market.
Best Lot
Quarter-acre lots are similar; weigh what the home backs to and any I-10 noise depending on orientation.
Smart Timing
A softer market with longer days on market gives prepared buyers room; price to in-neighborhood comps.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Belle Meadow is an established single-family neighborhood in the Ferry Pass area of unincorporated Escambia County (32514), along the North Davis Highway corridor near I-10 and West Florida Hospital. The homes are one-story brick ranches (around 1,550 to 1,700 square feet) on quarter-acre lots built primarily in the early-to-mid 1990s; it is a built-out, stable neighborhood. The carry is low, with little or no mandatory HOA (records are inconsistent) and no CDD. The appeal is an unusually central location minutes from the airport, downtown, a hospital, and I-10; trade-offs are a weak zoned high school, 1990s homes needing inspection, and a softening market. Schools are in the Escambia County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: homes needing updates

The lower end is original 1990s ranches needing updates, with recent sales reported from around the $260,000s (Redfin / Zillow, 2024-2025). The renovation budget is the variable.

Lowest entry
Mid: updated three- and four-bedroom homes

The core is updated brick ranches (around 1,550 to 1,700 square feet), with a documented sale around $286,000 (Redfin, 2025), near the Ferry Pass median around $266,000.

Most inventory
High: larger or fully updated homes

The top is the larger or fully updated homes, with nearby comps reaching into the low $330,000s (Redfin, 2025). Condition and updates, not size alone, separate these.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: homes needing updates
The lower end is original 1990s ranches needing updates, with recent sales reported from around the $260,000s (Redfin / Zillow, 2024-2025). The renovation budget is the variable.
Mid: updated three- and four-bedroom homes
The core is updated brick ranches (around 1,550 to 1,700 square feet), with a documented sale around $286,000 (Redfin, 2025), near the Ferry Pass median around $266,000.
High: larger or fully updated homes
The top is the larger or fully updated homes, with nearby comps reaching into the low $330,000s (Redfin, 2025). Condition and updates, not size alone, separate these.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Belle Meadow

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Belle Meadow buys a genuinely central location at a low carry. The honest read is the 1990s systems, the high-school plan, and a softer market.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.4/10
Renovation Risk6.6/10
Location Efficiency8.6/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage8.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Belle Meadow is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Quarter-acre lots are similar; check what each backs to.
  • Weigh any I-10 noise by lot orientation.
  • Confirm the FEMA flood zone for the specific lot.

Belle Meadow's lots are similar quarter-acre parcels, so the lot read covers what the home backs to, any I-10 noise by orientation, and the FEMA flood zone for the specific address. On 1990s brick ranches, the lot and the condition of the roof and systems, not square footage alone, separate one home's value from the next.

Belle Meadow in 15 seconds.

Best forBuyers who want a central location minutes from the airport, downtown, and I-10 at a low cost of carry.
Strong onLocation and overhead: airport, downtown, hospital, and I-10 access, with minimal HOA and no CDD.
WatchA weak zoned high school, 1990s homes needing inspection, possible I-10 noise, and a softening market.
Not forFamilies set on a strong high school, buyers wanting new construction or amenities, or premium-neighborhood seekers.
The edgeA central, low-overhead neighborhood in a softening market gives a prepared buyer who inspects well real value.

HOA, CDD & Fees

15-Second Take
  • Minimal or voluntary HOA; confirm the status.
  • No CDD found.
  • 1990s brick ranches; budget roof and systems.
  • Weak zoned high school.
  • Minutes to the airport, downtown, and I-10.

HOA records are inconsistent, suggesting a voluntary or nominal-dues neighborhood association rather than a mandatory HOA, and no CDD was found, so the carry is low. Confirm whether dues are mandatory, the amount, and any deed restrictions for the specific home. The real costs here are the upkeep of a 1990s home and insurance.

Any association coverage is minimal in keeping with the nominal dues; this is a low-amenity neighborhood. Verify the specifics per home.

There is no club or amenity package; the appeal is the central location and the low overhead.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Belle Meadow, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Belle Meadow, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Belle Meadow home worth?

Get a no-obligation home value based on real comparable sales in Belle Meadow matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Belle Meadow home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Belle Meadow year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Belle Meadow Market Scorecard

Thin data

Belle Meadow is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Belle Meadow have an HOA or CDD?
HOA records are inconsistent, suggesting a voluntary or nominal-dues neighborhood association rather than a mandatory HOA, and no CDD was found. Confirm the HOA status, any dues, and deed restrictions for the specific home.
How old are the homes in Belle Meadow?
Most are one-story brick ranch homes built in the early-to-mid 1990s, so budget a thorough inspection of the roof, HVAC, and systems.
How close is Belle Meadow to the airport and I-10?
Very close. Pensacola International Airport is about five miles, I-10 a short drive via Davis Highway, downtown roughly ten minutes, and West Florida Hospital under a mile.
How much do homes in Belle Meadow cost?
Recent sales and nearby comps ran roughly from the $260,000s into the low $330,000s depending on condition and size (Redfin / Zillow, 2024-2025), near the Ferry Pass median around $266,000. Confirm current pricing with recent in-neighborhood comps.
What schools serve Belle Meadow?
It is in the Escambia County School District, typically Ferry Pass Elementary, Ferry Pass Middle, and Washington High. The zoned high school rates weak, so confirm the assignment by address and check choice options.
Is Belle Meadow gated?
No. It is an open, established neighborhood, not gated.
Is there I-10 noise in Belle Meadow?
The neighborhood is close to I-10, which is a commuting asset but can mean highway noise for some homes depending on lot orientation. Confirm for the specific lot.
Is Belle Meadow in a flood zone?
Flood risk is parcel-specific; the area is at moderate elevation. Confirm the FEMA flood zone and insurance for the specific lot.
Is there new construction in Belle Meadow?
No. It is an established 1990s neighborhood; purchases are resales. New construction in the area is in nearby communities like Bellview Pointe.
What should I check before buying in Belle Meadow?
Inspect the 1990s roof and systems, confirm the HOA status and any deed restrictions, verify the school plan, check the flood zone, and comp to recent in-neighborhood sales.
Is Belle Meadow a good investment?
The central location and low overhead support steady demand, but the weak high school, older systems, and a softer market are real factors. Inspect well and buy to comps; this is not a guarantee of future value.
Should I use the listing agent to buy in Belle Meadow?
No. The listing agent works for the seller. On a 1990s home where systems swing value, having your own representation to read the inspection and comps is the highest-leverage decision you make.
You want a central location minutes from the airport, downtown, and I-10Excellent fit
You value a low, minimal-HOA cost of carryExcellent fit
You are a commuter or frequent traveler who prizes airport proximityExcellent fit
You are set on a strong zoned high schoolProbably not
You want new construction or HOA amenitiesProbably not
You want a premium or gated neighborhoodProbably not

Get the inside read on Belle Meadow

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Belle Meadow home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Belle Meadow specialist will reach out personally, usually the same day.

Belle Meadow median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Belle Meadow, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Pensacola & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

Talk to a Local Belle Meadow Expert
Call Get Listings