Mary Annetta Estates in Pensacola

Mary Annetta Estates

New construction · Pensacola · ZIP 32534

New construction off North Eight Mile Creek Road, value-built single-family homes in a convenient location.

New constructionValue-builtConvenient N-central
Live Market Pulse
49/100
Momentum
Buyer-Leaning Market (limited data)
Mary Annetta Estates is an actively building HB Value Homes community, so phase, floor plan, lot, and builder incentives set where a home lands; confirm current pricing and inclusions with the builder.
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Unlock Off-Market Mary Annetta Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$300K
Median Price
12mo
Supply
26days
Avg DOM
Soft
Seller Leverage
$145/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Mary Annetta Estates is a new-construction subdivision off North Eight Mile Creek Road in north-central Pensacola, with value-built single-family homes (third-party listings note an HB Value Addison plan, three bedrooms and two baths with a two-car garage). The read is standard new-build discipline, phase, lot, and incentives, with the convenient location and value pricing as the draw. Lot selection is the lever."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mary Annetta Estates market snapshot (as of June 11, 2026): the median sale price is about $300K ($145 per sq ft), with homes averaging 26 days on market and 12.0 months of supply, a buyer-leaning market (limited data). Based on 1 recent closings in live Pensacola MLS data.

Mary Annetta Estates is a new-construction subdivision in Pensacola, Escambia County (ZIP 32534), off North Eight Mile Creek Road in a convenient north-central location.

Third-party listings note value-built single-family homes, including an HB Value Addison plan with three bedrooms, two baths, and a two-car garage. As builder product, plans and pricing move with phase and inventory.

Because it is actively building, lot choice is widest now, and the lot and phase you buy in drive resale as much as the floor plan.

The north-central location offers reasonable access to the corridors, shopping, the airport, and the wider Pensacola area at a value.

Best for

  • Buyers who want new construction at a value
  • First-time and value-focused buyers
  • Buyers who want a convenient north-central Pensacola location
  • Buyers who want current lot choice in a building community

Probably not for

  • Buyers who want an established, mature neighborhood
  • Buyers who want a large custom or estate home
  • Buyers who want a waterfront or beach address
  • Buyers who want an urban, walkable setting

How Mary Annetta Estates is performing right now

49/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
12Months of supplytight
26Median days on marketdays
0 : 1Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+47%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mary Annetta Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mary Annetta Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Mary Annetta Estates

Live MLS inventory for Mary Annetta Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mary Annetta Estates listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Mary Annetta Estates offers value-built new construction in a convenient north-central Pensacola location near the corridors and airport.

Pensacola retail corridors~10 min · shopping and daily needs
Interstate 10~10 to 15 min · regional access
Pensacola Int'l Airport (PNS)~15 min · east side
Downtown Pensacola~20 min · via I-110 or US 29
University of West Florida~15 min · education
Pensacola Beach~35 min · via Gulf Breeze

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Mary Annetta Estates with Momentum Realty’s local guides.

Scenic HillsCountry ClubScenic HillsCountry ClubPensacola, FL · 0.2 miMPMazurek PlantationPensacola, FL · 0.3 miRiver GardensRiver GardensPensacola, FL · 0.3 miTippinTippinPensacola, FL · 0.3 miVRValley Ridge EstatesPensacola, FL · 0.3 miCMCambridge MillsPensacola, FL · 0.3 miBMBelle MeadowPensacola, FL · 0.5 miPLPine Lake EstatesPensacola, FL · 0.7 miLavalletLavalletPensacola, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mary Annetta Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mary Annetta Estates is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Mary Annetta Estates address.

The takeaway

What is shaping value around Mary Annetta Estates: the historic Navy Federal expansion, the funded Beulah I-10 interchange, and steady growth in the north and northwest Pensacola corridor. Each item is sourced and linked.

Recent Developments in Mary Annetta Estates

Our read on what is being built around Mary Annetta Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe corridor's drivers point up: a major employer expanding nearby and funded road capacity. The watch items are condition on a varied stock and statewide insurance costs.

Navy Federal expansion nearby

Ongoing
BullishMajor impact
SignificanceRadius: Area

An employer growing toward roughly 10,000 area jobs anchors housing demand across the corridor.

$240M funded Beulah I-10 interchange

2024
BullishMajor impact
SignificanceRadius: Corridor

Funded interchange and I-10 widening improve regional access for the north and northwest corridor.

Steady corridor growth

Ongoing
BullishNotable impact
SignificanceRadius: Area

Sustained corridor growth supports demand, with road projects addressing the added traffic.

Convenient access to jobs and shopping

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to employment and retail keeps the buyer pool steady.

Varied housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A varied stock means condition and the lot, not a single standard, set pricing.

Florida insurance costs

Ongoing
BearishNotable impact
SignificanceRadius: Area

Rising statewide insurance is a carrying-cost factor to confirm early.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mary Annetta Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Employer

    Navy Federal expansion drives Pensacola-area growth

    Navy Federal Credit Union, the region's largest private employer, continued a historic expansion of its campus, with thousands of added jobs and capital investment reported near $1 billion. Why it matters: A major employer growing nearby anchors demand across the north and northwest Pensacola corridor. Source

  2. July 2024
    Infrastructure

    Beulah I-10 interchange gets $240M in state funding

    The Beulah Road and I-10 interchange project, with I-10 widening from the state line east, received $240 million in state funding, phased over several years. Why it matters: Funded road capacity improves access for the corridor Mary Annetta Estates sits in. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mary Annetta Estates, this is the order of operations we would run, and the one we run for our clients.

1

Compare lot and phase, not just floor plan. In a building community, the lot and phase drive resale as much as the model.

2

Get the builder incentives in writing. Rate buydowns and closing-cost help change quarter to quarter.

3

Confirm the HOA dues and whether a CDD applies, and verify the zoned schools by address.

4

Confirm the build timeline and warranty, plus what conveys with the home.

5

Cross-shop a peer, and weigh Lakes of Carrington nearby.

Best Buy
A well-positioned lot with current builder incentives
Biggest Risk
Overpaying for an interior lot in an early phase
Best Lot
Larger and perimeter lots over standard interior lots
Smart Timing
Confirm this quarter's builder incentives and phase pricing
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Mary Annetta Estates is a new-construction subdivision off North Eight Mile Creek Road in north-central Pensacola, with value-built single-family homes (third-party listings note an HB Value Addison plan, three bedrooms and two baths with a two-car garage). As builder product, pricing and finishes move with phase and inventory, so the durable value is lot selection and how well you buy. The north-central location offers reasonable access to the corridors, shopping, and the airport. Confirm current plans, dues, any CDD, and builder incentives directly.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Build
$300K to $300K

Smaller plans on standard lots, the value entry into the community.

Lowest entry
The Core Build
$300K to $300K

Mid-size plans on stronger lots with current builder incentives, the heart of the market here.

Most inventory
The Larger Home
$300K to $300K

The larger plans on the best lots in the community, the homes that should hold value best at resale.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$300K to $300K
The Entry Build
Smaller plans on standard lots, the value entry into the community.
$300K to $300K
The Core Build
Mid-size plans on stronger lots with current builder incentives, the heart of the market here.
$300K to $300K
The Larger Home
The larger plans on the best lots in the community, the homes that should hold value best at resale.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

New construction at a valueStrong
Convenient north-central locationStrong
Builder warranty and new systemsPositive
Value-built finishes to confirmManage it
Competing new-construction supplyManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mary Annetta Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The build is new and the new build is the draw. The deal is won or lost on the lot, the phase, and the incentives you negotiate.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.6/10
Renovation Risk9.0/10
Location Efficiency7.6/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Mary Annetta Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lot and phase drive resale, not just plan
  • Larger and perimeter lots hold value best
  • Lot and phase selection drive resale
  • Builder incentives change quarter to quarter
  • Buy the lot right and the rest follows

In an actively building community, the lot and the phase are what you cannot change later. A larger or perimeter lot is the durable advantage over a standard interior homesite next to builder inventory. Read the lot and the phase first, negotiate current incentives, and price the build against real comps rather than the builder's moving base price.

Mary Annetta Estates in 15 seconds.

Best forBuyers who want value-built new construction in a convenient Pensacola location.
Biggest advantageNew, value-built homes in a convenient north-central location.
Biggest riskBuying the wrong lot or phase, or leaving builder incentives on the table.
Sweet spotA well-located lot bought with current incentives and a locked rate.
Avoid ifYou want an established neighborhood, a large estate, or a waterfront address.

HOA, CDD & Fees

15-Second Take
  • New-construction value subdivision
  • Off North Eight Mile Creek Road
  • Confirm current dues and any CDD
  • Lot and phase drive resale value
  • Warranty and timeline matter on a new build

Mary Annetta Estates is an HOA community; confirm the current dues, what they cover, and any builder-to-owner transition with the association or builder. Confirm whether a CDD applies per parcel.

Common-area maintenance and any community amenities; confirm exact inclusions in the current documents.

The takeaway

In Mary Annetta Estates your lot, plan, and upgrades decide your number; we price against real comps, not the builder's moving base price.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mary Annetta Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lakes of Carrington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mary Annetta Estates home worth?

Get a no-obligation home value based on real comparable sales in Mary Annetta Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Mary Annetta Estates home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Mary Annetta Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Mary Annetta Estates Market Scorecard

Strong buyer's market

Mary Annetta Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $325,000, and homes go under contract in about 26 days.

12.0
Months supply
$325,000
Median list
$299,990
Median sold
$214
Per sqft
26
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 32534 ZIP is $239,691, about 18.3% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Mary Annetta Estates?
Mary Annetta Estates is a HB Value Homes new-construction community in Pensacola, Escambia County (ZIP 32534), off North Eight Mile Creek Road.
Who builds homes in Mary Annetta Estates?
Mary Annetta Estates is built by HB Value Homes. Plans, finishes, and pricing are set by the builder and move with phase and inventory, so confirm current options directly.
What do homes cost in Mary Annetta Estates?
This is a builder-priced market. Confirm current base prices, lot premiums, and incentives directly with the builder.
Does Mary Annetta Estates have an HOA?
Confirm the current dues, what they cover, the builder-to-owner transition, and whether a CDD applies.
Is Mary Annetta Estates new construction?
Yes. It is an actively building community with completed and to-be-built homes. Confirm current availability and builder terms.
What schools serve Mary Annetta Estates?
It is part of Escambia County Public Schools. School assignment is by address, so confirm the exact zoning for a specific home.
What homes are built in Mary Annetta Estates?
Third-party listings note value-built single-family homes, including an HB Value Addison plan with three bedrooms, two baths, and a two-car garage. Confirm the current plans, inclusions, and pricing with the builder.
Is there a CDD in Mary Annetta Estates?
Confirm whether a Community Development District applies to a specific parcel as part of your due diligence.
Is Mary Annetta Estates good for first-time buyers?
New construction with a builder warranty appeals to value and first-time buyers. Confirm the lot, plan, and incentives on a specific home.
How many homes are in Mary Annetta Estates?
It is an actively building community, so the count grows over time. Confirm the current number of completed and available homes with the builder.
Is Mary Annetta Estates a good investment?
New construction in a growing area supports the community. As with any new-construction market, the specific lot, phase, and how you buy drive the outcome; this is not a guarantee of future value.
What should I check before buying in Mary Annetta Estates?
The lot and phase, the floor plan and inclusions, current incentives, the HOA dues and any CDD, school zoning, and a comparable-sales read.
Should I use the builder's agent to buy in Mary Annetta Estates?
The on-site agent represents the builder. Bringing your own representation costs you nothing in most cases and gives you an advocate on price, incentives, lot selection, and the contract.
Buyers who want new construction at a valueExcellent fit
First-time and value-focused buyersExcellent fit
Buyers who want a convenient north-central Pensacola locationExcellent fit
Buyers who want current lot choice in a building communityExcellent fit
Buyers who want an established, mature neighborhoodProbably not
Buyers who want a large custom or estate homeProbably not
Buyers who want a waterfront or beach addressProbably not
Buyers who want an urban, walkable settingProbably not

Get the inside read on Mary Annetta Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Mary Annetta Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Mary Annetta Estates specialist will reach out personally, usually the same day.

Mary Annetta Estates median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Mary Annetta Estates, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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