Bentley Oaks in Cantonment

Bentley Oaks

Established 1988 · Intracoastal West · ZIP 32224

A Cantonment single-family community with a top-rated elementary, a tiny HOA, and no CDD.

No CDDLow HOA (~$318/yr)A-rated Kingsfield Elementary
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Bentley Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bentley Oaks is a solid, attainable single-family community in Cantonment with two genuine advantages: a very low cost of carry and an exceptional zoned elementary. The HOA is reported around $318 a year and there is no CDD, so monthly overhead beyond the mortgage is minimal, and Kingsfield Elementary is an A-rated, 9/10 school less than a mile away, rare at this price point. The community is a mix of established early-2000s brick homes and active newer phases by Mitchell Homes. The honest reads are the longer cross-town commute to NAS Pensacola and an average-rated high school, plus a softening Pensacola market that is handing buyers leverage. Buy it for the schools, the location near I-10 and Navy Federal, and the low carry, and verify the dues for any newer sub-section."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bentley Oaks is an established single-family community in Cantonment, an unincorporated area of northern Escambia County (32533), off Highway 297-A near Kingsfield Road, a few minutes from I-10 and the Nine Mile Road retail corridor.

The housing is detached single-family, largely one-story brick traditional homes on quarter-acre and larger lots, with sidewalks, street lighting, and a community park and playground. It is a mix of established homes from the early 2000s and newer phases (including a section marketed as Bentley Oaks Estates) by the regional builder Mitchell Homes, so buyers can find both resale and newer construction.

The cost of carry is a real selling point. The HOA is reported at roughly $318 a year, an unusually low figure, and no Community Development District was found, so there is little recurring overhead beyond the mortgage, taxes, and insurance. A newer phase, the Enclave at Bentley Oaks, has its own association; confirm its dues separately.

The location works best for buyers who value schools and the I-10 and Navy Federal corridor. Kingsfield Elementary, the zoned elementary, is A-rated and highly regarded; the trade-offs are an average-rated high school and a longer cross-town commute to NAS Pensacola on the far side of the metro.

Best for

  • Buyers who want an A-rated zoned elementary at an attainable price
  • Buyers who value a very low HOA and no CDD, minimal carrying cost
  • Workers near I-10 and the Navy Federal Beulah campus who want a short commute that way

Probably not for

  • NAS Pensacola personnel who need a short base commute (it is across the metro)
  • Buyers who want a walkable, amenity-dense master plan
  • Families prioritizing a top-rated zoned high school

How Bentley Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bentley Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Bentley Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Bentley Oaks

Live MLS inventory for Bentley Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bentley Oaks listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-10 (Exit 5, US-90)~8-10 min · ~5 miles via Hwy 297-A
Nine Mile Road retail corridor~5-8 min · ~2-4 miles (Publix, hospital campus, dining)
Navy Federal Credit Union (Beulah campus)~12-15 min · ~7-9 miles
Pensacola International Airport (PNS)~20-25 min · ~17-19 miles
Downtown Pensacola~25-30 min · ~20-22 miles
NAS Pensacola~30-35 min · ~25-28 miles across the metro

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bentley Oaks with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Bentley Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Bentley Oaks is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Bentley Oaks address.

The takeaway

What is actually shaping value around Bentley Oaks, sourced and dated. The school strength and a softer market are the practical backdrop.

Recent Developments in Bentley Oaks

Our read on what is being built around Bentley Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe near-term backdrop is a softening Pensacola-area market that is giving buyers leverage, against a steady draw from strong area schools and the I-10 and Navy Federal employment corridor. Confirm any newer-phase dues and the school zoning for a specific lot.

Kingsfield Elementary A-rated and adjacent

BullishThe zoned elementary is A-rated (9/10 on GreatSchools) and less than a mile away, a durable draw for buyers and a support for resale at this price point. impact
SignificanceRadius: Community

Kingsfield Elementary A-rated and adjacent

Softening Pensacola-area market into 2026

NeutralArea home values eased and price reductions became common into 2026, shifting leverage toward prepared buyers in established communities like this one. impact
SignificanceRadius: Pensacola metro

Softening Pensacola-area market into 2026

Navy Federal and I-10 employment corridor nearby

BullishProximity to the large Navy Federal Beulah campus and quick I-10 access support steady demand from that workforce. impact
SignificanceRadius: NW Escambia corridor

Navy Federal and I-10 employment corridor nearby

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bentley Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. July 2025
    Schools

    Escambia County 2025 school grades released

    Escambia County's 2025 state school grades showed broad gains; the zoned elementary for this area, Kingsfield, held its high standing, while the zoned middle and high schools posted solid grades. Why it matters: Strong, stable school grades near the community support family demand; assignment is by address, so confirm the zoned schools for a specific lot. Source

  2. 2026
    Market

    Pensacola-area buyer's market emerges

    Into 2026, Pensacola-area home values eased year over year and a large share of listings carried price reductions, a shift from the seller's market of 2021-2023. Why it matters: Softer conditions give buyers in established communities like Bentley Oaks real negotiating room; price to current comps, not the prior peak. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bentley Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Confirm which phase and HOA you are in. The core Bentley Oaks HOA is reported around $318/yr; the newer Enclave at Bentley Oaks has its own association, so verify the dues and what they cover for the specific home.

2

Verify the school zoning by address. Kingsfield Elementary is the strong draw; confirm the exact elementary, middle, and high school assignment for the lot with the district.

3

Read new versus resale carefully. Decide whether you want a newer Mitchell Homes build or an established early-2000s resale, and inspect roof, HVAC, and systems on older homes.

4

Use the softer market. Price to current comps and ask for concessions; reductions are common in the area right now.

5

Check flood and insurance for the lot. Confirm the FEMA flood zone and get a bindable wind and flood insurance quote for the specific address.

Best Buy
A well-kept home zoned to Kingsfield Elementary, bought to current comps, with the low HOA and no CDD keeping the carry light.
Biggest Risk
Overpaying against a softening market, or missing that a newer sub-section carries a separate, higher HOA.
Best Lot
Lot size and what backs to the home vary by phase; weigh the established sections against the newer Estates and Enclave phases.
Smart Timing
A 2026 buyer's market with frequent price reductions gives prepared buyers leverage; confirm current conditions for the specific home.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Bentley Oaks is an established single-family community in Cantonment, an unincorporated part of northern Escambia County (32533), off Highway 297-A near Kingsfield Road and a few minutes from I-10 and the Nine Mile Road corridor. Homes are detached, largely one-story brick traditionals on quarter-acre and larger lots, with sidewalks, street lighting, and a community park; the community mixes established early-2000s homes with newer phases (including Bentley Oaks Estates) by the regional builder Mitchell Homes. The cost of carry is a strength: the core HOA is reported around $318 a year and no CDD was found, though the newer Enclave at Bentley Oaks phase has its own association. The zoned elementary, Kingsfield, is A-rated and adjacent; the zoned middle and high schools are average-rated. Schools are in the Escambia County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: established resale homes

The lower end is established early-2000s one-story homes needing light updates. Area resale listings were reported from roughly the low $300,000s (Zillow, June 2026), with the low HOA and no CDD keeping the carry modest.

Lowest entry
Mid: updated and newer-construction homes

The core of the community: updated resale and newer Mitchell Homes plans (about 1,500 to 2,500 square feet). Reported listings clustered in the $330,000s to $360,000s (Zillow, June 2026), near the 32533 ZIP median around $325,000.

Most inventory
High: larger newer estates

The upper tier is the larger newer homes in the Estates and Enclave phases, reported into the $500,000s for the biggest plans (Zillow, June 2026). Size, finish, and lot position separate these from the core.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: established resale homes
The lower end is established early-2000s one-story homes needing light updates. Area resale listings were reported from roughly the low $300,000s (Zillow, June 2026), with the low HOA and no CDD keeping the carry modest.
Mid: updated and newer-construction homes
The core of the community: updated resale and newer Mitchell Homes plans (about 1,500 to 2,500 square feet). Reported listings clustered in the $330,000s to $360,000s (Zillow, June 2026), near the 32533 ZIP median around $325,000.
High: larger newer estates
The upper tier is the larger newer homes in the Estates and Enclave phases, reported into the $500,000s for the biggest plans (Zillow, June 2026). Size, finish, and lot position separate these from the core.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bentley Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Bentley Oaks competes on the two things buyers feel every month: an A-rated elementary and a tiny cost of carry. Read the phase, the schools, and the comps before the finishes.

Jon Brooks · Founder, Momentum Realty
8.0A- · Buy Score
Resale Strength8.0/10
Renovation Risk7.8/10
Location Efficiency7.8/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage8.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Bentley Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lot size and phase vary; the Estates and Enclave sections are newer.
  • Confirm the FEMA flood zone for the specific lot.
  • Weigh what the home backs to and the street's age.

Bentley Oaks spans established early-2000s sections and newer Estates and Enclave phases, so the lot read is partly a phase read: confirm the lot size, what the home backs to, and the FEMA flood zone, and weigh the trade between an established, tree-lined street and a newer-construction section with a separate HOA. The homesite and the school zoning are the parts of the decision hardest to change later.

Bentley Oaks in 15 seconds.

Best forBuyers who want an A-rated zoned elementary at an attainable price with a very low cost of carry.
Strong onCarrying cost: a reported ~$318/yr HOA and no CDD, plus quick I-10 and Navy Federal access and a community park.
WatchA separate, higher HOA in the newer Enclave phase, an average-rated zoned high school, and flood and insurance for the specific lot.
Not forNAS Pensacola commuters, buyers who want a walkable amenity-rich plan, or families set on a top-rated high school.
The edgeA 2026 buyer's market with frequent price reductions gives prepared buyers real room to negotiate.

HOA, CDD & Fees

15-Second Take
  • Core HOA reported around $318/yr, very low.
  • No CDD found, so little recurring overhead.
  • The newer Enclave phase has its own, separate HOA.
  • Confirm the dues and coverage for the specific home.
  • Budget taxes and barrier-county insurance as the real costs.

The core Bentley Oaks HOA is reported at roughly $318 a year (about $26 a month), an unusually low figure, with no CDD found, so the recurring overhead beyond mortgage, taxes, and insurance is minimal. A newer phase, the Enclave at Bentley Oaks, has its own association with separate dues that were not publicly posted; confirm the exact HOA, what it covers, and any assessment for the specific home.

The HOA covers common-area and entrance maintenance and the community park; coverage is modest in keeping with the low dues. The newer sub-section's association may cover more, so read its budget.

Amenities are a community park and playground with sidewalks and street lighting; this is a low-amenity, low-fee community rather than an amenitized master plan.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bentley Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bentley Oaks, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bentley Oaks home worth?

Get a no-obligation home value based on real comparable sales in Bentley Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Bentley Oaks home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Bentley Oaks year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Bentley Oaks Market Scorecard

Thin data

Bentley Oaks is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Bentley Oaks have an HOA?
Yes, but it is low. The core Bentley Oaks HOA is reported at roughly $318 a year. A newer phase, the Enclave at Bentley Oaks, has its own separate association; confirm the exact dues and what they cover for the specific home.
Does Bentley Oaks have a CDD?
No CDD was found for Bentley Oaks. Combined with the low HOA, that keeps the recurring carrying cost minimal. Confirm per parcel as a matter of course.
What schools serve Bentley Oaks?
Bentley Oaks is in the Escambia County School District, typically zoned to Kingsfield Elementary (A-rated, 9/10 on GreatSchools), Ransom Middle, and J.M. Tate High. Assignment is by address, so confirm the current zoning for a specific home with the district.
Who builds in Bentley Oaks?
The newer phases are built by Mitchell Homes, a regional builder, with plans reported from about 1,500 to 1,900 square feet, alongside established resale homes from the early 2000s.
How much do homes in Bentley Oaks cost?
Reported listings ranged roughly from the low $300,000s to the $500,000s depending on size and phase (Zillow, June 2026), near the 32533 ZIP median around $325,000. Confirm current pricing for a specific home.
Is Bentley Oaks gated?
No. Bentley Oaks is not a gated community; it is an open, sidewalk-connected neighborhood with a community park.
How is the commute from Bentley Oaks?
I-10 is about 8 to 10 minutes away, the Navy Federal Beulah campus roughly 12 to 15 minutes, the airport 20 to 25 minutes, and downtown Pensacola 25 to 30 minutes. NAS Pensacola is a longer cross-town commute of about 30 to 35 minutes.
Is Bentley Oaks a good fit for NAS Pensacola families?
It is less ideal for daily NAS Pensacola commuters because the base sits on the far side of the metro, roughly 30 to 35 minutes away. It fits better for workers near I-10 and the Navy Federal Beulah campus.
What is the cost of carry like in Bentley Oaks?
Low. With a reported HOA around $318 a year and no CDD, recurring overhead beyond the mortgage, taxes, and insurance is minimal, a genuine differentiator versus newer master-planned communities.
Are there new-construction homes in Bentley Oaks?
Yes. Mitchell Homes builds newer phases (including the Estates and Enclave sections) alongside the established resale stock, so buyers can choose newer construction or an older resale.
What should I check before buying in Bentley Oaks?
Confirm which phase and HOA you are in and its dues, the school zoning by address, the FEMA flood zone and an insurance quote, and, on an older home, the roof, HVAC, and systems.
Is Bentley Oaks a good investment?
The strong zoned elementary, low carrying cost, and I-10 and Navy Federal proximity support steady demand, but the broader Pensacola market softened into 2026, so buy to current comps. As always, condition and lot drive the outcome; this is not a guarantee of future value.
Should I use the listing agent to buy in Bentley Oaks?
No. The listing agent works for the seller. Having your own representation to read the comps, the right phase and HOA, and the inspection is the highest-leverage decision you make, especially in a buyer's market.
You want an A-rated zoned elementary at an attainable priceExcellent fit
You value a very low HOA and no CDDExcellent fit
You work near I-10 or the Navy Federal Beulah campusExcellent fit
You need a short commute to NAS PensacolaProbably not
You want a walkable, amenity-dense master planProbably not
You require a top-rated zoned high schoolProbably not

Get the inside read on Bentley Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bentley Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Bentley Oaks specialist will reach out personally, usually the same day.

Bentley Oaks median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Bentley Oaks, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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