Boca Gardens in Boca Raton
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Photo courtesy of Grace Ann Noethen PA, RE/MAX Select Group · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, Boca Gardens in Boca Raton, FL has 8 homes for sale and 2 pending, asking from $389,999 to $515,000 (median $454,950). Homes listed or recently sold were built 1985–1992; 22 of 22 report an HOA (median $477/mo); none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft).

Last 30 days in Boca Gardens: 5 new listings (median asking $425,000), 2 under contract right now, 2 closed sales (median $432,500). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Boca Gardens Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2.6mo
Supply
3 to 6 months is the balanced band
22%
Under contract
Palm Beach: 29% (476 of 1,647)
7 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
72%
Owner-occupied · Boca Gardens
359 of 498 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Boca Gardens
incl. 7% trust or LLC-held · 100% out-of-state
498
Homes in the community
498 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1985
Community established
homes built 1985-1991, median 1986 (FL DOR 2025)

Homes For Sale Right Now in Boca Gardens

Live MLS inventory for Boca Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Boca Gardens listings as of 2026-10-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Boca Gardens is a small, tightly built community — 498 homes total, all dating from a narrow 1985-1991 construction window with a median build year of 1986. That consistency means condition and updates do more to separate one listing from another than lot size or floor plan variation, since most units share a similar footprint around 1,325 square feet of living space.

With only 7 active listings against 498 homes and 2.6 months of supply, this is a seller-leaning market by the numbers — inventory is thin enough that well-priced, well-kept units tend to move before they sit. Buyers should expect to compete on turnkey condition; sellers should expect that pricing realistically for the current supply picture matters more than trying to test the ceiling.

Boca Gardens Housing Pulse · Momentum Research · as of July 15, 2026

Boca Gardens right now

🔴 Seller-leaning market. 2.6 months of supply and 22% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Medium (9 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 16, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A compact 1980s-built community in Boca Raton with a high owner-occupancy share (72.1% homestead), Boca Gardens reads more like a settled, lived-in enclave than a turnover-heavy investment pocket.

Flood zones in Boca Gardens: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Boca Raton.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer looking for a low-turnover, amenity-heavy community rather than new construction
  • Someone comfortable with a 1985-1991-era building stock and evaluating each unit on individual condition and updates
  • A buyer who can move decisively when a listing appears, given the current thin-supply market

Probably not for

  • Someone who wants a wide selection of listings to compare before deciding
  • A buyer specifically seeking newer construction or larger, more varied floor plans
  • An investor expecting fast turnover — the high owner-occupancy share suggests limited rental churn

The market around Boca Gardens

Boca Gardens is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Boca Gardens specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Whispering Pines (Palm Beach) · Elementary
  • Omni · Middle
  • Olympic Heights · High

Zoned schools reflect the assignments reported on recent Boca Gardens listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Boca Gardens address.

If we were buying in Boca Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Boca Gardens.

Best Buy
Buyers targeting a compact, amenity-rich community in Boca Raton with a stable, long-tenured owner base.
Biggest Risk
With only 7 active listings, buyers have limited selection at any given moment and may need to move quickly on the right unit.
Sweet Spot
A move-in-ready or lightly updated unit near the median 1,325 square feet, priced in line with current thin-inventory conditions.
Avoid If
You need a wide range of floor plans or construction eras to choose from — this community offers neither.

What's actually driving value here

Every home in Boca Gardens was built within a six-year span, which flattens out a lot of the usual variables buyers weigh elsewhere — lot premiums, architectural era, school zoning shifts. What's left to differentiate one listing from the next is largely interior condition: kitchens, baths, flooring, and how well a unit has been maintained since the late 1980s. In a market this small and this uniform, a renovated unit and an untouched one can sit blocks apart with meaningfully different asking expectations.

The amenity package here is broader than the community's size might suggest — tennis, pickleball, a fitness center, pool, playground, jogging path, clubhouse, and on-site management, all backed by security patrol. That's a lot of shared infrastructure for under 500 homes, which usually points to either higher HOA involvement or an older master plan built with amenity density in mind. Either way, buyers should verify current amenity access and any associated fees directly with the HOA, since MLS-reported amenities can lag on-the-ground reality.

“

The location and the amenities are priced into every listing in Boca Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, with only a handful of active listings at any given time, timing and access matter more than in larger subdivisions where inventory turns over constantly. We track Boca Gardens listings closely enough to flag a well-priced unit the day it hits, and we know which condition issues in a 1986-era build are cosmetic versus structural — knowledge that keeps buyers from overpaying and sellers from underselling in a supply-constrained window.

Boca Gardens in 15 seconds.

Best forBuyers targeting a compact, amenity-rich community in Boca Raton with a stable, long-tenured owner base.
Biggest advantageThe shared amenity package — tennis, pickleball, fitness, pool, and on-site management — is unusually deep for a community of under 500 homes.
Biggest riskWith only 7 active listings, buyers have limited selection at any given moment and may need to move quickly on the right unit.
Sweet spotA move-in-ready or lightly updated unit near the median 1,325 square feet, priced in line with current thin-inventory conditions.
Avoid ifYou need a wide range of floor plans or construction eras to choose from — this community offers neither.

What it really costs to own in Boca Gardens

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,745/yr across 22 listings here (MLS tax records, 2026-10-16).
HOA duesMedian $477/month across 394 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1985 across 22 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $935/month (tax $312, HOA $477, insurance $146). An estimate from the sources above, not a quote.

Email me new listings in Boca Gardens

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Boca Gardens

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Boca Gardens will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Boca Gardens homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Boca Gardens.
In short
  • HOA dues reported around $477/month (about $5,724/yr) · median of 394 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $477 per month ($5,724 a year) — the median AssociationFee across 394 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 11 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Boca Gardens sales matched to your home.

What is your Boca Gardens home worth?

Get a no-obligation home value based on real comparable sales in Boca Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Boca Raton →

Real comps, not an automated estimate.

Recently off market in Boca Gardens

Homes in Boca Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 17 on record.

Boca Gardens key facts
LocationBoca Raton, Palm Beach County, FL
Homes in the community498 (FL DOR 2025 assessment roll)
Years built1985–1991 (median 1986)
Typical living area1,325 sq ft (median)
Home types (current listings and sales)townhouses 64%, villas 36%
Amenities listed by sellersTennis Court(s), Basketball Court, Playground, Pool, Clubhouse, Jogging Path
For sale right now7 active, 2 pending · median asking $488,500 · 2.6 months of supply
Owner-occupied (homestead) share72%

Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Boca Gardens key facts,” movewithmomentum.com/neighborhoods/boca-gardens-boca-raton, data as of July 15, 2026.

Housing distress & ownership in Boca Gardens, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Just listed in Boca Gardens

The newest homes for sale in Boca Gardens right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 16, 2026. All new listings in this market.

Every Home for Sale in Boca Gardens Boca Raton Right Now (8)

All 8 active and pending Boca Gardens Boca Raton listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

20% of homes for sale in Boca Gardens are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).

Boca Gardens Market Scorecard

Buyer-Leaning Market

Boca Gardens is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $454,950, and homes go under contract in about 22.5 days.

8.0
Months supply
$454,950
Median list
$447,500
Median sold
$323
Per sqft
22.5
Days on mkt
8/2/12
Active/Pend/Sold

Typical home value in the 33496 ZIP is $1,067,364, about 93.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Boca Gardens a buyer's or seller's market right now?
As of July 15, 2026, Boca Gardens leans toward sellers: 2.6 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Boca Gardens?
The Florida DOR 2025 assessment roll shows 498 homes in Boca Gardens (public records).
What share of Boca Gardens is owner-occupied?
72% of Boca Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Boca Gardens built?
Homes in Boca Gardens were built between 1985 and 1991, with a median year built of 1986 (FL DOR 2025 roll).
Who is the best real estate agent for Boca Gardens?
The best agent for Boca Gardens is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Boca Gardens.
How do I find a top Boca Raton real estate agent who knows Boca Gardens?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Boca Gardens and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Boca Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Boca Gardens purchase or sale - no call center and no pressure.
Where is Boca Gardens, and what county is it in?
Boca Gardens is in Boca Raton, Palm Beach County, FL.
Is Boca Gardens in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Boca Gardens sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
A buyer looking for a low-turnover, amenity-heavy community rather than new constructionExcellent fit
Someone comfortable with a 1985-1991-era building stock and evaluating each unit on individual condition and updatesExcellent fit
A buyer who can move decisively when a listing appears, given the current thin-supply marketExcellent fit
Someone who wants a wide selection of listings to compare before decidingProbably not
A buyer specifically seeking newer construction or larger, more varied floor plansProbably not
An investor expecting fast turnover — the high owner-occupancy share suggests limited rental churnProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 15, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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