Burts Addition in Palatka

Burts Addition
Homes for Sale in Palatka, FL

Community in Palatka · Putnam County · ZIP 32177
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of COLDWELL BANKER PREMIER PROPERTIES · via realMLS

Built fromLive realMLS data23 years of closingsUpdated twice daily
Live · Burts Addition Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Putnam: 20% (132 of 652)
1 · 0
For sale · pending
live counts, refreshed twice daily
Track record · 23 years of records
0
Failed listings · 2012
peaked at 1 in 2010
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Burts Addition is a small pocket of Palatka, in Putnam County, and the honest starting point is that this is a thin market with limited data behind it. We don't have a reliable median or transaction count worth quoting as of mid-2026, so treat any single sale here as a data point, not a trend.

In a market this small, price is set property by property — condition, lot, and the specific block do most of the work. For a buyer that means you underwrite the individual home, not the neighborhood average. For a seller it means comparable sales are scarce and pricing has to be built from the ground up rather than pulled off a chart.

Best for

  • Buyers prioritizing proximity to central Palatka and the St. Johns River over a large amenitized community
  • Patient buyers willing to wait for the right individual property and underwrite it on condition
  • Owner-occupants comfortable evaluating an older-character home block by block

Probably not for

  • Buyers who want a wide selection of comparable listings on hand at any given time
  • Buyers who need tightly predictable resale comps to feel confident on price
  • Buyers set on newer construction or HOA-managed subdivision amenities

The market around Burts Addition

Burts Addition is a small community — 3 recorded sales on file, most recently in 2012 — too few for its own price trend. Here is the market around it.

In ZIP 32177, 162 homes are on the market and 25% are under contract — a steady corner of Palatka.

Across Putnam County, 520 homes are active and 132 pending (20% under contract).

The housing mix here is 67% single family residence, 33% townhouse.

ZIP and county figures describe the wider market, not Burts Addition specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Burts Addition

Live MLS inventory for Burts Addition. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Burts Addition listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Schools

In short
  • Putnam County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Moseley · Elementary
  • Palatka · High

Zoned schools reflect the assignments reported on recent Burts Addition listings and can change; always confirm with Putnam County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Burts Addition address.

If we were buying in Burts Addition today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Burts Addition.

Best Buy
Buyers who want to be near central Palatka and the river rather than in a large subdivision.
Biggest Risk
Thin comps make pricing and appraisals harder to pin down.
Sweet Spot
A well-kept individual home you can underwrite on its own condition and lot.
Avoid If
You need predictable, subdivision-style pricing and steady inventory to choose from.

A thin market inside Palatka

The defining feature of Burts Addition is scale: it is a small addition within Palatka rather than a large master-planned community, so listings come and go infrequently. That scarcity cuts both ways — there is little competing supply when you list, but also little to benchmark against when you price or offer.

Location is the steadier story here. Palatka anchors Putnam County along the St. Johns River, and Burts Addition puts you close to the core of town. If you value being near Palatka's central services and the river corridor over the predictability of a large subdivision, this is the trade you are making.

The location and the amenities are priced into every listing in Burts Addition. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume pocket like Burts Addition, the value of a broker is in the legwork the data can't do for you — pulling recent Palatka-area sales, reading condition against price, and telling you plainly when a listing is mispriced. We work this market the same way we'd tell a client to: cautiously, comp by comp, and without pretending we know more than the facts support.

Burts Addition in 15 seconds.

Best forBuyers who want to be near central Palatka and the river rather than in a large subdivision.
Biggest advantageLimited supply means less competition among listings when the right one appears.
Biggest riskThin comps make pricing and appraisals harder to pin down.
Sweet spotA well-kept individual home you can underwrite on its own condition and lot.
Avoid ifYou need predictable, subdivision-style pricing and steady inventory to choose from.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Burts Addition sales matched to your home.

What is your Burts Addition home worth?

Get a no-obligation home value based on real comparable sales in Burts Addition, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Burts Addition on the map →

Real comps, not an automated estimate.
Buyers prioritizing proximity to central Palatka and the St. Johns River over a large amenitized communityExcellent fit
Patient buyers willing to wait for the right individual property and underwrite it on conditionExcellent fit
Owner-occupants comfortable evaluating an older-character home block by blockExcellent fit
Buyers who want a wide selection of comparable listings on hand at any given timeProbably not
Buyers who need tightly predictable resale comps to feel confident on priceProbably not
Buyers set on newer construction or HOA-managed subdivision amenitiesProbably not

Nearby Communities

Explore more neighborhoods near Burts Addition with Momentum Realty’s local guides.

PSPalatka South Historic DistrictPalatka, FL · 0.5 miPNPalatka North Historic DistrictPalatka, FL · 1.1 miTCThe Collection At PalatkaPalatka, FL · 1.2 miBCBeverlys Crossing PalatkaPalatka, FL · 2.8 miFairway Estates PalatkaPalatka, FL · 2.8 miPPPalm Port East PalatkaPalatka, FL · 3.2 miRERivercrest East PalatkaPalatka, FL · 3.6 miBBBuffalo Bluff SatsumaPalatka, FL · 3.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2003 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,231/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.