Aerial view of Jw Campbell

Jw Campbell
Homes for Sale in Palatka, FL

All 108 homes for sale in Palatka, FL · median $255,500 · 114 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
78 homesBuilt 1900–2011
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 3 closed sales in Jw Campbell in Palatka, FL since 2005, the most recent in June 2020. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).

Live · Jw Campbell Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
58%
Owner-occupied · Jw Campbell
47 of 81 parcels homesteaded (FL DOR 2025)
42%
Non-owner-occupied · Jw Campbell
incl. 6% trust or LLC-held · 4% out-of-state
78
Homes in the community
plus 3 vacant residential lots · 81 residential parcels (FL DOR 2025)
Track record · 21 years of records
8
Recorded sales · 2024-2025
median $130K · qualified sales on the county roll (FL DOR 2025)
Est. 1900
Community established
homes built 1900-2011, median 1950 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

JW Campbell is a small pocket of Palatka, and with a data set this thin the individual home does most of the talking. Price here is driven by condition, lot, and how a given house has been kept up far more than by any neighborhood-wide trend. Treat any single sale as a data point, not a benchmark.

For buyers, that means underwriting each property on its own merits rather than comps that may not exist in volume. For sellers, it means presentation and honest condition disclosure carry the deal — there is no broad market wave to ride, so the work you put into the home shows up directly in what it fetches.

Nearby homes for sale

No active listings inside Jw Campbell right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1709 CARR Street
$400K · 0.1 mi away
3 bd · 2 ba · 1,892 sqft
1709 CARR Street
Listed by WE SELL HOMES LLC
1408 CARR Street
$210K · 0.1 mi away
3 bd · 2 ba · 1,155 sqft
1408 CARR Street
Listed by WJH BROKERAGE FL LLC
1406 CARR Street
$211K · 0.1 mi away
3 bd · 2 ba · 1,155 sqft
1406 CARR Street
Listed by WJH BROKERAGE FL LLC
302 S 14TH Street
$259K · 0.1 mi away
3 bd · 2 ba · 1,425 sqft
302 S 14TH Street
Listed by IHEART REALTY INC
322 S 17TH Street
$236K · 0.2 mi away
3 bd · 1 ba · 1,673 sqft
322 S 17TH Street
Listed by TIMBER TO TIDES REALTY LLC
802 S 15TH Street
$305K · 0.2 mi away
4 bd · 3 ba · 2,070 sqft
802 S 15TH Street
Listed by COLDWELL BANKER PREMIER PROPERTIES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

JW Campbell sits within Palatka in Putnam County, a low-volume corner of the market where each listing stands largely on its own rather than moving with a larger trend.

County records show 8 qualified sales in Jw Campbell across 2024–2025 (4 in 2024, 4 in 2025), median $130,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a Palatka foothold who will price and inspect a home individually
  • Value-focused buyers comfortable in a low-volume market with fewer comparable sales
  • Sellers ready to invest in condition and presentation to maximize a single sale

Probably not for

  • Buyers who need a large pool of comparable sales to feel confident on price
  • Those wanting a fast, liquid market with quick resale certainty
  • Buyers unwilling to underwrite deferred maintenance and condition risk

The market around Jw Campbell

Jw Campbell is too small for its own price trend, so here is the market around it.

In ZIP 32177, 152 homes are on the market and 28% are under contract — a steady corner of Palatka.

Across Putnam County, 701 homes are active and 159 pending (18% under contract).

In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Jw Campbell specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Jw Campbell, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Jw Campbell today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Jw Campbell.

Best Buy
Buyers willing to evaluate a home on its own merits rather than on neighborhood trend lines.
Biggest Risk
Thin sales data makes pricing harder to pin down without careful work.
Sweet Spot
A sound, well-maintained home matched to a buyer doing real diligence.
Avoid If
You need deep comps and a fast, statistically clear market read.

A property-by-property market

In a community this size, the usual shorthand — median price, days on market, absorption — carries less weight because there simply is not enough transaction volume behind it to be reliable. What matters more is the specific house: its condition, its lot, its updates or lack of them, and how it compares to the handful of alternatives available at any given time.

That puts a premium on real diligence. Inspections, a clear-eyed read on deferred maintenance, and a realistic view of Palatka's broader location advantages all count for more here than a citywide statistic ever will. Buy and sell on the merits of the individual property.

“

The location and the amenities are priced into every listing in Jw Campbell. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-data neighborhoods are where a local broker earns their keep. Instead of leaning on averages that do not hold up, we work each property on its own terms — condition, lot, comparable sales when they exist, and an honest read on what a home should trade for. In Palatka and across Putnam County, that ground-level judgment is the difference between a fair price and a guess.

Jw Campbell in 15 seconds.

Best forBuyers willing to evaluate a home on its own merits rather than on neighborhood trend lines.
Biggest advantageA low-volume pocket where a well-kept property can stand out.
Biggest riskThin sales data makes pricing harder to pin down without careful work.
Sweet spotA sound, well-maintained home matched to a buyer doing real diligence.
Avoid ifYou need deep comps and a fast, statistically clear market read.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Jw Campbell homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Jw Campbell.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Jw Campbell sales matched to your home.

What is your Jw Campbell home worth?

Get a no-obligation home value based on real comparable sales in Jw Campbell, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palatka →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Jw Campbell?
The Florida DOR 2025 assessment roll shows 78 homes plus 3 vacant residential lots in Jw Campbell (public records).
What share of Jw Campbell is owner-occupied?
58% of Jw Campbell parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Jw Campbell built?
Homes in Jw Campbell were built between 1900 and 2011, with a median year built of 1950.0 (FL DOR 2025 roll).
Who is the best real estate agent for Jw Campbell?
The best agent for Jw Campbell is one who actively works Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Jw Campbell.
How do I find a top Palatka real estate agent who knows Jw Campbell?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Jw Campbell and the wider Palatka area.
Can Momentum Realty connect me with an agent for Jw Campbell?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Jw Campbell purchase or sale - no call center and no pressure.
Where is Jw Campbell, and what county is it in?
Jw Campbell is in Palatka, Putnam County, FL, ZIP 32177.
How far is Jw Campbell from downtown Jacksonville and the beach?
About 48 miles from downtown Jacksonville and about 26 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking a Palatka foothold who will price and inspect a home individuallyExcellent fit
Value-focused buyers comfortable in a low-volume market with fewer comparable salesExcellent fit
Sellers ready to invest in condition and presentation to maximize a single saleExcellent fit
Buyers who need a large pool of comparable sales to feel confident on priceProbably not
Those wanting a fast, liquid market with quick resale certaintyProbably not
Buyers unwilling to underwrite deferred maintenance and condition riskProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32177))
Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2005 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Schools serving nearby communities

We do not have a confirmed school assignment for Jw Campbell. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Jw Campbell with Momentum Realty’s local guides.

Campbells0.0 mi away · median $225K, 5 sales/12 moGreen Pullens0.1 mi awayWebbs0.1 mi awayHillcrest0.1 mi away · median $228K, 3 sales/12 moFTFearnside Terrace0.1 mi away · 78 homes, built 1905–23, 1 for salePVPark View0.1 mi away · 121 homes, built 1900–22GWGlisson Wells Harts0.1 mi away · 58 homes, built 1900–88Palatka Heights0.2 mi away

Browse all neighborhood guides →

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