Callaway
Homes for Sale in Lake City, FL
All 61 homes for sale in Lake City, FL · median $388,150 · 32 homes for sale in 32024 · Columbia County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 1 closed sale in Callaway in Lake City, FL, the most recent in June 2026. Across Lake City as a whole, 96 homes closed in the last 12 months at a median of $328,450, 43 median days on market, with 61 homes for sale today. At that median and Columbia County's FY2025-26 rate of 15.38 mills, annual property tax runs about $5,050 ($4,450 with the full homestead exemption).
Callaway is a small Lake City community in Columbia County, and the honest starting point is that the current MLS snapshot is thin — no shared amenities turn up in the listings, so there is no pool, clubhouse, or gated entry carrying a premium here. That means price is driven almost entirely by the individual home: its condition, lot, square footage, and how recently it has been updated. Expect a wide spread between a dated house and a renovated one, because there is no community-level feature compressing values toward a common baseline.
For buyers, that puts the leverage on homework — walk the house, scrutinize the systems, and compare condition against whatever else is active, because two listings at similar sizes can justify very different numbers. For sellers, the takeaway is the same from the other side: with no amenity story to lean on, the house itself has to do the selling, and presentation and condition are what move your price.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside CALLAWAY right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Callaway is a modest residential pocket of Lake City in Columbia County, without the shared amenities that define larger planned communities — so what you are buying is the house and its lot, not a lifestyle package.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Callaway is best for.
Best for
- Buying a home where condition and lot matter more than shared amenities
- Looking for a straightforward residential footing in Lake City
- Willing to do the condition homework to find value in a varied market
Probably not for
- Wanting a community pool, clubhouse, or gated entry as part of the deal
- Expecting an amenity package to support long-term resale
- Preferring a uniform planned community where homes price to a common baseline
The market around Callaway
Callaway is a small community — 1 recorded sale on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 32024, 42 homes are on the market and 17% are under contract — a slower corner of Lake City.
Across Columbia County, 71 homes are active and 30 pending (30% under contract).
Homes here are single family residence.
In ZIP 32024 (Lake City), 47 homes closed in the last 12 months at a median of $335K ($262/sq ft), down 1.8% year over year, with a median 22 days on market. See the live ZIP 32024 housing market and the Columbia County market.
ZIP and county figures describe the wider market, not Callaway specifically. Momentum Research analysis of MLS records.
The Callaway buying strategy.
If we were buying in Callaway today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Callaway.
What actually drives value in Callaway
Because no community amenities surface in the current listings, there is no HOA feature set to price against and no uniform standard pulling homes toward a common value. In a setting like this, condition is the swing factor: updated kitchens, roofs, and mechanicals can separate two otherwise comparable homes by a meaningful margin, and a dated house will read as a project to most buyers.
The practical implication is that comparables need to be read carefully rather than taken at face value. A price that looks high or low usually traces back to what has — or has not — been done to the home. Treat each listing on its own merits and do the condition math before anchoring to any single number.
The location and the amenities are priced into every listing in Callaway. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this condition-driven, generic pricing models fall short — the value is in reading one house against another and knowing which updates the local market actually rewards. We work the Lake City and Columbia County market directly, so whether you are buying or selling a Callaway home, we build the number from the house itself rather than a formula.
Callaway in 15 seconds.
Tools for a Callaway buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Callaway sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Callaway, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Callaway home worth?
Get a no-obligation home value based on real comparable sales in Callaway, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lake City →
Should you buy in Callaway?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how CALLAWAY fits the bigger picture — live prices, inventory, and Momentum Scores:
Email me new listings in Callaway
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Callaway
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Callaway will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Columbia County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.