Deer Creek Lake City
Homes for Sale in Jacksonville, FL
All 4,052 homes for sale in Jacksonville, FL · median $299,990 · 389 townhomes for sale in Jacksonville · 282 homes for sale in 32256 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FIRST COAST REALTY OF JACKSONVILLE INC · via realMLS
As of October 2026, Deer Creek in Jacksonville, FL has 5 homes for sale and 4 pending, asking from $281,698 to $799,900 (median $295,835). Over the 12 months ending 2026-10-01, 9 recorded sales closed at a median of $280,294, $185 per square foot, a median 15 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1990–2026 with 14 new construction; 18 of 18 report an HOA (median $124/mo); none of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,010 ($4,270 with the full homestead exemption).
Homes For Sale Right Now in Deer Creek Lake City
Live MLS inventory for Deer Creek Lake City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 21 daysTop listing
Active · 21 days
Active · 42 days
Active · 11 days
Active · 70 days
Pending · 11 days
Pending · 0 days
Pending · 30 days
Pending · 0 daysActive and pending Deer Creek Lake City listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Deer Creek Lake City Right Now (9)
All 9 active and pending Deer Creek Lake City listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7644 Commander Lane · $281,698 · 3 bd / 2.5 ba · listed Sep 21, 2026 · listed by Olympus Executive Realty, Inc
- 7634 Commander Lane · $293,027 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Olympus Executive Realty, Inc
- 7655 Commander Lane · $280,698 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Olympus Executive Realty, Inc
- 7903 Vineyard Lake Road · $799,900 · 4 bd / 3 ba · listed Sep 10, 2026 · listed by Keller Williams Jacksonville
- 7839 Heather Lake Court · $575,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Future Home Realty Inc
- 7648 Commander Lane · $295,698 · 4 bd / 2.5 ba · pending · listed Aug 30, 2026 · listed by Olympus Executive Realty, Inc
- 7657 Commander Lane · $295,835 · 4 bd / 2.5 ba · listed Aug 21, 2026 · listed by Olympus Executive Realty, Inc
- 7636 Commander Lane · $281,698 · 3 bd / 2.5 ba · pending · listed Aug 11, 2026 · listed by Olympus Executive Realty, Inc
- 7646 Commander Lane · $281,698 · 3 bd / 2.5 ba · listed Jul 24, 2026 · listed by Olympus Executive Realty, Inc

Price here is driven by the houses themselves, not by scarcity of land or a hot turnover cycle. These are larger homes — a median around 3,650 square feet — built across a long stretch from 1990 to 2019, with the middle of the pack dating to 1994. That age spread means condition and updates do most of the work in setting value; a well-kept, updated home and a dated one of similar size can sell for very different numbers, so the median is a starting reference, not a rule.
The current posture is decidedly buyer-leaning. Roughly 12 months of supply against a very thin recent closing pace tells you this is not a market where sellers dictate terms. For a buyer, that means time to inspect, negotiate, and walk away. For a seller, it means pricing to condition and presenting the home properly matters more than usual — the market will not paper over deferred maintenance.
Deer Creek Lake City right now
🟢 Buyer-leaning market. 6.7 months of supply and 44% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: High (9 active and pending listings, 9 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 4, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Deer Creek Lake City market snapshot (as of October 1, 2026): the median sale price is about $280K ($185 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 6.7 months of supply, a buyer-leaning market.
In ZIP 32256 (Jacksonville), 1,025 homes closed in the last 12 months at a median of $379K ($213/sq ft), down 5.9% year over year, with a median 57 days on market. Right now 218 active and 87 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32256 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 25 homes in Deer Creek that have changed hands since 2019, built between 1988 and 2027 (median 2026), with a median living area of about 1,557 sq ft and a typical 4-bedroom, 2.5-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Deer Creek: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Deer Creek is an established Jacksonville community of 239 homes, weighted toward larger floor plans, where nearly all owners hold homestead — a sign of a settled, owner-occupied enclave rather than a churn of investor turnover.
The setting & the homes.
Aerial and on-site photos of Deer Creek Lake City. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Deer Creek Lake City; content deemed reliable but not guaranteed.
Who Deer Creek Lake City is best for.
Best for
- Buyers seeking a larger floor plan who plan to stay put for the long term
- Buyers who want negotiating room and time to complete inspections
- Buyers comfortable evaluating an older home's systems and updates on the merits
Probably not for
- Buyers who need to close and move quickly given thin inventory
- Sellers expecting a fast sale without pricing carefully to condition
- Buyers wanting a compact, newly built home rather than a larger, established one
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($280K) IS the median in the snapshot above.
Windows contain 0 to 9 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Columbia County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32256 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).
Deer Creek Market Scorecard
Deer Creek is currently a buyer's market. About 6.7 months of supply, a median asking price of $295,835, and homes go under contract in about 21 days.
Typical home value in the 32256 ZIP is $309,798, about 14.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Deer Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Deer Creek Lake City on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Deer Creek Lake City

- Security Lights · reported on 9 of 10 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Deer Creek Lake City are close: the nearest groceries is about 3 minutes away.
- Fifth Generation Farms · Groceries3 min
- Bob Evans Restaurants · Dining3 min
- Skating Palace Family Fun Center · Parks4 min
- Community Hospice and Palliative Care of Columbia County · Health4 min
- Ellianos Coffee · Coffee4 min
- Stonegate · Shopping5 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Commander Lane (14 homes on record)
- Chester Lake Road E (2 homes on record)
- Chelsea Lake Road (2 homes on record)
- Vineyard Lake Road E (1 homes on record)
- Cypress Lakes Drive (1 homes on record)
- Vineyard Lake Road N (1 homes on record)
- Persimmon Hill Lane (1 homes on record)
Nearby Communities
Explore more neighborhoods near Deer Creek Lake City with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin Oaks · Elementary
- Twin Lakes Academy · Middle
- Atlantic Coast · High
Zoned schools reflect the assignments reported on recent Deer Creek Lake City listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Deer Creek Lake City address.
Shop the zone: Homes zoned for Mandarin Oaks Elementary School · Homes zoned for Twin Lakes Academy · Homes zoned for Atlantic Coast High School
The Deer Creek Lake City buying strategy.
If we were buying in Deer Creek Lake City today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Creek Lake City.
An owner-occupied community with thin turnover
With about 90% of homes under homestead and only a single active listing at last snapshot, inventory here moves slowly. That combination — high owner-occupancy, few listings, and a large months-supply figure — reflects a community people tend to stay in, which keeps the number of homes on the market small even when the balance of leverage tilts toward buyers.
The housing stock is the story. Floor plans run large, and the build years span nearly three decades, so two homes of comparable size can differ meaningfully in systems, finishes, and layout. Buyers should evaluate each home on its own merits — roof, HVAC, kitchens, and baths — rather than assuming the median size or median build year describes what they will actually tour.
The location and the amenities are priced into every listing in Deer Creek Lake City. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, buyer-leaning market with wide variation in home condition, the median tells you very little about any single house. We price and evaluate on the specifics — size, updates, and comparable closings — so buyers do not overpay for deferred maintenance and sellers do not underprice a genuinely updated home. With so few listings changing hands, getting the read right on a single property matters more than in a fast-moving market.
Deer Creek Lake City in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $124/month (about $1,488/yr) · median of 189 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $124 per month ($1,488 a year) — the median AssociationFee across 189 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Deer Creek Lake City buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Creek Lake City sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deer Creek Lake City, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deer Creek Lake City home worth?
Get a no-obligation home value based on real comparable sales in Deer Creek Lake City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Deer Creek
Homes in Deer Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 7654 Commander Lane · off market
- 7656 Commander Lane · off market
- 7658 Commander Lane · off market
- 7660 Commander Lane · off market
- 7662 Commander Lane · off market
- 7664 Commander Lane · off market
- 7666 Commander Lane · off market
- 7668 Commander Lane · off market
Frequently Asked Questions
What is the median home price in Deer Creek Lake City?
How long do homes in Deer Creek Lake City take to sell?
Is Deer Creek Lake City a buyer's or seller's market right now?
Who is the best real estate agent for Deer Creek Lake City?
How do I find a top Jacksonville real estate agent who knows Deer Creek Lake City?
Can Momentum Realty connect me with an agent for Deer Creek Lake City?
Where is Deer Creek Lake City, and what county is it in?
How far is Deer Creek Lake City from downtown Jacksonville and the beach?
Is Deer Creek Lake City in a flood zone?
Is Deer Creek Lake City a good place to live?
Should you buy in Deer Creek Lake City?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2018 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Deer Creek fits the bigger picture — live prices, inventory, and Momentum Scores:






