Deer Creek Lake City in Jacksonville
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of FIRST COAST REALTY OF JACKSONVILLE INC · via realMLS

Built fromLive realMLS data8 years of closingsUpdated twice daily

As of October 2026, Deer Creek in Jacksonville, FL has 5 homes for sale and 4 pending, asking from $281,698 to $799,900 (median $295,835). Over the 12 months ending 2026-10-01, 9 recorded sales closed at a median of $280,294, $185 per square foot, a median 15 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1990–2026 with 14 new construction; 18 of 18 report an HOA (median $124/mo); none of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,010 ($4,270 with the full homestead exemption).

Live · Deer Creek Lake City Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$280K
Median sold · 12 mo
$185/sf
Sold $/sqft · 12 mo
peak $251 in 2023
100.0%
Sale vs ask
Duval median: 96.2%
Tempo
6.7mo
Supply
3 to 6 months is the balanced band
15days
Median DOM · closed
4 days at the 2022 low
44%
Under contract
Duval: 28% (1,522 of 5,475)
5 · 4
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 8 years of records
1,519sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Deer Creek Lake City

Live MLS inventory for Deer Creek Lake City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Deer Creek Lake City listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Deer Creek Lake City Right Now (9)

All 9 active and pending Deer Creek Lake City listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 7644 Commander Lane · $281,698 · 3 bd / 2.5 ba · listed Sep 21, 2026 · listed by Olympus Executive Realty, Inc
  • 7634 Commander Lane · $293,027 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Olympus Executive Realty, Inc
  • 7655 Commander Lane · $280,698 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Olympus Executive Realty, Inc
  • 7903 Vineyard Lake Road · $799,900 · 4 bd / 3 ba · listed Sep 10, 2026 · listed by Keller Williams Jacksonville
  • 7839 Heather Lake Court · $575,000 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Future Home Realty Inc
  • 7648 Commander Lane · $295,698 · 4 bd / 2.5 ba · pending · listed Aug 30, 2026 · listed by Olympus Executive Realty, Inc
  • 7657 Commander Lane · $295,835 · 4 bd / 2.5 ba · listed Aug 21, 2026 · listed by Olympus Executive Realty, Inc
  • 7636 Commander Lane · $281,698 · 3 bd / 2.5 ba · pending · listed Aug 11, 2026 · listed by Olympus Executive Realty, Inc
  • 7646 Commander Lane · $281,698 · 3 bd / 2.5 ba · listed Jul 24, 2026 · listed by Olympus Executive Realty, Inc
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the houses themselves, not by scarcity of land or a hot turnover cycle. These are larger homes — a median around 3,650 square feet — built across a long stretch from 1990 to 2019, with the middle of the pack dating to 1994. That age spread means condition and updates do most of the work in setting value; a well-kept, updated home and a dated one of similar size can sell for very different numbers, so the median is a starting reference, not a rule.

The current posture is decidedly buyer-leaning. Roughly 12 months of supply against a very thin recent closing pace tells you this is not a market where sellers dictate terms. For a buyer, that means time to inspect, negotiate, and walk away. For a seller, it means pricing to condition and presenting the home properly matters more than usual — the market will not paper over deferred maintenance.

Deer Creek Lake City Housing Pulse · Momentum Research · as of October 1, 2026

Deer Creek Lake City right now

🟢 Buyer-leaning market. 6.7 months of supply and 44% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: High (9 active and pending listings, 9 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Deer Creek Lake City market snapshot (as of October 1, 2026): the median sale price is about $280K ($185 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 6.7 months of supply, a buyer-leaning market.

In ZIP 32256 (Jacksonville), 1,025 homes closed in the last 12 months at a median of $379K ($213/sq ft), down 5.9% year over year, with a median 57 days on market. Right now 218 active and 87 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32256 housing market and the Duval County market.

realMLS (Northeast Florida) sales records identify 25 homes in Deer Creek that have changed hands since 2019, built between 1988 and 2027 (median 2026), with a median living area of about 1,557 sq ft and a typical 4-bedroom, 2.5-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Deer Creek: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Deer Creek is an established Jacksonville community of 239 homes, weighted toward larger floor plans, where nearly all owners hold homestead — a sign of a settled, owner-occupied enclave rather than a churn of investor turnover.

Best for

  • Buyers seeking a larger floor plan who plan to stay put for the long term
  • Buyers who want negotiating room and time to complete inspections
  • Buyers comfortable evaluating an older home's systems and updates on the merits

Probably not for

  • Buyers who need to close and move quickly given thin inventory
  • Sellers expecting a fast sale without pricing carefully to condition
  • Buyers wanting a compact, newly built home rather than a larger, established one

Windows contain 0 to 9 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
025820182020202220242026
0 to 9 a year; 9 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,636/mo
Columbia County typical true cost to own
$84/mo
Columbia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32256 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Deer Creek Market Scorecard

Buyer's market

Deer Creek is currently a buyer's market. About 6.7 months of supply, a median asking price of $295,835, and homes go under contract in about 21 days.

6.7
Months supply
$295,835
Median list
$280,294
Median sold
$190
Per sqft
21
Days on mkt
5/4/9
Active/Pend/Sold

Typical home value in the 32256 ZIP is $309,798, about 14.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Deer Creek, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Deer Creek Lake City

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Deer Creek Lake City are close: the nearest groceries is about 3 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Deer Creek Lake City with Momentum Realty’s local guides.

Greenland Acres0.3 mi away · 27 homes, built 1954–24DCDeer Cove0.3 mi awayDCDeer Cove0.3 mi away · median $356K, 4 sales/12 moDCDeer Cove Ponte Vedra Beach0.4 mi away · median $356K, 4 sales/12 moSouthern Woods0.6 mi awayDeerecreek0.7 mi awayBPBaywood Park0.7 mi away · 152 homes, built 1972–22, 3 for sale

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mandarin Oaks · Elementary
  • Twin Lakes Academy · Middle
  • Atlantic Coast · High

Zoned schools reflect the assignments reported on recent Deer Creek Lake City listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Deer Creek Lake City address.

If we were buying in Deer Creek Lake City today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Creek Lake City.

Best Buy
Buyers who want a larger home in an established, owner-occupied Jacksonville community.
Biggest Risk
Wide variation in condition and age means the median price is a weak guide to any one home.
Sweet Spot
A well-maintained larger home priced honestly to its actual condition.
Avoid If
You need a quick sale or expect a fast-moving, low-inventory bidding market.

An owner-occupied community with thin turnover

With about 90% of homes under homestead and only a single active listing at last snapshot, inventory here moves slowly. That combination — high owner-occupancy, few listings, and a large months-supply figure — reflects a community people tend to stay in, which keeps the number of homes on the market small even when the balance of leverage tilts toward buyers.

The housing stock is the story. Floor plans run large, and the build years span nearly three decades, so two homes of comparable size can differ meaningfully in systems, finishes, and layout. Buyers should evaluate each home on its own merits — roof, HVAC, kitchens, and baths — rather than assuming the median size or median build year describes what they will actually tour.

“

The location and the amenities are priced into every listing in Deer Creek Lake City. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, buyer-leaning market with wide variation in home condition, the median tells you very little about any single house. We price and evaluate on the specifics — size, updates, and comparable closings — so buyers do not overpay for deferred maintenance and sellers do not underprice a genuinely updated home. With so few listings changing hands, getting the read right on a single property matters more than in a fast-moving market.

Deer Creek Lake City in 15 seconds.

Best forBuyers who want a larger home in an established, owner-occupied Jacksonville community.
Biggest advantageA buyer-leaning market gives you time to inspect and negotiate.
Biggest riskWide variation in condition and age means the median price is a weak guide to any one home.
Sweet spotA well-maintained larger home priced honestly to its actual condition.
Avoid ifYou need a quick sale or expect a fast-moving, low-inventory bidding market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Deer Creek Lake City homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Deer Creek Lake City.
In short
  • HOA dues reported around $124/month (about $1,488/yr) · median of 189 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $124 per month ($1,488 a year) — the median AssociationFee across 189 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Creek Lake City sales matched to your home.

What is your Deer Creek Lake City home worth?

Get a no-obligation home value based on real comparable sales in Deer Creek Lake City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Deer Creek

Homes in Deer Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.

Frequently Asked Questions

What is the median home price in Deer Creek Lake City?
The median sale price in Deer Creek Lake City was $280K over the 12 months ending October 1, 2026 (9 closed sales, realMLS).
How long do homes in Deer Creek Lake City take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 15 days on market (9 sales, realMLS).
Is Deer Creek Lake City a buyer's or seller's market right now?
As of October 1, 2026, Deer Creek Lake City leans toward buyers: 6.7 months of supply at the current sales pace (realMLS live counts).
Who is the best real estate agent for Deer Creek Lake City?
The best agent for Deer Creek Lake City is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Deer Creek Lake City.
How do I find a top Jacksonville real estate agent who knows Deer Creek Lake City?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Deer Creek Lake City and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Deer Creek Lake City?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Deer Creek Lake City purchase or sale - no call center and no pressure.
Where is Deer Creek Lake City, and what county is it in?
Deer Creek Lake City is in Jacksonville, Duval County, FL, ZIP 32256. The community's center is about 12 miles southeast of downtown Jacksonville (straight-line).
How far is Deer Creek Lake City from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 11 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Deer Creek Lake City in a flood zone?
No, for the homes we can see: all 13 homes we sampled in Deer Creek Lake City sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Deer Creek Lake City a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Deer Creek Lake City: the median sale price over the last 12 months was $280K (9 sales), 10% below the Jacksonville median of $311K; homes took a median 15 days to go under contract; supply is 6.7 months at the current sales pace, which favors buyers. The full numbers, price history and the flood and school sections are above.
Buyers seeking a larger floor plan who plan to stay put for the long termExcellent fit
Buyers who want negotiating room and time to complete inspectionsExcellent fit
Buyers comfortable evaluating an older home's systems and updates on the meritsExcellent fit
Buyers who need to close and move quickly given thin inventoryProbably not
Sellers expecting a fast sale without pricing carefully to conditionProbably not
Buyers wanting a compact, newly built home rather than a larger, established oneProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2018 (22 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Deer Creek? 9 recorded closings; median 15 days on market (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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