North Central Florida neighborhoods, Lake City to Cedar Key. Know what matters before you buy.
This is the Florida that still prices like the Southeast instead of the Sunbelt: Lake City and Live Oak anchor the I-75/I-10 crossroads economy, the Suwannee River towns offer acreage and airpark living for a fraction of metro pricing, and the Nature Coast — Cedar Key, Yankeetown, Inglis — is old-Florida waterfront that has never been master-planned. Buyers here are trading commute and retail density for land, quiet, and some of the lowest carrying costs in the state.
The diligence list is different in this market: well and septic condition, flood elevation in the coastal and river towns, manufactured-versus-site-built financing implications, and the realities of insurance on older frame construction. Every guide below is built around those questions, plus the honest pros and cons of each town.
172 community guides, organized by town — the largest towns show their most active communities here, with every community on the town page. Start with the interactive Neighborhood Finder if you'd rather browse the whole map.
Lake City (57)
See all 57 Lake City communities → (36 most active shown here)
Live Oak (17)
Fort White (9)
Wellborn (2)
McAlpin (1)
O'Brien (5)
Branford (11)
Dowling Park (1)
Lake Butler (29)
Sanderson (15)
Chiefland (9)
Bronson (5)
Williston (5)
Cedar Key (1)
Yankeetown (1)
Inglis (4)
Straight answers
Why is property so much cheaper in North Central Florida?
Distance from metro employment and limited retail/medical density — not hidden defects. For remote workers and retirees the math is compelling; for commuting families it usually only works near Lake City or Live Oak proper.
What should I know about buying near the Suwannee River?
River flood plains are mapped and well-documented — elevation and flood-zone status decide insurability and financing. Our riverfront guides flag where this is decisive.
Is Cedar Key practical for full-time living?
About 3,000 people do it, with one road in and out and real storm exposure. It rewards a specific buyer — our Cedar Key guides are blunt about who that is.
Homes for sale now in North Central Florida
1,940 live listings in this area, 105 listed in the last 7 days. A selection, newest first:
- 3250 NE 179TH Street, Starke · $304,990 · Courtesy of EXIT INSPIRED REAL ESTATE
- 333 N Walnut Street, Starke · $425,000 · Courtesy of FAULKNER REALTY, INC.
- 1724 NW 251ST Street, Lawtey · $375,000 · Courtesy of FRONT PORCH REALTY
- 993 SE 66TH Street, Starke · $215,000 · Courtesy of LPT REALTY LLC
- 5823 NW 26TH Street, Gainesville · $239,900 · 3 bd · 1,267 sq ft · Courtesy of LPT REALTY, LLC
- 1369 NE 142ND Terrace, Newberry · $399,070 · 5 bd · 2,516 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 17011 NW 110TH Avenue, Alachua · $289,000 · 2 bd · 1,232 sq ft · Courtesy of COLDWELL BANKER M.M. PARRISH REALTORS
- 5119 SW 94TH Street, Gainesville · $299,000 · 2 bd · 1,103 sq ft · Courtesy of RABELL REALTY GROUP, LLC
- 13816 NW 11TH Lane, Newberry · $278,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 1182 NW 138TH Drive, Newberry · $382,935 · 5 bd · 2,014 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 1170 NW 138TH Drive, Newberry · $352,935 · 3 bd · 1,619 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 825 NW 19TH Avenue, Gainesville · $274,900 · 2 bd · 754 sq ft · Courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
- 5110 NW 24TH Drive, Gainesville · $329,000 · 3 bd · 1,450 sq ft · Courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
- 13533 SW 164TH Terrace, Archer · $190,000 · 3 bd · 1,066 sq ft · Courtesy of RABELL REALTY GROUP, LLC
- 13848 NW 11TH Lane, Newberry · $278,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 13822 NW 11TH Lane, Newberry · $268,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 13828 NW 11TH Lane, Newberry · $266,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 13834 NW 11TH Lane, Newberry · $266,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 13840 NW 11TH Lane, Newberry · $266,070 · 3 bd · 1,458 sq ft · Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 2928 SE Ebenezer, Lake City · $249,900 · 3 bd · 1,280 sq ft · Courtesy of RE/MAX PROFESSIONALS - LAKE CITY
- 1339 SW Central Terrace, Fort White · $240,000 · 3 bd · 1,280 sq ft · Courtesy of RE/MAX PROFESSIONALS - LAKE CITY
- 619 SW Bellflower, Lake City · $415,000 · 3 bd · 1,822 sq ft · Courtesy of RE/MAX PROFESSIONALS - LAKE CITY
- 20051 E Levy Street, Williston · $419,900 · 3 bd · 1,680 sq ft · Courtesy of HARRIETT DOWNS REAL ESTATE LLC
- 10438 NE Highway 301, Hampton · $80,000 · Courtesy of GAILEY ENTERPRISES LLC
Just listed, updated hourly: New in Central & West Florida · New in Northeast Florida
Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.