North Central Florida neighborhoods, Lake City to Cedar Key. Know what matters before you buy.
This is the Florida that still prices like the Southeast instead of the Sunbelt: Lake City and Live Oak anchor the I-75/I-10 crossroads economy, the Suwannee River towns offer acreage and airpark living for a fraction of metro pricing, and the Nature Coast — Cedar Key, Yankeetown, Inglis — is old-Florida waterfront that has never been master-planned. Buyers here are trading commute and retail density for land, quiet, and some of the lowest carrying costs in the state.
The diligence list is different in this market: well and septic condition, flood elevation in the coastal and river towns, manufactured-versus-site-built financing implications, and the realities of insurance on older frame construction. Every guide below is built around those questions, plus the honest pros and cons of each town.
156 community guides, organized by town — the largest towns show their most active communities here, with every community on the town page. Start with the interactive Neighborhood Finder if you'd rather browse the whole map.
Lake City (49)
See all 49 Lake City communities → (36 most active shown here)
Live Oak (15)
Fort White (8)
Wellborn (2)
McAlpin (1)
O'Brien (4)
Branford (11)
Dowling Park (1)
Lake Butler (28)
Sanderson (15)
Chiefland (9)
Bronson (5)
Williston (5)
Inglis (3)
Straight answers
Why is property so much cheaper in North Central Florida?
Distance from metro employment and limited retail/medical density — not hidden defects. For remote workers and retirees the math is compelling; for commuting families it usually only works near Lake City or Live Oak proper.
What should I know about buying near the Suwannee River?
River flood plains are mapped and well-documented — elevation and flood-zone status decide insurability and financing. Our riverfront guides flag where this is decisive.
Is Cedar Key practical for full-time living?
About 3,000 people do it, with one road in and out and real storm exposure. It rewards a specific buyer — our Cedar Key guides are blunt about who that is.
Homes for sale now in North Central Florida
2,085 live listings in this area, 232 listed in the last 7 days. A selection, newest first:
- 7284 NW County Road 229A, Starke · $299,000 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
- 5730 SE 120TH Avenue, Morriston · $299,900 · 3 bd · 1,512 sq ft · Courtesy of BIG BEND HOME & LAND LLC
- 15590 NE 21ST Avenue, Starke · $169,990 · Courtesy of EXIT INSPIRED REAL ESTATE
- 657 SE 2ND Avenue, Melrose · $479,000 · Courtesy of TREVOR WATERS REALTY, INC.
- 6747 SW 95TH Street, Hampton · $445,000 · Courtesy of CW REALTY
- 13265 SW 6TH Avenue, Newberry · $749,900 · 5 bd · 2,848 sq ft · Courtesy of COLDWELL BANKER M.M. PARRISH REALTORS
- 8508 NW 37TH Drive, Gainesville · $189,000 · 2 bd · 1,620 sq ft · Courtesy of BHHS FLORIDA REALTY
- 3680 SW 86TH Street, Gainesville · $799,999 · 5 bd · 3,507 sq ft · Courtesy of JASON MITCHELL REAL ESTATE FLO
- 9024 SW 104TH Terrace, Gainesville · $225,000 · 3 bd · 1,188 sq ft · Courtesy of REAL BROKER, LLC
- 2231 SE 132ND Court, Morriston · $225,000 · 3 bd · 1,568 sq ft · Courtesy of COLDWELL REALTY SOLD GUARANTEE
- 9571 NE Highway 27 Alternate, Bronson · $540,000 · 4 bd · 2,119 sq ft · Courtesy of BOSSHARDT REALTY SERVICES LLC
- 8030 SE 153RD Street, Inglis · $239,500 · 1 bd · 962 sq ft · Courtesy of ENGEL & VOLKERS OCALA
- 17533 NW 253RD Drive, High Springs · $629,999 · 3 bd · 2,004 sq ft · Courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
- 7208 NW 121ST Avenue, Alachua · $289,900 · 3 bd · 1,342 sq ft · Courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
- 4951 NE 141ST Avenue, Williston · $164,950 · 3 bd · 1,128 sq ft · Courtesy of COOKIE KING REAL ESTATE, INC
- 2213 NW 16TH Terrace #2213, Gainesville · $184,900 · 2 bd · 1,038 sq ft · Courtesy of REMAX SELECT PARTNERS
- 23875 NW 182ND Road, High Springs · $270,000 · 3 bd · 2,094 sq ft · Courtesy of PEPINE REALTY
- 3927 NW 60TH Avenue, Gainesville · $339,000 · 3 bd · 1,691 sq ft · Courtesy of REALTY HUB
- 4623 SW 83RD Drive, Gainesville · $359,900 · 3 bd · 1,279 sq ft · Courtesy of FLATFEE.COM
- 9574 SW 102ND Terrace, Gainesville · $385,000 · 3 bd · 1,462 sq ft · Courtesy of GARRETT REALTY
- 4921 NW 51ST Place, Gainesville · $600,000 · 4 bd · 3,242 sq ft · Courtesy of REAL BROKER, LLC
- 404 NW 232ND Terrace, Newberry · $320,000 · 4 bd · 1,722 sq ft · Courtesy of LIBRES REALTY LLC
- 24533 SW 11TH Road, Newberry · $499,000 · 6 bd · 3,900 sq ft · Courtesy of FIRST CHOICE REALTY OF NORTH FLORIDA LLC
- 5931 NW 26TH Street, Gainesville · $259,900 · 3 bd · 1,241 sq ft · Courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
Just listed, updated hourly: New in Central & West Florida · New in Northeast Florida
Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.