CANOE CREEK ESTATES
Homes for Sale in SAINT CLOUD, FL

Community in SAINT CLOUD · Osceola County · ZIP 34772
326 homesBuilt 1994–2005Median sale $318K
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Live Market Pulse
46/100
Market Heat
Near its long-run normal
2015 → 2026 · 90 at the 2022 peak
0 is CANOE CREEK ESTATES's coldest market since 2015, 100 its hottest. Today: 46. How it's scored
Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · CANOE CREEK ESTATES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$318K
Median sold · 12 mo
down 8.0% vs the prior 12 months
-8.0%
1-yr price change
n = 6 and 9 sales in the two windows
$265/sf
Sold $/sqft · 12 mo
peak $265 in 2026
98.8%
Sale vs ask
Osceola median: 95.9%
Tempo
53days
Median DOM · closed
4 days at the 2022 low
6
Sold · last 12 mo
10-yr average: about 7 a year
Ownership and context
58%
Owner-occupied · CANOE CREEK ESTATES
190 of 326 parcels homesteaded (FL DOR 2025)
42%
Non-owner-occupied · CANOE CREEK ESTATES
incl. 16% trust or LLC-held · 25% out-of-state
0%
Cash buyers · CANOE CREEK ESTATES
0 of 7 sales, 12 mo ending June 2026
326
Homes in the community
326 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1994
Community established
homes built 1994-2005, median 2002 (FL DOR 2025)
2
Failed listings · 2026
peaked at 48 in 2007
1,194sqft
Median sold home size
12-mo windows, closed sales
1.8%/yr
Turnover rate
about 6 of 326 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Canoe Creek Estates is an established St Cloud community of 287 homes built between 1994 and 2005, with the typical house dating to 2002. At a median of roughly 1,936 square feet, this is a mid-sized detached-home neighborhood well past its construction phase, which means price here is driven less by builder tiers and more by condition, updates, and lot. Two homes have closed in our recent window, so the sample is thin and any single sale carries outsized weight in the read.

For sellers, the takeaway is that presentation does the heavy lifting: in a community this age, an updated kitchen, roof, and systems separate a top-of-market sale from a discount. For buyers, expect a wide spread in condition between homes of similar size, and price accordingly. With so few recent closings, lean on comparable detail rather than headline averages.

CANOE CREEK ESTATES Housing Pulse · Momentum Research · as of August 2, 2026

CANOE CREEK ESTATES right now

🔴 Off the recent peak. The trailing-12-month median ($318K) is down 8.0% from the prior 12 months ($345K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (6 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

CANOE CREEK ESTATES market snapshot (as of August 2, 2026): the median sale price is about $318K ($265 per sq ft over the trailing 12 months of closed sales), and a median 53 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).

CANOE CREEK ESTATES is a community of 326 homes in SAINT CLOUD, Osceola County, built between 1994 and 2005 (median 2002.0), with a median living area of about 1,862 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

An established, mid-1990s-to-mid-2000s St Cloud community in Osceola County, roughly 1,936 square feet at the median, where the story is maturity and condition rather than new construction.

Best for

  • Buyers targeting a mid-sized home around 1,900 square feet in an established St Cloud setting
  • Owner-occupants comfortable budgeting for eventual system and roof updates
  • Buyers who value a settled, non-construction-phase community over the newest inventory

Probably not for

  • Buyers who require new-construction finishes and builder warranties
  • Buyers unwilling to budget for maintenance on 20-plus-year-old systems
  • Buyers who need a large, high-square-footage floor plan well above the community median

Windows contain 0 to 22 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 8.0% year over year.
Every sale since 2005 · price vs size
$0$200K$400K1k2k3k
103 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $98 in 2012 to a $265 peak in 2026; $265 now.
Median days on market · closed sales
020406020122014201620182020202220242026
4 days at the 2022 low; 53 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
98.8% now vs Osceola 95.9%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
0 to 22 a year; 6 in the current window.
Sellers who gave up · failed listings per year
02040200420082016202020242026
Canceled, expired, or withdrawn. 48 quit in 2007; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202220242026
90 at the 2022 peak, 28 in the troughs, 46 now. Same score as the hero card, full history.
How much local inventory is already under contract

25% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).

If we were buying in CANOE CREEK ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CANOE CREEK ESTATES.

Best Buy
Buyers who want an established St Cloud community rather than new construction.
Biggest Risk
Aging major systems — roofs and HVAC — can vary widely home to home.
Sweet Spot
An updated home where roof and systems have already been addressed.
Avoid If
You want new-build finishes and warranties without renovation work.

An established community, priced on condition

The build window here runs 1994 to 2005, with the median home finished in 2002. That maturity matters: roofs, HVAC systems, and water heaters are at or past the age where replacement becomes a live question, and that reality shapes value more than square footage alone. A well-maintained or updated home and a deferred-maintenance home of the same footprint can sit far apart on price.

Owner-occupancy runs at about 57 percent homesteaded, a slim majority. That mix suggests a stable core of long-term owners alongside a meaningful share of non-homestead holdings. For a buyer, it means inventory can come from either bucket, and the condition variance follows accordingly.

The location and the amenities are priced into every listing in CANOE CREEK ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.3B- · Buy Score
Recent Direction4.0/10
Owner Commitment5.8/10
Pricing Power9.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction -8.0% year-over-year; Owner Commitment 58% owner-occupied; Pricing Power 98.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only two closings in our recent window, headline numbers are noisy and easy to misread. We underwrite each home on its own merits — age of major systems, updates, and lot — rather than leaning on a thin average, so you know whether a listing is priced to its condition or coasting on square footage.

CANOE CREEK ESTATES in 15 seconds.

Best forBuyers who want an established St Cloud community rather than new construction.
Biggest advantageMature neighborhood with mid-sized homes and a stable owner-occupant core.
Biggest riskAging major systems — roofs and HVAC — can vary widely home to home.
Sweet spotAn updated home where roof and systems have already been addressed.
Avoid ifYou want new-build finishes and warranties without renovation work.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CANOE CREEK ESTATES sales matched to your home.

What is your CANOE CREEK ESTATES home worth?

Get a no-obligation home value based on real comparable sales in CANOE CREEK ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in CANOE CREEK ESTATES?
The median sale price in CANOE CREEK ESTATES was $318K over the 12 months ending August 2, 2026 (6 closed sales, Stellar MLS).
How long do homes in CANOE CREEK ESTATES take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 53 days on market (6 sales, Stellar MLS).
How many homes are in CANOE CREEK ESTATES?
The Florida DOR 2025 assessment roll shows 326 homes in CANOE CREEK ESTATES (public records).
What share of CANOE CREEK ESTATES is owner-occupied?
58% of CANOE CREEK ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CANOE CREEK ESTATES built?
Homes in CANOE CREEK ESTATES were built between 1994 and 2005, with a median year built of 2002.0 (FL DOR 2025 roll).
Do cash buyers compete in CANOE CREEK ESTATES?
Cash buyers took 0% of CANOE CREEK ESTATES sales in the 12 months ending June 2026 (0 of 7 closings, Stellar MLS).
Who is the best real estate agent for CANOE CREEK ESTATES?
The best agent for CANOE CREEK ESTATES is one who actively works SAINT CLOUD and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CANOE CREEK ESTATES.
How do I find a top SAINT CLOUD real estate agent who knows CANOE CREEK ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CANOE CREEK ESTATES and the wider SAINT CLOUD area.
Can Momentum Realty connect me with an agent for CANOE CREEK ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CANOE CREEK ESTATES purchase or sale - no call center and no pressure.
Buyers targeting a mid-sized home around 1,900 square feet in an established St Cloud settingExcellent fit
Owner-occupants comfortable budgeting for eventual system and roof updatesExcellent fit
Buyers who value a settled, non-construction-phase community over the newest inventoryExcellent fit
Buyers who require new-construction finishes and builder warrantiesProbably not
Buyers unwilling to budget for maintenance on 20-plus-year-old systemsProbably not
Buyers who need a large, high-square-footage floor plan well above the community medianProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (8 streets, ZIP 34769/34772))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2005 (103 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in CANOE CREEK ESTATES? 6 recorded closings; median 53 days on market (window ending 2026-08-02). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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