Osceola County
Housing Market
Median sale price $409,990, down 2.8% year over year, with homes going under contract in about 58 days, 4,395 homes on the market.
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Housing Market Analyst
Inventory sits at 5.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 26% of listed homes are already under contract. Prices are down 2.8% versus the prior year, but sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 26% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Osceola County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Osceola County is hot — and where it isn't
Each dot is a community (350 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Osceola County
The median sale price across Osceola County currently stands at $409,990, down 2.8% from a year ago. Buyers are paying a median of $206 per square foot. The typical home goes under contract in about 58 days. Sellers are capturing 95.4% of their original asking price on average.
There are 4,395 active listings on the market, with 1,103 more already under contract. At the current sales pace that works out to 5.9 months of supply — roughly balanced conditions by the standard six-month benchmark. 3,498 homes closed here over the trailing 12 months.
Zillow's home value index for Osceola County stands at $362,790. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Osceola County is 48 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Osceola County since 2012 — and where it’s heading
A median home here sold for $124,604 in 2012 and $433,957 over the last recorded year — 248% appreciation across 14 years of recorded sales. Cash buyers took 20% of recent sales, down from a 35% peak.
Median sale price · 2012–2026 (69,128 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Osceola County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Osceola County (MLS)
What’s driving Osceola County
Top inbound states: NY, NJ, TX, MA. Movers arriving report ~$59,276 average income. Source: IRS SOI county-to-county migration, 2022-2023
2,188 Citizens policies in force in Osceola County — the state-backed insurer of last resort. Budget insurance into any Osceola purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
5,085 single-family · 2,281 multi-family · 18.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Osceola County right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Osceola County ← this page | $410K | 4,395 | 48 | |
| Orange County | $458K | 5,743 | 61 | Open → |
| Seminole County | $415K | 1,597 | 67 | Open → |
| Polk County | $311K | 5,552 | 47 | Open → |
| Lake County | $370K | 3,050 | 56 | Open → |
Neighborhoods on the move
| DEL WEBB TWIN LAKESSt. Cloud | $465K | ▲ 39% |
| Bellavida Ph 1Kissimmee | $445K | ▲ 38% |
| TROPICAL PARK UNIT 4Kissimmee | $249K | ▲ 29% |
| Celebration North Village Unit 6Celebration | $935K | ▲ 24% |
| Hanover Lakes Ph 5St. Cloud | $602K | ▲ 21% |
| NARCOOSSEE NEW MAP OFSaint Cloud | $365K | ▼ 53% |
| LITTLE CREEK PH 01Kissimmee | $226K | ▼ 33% |
| REUNION PH 1 PRCL 1 UNIT 1Reunion | $785K | ▼ 28% |
| Eden At Cross Prairie Ph 2St. Cloud | $415K | ▼ 28% |
| REUNION WEST PH 3 WESTKissimmee | $635K | ▼ 26% |
| WINDSOR AT WESTSIDEKissimmee | $495K | 74 |
| STONEYBROOK SOUTH PH I-1 & J-1Davenport | $595K | 63 |
| TOHOQUAKissimmee | $406K | 49 |
| BELLALAGOKissimmee | $436K | 45 |
| Poinciana Village 5 Nbhd 1 PoincianaKissimmee | $290K | 42 |
| Kindred Ph 2AKissimmee | $386K | 4 days |
| ESTATES AT HICKORY COVESt. Cloud | $378K | 6 days |
| BRIDGE POINTESt. Cloud | $339K | 8 days |
| CROSSPRAIRIE 32SSt. Cloud | $371K | 9 days |
| WESTVIEW 27 VILLASKissimmee | $250K | 9 days |
Cities in Osceola County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Osceola County right now?
The data says conditions currently favor neither side decisively in Osceola County — the Momentum Score reads 48/100 with 5.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Osceola County becoming more affordable?
Yes, modestly — the median sale price in Osceola County is $409,990, down 2.8% versus the prior year, while sellers still capture 95.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Osceola County?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are NARCOOSSEE NEW MAP OF (-53%); LITTLE CREEK PH 01 (-33%); REUNION PH 1 PRCL 1 UNIT 1 (-28%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Osceola County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Kindred Ph 2A (4 days); ESTATES AT HICKORY COVE (6 days); BRIDGE POINTE (8 days) — homes there go under contract well ahead of the market-wide pace of 58 days.
Osceola County housing market FAQ
What is the median home price in Osceola County?
The median sale price in Osceola County is currently $409,990, down 2.8% from a year ago, based on MLS sales data updated August 6, 2026.
Is Osceola County a buyer's or seller's market right now?
The data currently is roughly balanced. Osceola County scores 48 of 100 on the Momentum Score, with 5.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Osceola County?
The typical home in Osceola County goes under contract in about 58 days, per current MLS data.
How many homes are for sale in Osceola County?
There are approximately 4,395 active listings in Osceola County as of August 6, 2026.
Are home prices in Osceola County rising or falling?
Median sale prices are down 2.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Osceola County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.