Florida Housing Intelligence › Osceola County

Osceola County
Housing Market

County market report · Florida · 30 ZIP codes

Median sale price $410,990, down 1.8% year over year, with homes going under contract in about 57 days, 4,463 homes on the market.

997 communities reporting11,260 sales analyzedRefreshed twice dailyMomentum Score 52
Live Market Pulse
52/100
Momentum
Balanced Market
4,463 homes on the market right now. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Osceola County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$411K
Median sold · 12 moConfidence: High
down 1.8% vs the prior 12 months
-1.8%
1-yr price change
n = 11,260 recent sales
$203/sf
Sold $/sqft · 12 mo
-2.8% vs prior yr
95.5%
Sale vs ask
of original asking price · -0.5pp vs prior yr
$363K
Osceola County home value
Zillow ZHVI, monthly · -3.6% vs a year ago
Tempo
5.2mo
Supply
3 to 6 months is the balanced band
57days
Median DOM · closed
closed sales, median · +3.0 days vs prior yr
29%
Under contract
of inventory already spoken for
4,463 · 1,097 ▲1
For sale · pending
live counts, refreshed twice daily
5,121
Sold · last 12 mo
closed across all tracked communities · -2.8% vs prior yr
Market context
23%
Listings with price cuts
Osceola County · Zillow · +0.3pp vs prior month
4,786
County for-sale inventory
Zillow, monthly
32%
New construction
share of recent sales · -4.6pp vs prior yr
20%
Cash buyers
share of sales · peak 32% · +0.3pp vs prior yr
52/100
Momentum score
Balanced Market
Economy & people · county layer
$68,711
Median household income
U.S. Census ACS, county
406,943
County population
+20.2% since 2018
5.3×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,498/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 29% of listed homes are already under contract. Prices are down 1.8% versus the prior year, but sellers are still collecting 95.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 52
Momentum Score
Buyer leverage48
Seller leverage52

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 29% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Osceola County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
6.5 mo · buyer-tilted · 436 active
$300K–$500K
4.0 mo · balanced band · 1,086 active
$500K–$750K
7.3 mo · buyer-tilted · 507 active
$750K+
5.2 mo · balanced band · 83 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Osceola County is hot — and where it isn't

Each dot is a community (350 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Osceola County

The median sale price across Osceola County currently stands at $410,990, down 1.8% from a year ago. Buyers are paying a median of $203 per square foot. The typical home goes under contract in about 57 days. Sellers are capturing 95.5% of their original asking price on average.

There are 4,463 active listings on the market, with 1,097 more already under contract. At the current sales pace that works out to 5.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 5,121 homes closed here over the trailing 12 months.

Zillow's home value index for Osceola County stands at $363,472. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Osceola County is 52 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Osceola County since 2012 — and where it’s heading

A median home here sold for $121,594 in 2012 and $429,338 over the last recorded year — 253% appreciation across 14 years of recorded sales. Cash buyers took 20% of recent sales, down from a 32% peak.

Median sale price · 2012–2026 (75,293 recorded sales)

$115K$281K$448K$429K2012: $122K2013: $140K2014: $167K2015: $199K2016: $201K2017: $222K2018: $258K2019: $261K2020: $324K2021: $377K2022: $414K2023: $441K2024: $441K2025: $432K2026: $429K20122015201920232026

Days on market by year

5d72d138d58d2012: 45d2013: 26d2014: 46d2015: 59d2016: 52d2017: 59d2018: 136d2019: 89d2020: 56d2021: 12d2022: 8d2023: 27d2024: 43d2025: 55d2026: 58d20122015201920232026

Cash buyers · share of sales

19%26%32%20%2016: 32%2017: 25%2018: 24%2019: 22%2020: 22%2021: 22%2022: 31%2023: 24%2024: 21%2025: 19%2026: 20%20162018202120242026

Home value trend · Osceola County (Zillow ZHVI)

$363K$370K$377K$363KJul '25: $377KAug '25: $375KSep '25: $373KOct '25: $371KNov '25: $370KDec '25: $369KJan '26: $369KFeb '26: $369KMar '26: $368KApr '26: $368KMay '26: $366KJun '26: $365KJul '26: $363KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

4,5384,7444,9504,786Jul '25: 4,942Aug '25: 4,918Sep '25: 4,859Oct '25: 4,812Nov '25: 4,760Dec '25: 4,664Jan '26: 4,596Feb '26: 4,547Mar '26: 4,621Apr '26: 4,687May '26: 4,762Jun '26: 4,795Jul '26: 4,786Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Osceola County (MLS)

9952,7644,533Jul 07 · Active: 4,355Aug 03 · Active: 4,407Aug 04 · Active: 4,334Aug 05 · Active: 4,395Aug 06 · Active: 4,391Aug 07 · Active: 4,404Aug 08 · Active: 4,415Aug 09 · Active: 4,417Aug 10 · Active: 4,424Aug 11 · Active: 4,426Aug 12 · Active: 4,417Aug 13 · Active: 4,418Aug 15 · Active: 4,434Aug 17 · Active: 4,419Aug 19 · Active: 4,416Aug 22 · Active: 4,441Aug 23 · Active: 4,441Aug 28 · Active: 4,442Aug 29 · Active: 4,441Aug 30 · Active: 4,457Aug 31 · Active: 4,450Sep 07 · Active: 4,419Sep 09 · Active: 4,413Sep 11 · Active: 4,459Sep 12 · Active: 4,446Sep 13 · Active: 4,452Sep 14 · Active: 4,462Sep 15 · Active: 4,463Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$410K$410K$411K$411KAug 06: $410KAug 08: $410KAug 09: $410KAug 10: $410KAug 11: $410KAug 12: $410KAug 13: $410KAug 15: $410KAug 17: $410KAug 18: $410KAug 19: $410KAug 20: $410KAug 21: $410KAug 22: $410KAug 23: $410KAug 24: $410KAug 26: $410KAug 28: $410KAug 29: $410KAug 30: $410KAug 31: $410KSep 01: $410KSep 04: $410KSep 05: $410KSep 06: $410KSep 07: $410KSep 08: $410KSep 09: $410KSep 10: $410KSep 11: $410KSep 12: $411KSep 13: $411KSep 14: $411KSep 15: $411KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 76%Townhome 14%Condo 6%? 2%Villa 1%
Local Economics · the economics underneath

What’s driving Osceola County

Who’s moving here
+5,703 net residents/yr

Top inbound states: NY, NJ, TX, MA. Movers arriving report ~$59,276 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,735/yr avg premium

2,188 Citizens policies in force in Osceola County — the state-backed insurer of last resort. Budget insurance into any Osceola purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,366 units permitted -16% YoY

5,085 single-family · 2,281 multi-family · 18.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Westview ▲ 57%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 7.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Osceola County right now.

Biggest opportunity
$300K–$500K: 4.0 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Osceola County ← this page$411K4,46352
Orange County$462K5,72561Open →
Seminole County$415K1,68068Open →
Polk County$311K5,85549Open →
Lake County$360K3,11258Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
WestviewKissimmee$375K▲ 57%
esplanade at center lake ranchSt. Cloud$518K▲ 52%
Bellavida Ph 1Kissimmee$445K▲ 38%
Del Webb Twin LakesSt. Cloud$438K▲ 29%
Tropical Park Unit 4Kissimmee$249K▲ 29%
Prices cooling fastest
Blossom Park Villas CondoKissimmee$150K▼ 40%
Narcoossee New Map OfSt. Cloud$415K▼ 31%
REUNION PH 1 PRCL 1 UNIT 1Reunion$785K▼ 28%
Reunion Ph 1 Prcl 1 Unit 3Reunion$785K▼ 28%
Villas At Somerset TheKissimmee$151K▼ 28%
Most homes for sale
Windsor At WestsideKissimmee$500K77
stoneybrook southDavenport$518K67
TOHOQUAKissimmee$406K49
BELLALAGOKissimmee$436K45
Solara ResortKissimmee$586K43
Selling fastest
Estates At Hickory CoveSt. Cloud$377K2 days
Kindred Ph 2AKissimmee$386K4 days
Celebration Village Unit 2Celebration$1.87M6 days
Bridge PointeSt. Cloud$339K9 days
Crossprairie 32S St CloudSt. Cloud$369K9 days
Explore Deeper

Cities in Osceola County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Osceola County right now?

The data says conditions currently favor neither side decisively in Osceola County — the Momentum Score reads 52/100 with 5.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Osceola County becoming more affordable?

Yes, modestly — the median sale price in Osceola County is $410,990, down 1.8% versus the prior year, while sellers still capture 95.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Osceola County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Blossom Park Villas Condo (-40%); Narcoossee New Map Of (-31%); REUNION PH 1 PRCL 1 UNIT 1 (-28%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Osceola County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Estates At Hickory Cove (2 days); Kindred Ph 2A (4 days); Celebration Village Unit 2 (6 days) — homes there go under contract well ahead of the market-wide pace of 57 days.

Questions

Osceola County housing market FAQ

How is the housing market in Osceola County right now?

As of September 15, 2026, the Osceola County housing market is roughly balanced: the median sale price is $410,990 (down 1.8% year over year), 4,463 homes are for sale against 5,121 sales in the last 12 months, which is 5.2 months of supply, and the typical home goes under contract in about 57 days.

How much is a house in Osceola County?

The median home sold for $410,990 in Osceola County over the last 12 months, about $203 per square foot; asking prices on the 4,463 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Osceola County?

By the numbers, sellers in Osceola County are getting 95.5% of asking price and going under contract in about 57 days with 5.2 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Osceola County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Osceola County median sale prices are down 1.8% year over year, inventory stands at 5.2 months of supply, and 29% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Osceola County?

The median sale price in Osceola County is currently $410,990, down 1.8% from a year ago, based on MLS sales data updated September 15, 2026.

Is Osceola County a buyer's or seller's market right now?

The data currently is roughly balanced. Osceola County scores 52 of 100 on the Momentum Score, with 5.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Osceola County?

The typical home in Osceola County goes under contract in about 57 days, per current MLS data.

How many homes are for sale in Osceola County?

There are approximately 4,463 active listings in Osceola County as of September 15, 2026.

Are home prices in Osceola County rising or falling?

Median sale prices are down 1.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Osceola County. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.