Cashen Wood
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Cashen Wood is a condition-driven market, not a spec-sheet one. With homes spanning from 1939 to 2024 and a median build year around 1988, what you pay is set far more by whether a house has been updated than by any tidy price-per-square-foot rule. The median sits at $400,000 and roughly $277 a square foot, but that median hides a wide spread between original and renovated stock.
Posture right now favors patient buyers. The median list-to-close timeline runs near 88 days, and prices are down 16.5% year over year — a market that has cooled and slowed. For sellers that means pricing to the current reality, not last year's; for buyers it means room to negotiate and time to inspect an older home properly before committing.
Cashen Wood right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 16.5% from the prior 12 months ($479K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Cashen Wood right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 16.5% from the prior 12 months ($479K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (4 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cashen Wood market snapshot (as of July 14, 2026): the median sale price is about $400K ($277 per sq ft over the trailing 12 months of closed sales), a median 89 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Cashen Wood is a community of 170 homes in Fernandina Beach, Nassau County, built between 1939 and 2024 (median 1988.5), with a median living area of about 1,784 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cashen Wood is a modest-sized pocket of about 170 homes in Fernandina Beach, on the Nassau County side of the market, with a housing stock old enough that individual condition matters more than any neighborhood average.
The setting & the homes.
Aerial and on-site photos of Cashen Wood. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cashen WoodPhotos from realMLS listings in Cashen Wood; content deemed reliable but not guaranteed.
Who Cashen Wood is best for.
Best for
- Buyers around the mid-$400s and below who want an established Fernandina Beach location and can weigh a home on its own condition
- Long-hold buyers comfortable in a stable, owner-occupied pocket rather than a high-turnover one
- Buyers willing to take on some updating in exchange for negotiating leverage in a softer market
Probably not for
- Buyers who need consistent, newer construction with no variation in age or condition
- Buyers who want a quick close and a large pool of comparable listings to choose from
- Sellers expecting last year's pricing in a market down 16.5% year over year
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($479K) IS the -16.5% one-year change.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($479K) IS the -16.5% one-year change.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Cashen Wood Market Scorecard
Cashen Wood is currently a balanced market. About 3.0 months of supply, a median asking price of $550,000, and homes go under contract in about 403 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cashen Wood
Live MLS inventory for Cashen Wood. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cashen Wood listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Cashen Wood on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Cashen Wood buying strategy.
If we were buying in Cashen Wood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cashen Wood.
An older housing stock that rewards diligence
The build range here is unusually wide — some homes predate World War II, others are essentially new — and the median living area of roughly 1,784 square feet points to right-sized rather than sprawling floor plans. In a community like this, two homes at similar asking prices can be very different propositions: one may need systems and roof attention, the other may already be dialed in. The price you should pay follows the work still owed, not the listing headline.
Owner-occupancy is high, with a homestead share near 74%. That tends to mean homes are held rather than churned, and with only a handful of closings in the recent window, the number of comparable sales is thin. Read each listing on its own merits and lean on recent, genuinely comparable transactions rather than broad averages.
The location and the amenities are priced into every listing in Cashen Wood. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cashen Wood buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.3). Basis: Recent Direction -16.5% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 92.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With few recent closings and a housing stock this varied, generic comps will mislead you. We work the individual condition of each home, the realistic days-on-market picture, and the softening trend so buyers do not overpay and sellers do not chase a number the current market will not support.
Cashen Wood in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cashen Wood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cashen Wood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cashen Wood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cashen Wood home worth?
Get a no-obligation home value based on real comparable sales in Cashen Wood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cashen Wood on the map →
Frequently Asked Questions
What is the median home price in Cashen Wood?
How long do homes in Cashen Wood take to sell?
Is Cashen Wood a buyer's or seller's market right now?
How many homes are in Cashen Wood?
What share of Cashen Wood is owner-occupied?
When were the homes in Cashen Wood built?
Do cash buyers compete in Cashen Wood?
Who is the best real estate agent for Cashen Wood?
How do I find a top Fernandina Beach real estate agent who knows Cashen Wood?
Can Momentum Realty connect me with an agent for Cashen Wood?
Should you buy in Cashen Wood?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cashen Wood with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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