Cedar Heights S/D
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Cedar Heights S/D in Fort Walton Beach, FL has 1 home for sale. As of October 2026, the MLS records 56 closed sales in Cedar Heights S/D in Fort Walton Beach, FL since 1999, the most recent in August 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 25 (FL DOR 2025 assessment roll) |
| Years built | 1999–2001 (median 2000) |
| Typical living area | 1,564 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 1 active, 0 pending · median asking $365,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CEDAR HEIGHTS S/D key facts,” movewithmomentum.com/neighborhoods/cedar-heights-s-d, data as of September 20, 2026.

Cedar Heights is a small subdivision in Fort Walton Beach with no active listings and no recorded closings in the current window. That means the public snapshot is essentially quiet — there is no live inventory to shop and no recent sale to anchor a price. Anyone working this community is dealing with a thin, off-market situation rather than an open, competitive one.
For a buyer, that posture means patience and direct outreach matter more than browsing listings — the next opportunity here may come before it hits the MLS. For a seller, the flip side is real: with nothing currently competing against you, a well-prepared home can enter a market with no visible rivals, but you will also be setting the tone on price without recent comparable sales inside the subdivision to lean on.
Cedar Heights S/D right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cedar Heights is a modest Fort Walton Beach subdivision in Okaloosa County that is currently showing no listed inventory and no identified community amenities from MLS. It is a place you buy for the home and the location, not for a marketed lifestyle package.
Emerald Coast MLS sales records identify 15 homes in CEDAR HEIGHTS S/D that have changed hands since 2001, built between 1999 and 2001 (median 2000), with a median living area of about 1,261 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cedar Heights S/D is best for.
Best for
- Buyers who can be patient and act on a home that may come to market off-MLS
- Buyers focused on the individual property and its Fort Walton Beach location rather than community amenities
- Sellers who want to list into a subdivision with no current competing inventory
Probably not for
- Buyers who need multiple active listings to compare before committing
- Buyers who want an amenity-rich community package
- Buyers who require recent in-subdivision sales to justify their price
The market around Cedar Heights S/D
Cedar Heights S/D is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Cedar Heights S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in CEDAR HEIGHTS S/D, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cedar Heights S/D
Live MLS inventory for Cedar Heights S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cedar Heights S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Cedar Heights S D Right Now (1)
All 1 active and pending Cedar Heights S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 974 Pacific Silver Court · $365,000 · 3 bd / 2.5 ba · listed Aug 7, 2026 · listed by Century 21 AllPoints Realty
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Longwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Cedar Heights S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Heights S/D address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Cedar Heights S/D buying strategy.
If we were buying in Cedar Heights S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Heights S/D.
A quiet subdivision with no live inventory
There is little to read from listing data here because there is no listing data to read. No active homes are on the market and no closings appear in the current window, so any valuation conversation has to be built from the individual property, the surrounding Fort Walton Beach market, and condition — not from a running list of subdivision comps.
No community amenities were identified from current MLS listings, which is common for smaller subdivisions and simply means value rests on the house itself and its position within Fort Walton Beach and Okaloosa County. Treat pricing here as condition-driven and address-specific rather than pattern-driven.
The location and the amenities are priced into every listing in Cedar Heights S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no active listings and no recent recorded sales is exactly where local knowledge earns its keep. We work the off-market and pre-market side, pull comparables from the broader Fort Walton Beach area when the subdivision itself is quiet, and help you price or offer without pretending a number exists that the data does not support.
Cedar Heights S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cedar Heights S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Heights S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cedar Heights S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cedar Heights S/D home worth?
Get a no-obligation home value based on real comparable sales in Cedar Heights S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in CEDAR HEIGHTS S/D
Homes in CEDAR HEIGHTS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 953 Pacific Silver Court · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is Cedar Heights S/D a buyer's or seller's market right now?
How many homes are in Cedar Heights S/D?
What share of Cedar Heights S/D is owner-occupied?
When were the homes in Cedar Heights S/D built?
Who is the best real estate agent for Cedar Heights S/D?
How do I find a top Fort Walton Beach real estate agent who knows Cedar Heights S/D?
Can Momentum Realty connect me with an agent for Cedar Heights S/D?
Where is Cedar Heights S/D, and what county is it in?
Should you buy in Cedar Heights S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (56 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how CEDAR HEIGHTS S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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