Cedar Heights S/D in Fort Walton Beach

Cedar Heights S/D
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
25 homesBuilt 1999–2001
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data27 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Cedar Heights S/D in Fort Walton Beach, FL has 1 home for sale. As of October 2026, the MLS records 56 closed sales in Cedar Heights S/D in Fort Walton Beach, FL since 1999, the most recent in August 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

CEDAR HEIGHTS S/D key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547
Homes in the community25 (FL DOR 2025 assessment roll)
Years built1999–2001 (median 2000)
Typical living area1,564 sq ft (median)
Amenities listed by sellersSecurity System
For sale right now1 active, 0 pending · median asking $365,000 · 12.0 months of supply
Owner-occupied (homestead) share64%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CEDAR HEIGHTS S/D key facts,” movewithmomentum.com/neighborhoods/cedar-heights-s-d, data as of September 20, 2026.

Live · Cedar Heights S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
64%
Owner-occupied · Cedar Heights S/D
16 of 25 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Cedar Heights S/D
incl. 0% trust or LLC-held · 8% out-of-state
25
Homes in the community
25 residential parcels (FL DOR 2025)
Track record · 27 years of records
Est. 1999
Community established
homes built 1999-2001, median 2000 (FL DOR 2025)
4.0%/yr
Turnover rate
about 1 of 25 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cedar Heights is a small subdivision in Fort Walton Beach with no active listings and no recorded closings in the current window. That means the public snapshot is essentially quiet — there is no live inventory to shop and no recent sale to anchor a price. Anyone working this community is dealing with a thin, off-market situation rather than an open, competitive one.

For a buyer, that posture means patience and direct outreach matter more than browsing listings — the next opportunity here may come before it hits the MLS. For a seller, the flip side is real: with nothing currently competing against you, a well-prepared home can enter a market with no visible rivals, but you will also be setting the tone on price without recent comparable sales inside the subdivision to lean on.

Cedar Heights S/D Housing Pulse · Momentum Research · as of September 20, 2026

Cedar Heights S/D right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cedar Heights is a modest Fort Walton Beach subdivision in Okaloosa County that is currently showing no listed inventory and no identified community amenities from MLS. It is a place you buy for the home and the location, not for a marketed lifestyle package.

Emerald Coast MLS sales records identify 15 homes in CEDAR HEIGHTS S/D that have changed hands since 2001, built between 1999 and 2001 (median 2000), with a median living area of about 1,261 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who can be patient and act on a home that may come to market off-MLS
  • Buyers focused on the individual property and its Fort Walton Beach location rather than community amenities
  • Sellers who want to list into a subdivision with no current competing inventory

Probably not for

  • Buyers who need multiple active listings to compare before committing
  • Buyers who want an amenity-rich community package
  • Buyers who require recent in-subdivision sales to justify their price

The market around Cedar Heights S/D

Cedar Heights S/D is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Cedar Heights S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CEDAR HEIGHTS S/D, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Cedar Heights S/D

Live MLS inventory for Cedar Heights S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cedar Heights S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Cedar Heights S D Right Now (1)

All 1 active and pending Cedar Heights S D listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Longwood · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Cedar Heights S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Heights S/D address.

If we were buying in Cedar Heights S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Heights S/D.

Best Buy
Buyers willing to wait for the right home to surface in a low-inventory pocket of Fort Walton Beach.
Biggest Risk
With no closings in the window, there are no fresh comps to anchor value.
Sweet Spot
A condition-driven home priced off the broader Fort Walton Beach market rather than subdivision comps.
Avoid If
You need to shop now and compare several active listings side by side.

A quiet subdivision with no live inventory

There is little to read from listing data here because there is no listing data to read. No active homes are on the market and no closings appear in the current window, so any valuation conversation has to be built from the individual property, the surrounding Fort Walton Beach market, and condition — not from a running list of subdivision comps.

No community amenities were identified from current MLS listings, which is common for smaller subdivisions and simply means value rests on the house itself and its position within Fort Walton Beach and Okaloosa County. Treat pricing here as condition-driven and address-specific rather than pattern-driven.

“

The location and the amenities are priced into every listing in Cedar Heights S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A community with no active listings and no recent recorded sales is exactly where local knowledge earns its keep. We work the off-market and pre-market side, pull comparables from the broader Fort Walton Beach area when the subdivision itself is quiet, and help you price or offer without pretending a number exists that the data does not support.

Cedar Heights S/D in 15 seconds.

Best forBuyers willing to wait for the right home to surface in a low-inventory pocket of Fort Walton Beach.
Biggest advantageSellers can enter the market with no visible competition inside the subdivision.
Biggest riskWith no closings in the window, there are no fresh comps to anchor value.
Sweet spotA condition-driven home priced off the broader Fort Walton Beach market rather than subdivision comps.
Avoid ifYou need to shop now and compare several active listings side by side.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cedar Heights S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cedar Heights S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Heights S/D sales matched to your home.

What is your Cedar Heights S/D home worth?

Get a no-obligation home value based on real comparable sales in Cedar Heights S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in CEDAR HEIGHTS S/D

Homes in CEDAR HEIGHTS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is Cedar Heights S/D a buyer's or seller's market right now?
As of September 20, 2026, Cedar Heights S/D leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Cedar Heights S/D?
The Florida DOR 2025 assessment roll shows 25 homes in Cedar Heights S/D (public records).
What share of Cedar Heights S/D is owner-occupied?
64% of Cedar Heights S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cedar Heights S/D built?
Homes in Cedar Heights S/D were built between 1999 and 2001, with a median year built of 2000 (FL DOR 2025 roll).
Who is the best real estate agent for Cedar Heights S/D?
The best agent for Cedar Heights S/D is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cedar Heights S/D.
How do I find a top Fort Walton Beach real estate agent who knows Cedar Heights S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cedar Heights S/D and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Cedar Heights S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cedar Heights S/D purchase or sale - no call center and no pressure.
Where is Cedar Heights S/D, and what county is it in?
Cedar Heights S/D is in Fort Walton Beach, Okaloosa County, FL, ZIP 32547. The community's center is about 7 miles northwest of the center of Fort Walton Beach (straight-line).
Buyers who can be patient and act on a home that may come to market off-MLSExcellent fit
Buyers focused on the individual property and its Fort Walton Beach location rather than community amenitiesExcellent fit
Sellers who want to list into a subdivision with no current competing inventoryExcellent fit
Buyers who need multiple active listings to compare before committingProbably not
Buyers who want an amenity-rich community packageProbably not
Buyers who require recent in-subdivision sales to justify their priceProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1999 (56 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in CEDAR HEIGHTS S/D? 1 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Cedar Heights S/D with Momentum Realty’s local guides.

Oak Park Estates (Okaloosa)0.1 mi away · 75 homes, built 2001–04, 2 for saleBent Tree Estates0.1 mi away · 58 homes, built 1998–00Southern Oaks Plantation0.1 mi away · 36 homes, built 1996–96Bent Tree S D0.1 mi away · median $329K, 3 sales/12 moLive Oak Manors0.1 mi away · 26 homes, built 1989–93Lauderhill0.2 mi away · 22 homes, built 2002–02Lauderhill S D0.2 mi away · 22 homes, built 2002–02Oak Park Townhomes0.2 mi away · 75 homes, built 2001–04

Browse all neighborhood guides →

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