Bent Tree Estates
Homes for Sale in Fort Walton Beach, FL
All 405 homes for sale in Fort Walton Beach, FL · median $389,999 · 96 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Nearby homes for sale
No active listings inside BENT TREE ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of October 2026, the MLS records 14 closed sales in Bent Tree Estates in Fort Walton Beach, FL since 2002, the most recent in November 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 386 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Sections of Bent Tree Estates in the MLS
Bent Tree Estates in Seminole, FL is recorded as 3 separate subdivisions/phases in the MLS; 0 homes are for sale across them today. Each section has its own page:
- Bent Tree Estates-Sec B · 4 sold/12 mo
- Bent Tree Estates-Sec C · 3 sold/12 mo
- Bent Tree Estates-Sec A · 1 sold/12 mo
The market around Bent Tree Estates
Bent Tree Estates is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
ZIP and county figures describe the wider market, not Bent Tree Estates specifically. Momentum Research analysis of MLS records.
The Bent Tree Estates buying strategy.
If we were buying in Bent Tree Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bent Tree Estates.
A closer look at the Bent Tree Estates market
The housing stock is 58 homes built between 1998 and 2000, and 50% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bent Tree Estates. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bent Tree Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bent Tree Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bent Tree Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bent Tree Estates home worth?
Get a no-obligation home value based on real comparable sales in Bent Tree Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 58 (FL DOR 2025 assessment roll) |
| Years built | 1998–2000 (median 1999.0) |
| Typical living area | 1,628 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 50% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bent Tree Estates key facts,” movewithmomentum.com/neighborhoods/bent-tree-estates, data as of September 20, 2026.
Housing distress & ownership in BENT TREE ESTATES, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach waterfront homes for sale
- Gated communities in Fort Walton Beach
- Homes under $300K in Fort Walton Beach
- Homes from $300K to $500K in Fort Walton Beach
- 4-bedroom homes for sale in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32547 housing scorecard
- 2 coming-soon communities in Okaloosa County
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Fort Walton Beach? Join Momentum in Fort Walton Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- John Wayne Circle (6 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Bent Tree EstatesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bent Tree EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bent Tree EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Bent Tree Estates?
What share of Bent Tree Estates is owner-occupied?
When were the homes in Bent Tree Estates built?
Who is the best real estate agent for Bent Tree Estates?
How do I find a top Fort Walton Beach real estate agent who knows Bent Tree Estates?
Can Momentum Realty connect me with an agent for Bent Tree Estates?
Where is Bent Tree Estates, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how BENT TREE ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Bent Tree Estates with Momentum Realty’s local guides.