Bent Tree Estates in Fort Walton Beach

Bent Tree Estates
Homes for Sale in Fort Walton Beach, FL

All 409 homes for sale in Fort Walton Beach, FL · median $395,000 · 151 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
58 homesBuilt 1998–2000
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data24 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside BENT TREE ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

911 Lawton Court
$320K · 0.1 mi away
3 bd · 2 ba
911 Lawton Court
Listed by Compass
997 John Wayne Circle
$340K · 0.1 mi away
3 bd · 2 ba
997 John Wayne Circle
Listed by Coldwell Banker Realty
931 Kenzie Lane
$329K · 0.1 mi away
3 bd · 2.5 ba
931 Kenzie Lane
Listed by Gulfside Haven LLC
926 Scenic Oak Lane
$430K · 0.1 mi away
3 bd · 2 ba
926 Scenic Oak Lane
Listed by ERA American Real Estate
933 Kenzie Lane
$329K · 0.1 mi away
3 bd · 2.5 ba
933 Kenzie Lane
Listed by Gulfside Haven LLC
935 Kenzie Lane
$329K · 0.1 mi away
3 bd · 2.5 ba
935 Kenzie Lane
Listed by Gulfside Haven LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

As of September 2026, the MLS records 14 closed sales in Bent Tree Estates in Fort Walton Beach, FL since 2002, the most recent in November 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

Sections of Bent Tree Estates in the MLS

Bent Tree Estates in Seminole, FL is recorded as 3 separate subdivisions/phases in the MLS; 0 homes are for sale across them today. Each section has its own page:

BENT TREE ESTATES key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547
Homes in the community58 (FL DOR 2025 assessment roll)
Years built1998–2000 (median 1999.0)
Typical living area1,628 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share50%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BENT TREE ESTATES key facts,” movewithmomentum.com/neighborhoods/bent-tree-estates, data as of September 20, 2026.

Live · Bent Tree Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
50%
Owner-occupied · Bent Tree Estates
29 of 58 parcels homesteaded (FL DOR 2025)
50%
Non-owner-occupied · Bent Tree Estates
incl. 12% trust or LLC-held · 14% out-of-state
58
Homes in the community
58 residential parcels (FL DOR 2025)
Track record · 24 years of records
4
Recorded sales · 2025-2025
median $338K · qualified sales on the county roll (FL DOR 2025)
Est. 1998
Community established
homes built 1998-2000, median 1999 (FL DOR 2025)

The market around Bent Tree Estates

Bent Tree Estates is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

ZIP and county figures describe the wider market, not Bent Tree Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in BENT TREE ESTATES, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Bent Tree Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bent Tree Estates.

A closer look at the Bent Tree Estates market

The housing stock is 58 homes built between 1998 and 2000, and 50% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Bent Tree Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bent Tree Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bent Tree Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bent Tree Estates sales matched to your home.

What is your Bent Tree Estates home worth?

Get a no-obligation home value based on real comparable sales in Bent Tree Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Bent Tree Estates?
The Florida DOR 2025 assessment roll shows 58 homes in Bent Tree Estates (public records).
What share of Bent Tree Estates is owner-occupied?
50% of Bent Tree Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bent Tree Estates built?
Homes in Bent Tree Estates were built between 1998 and 2000, with a median year built of 1999.0 (FL DOR 2025 roll).
Who is the best real estate agent for Bent Tree Estates?
The best agent for Bent Tree Estates is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bent Tree Estates.
How do I find a top Fort Walton Beach real estate agent who knows Bent Tree Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bent Tree Estates and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Bent Tree Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bent Tree Estates purchase or sale - no call center and no pressure.
Where is Bent Tree Estates, and what county is it in?
Bent Tree Estates is in Fort Walton Beach, Okaloosa County, FL, ZIP 32547.

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2002 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Bent Tree Estates with Momentum Realty’s local guides.

Bent Tree S D0.1 mi away · median $329K, 3 sales/12 moLive Oak Manors0.1 mi away · 26 homes, built 1989–93Cedar Heights S D0.1 mi away · 25 homes, built 1999–01, 1 for saleVicki Leigh T H0.1 mi away · median $329K, 6 sales/12 moSouthern Oaks Plantation0.2 mi away · 36 homes, built 1996–96Oak Park Estates (Okaloosa)0.2 mi away · 75 homes, built 2001–04, 2 for saleRosebud Plantation T H0.2 mi away · 22 homes, built 1997–97Mills Landing0.2 mi away · 54 homes, built 1994–02, 1 for sale

Browse all neighborhood guides →

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