BENT TREE ESTATES
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
72 homesBuilt 1998–2000
Free · No obligation
Talk to a BENT TREE ESTATES Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive emeraldcoast data24 years of closingsFL DOR public recordsUpdated twice daily
Live · BENT TREE ESTATES Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
51%
Owner-occupied · BENT TREE ESTATES
37 of 72 parcels homesteaded (FL DOR 2025)
49%
Non-owner-occupied · BENT TREE ESTATES
incl. 10% trust or LLC-held · 15% out-of-state
72
Homes in the community
72 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1998
Community established
homes built 1998-2000, median 1999 (FL DOR 2025)

If we were buying in BENT TREE ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BENT TREE ESTATES.

A closer look at the BENT TREE ESTATES market

The housing stock is 72 homes built between 1998 and 2000, and 51% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in BENT TREE ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BENT TREE ESTATES sales matched to your home.

What is your BENT TREE ESTATES home worth?

Get a no-obligation home value based on real comparable sales in BENT TREE ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in BENT TREE ESTATES on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in BENT TREE ESTATES?
The Florida DOR 2025 assessment roll shows 72 homes in BENT TREE ESTATES (public records).
What share of BENT TREE ESTATES is owner-occupied?
51% of BENT TREE ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in BENT TREE ESTATES built?
Homes in BENT TREE ESTATES were built between 1998 and 2000, with a median year built of 1999.0 (FL DOR 2025 roll).
Who is the best real estate agent for BENT TREE ESTATES?
The best agent for BENT TREE ESTATES is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for BENT TREE ESTATES.
How do I find a top Fort Walton Beach real estate agent who knows BENT TREE ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows BENT TREE ESTATES and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for BENT TREE ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your BENT TREE ESTATES purchase or sale - no call center and no pressure.

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32547))
Historical depthClosed-sale records back to 2002 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More Fort Walton Beach & Destin, Okaloosa & Walton (Emerald Coast) guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.

Talk to a Local BENT TREE ESTATES Expert
Call Get Listings