Churchwell
Lofts in Jacksonville, FL

Established downtown Jacksonville loft condo market · Jacksonville · ZIP 32202

A small historic loft condominium in a converted early 1900s dry goods building on East Bay Street in downtown Jacksonville's Northbank, built for buyers who want authentic exposed-brick character within walking distance of the riverfront.

Historic loft condoDowntown Jacksonville, Duval CountyWalk to the riverfront
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, individually owned condominium rather than a large complex, so inventory is thin and each unit trades on its own floor, layout, and condition. Verify current availability and pricing with a live MLS search rather than relying on any single listing.
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Unlock Off-Market Downtown Jax

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Churchwell Lofts is a niche play: an early 1900s dry goods building converted into loft-style condos about two blocks from the St. Johns River in downtown Jacksonville's Northbank. With roughly two dozen units total, this is one of the smaller condo buildings downtown, which means thin resale inventory and real unit-to-unit variation in layout and natural light. The location thesis rides on downtown Jacksonville's ongoing riverfront and entertainment-district reinvestment; the building's age means condo association reserves, and any deferred maintenance on a century-old structure, deserve real scrutiny before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Churchwell Lofts occupies a converted early 1900s dry goods building at 301 East Bay Street in downtown Jacksonville's Northbank, in Duval County. The building keeps its historic character, including exposed brick walls and wood ceiling beams, reworked into loft-style residential units across roughly five stories.

Because this is a small, individually owned condominium rather than a large complex, the resale market here is thin. Units are close in overall size, generally in the range of roughly 995 to 1,200 square feet, but each trades on its own floor, natural light, layout, and condition, so buyers should expect to compare specific units rather than a single headline price.

The bigger picture is downtown Jacksonville's Northbank riverfront district, which sits about two blocks away and has been the focus of ongoing public and private investment, including the redeveloped Riverfront Plaza on the former Jacksonville Landing site and other Downtown Investment Authority projects nearby. That reinvestment supports the urban-living thesis, though buyers in a century-old building should weigh the condo association's reserve funding and maintenance history alongside the location.

Best for

  • Buyers who want authentic historic loft character, exposed brick and wood beams, in a small boutique building
  • Buyers who want to walk to downtown Jacksonville's riverfront, entertainment district, and urban core
  • Buyers comfortable with lock-and-leave condo living in a century-old building

Probably not for

  • Buyers who need a large pool of comparable listings for easy price discovery, since this is a very small building
  • Buyers who want a large-scale amenity package such as a pool, fitness center, or concierge found in bigger downtown high-rises
  • Buyers unwilling to review a historic building's condo association reserves and maintenance history closely

How Downtown Jax is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Churchwell Lofts update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Downtown Jax listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Churchwell Lofts buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville riverfront (Riverfront Plaza)Walkable · about 2 blocks
Downtown entertainment districtWalkable · approximate
Southbank Riverwalk5 to 10 min · approximate, across the St. Johns River
San Marco10 min · approximate
Jacksonville International Airport (JAX)25 to 30 min · approximate
Jacksonville beaches30 to 35 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near ChurchwellLofts in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Downtown Jax (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Downtown Jax is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Andrew Jackson High School (Duval County Public Schools); verify by address

Middle

Northwestern Middle School or your address-zoned middle school (verify by address)

Elementary

Long Branch Elementary School or your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Downtown Jax address.

The takeaway

The story here is downtown Jacksonville's ongoing riverfront reinvestment. The city and private developers have been putting real money into the Northbank riverfront and entertainment district around East Bay Street, which is the immediate backdrop for this building.

Recent Developments in Churchwell Lofts

Our read on what is being built around Downtown Jax, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive for downtown urban-living demand as riverfront and entertainment-district projects add amenities nearby, tempered by the real costs of owning in a century-old small condo building. Confirm the association's reserve funding before you buy.

Downtown Northbank riverfront reinvestment

2023 to 2026
BullishNotable impact
SignificanceRadius: District

Downtown Jacksonville's Northbank riverfront, including the former Jacksonville Landing site redeveloped into Riverfront Plaza, has drawn sustained public and private investment. Continued reinvestment in the immediate district tends to support demand for downtown residential units.

Insurance and reserves on older buildings

2026
NeutralNotable impact
SignificanceRadius: Community

Florida's post-2022 condo reserve and milestone inspection requirements apply with real force to older buildings. Confirm Churchwell Lofts' inspection status, reserve study, and any planned special assessment before you buy, since costs on a century-old structure can be significant.

Thin resale inventory

Evergreen
NeutralMinor impact
SignificanceRadius: Community

With roughly two dozen units total, very few Churchwell Lofts units are on the market at any given time. That scarcity can support pricing, but it also means fewer direct comparables, so lean on a broader downtown condo comp set.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Churchwell Lofts, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Churchwell LoftsGet a short monthly email when something new is approved, funded, or opens near Churchwell Lofts.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Downtown Jax, this is the order of operations we would run, and the one we run for our clients.

    1

    Ask the condo association for its most recent reserve study, milestone structural inspection status, and any planned special assessment before you make an offer on a century-old building.

    2

    Get a bindable homeowners or condo-unit insurance quote for the specific unit, since older downtown buildings can carry real insurance cost.

    3

    Confirm the exact zoned elementary, middle, and high schools for the address with Duval County Public Schools, since downtown attendance zones can differ block to block.

    4

    Compare the specific unit's floor, natural light, and layout against other units in the building and against other downtown lofts before you commit.

    5

    Verify the current condo fee amount, what it covers, and the parking arrangement, since off-site parking is common for buildings of this age downtown.

    Best Buy
    A higher-floor unit with good natural light and confirmed sound condo reserves.
    Biggest Risk
    Deferred maintenance or an underfunded reserve on a century-old structure.
    Best Lot
    Not applicable; this is a condo, so prioritize floor, exposure, and unit condition instead of a lot.
    Smart Timing
    Inventory-driven. With only about two dozen units in the building, watch for a listing that fits rather than waiting for a market cycle.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Historic loft condominium (converted early 1900s dry goods building)

    Size range

    Roughly 995 to 1,200 sq ft (verify by unit)

    Layouts

    Studio to two-bedroom loft layouts (verify by unit)

    Character

    Exposed brick walls and wood ceiling beams

    Costs & Fees

    Condo fee

    Applies (amount not published; confirm with the association or listing agent)

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residence, second home, or investment (confirm rental rules with the association)

    Amenities

    Marketed

    Historic architectural character; parking generally off-site or nearby

    Status

    Small boutique building; no large-scale resort-style amenity package identified

    Location

    Area

    Downtown Jacksonville, Northbank, Duval County

    St. Johns River

    About two blocks away

    Downtown core

    Walkable to Jacksonville's urban core and entertainment district

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at smaller studio or compact one-layout units, often on lower floors or with more interior exposure. This is where the most accessible pricing in the building tends to sit.

    Lowest entry
    The Core

    In the core of the market you find the typical one-bedroom loft layout with a balance of exposed brick character and usable square footage. This is where most units in the building trade.

    Most inventory
    The Top

    At the top are the largest layouts, including any two-bedroom units, with the best floor position and natural light. Verify the exact layout and square footage against the current listing before you rely on it.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at smaller studio or compact one-layout units, often on lower floors or with more interior exposure. This is where the most accessible pricing in the building tends to sit.
    The Core
    In the core of the market you find the typical one-bedroom loft layout with a balance of exposed brick character and usable square footage. This is where most units in the building trade.
    The Top
    At the top are the largest layouts, including any two-bedroom units, with the best floor position and natural light. Verify the exact layout and square footage against the current listing before you rely on it.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Historic characterExposed brick and wood beams
    Building age or reserve riskVerify reserves and inspections
    Unit-to-unit conditionVaries by floor and owner
    Resale inventory depthVery few units trade at once
    Location walkabilityAbout two blocks to the riverfront

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Downtown Jax

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not scale, it is character: genuine early 1900s brick and beam charm about two blocks from the river.

    Jon Brooks · Founder, Momentum Realty
    6.0C+ · Buy Score
    Resale Strength5.5/10
    Renovation Risk5.0/10
    Location Efficiency8.0/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage5.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Downtown Jax is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is a condo, so there is no private lot; floor, exposure, and layout are the differentiators.
    • Higher floors and units with more genuine exposed-brick character tend to carry the most appeal.
    • Verify the specific unit's floor plan and square footage before you rely on any listing summary.
    • Ask which units back to shared walls, stairwells, or mechanical areas that can affect noise and light.
    • Parking arrangement varies; confirm it directly for the specific unit.

    Because Churchwell Lofts is a small historic condominium rather than a lot-based community, the durable differentiator between units is not land but position within the building: floor, natural light, exposure, and how much of the original exposed brick and wood beam character carries through. Interior units near stairwells or shared mechanical spaces can lag on resale, while higher floors with genuine loft character and better light tend to hold appeal. Confirm the specific unit's layout, condition, and parking arrangement rather than assuming from the building's overall description.

    Downtown Jax in 15 seconds.

    Best forBuyers who want authentic historic loft character in a walkable downtown Jacksonville location.
    Biggest advantageGenuine early 1900s architectural character, exposed brick and wood beams, about two blocks from the riverfront.
    Biggest riskThin resale inventory and real reserve or maintenance scrutiny needed on a century-old structure.
    Sweet spotA higher-floor unit with strong natural light and confirmed sound condo reserves.
    Avoid ifYou need a large amenity package, dedicated parking, or a deep pool of direct comparables.

    HOA, CDD & Fees

    15-Second Take
    • Condo fee applies; get the current amount and what it covers in writing.
    • Ask for the reserve study and milestone inspection status given the building's age.
    • No large-scale amenity package identified; this is a small boutique building.
    • Parking is generally off-site or nearby; confirm the specific arrangement.
    • Budget for downtown condo insurance as a real cost; get a bindable quote.

    Churchwell Lofts is a condominium, so a monthly condo association fee applies and funds building upkeep on a century-old structure. A current fee amount is not published here; confirm the exact figure, what it covers, and the reserve funding with the association or listing agent before you buy.

    Confirm in writing, but condo fees in a building like this typically fund building insurance, common-area and exterior maintenance, and reserves for a structure of this age. There is no verified large-scale amenity package such as a pool, fitness center, or concierge here.

    There is no golf course or private club associated with this building.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Downtown Jax, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Home Street Lofts, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Downtown Jax home worth?

    Get a no-obligation home value based on real comparable sales in Downtown Jax matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Churchwell Lofts on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Churchwell Lofts year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Churchwell Lofts are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Churchwell Lofts a historic building?
    Yes. It is a converted early 1900s dry goods building at 301 East Bay Street in downtown Jacksonville's Northbank, reworked into loft-style condominium units with exposed brick and wood beam details.
    Is Churchwell Lofts a condo or an apartment building?
    It is a condominium, with individually owned units. Some owners may lease their units, which is why the building also appears in rental listings, but ownership is by individual unit through a condo association.
    How many units are in the building?
    Reported at roughly two dozen units across about five stories. Confirm the exact unit count and building details with the condo association or a current listing.
    How big are the units?
    Reported unit sizes generally run roughly 995 to 1,200 square feet, spanning studio to two-bedroom loft layouts. Verify the exact square footage and layout for a specific unit before you rely on it.
    Is there an HOA or condo fee, and how much is it?
    Yes, there is a monthly condo association fee, which is standard for a condominium. A current fee amount is not published here; confirm the exact figure and what it covers with the association or listing agent.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this building, but CDD status is best confirmed on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the building have?
    No large-scale resort-style amenity package, such as a pool, fitness center, or concierge, was identified. The building's draw is its historic architectural character and downtown location; parking is generally off-site or nearby.
    Is Churchwell Lofts gated or age-restricted?
    There is no verified information that the building is gated, and it is not marketed as age-restricted or 55 plus. Confirm access details with the condo association.
    What schools serve this address?
    It is in Duval County Public Schools. The zoned elementary, middle, and high schools should be verified by the specific address, since downtown attendance zones can differ block to block.
    How walkable is the location?
    The building is about two blocks from the St. Johns River and downtown Jacksonville's riverfront and entertainment district, and it is generally considered walkable to the urban core. Confirm your specific daily walking routes and needs.
    Is parking included?
    Parking is generally reported as off-site or nearby rather than on a dedicated on-site lot. Confirm the exact parking arrangement for a specific unit before you buy.
    What is the biggest risk of buying here?
    Building age. Confirm the condo association's reserve study, milestone inspection status, and any planned special assessment before you commit, since maintenance costs on a century-old structure can be significant.
    How should I choose a unit?
    Floor, natural light, exposure, and how much original exposed brick and wood beam character carries through are the lasting differentiators in a building like this. Compare specific units rather than relying on a single listing.
    Should I get my own agent for a condo purchase here?
    Yes. Your own agent reviews the condo association documents, reserve study, and price against comparable downtown lofts, and represents your interests rather than the seller's.
    How current is the data on this page?
    This page currently carries no live sales data for Churchwell Lofts specifically. Always confirm current listings, pricing, and availability with a live realMLS search before you make an offer.
    Who is the best real estate agent for Churchwell Lofts?
    The best agent for Churchwell Lofts is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Churchwell Lofts.
    How do I find a top Jacksonville real estate agent who knows Churchwell Lofts?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Churchwell Lofts and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Churchwell Lofts?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Churchwell Lofts purchase or sale - no call center and no pressure.
    You want authentic historic loft character in a small boutique downtown building.Excellent fit
    You want to walk to downtown Jacksonville's riverfront and entertainment district.Excellent fit
    You are comfortable with condo living and reviewing an older building's reserves and maintenance history.Excellent fit
    You value a lock-and-leave lifestyle over a private yard.Excellent fit
    You need a large pool of comparable listings for easy price discovery.Probably not
    You want a big amenity package such as a pool, fitness center, or concierge.Probably not
    You need dedicated on-site parking rather than an off-site arrangement.Probably not
    You are not comfortable evaluating a century-old building's condo reserves and structural history.Probably not

    Get the inside read on Downtown Jax

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Downtown Jax home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Downtown Jax specialist will reach out personally, usually the same day.

    Median sale price in Churchwell Lofts, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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