Clay Hill Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven more by condition and lot than by any single product type. The housing stock spans more than a century, from homes built as early as 1910 to new construction completed in 2024, with the midpoint around 1995. That range is the story: two homes at the same $299,900 median can be worlds apart in age, finish, and land, so the number you see on a listing tells you less than the walk-through does.
The market is moderately active. A median of 26 days on market and a heat score of 56 point to steady demand without frenzy, which gives buyers room to inspect and negotiate rather than waive everything to win. The reported year-over-year change is large, but it sits on only 13 closings in the window, so treat it as a thin, noisy signal rather than a trend you can bank on. Sellers should price to condition and comparable age, not to a headline percentage.
Clay Hill Middleburg right now
🟢 Still climbing. The trailing-12-month median ($300K) is up 50.0% from the prior 12 months ($200K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Medium (13 and 11 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Clay Hill Middleburg market snapshot (as of July 11, 2026): the median sale price is about $300K ($153 per sq ft over the trailing 12 months of closed sales), and a median 26 days on market for closed sales. The trailing-12-month median is up 50% from the prior 12 months, computed from record-level realMLS closed sales (13 closings in the current window).
Clay Hill Middleburg is a community of 1,058 homes in Middleburg, Clay County, built between 1910 and 2024 (median 1995), with a median living area of about 1,568 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Clay Hill Middleburg is a large, varied pocket of roughly 1,058 homes in Clay County where age and condition, not a uniform build-out, set value. With about 63% homestead occupancy, it reads as a lived-in, owner-held area rather than an investor churn.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($200K) IS the +50.0% one-year change.
Windows contain 1 to 17 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
One median, many houses
The defining trait is spread. When the building stock runs from 1910 to 2024 around a 1995 midpoint, the median price of $299,900 and median of roughly $153 per square foot are averages laid over very different homes: older structures on established lots, mid-cycle builds, and a thin edge of new construction. Buyers should underwrite each property on its own bones rather than assuming the median describes what they will tour.
A median living area near 1,568 square feet anchors expectations at a mid-size home, but that figure hides both smaller older cottages and larger newer builds. Because so much of the value here is condition-driven, the leverage is in inspection: know what you are buying into on roof, systems, and structure, and price accordingly.
Why work with Momentum here
A market this heterogeneous rewards local pricing judgment over algorithms. We read each home against genuinely comparable age and condition rather than the neighborhood median, and with only 13 closings in the window, we lean on the specifics of a property instead of a thin sample. That keeps sellers from mispricing and buyers from overpaying on a home whose real story is in the details.
Clay Hill Middleburg in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clay Hill Middleburg sales matched to your home.
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Frequently Asked Questions
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An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (33 streets, ZIP 32058/32068/32086/32234)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2002 (170 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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