El Dorado in St. Simons Island

El Dorado
Homes for Sale in St. Simons Island, GA

All 302 homes for sale in St. Simons Island, GA · median $847,495 · 344 homes for sale in 31522

Community in St. Simons Island · Glynn County · ZIP 31522
Median sale $700K
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Live Market Pulse
68/100
Market Heat
Hotter than normal
2013 → 2026 · 87 at the 2022 peak
0 is El Dorado's coldest market since 2013, 100 its hottest. Today: 68. How it's scored

Photo courtesy of Morgan Thomas, Landrise Realty, LLC · via ScoutMLS®

Built fromLive ScoutMLS® data31 years of closingsUpdated twice daily

As of September 2026, El Dorado in St. Simons Island, GA has 5 homes for sale, asking from $849,990 to $1,375,000 (median $899,990). Over the 12 months ending 2026-09-03, 4 recorded sales closed at a median of $700,000, $336 per square foot, a median 45 days on market, sellers accepting 100% of original asking (+7% versus the prior year). Homes listed or recently sold were built 1972–2026 with 5 new construction. At the median price and Glynn County's 2025 rate of 24.07 mills, annual property tax runs about $6,740.

Live · El Dorado Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$700K
Median sold · 12 mo
up 6.9% vs the prior 12 months
+6.9%
1-yr price change
n = 4 and 3 sales in the two windows
$336/sf
Sold $/sqft · 12 mo
peak $354 in 2024
100.0%
Sale vs ask
+175%
T12M median vs 2012
from a $255K median in 2012
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
46days
Median DOM · closed
44 days at the 2022 low
0%
Under contract
3 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 5 a year
Track record · 31 years of records
2,122sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in El Dorado

Live MLS inventory for El Dorado. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending El Dorado listings as of 2026-09-19, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Tap any home to ask about it.

Every Home for Sale in El Dorado Glynn Right Now (5)

All 5 active and pending El Dorado Glynn listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 307 Rivera Drive · $1,375,000 · 5 bd / 4.5 ba · listed Sep 8, 2026 · listed by Landrise Realty, LLC
  • 264 Menendez Avenue · $899,990 · 3 bd / 3.5 ba · listed Jun 21, 2026 · listed by Maritime Realty Group LLC
  • 266 Menendez Avenue · $899,990 · 3 bd / 3.5 ba · listed Jun 21, 2026 · listed by Maritime Realty Group LLC
  • 262 Menendez Avenue · $849,990 · 3 bd / 3.5 ba · listed Jun 21, 2026 · listed by Maritime Realty Group LLC
  • 305 Rivera Drive · $1,197,000 · 4 bd / 3.5 ba · listed Jun 21, 2026 · listed by Landrise Realty, LLC
Jon Brooks, founder of Momentum Realty
Jon's Current Read

El Dorado's pricing sits at a median of $700,000, with price per square foot running at $336.10 — a level that reflects St. Simons Island's broader premium for well-located, coastal-adjacent product rather than anything unique to this specific enclave. With only a handful of closings in the most recent window, any single sale can move the median meaningfully, so treat the headline number as directional, not a precise valuation tool for a specific home.

Days on market averaging just over 45 tells you this is not a community where listings evaporate overnight, but it is also not sitting stale — a market heat score of 68 points to steady, healthy demand rather than either urgency or drift. Year-over-year appreciation of 6.9%, layered on top of a 175% gain since 2012, shows a long runway of sustained value growth. For sellers, that history supports pricing with confidence; for buyers, it means the discount window, if one exists, tends to be narrow and condition-driven rather than market-driven.

El Dorado Housing Pulse · Momentum Research · as of September 3, 2026

El Dorado right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of ScoutMLS® records, as of September 3, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($700K) is up 6.9% from the prior 12 months ($655K) and up 175% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level ScoutMLS® closed sales, 12-month windows ending September 3. Confidence: Low (4 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 20, 2026 · Live data: ScoutMLS®, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

El Dorado market snapshot (as of September 3, 2026): the median sale price is about $700K ($336 per sq ft over the trailing 12 months of closed sales), a median 46 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 7% from the prior 12 months and up 175% since 2012, computed from record-level ScoutMLS® closed sales (4 closings in the current window).

In ZIP 31522 (St. Simons Island), 716 homes closed in the last 12 months at a median of $600K ($308/sq ft), down 0.7% year over year, with a median 89 days on market. Right now 264 active and 61 pending listings put supply at about 5.7 months — a buyer's market. See the live ZIP 31522 housing market.

SCOUT sales records identify 69 homes in El Dorado that have changed hands since 2001, built between 1952 and 2026 (median 1977), with a median living area of about 1,860 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

El Dorado is a St. Simons Island community in Glynn County where pricing has compounded steadily for well over a decade, and the current market posture — moderate days on market, mid-heat demand — suggests a place that trades on location and long-term value rather than on amenity packages or rapid turnover.

Best for

  • Buying with a long hold horizon and prioritizing location-driven value over community amenities.
  • Selling a well-maintained home and wanting a pricing history that supports a confident ask.
  • Comfortable with a moderate marketing timeline of roughly six to seven weeks rather than an instant sale.

Probably not for

  • Needing an amenity-rich community with clubhouse, pool, or organized recreational infrastructure.
  • Requiring a large, current comp set to feel confident in a valuation before making an offer.
  • Looking for a fast, high-volume market where inventory turns over in days rather than weeks.

Windows contain 0 to 10 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K$800K20122014201620182020202220242026
Up 6.9% year over year; up 175% since 2012.
Every sale since 1995 · price vs size
$0$250K$500K$750K1k2k3k
128 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $117 in 2012 to a $354 peak in 2024; $336 now.
Median days on market · closed sales
10020020122014201620182020202220242026
44 days at the 2022 low; 46 now.
Sale price vs original ask · median
90%100%20122014201620182020202220242026
100.0% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 10 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202020222026
87 at the 2022 peak, 22 in the troughs, 68 now. Same score as the hero card, full history.
How much local inventory is already under contract

15% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

El Dorado Market Scorecard

Strong buyer's market

El Dorado is currently a strong buyer's market. About 20.0 months of supply, a median asking price of $899,990, and homes go under contract in about 102 days.

20.0
Months supply
$899,990
Median list
$675,000
Median sold
$326
Per sqft
102
Days on mkt
5/0/3
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in El Dorado, St. Simons Island

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-08-31 → 2026-09-15)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Glynn County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Glynn County School System posted a 99.0% four-year graduation rate and 12,278 students across 17 schools in 2024-25 (Governor’s Office of Student Achievement).

  • St. Simons · Elementary
  • Glynn Middle School · Middle
  • Glynn Academy · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent El Dorado listings and can change; always confirm with the Glynn County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any El Dorado address.

If we were buying in El Dorado today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in El Dorado.

Best Buy
Buying for long-term hold on St. Simons Island, where sustained appreciation matters more than community amenities.
Biggest Risk
A thin closings sample means the quoted median can shift quickly with just one or two additional sales.
Sweet Spot
Move-in-ready homes priced near the $700K median tend to align with current buyer expectations and market pace.
Avoid If
Buyers wanting built-in community amenities should look elsewhere, since none are currently identified here.

What the numbers are really saying

No community amenities are currently identified from active MLS listings for El Dorado, which means the value proposition here is the island location and the home itself, not a clubhouse or gated package. That absence is worth naming plainly: buyers paying $336 per square foot are paying for St. Simons Island positioning, not for shared recreational infrastructure, so due diligence should focus on the individual property's condition, lot, and proximity to the island's amenities rather than on community-level features.

The closings volume behind this snapshot is limited — four transactions in the current window — so the median price and per-square-foot figures should be read as a reasonable signal of where the market sits, not a precise appraisal. Combined with a 45.5-day average market time, this looks like a community where well-priced, well-presented homes move at a measured pace, and where a seller with a longer runway can afford to hold for the right offer rather than chase the first one.

The location and the amenities are priced into every listing in El Dorado. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.9B- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction7.7/10
Liquidity & Demand0.0/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +175% since 2012; Recent Direction +6.9% year-over-year; Liquidity & Demand 12.0 months of supply; Pricing Power 100.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With thin closing volume and no listed amenity package to lean on, pricing El Dorado correctly takes more than pulling a median off a report — it takes knowing which recent sales are comparable and which are outliers skewing a small data set. We track St. Simons Island closings closely enough to tell you when the median is representative and when it is not, so you price to the actual market rather than to a number four transactions happened to produce.

El Dorado in 15 seconds.

Best forBuying for long-term hold on St. Simons Island, where sustained appreciation matters more than community amenities.
Biggest advantageA 15-year track record of steady value growth gives sellers a strong pricing foundation.
Biggest riskA thin closings sample means the quoted median can shift quickly with just one or two additional sales.
Sweet spotMove-in-ready homes priced near the $700K median tend to align with current buyer expectations and market pace.
Avoid ifBuyers wanting built-in community amenities should look elsewhere, since none are currently identified here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the El Dorado homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in El Dorado.
In short
  • HOA dues reported around $3/month · median of 14 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $3 per month — the median AssociationFee across 14 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed El Dorado sales matched to your home.

What is your El Dorado home worth?

Get a no-obligation home value based on real comparable sales in El Dorado, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Simons Island →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in El Dorado?
The median sale price in El Dorado was $700K over the 12 months ending September 3, 2026 (4 closed sales, ScoutMLS®).
How long do homes in El Dorado take to sell?
Homes that closed in the 12 months ending September 3, 2026 took a median 46 days on market (4 sales, ScoutMLS®).
Is El Dorado a buyer's or seller's market right now?
As of September 3, 2026, El Dorado leans toward buyers: 12.0 months of supply at the current sales pace (ScoutMLS® live counts).
Have El Dorado home prices gone up?
The trailing-12-month median is up 175% since 2012, from $255K to $700K (ScoutMLS® closed records).
Who is the best real estate agent for El Dorado?
The best agent for El Dorado is one who actively works St. Simons Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for El Dorado.
How do I find a top St. Simons Island real estate agent who knows El Dorado?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows El Dorado and the wider St. Simons Island area.
Can Momentum Realty connect me with an agent for El Dorado?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your El Dorado purchase or sale - no call center and no pressure.
Where is El Dorado, and what county is it in?
El Dorado is in St. Simons Island, Glynn County, GA, ZIP 31522.
Buying with a long hold horizon and prioritizing location-driven value over community amenities.Excellent fit
Selling a well-maintained home and wanting a pricing history that supports a confident ask.Excellent fit
Comfortable with a moderate marketing timeline of roughly six to seven weeks rather than an instant sale.Excellent fit
Needing an amenity-rich community with clubhouse, pool, or organized recreational infrastructure.Probably not
Requiring a large, current comp set to feel confident in a valuation before making an offer.Probably not
Looking for a fast, high-volume market where inventory turns over in days rather than weeks.Probably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: September 19, 2026)
Community market statsScoutMLS® closed sales, 12-month windows ending September 3, 2026
Under-contract sharesScoutMLS® records, as of 2026-08-30
Historical depthClosed-sale records back to 1995 (128 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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CallFree valuation →
Thinking of selling in El Dorado? 4 recorded closings; median 45 days on market (window ending 2026-09-03). See the Glynn County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near El Dorado with Momentum Realty’s local guides.

MMarshes0.1 mi away · 1 for saleSea Palms St Simons0.1 mi awayWOWymberly On The Marsh0.2 mi away · median $704K, 4 sales/12 moHPHarrison Pointe0.2 mi away · median $708K, 8 sales/12 moSilver Lake (Glynn)0.3 mi awayMAMission Asao0.4 mi away · 1 for saleDEDevonwood Estates0.4 mi away · 2 for saleSea Island Lake Cottages0.4 mi away

Browse all neighborhood guides →

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