Silver Lake
Homes for Sale in St. Simons Island, GA
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 11 closed sales in Silver Lake in St. Simons Island, GA since 1998, the most recent in May 2025. Across St. Simons Island as a whole, 456 homes closed in the last 12 months at a median of $707,500, 90 median days on market, with 185 homes for sale today. At that median and Glynn County's 2025 rate of 24.07 mills, annual property tax runs about $6,810.

Silver Lake sits on St. Simons Island in Glynn County, and right now the MLS feed we track for this community is thin — no confirmed amenity set, no pricing pattern yet established from active or recent listings. That is not a judgment on the community itself; it just means we are working with a scout-level snapshot rather than a deep trend line.
For a buyer or seller, that translates to one practical point: pricing and positioning here should be built listing-by-listing off comparable homes on the island rather than off any published community-wide statistic, because there is not yet enough data flowing through the feed to support one.
Nearby homes for sale
No active listings inside Silver Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Silver Lake is a St. Simons Island address in Glynn County; current MLS activity has not yet surfaced a defined amenity package or a stable pricing pattern for the community.
SCOUT sales records identify 8 homes in Silver Lake that have changed hands since 2001, built between 1945 and 1976 (median 1958), with a median living area of about 2,000 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Lake is best for.
Best for
- Targeting a St. Simons Island address and willing to evaluate each available home individually
- Comfortable moving forward without a published community amenity list to reference
- Working with an agent to source direct comparables rather than relying on community-wide statistics
Probably not for
- Needing a confirmed, documented set of shared community amenities before deciding
- Wanting an established price-per-square-foot or days-on-market trend for the specific community
- Preferring a community with an active, high-volume listing history to benchmark against
The market around Silver Lake
Silver Lake is too small for its own price trend, so here is the market around it.
In ZIP 31522, 1 homes are on the market and 100% are under contract — a fast-moving corner of St. Simons Island.
In ZIP 31522 (St. Simons Island), 710 homes closed in the last 12 months at a median of $600K ($308/sq ft), down 0.7% year over year, with a median 90 days on market. Right now 264 active and 61 pending listings put supply at about 5.7 months — a buyer's market. See the live ZIP 31522 housing market.
ZIP and county figures describe the wider market, not Silver Lake specifically. Momentum Research analysis of MLS records.
Silver Lake by the numbers
From county property records and closed MLS sales for the Silver Lake subdivision: 8 homes on record; built 1945–1976; typical size about 2,000 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2001 | 1 | $215,000 |
| 2004 | 2 | $857,500 |
| 2015 | 1 | $355,000 |
| 2016 | 1 | $242,500 |
| 2019 | 1 | $320,000 |
| 2025 | 2 | $562,500 |
Newest recorded sale: $640,000 on 2025-05-30.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Silver Lake, St. Simons Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
The Silver Lake buying strategy.
If we were buying in Silver Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lake.
A data-limited read on an island address
What we can say with confidence is the location: St. Simons Island, Glynn County, part of the broader Golden Isles coastal market. What we cannot yet say, based on current MLS listings, is what shared amenities Silver Lake offers as a community — that detail simply has not shown up in the listing data we pull from.
This is common with communities that see infrequent turnover or limited active inventory at any given time; the feed only reflects what has actually been listed. As more Silver Lake listings cycle through, we will be able to build out a clearer amenity picture and a real pricing trend. Until then, any buyer or seller decision here should lean on individual property inspection and direct comparison to nearby St. Simons Island listings rather than on community-level averages.
The location and the amenities are priced into every listing in Silver Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's MLS footprint is this light, the value of local representation goes up, not down. We will not hand you a canned amenity list or a manufactured price range for Silver Lake — we will pull the actual comparable listings on St. Simons Island, walk the specific property with you, and tell you plainly where the data is solid and where it is not.
Silver Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Lake home worth?
Get a no-obligation home value based on real comparable sales in Silver Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Simons Island →
Should you buy in Silver Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | ScoutMLS® records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 1998 (11 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Silver Lake
Where is Silver Lake?
Silver Lake is a community in St. Simons Island, Glynn County, Georgia, ZIP 31522.
How many homes are in Silver Lake?
County property records list 8 homes in Silver Lake, built between 1945 and 1976; the typical home is about 2,000 heated square feet.
What do homes in Silver Lake sell for?
Silver Lake has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (2 sales, median $562,500). For context, ZIP 31522 has 1 homes on the market with 100% under contract.
Are there homes for sale in Silver Lake right now?
No active listings inside Silver Lake at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Silver Lake have an HOA or CDD?
No HOA is on record for Silver Lake in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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