Garden Bay Colony in Cocoa Beach

Garden Bay Colony
Homes for Sale in Cocoa Beach, FL

Community in Cocoa Beach · Brevard County
17 homesBuilt 2006–2019
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Photo via Space Coast MLS

Built fromLive Space Coast MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Garden Bay Colony in Cocoa Beach, FL has 1 home for sale. Garden Bay Colony is a community in Cocoa Beach, Brevard County, FL.

Live · Garden Bay Colony Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Brevard: 28% (1,397 of 4,982)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
65%
Owner-occupied · Garden Bay Colony
11 of 17 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · Garden Bay Colony
incl. 12% trust or LLC-held · 12% out-of-state
17
Homes in the community
17 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2006
Community established
homes built 2006-2019, median 2006 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Garden Bay Colony is a small, owner-occupied enclave of seventeen waterfront condominiums built primarily in 2006, with one outlier completed in 2019. At 2,600 square feet median, these are large-format units - not typical beach condos - and the amenity package (pool, fitness center, sauna, spa, clubhouse, key-card entry, live-in management) suggests a full-service ownership model. With nearly two-thirds homesteaded, turnover is thin; one active listing against seventeen homes signals a market that moves only when owners decide to move.

Cocoa Beach proper is the draw here: direct oceanfront access, walkable downtown restaurants and surf shops, and proximity to Port Canaveral and the Space Coast economy. Price discovery will be condition-driven and unit-specific - position in the building, floor, view, and recent updates matter more than comps when inventory is this scarce. For sellers, the limited supply creates leverage if the home shows well. For buyers, patience is structural; you wait for inventory, not the other way around.

The 60-Second Overview

Garden Bay Colony is a seventeen-unit waterfront condominium community in Cocoa Beach, built primarily in 2006 with a median footprint of 2,600 square feet. Nearly two-thirds of owners are homesteaded, and turnover is infrequent.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a large, full-service waterfront condo in Cocoa Beach who understand that inventory surfaces sporadically and are prepared to wait for the right unit.
  • Downsizers leaving a single-family home who want resort amenities, elevator access, and ocean proximity without sacrificing square footage or giving up primary-residence tax benefits.
  • Buyers prioritizing Cocoa Beach location, walkable beach access, and a stable owner-occupied building over new construction or high-turnover vacation complexes.

Probably not for

  • Buyers who need to close within a fixed timeline or want multiple units to compare - seventeen homes and one listing means limited selection and unpredictable availability.
  • Investors targeting short-term rental income or high tenant turnover; the homestead share and building character suggest HOA restrictions or buyer preference for long-term occupancy.
  • Budget-conscious buyers seeking the lowest coastal entry price or buyers who want to avoid comprehensive HOA fees tied to live-in management and full amenity maintenance.

The market around Garden Bay Colony

Garden Bay Colony is too small for its own price trend, so here is the market around it.

Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).

ZIP and county figures describe the wider market, not Garden Bay Colony specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Garden Bay Colony

Live MLS inventory for Garden Bay Colony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Garden Bay Colony listings as of 2026-09-12, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.

Community amenities as reported across Space Coast MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Cape View · Elementary
  • Cocoa Beach · Middle
  • Cocoa Beach · High

Zoned schools reflect the assignments reported on recent Garden Bay Colony listings and can change; always confirm with Brevard County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Garden Bay Colony address.

If we were buying in Garden Bay Colony today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garden Bay Colony.

Best Buy
Buyers who want large-format waterfront living in a managed building and can wait for the right unit to surface.
Biggest Risk
Inventory scarcity gives sellers leverage; buyers have limited negotiating room and must move decisively when a unit appears.
Sweet Spot
A buyer ready to live at the beach full-time in a spacious condo with resort-style amenities and minimal landlord churn.
Avoid If
You need immediate inventory choice or want a value-oriented coastal entry point with multiple comparable options.

What the market structure tells you

Seventeen homes and one listing is not a liquid market - it is a tightly held building where transactions happen when life events force them. The year-built range spanning 2006 to 2019 reflects mostly original construction with one late addition, so expect most units to share the same floor plan DNA and finish vintage unless individually renovated. At 2,600 square feet median, these are larger than the typical two-bedroom beach condo; many are likely three-bedroom layouts designed for full-time living or extended stays, not weekend pied-à-terre use.

The amenity slate is comprehensive: pool, spa, sauna, fitness center, clubhouse, elevators, key-card entry, live-in management, and grounds/structure/trash/water maintenance bundled into the fee. That level of service comes with a corresponding HOA cost, but it also means the building is actively managed and maintained - important in a coastal salt environment. Storage and barbecue areas suggest space for beach gear and outdoor entertaining. Verify current access and fee structure with the HOA; small buildings sometimes adjust amenity availability as budgets shift.

The homestead share above sixty percent tells you this is not an investor building or a vacation-rental factory. Most owners live here year-round or claim it as their primary residence, which tends to produce quieter hallways, better upkeep, and more predictable neighbor turnover. For buyers, that means fewer short-term renters but also fewer resale opportunities. For sellers, it means your buyer pool skews toward end users who will occupy the unit, not income-seeking investors.

The location and the amenities are priced into every listing in Garden Bay Colony. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a seventeen-unit building with sporadic turnover, access matters more than algorithm. Momentum tracks Brevard waterfront inventory daily, knows when Garden Bay units come to market before they hit the portals, and can position you for off-market conversations when an owner is testing the idea of selling. We also know which units have been updated, which face the Banana River, and what the HOA financials and reserve study actually say - details that separate a good buy from a regrettable one in a building this small. If you are serious about Cocoa Beach waterfront and want representation that does the work before the listing goes live, we are the call.

Garden Bay Colony in 15 seconds.

Best forBuyers who want large-format waterfront living in a managed building and can wait for the right unit to surface.
Biggest advantageLow turnover and high homestead share mean stable, owner-occupied environment with comprehensive on-site amenities.
Biggest riskInventory scarcity gives sellers leverage; buyers have limited negotiating room and must move decisively when a unit appears.
Sweet spotA buyer ready to live at the beach full-time in a spacious condo with resort-style amenities and minimal landlord churn.
Avoid ifYou need immediate inventory choice or want a value-oriented coastal entry point with multiple comparable options.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garden Bay Colony sales matched to your home.

What is your Garden Bay Colony home worth?

Get a no-obligation home value based on real comparable sales in Garden Bay Colony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cocoa Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,164/mo
Brevard County typical true cost to own
$196/mo
Brevard County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Garden Bay Colony Market Scorecard

Buyer-Leaning Market (limited data)

Garden Bay Colony is currently a buyer-leaning market (limited data). Limited supply, a median asking price of $734,950.

n/a
Months supply
$734,950
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
2/0/0
Active/Pend/Sold

Typical home value in the 32931 ZIP is $460,528, about 8.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Garden Bay Colony?
The Florida DOR 2025 assessment roll shows 17 homes in Garden Bay Colony (public records).
What share of Garden Bay Colony is owner-occupied?
65% of Garden Bay Colony parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Garden Bay Colony built?
Homes in Garden Bay Colony were built between 2006 and 2019, with a median year built of 2006 (FL DOR 2025 roll).
Who is the best real estate agent for Garden Bay Colony?
The best agent for Garden Bay Colony is one who actively works Cocoa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Garden Bay Colony.
How do I find a top Cocoa Beach real estate agent who knows Garden Bay Colony?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Garden Bay Colony and the wider Cocoa Beach area.
Can Momentum Realty connect me with an agent for Garden Bay Colony?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Garden Bay Colony purchase or sale - no call center and no pressure.
Buyers seeking a large, full-service waterfront condo in Cocoa Beach who understand that inventory surfaces sporadically and are prepared to wait for the right unit.Excellent fit
Downsizers leaving a single-family home who want resort amenities, elevator access, and ocean proximity without sacrificing square footage or giving up primary-residence tax benefits.Excellent fit
Buyers prioritizing Cocoa Beach location, walkable beach access, and a stable owner-occupied building over new construction or high-turnover vacation complexes.Excellent fit
Buyers who need to close within a fixed timeline or want multiple units to compare - seventeen homes and one listing means limited selection and unpredictable availability.Probably not
Investors targeting short-term rental income or high tenant turnover; the homestead share and building character suggest HOA restrictions or buyer preference for long-term occupancy.Probably not
Budget-conscious buyers seeking the lowest coastal entry price or buyers who want to avoid comprehensive HOA fees tied to live-in management and full amenity maintenance.Probably not

Nearby Communities

Explore more neighborhoods near Garden Bay Colony with Momentum Realty’s local guides.

ESEmerald Seas Cocoa Beach0.3 mi awaySCSummerwind Condo Of Cocoa Beach0.3 mi awayCocoa Ocean Beach Subd Cocoa Beach0.6 mi awayFIForest Isles Cocoa Beach0.9 mi awayHEHardaway Estates Subd Cocoa Beach0.9 mi awayDVDriftwood Villas Of Cocoa Beach Condo1.0 mi awayKaia Residence Cocoa Beach1.0 mi awayCBCocoa Beach Club Condo1.3 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsSpace Coast MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesSpace Coast MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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