Aerial view of Heritage Heights

Heritage Heights
Homes for Sale in Palatka, FL

All 106 homes for sale in Palatka, FL · median $255,500 · 112 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
50 homesBuilt 1985–2019
Free · No obligation
Talk to a Heritage Heights Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 44 closed sales in Heritage Heights in Palatka, FL since 2003, the most recent in March 2025. Recorded prices across those 44 sales ran from $194,000 to $505,000 (median $315,000), on homes of 1,697 to 3,885 sq ft. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $5,320 ($4,650 with the full homestead exemption).

Live · Heritage Heights Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
90%
Owner-occupied · Heritage Heights
47 of 52 parcels homesteaded (FL DOR 2025)
10%
Non-owner-occupied · Heritage Heights
incl. 0% trust or LLC-held · 6% out-of-state
50
Homes in the community
plus 2 vacant residential lots · 52 residential parcels (FL DOR 2025)
Track record · 23 years of records
Est. 1985
Community established
homes built 1985-2019, median 2001 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Heritage Heights is a small pocket of just 50 homes in Palatka, and the story here is space. The median living area sits north of 2,800 square feet, which is generous for this part of Putnam County, and homes span construction from 1985 through 2019. That build range is the single biggest driver of price: a mid-1980s house and a nearly new 2019 build carry very different mechanicals, layouts, and finish levels, so what a home sells for is dictated more by condition and vintage than by any neighborhood-wide number.

With no closings in the current window, this is a thin, low-turnover market, and the homestead share above 90 percent tells you why — owners here tend to stay put. For a seller, that scarcity can work in your favor when a well-kept home does hit the market. For a buyer, it means patience: inventory is limited, comparables are sparse, and pricing any given home takes real underwriting rather than pulling a recent sale off the shelf.

Nearby homes for sale

No active listings inside Heritage Heights right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

114 W CAMELOT Drive
$391K · 0.2 mi away
3 bd · 2 ba · 1,545 sqft
114 W CAMELOT Drive
Listed by IHEART REALTY INC
148 LATESHA Terrace
$415K · 0.2 mi away
4 bd · 2 ba · 2,500 sqft
148 LATESHA Terrace
Listed by ANCHOR REALTY JAX
140 KELLEY SMITH SCHOOL Road
$249K · 0.5 mi away
3 bd · 2 ba · 1,329 sqft
140 KELLEY SMITH SCHOOL Road
Listed by MAXREV, LLC
146 KELLEY SMITH SCHOOL Road
$165K · 0.5 mi away
3 bd · 1 ba · 1,234 sqft
146 KELLEY SMITH SCHOOL Road
Listed by COLDWELL BANKER BEN BATES INC
118 HERJA ACRE Lane
$950K · 0.5 mi away
4 bd · 3 ba · 5,073 sqft
118 HERJA ACRE Lane
Listed by HOUWZER, INC.
121 HERJA ACRE Lane
$560K · 0.6 mi away
4 bd · 3 ba · 3,841 sqft
121 HERJA ACRE Lane
Listed by BEACH STATE REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Heritage Heights is a compact, owner-occupied enclave of larger homes in Palatka, built across a wide window that ends in 2019. The square footage runs bigger than much of the surrounding Putnam County market, so expect to shop on floorplan and condition rather than a tidy price band.

realMLS (Northeast Florida) sales records identify 19 homes in Heritage Heights that have changed hands since 2003, built between 1990 and 2019 (median 2002), with a median living area of about 2,277 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-hold buyers who want 2,800-plus square feet and intend to stay put
  • Buyers comfortable underwriting an older home's systems in exchange for space
  • Sellers of a well-kept home who can be patient for the right offer in a thin market

Probably not for

  • Buyers who need a wide selection and want to close quickly
  • Buyers seeking a small, low-maintenance footprint
  • Anyone who wants a clean recent-comp price and minimal condition due diligence

The market around Heritage Heights

Heritage Heights is too small for its own price trend, so here is the market around it.

In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.

Across Putnam County, 721 homes are active and 156 pending (18% under contract).

In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Heritage Heights specifically. Momentum Research analysis of MLS records.

If we were buying in Heritage Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heritage Heights.

Best Buy
Buyers who want square footage and plan to stay for years.
Biggest Risk
A wide vintage range means condition varies sharply home to home.
Sweet Spot
A well-maintained post-2001 home with updated systems.
Avoid If
You need quick inventory or an easy, comp-driven purchase.

A wide vintage in a small footprint

Fifty homes with a build range stretching from 1985 to 2019 is a lot of variety packed into a small community. The median year built lands around 2001, which means roughly half the homes predate the turn of the century and half came after. Practically, that splits the inventory into two conversations: earlier homes where roof, HVAC, and systems age matters, and later homes where you are paying for newer construction. There is no substitute for walking each one.

The living-area median above 2,800 square feet points to a neighborhood of substantial single-family homes rather than starter product. That size, combined with the very high homestead share, signals a place people buy to live in for the long haul. It also means turnover is low, so when you find the right home here, moving decisively matters more than waiting for the next option to appear.

“

The location and the amenities are priced into every listing in Heritage Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 50-home community with no recent closings, valuation is not a lookup — it is an argument you build from vintage, condition, and square footage. We underwrite each home on its own merits rather than leaning on a thin comp set, and in a low-turnover market that discipline is what keeps a buyer from overpaying and a seller from leaving money on the table.

Heritage Heights in 15 seconds.

Best forBuyers who want square footage and plan to stay for years.
Biggest advantageLarger homes in a low-turnover, owner-occupied enclave.
Biggest riskA wide vintage range means condition varies sharply home to home.
Sweet spotA well-maintained post-2001 home with updated systems.
Avoid ifYou need quick inventory or an easy, comp-driven purchase.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Heritage Heights homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Heritage Heights.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heritage Heights sales matched to your home.

What is your Heritage Heights home worth?

Get a no-obligation home value based on real comparable sales in Heritage Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palatka →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Heritage Heights?
The Florida DOR 2025 assessment roll shows 50 homes plus 2 vacant residential lots in Heritage Heights (public records).
What share of Heritage Heights is owner-occupied?
90% of Heritage Heights parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Heritage Heights built?
Homes in Heritage Heights were built between 1985 and 2019, with a median year built of 2001.0 (FL DOR 2025 roll).
Who is the best real estate agent for Heritage Heights?
The best agent for Heritage Heights is one who actively works Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Heritage Heights.
How do I find a top Palatka real estate agent who knows Heritage Heights?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Heritage Heights and the wider Palatka area.
Can Momentum Realty connect me with an agent for Heritage Heights?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Heritage Heights purchase or sale - no call center and no pressure.
Where is Heritage Heights, and what county is it in?
Heritage Heights is in Palatka, Putnam County, FL, ZIP 32177. The community's center is about 4 miles west of the center of Palatka (straight-line).
How far is Heritage Heights from downtown Jacksonville and the beach?
About 48 miles from downtown Jacksonville and about 29 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Long-hold buyers who want 2,800-plus square feet and intend to stay putExcellent fit
Buyers comfortable underwriting an older home's systems in exchange for spaceExcellent fit
Sellers of a well-kept home who can be patient for the right offer in a thin marketExcellent fit
Buyers who need a wide selection and want to close quicklyProbably not
Buyers seeking a small, low-maintenance footprintProbably not
Anyone who wants a clean recent-comp price and minimal condition due diligenceProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32177))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2003 (44 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Heritage Heights? See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Heritage Heights with Momentum Realty’s local guides.

CWCamelot West0.1 mi away · 18 homes, built 1974–21CPColonial Pines0.3 mi away · 110 homes, built 1900–18, 1 for saleRLRound Lake Park0.5 mi away · 106 homes, built 1900–23TWTierra Wood0.6 mi away · 76 homes, built 1979–23Rankin0.6 mi away · 9 homes, built 1967–78POPoint Of Woods0.8 mi away · 48 homes, built 1977–99Heritage Oaks0.8 mi away · 27 homes, built 1955–22Oak Tree0.8 mi away · 12 homes, built 1987–05

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Heritage Heights. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Talk to a Local Heritage Heights Expert
Call Get Listings