Tierra Wood
Homes for Sale in Palatka, FL
All 106 homes for sale in Palatka, FL · median $255,500 · 112 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BEACH STATE REALTY · via realMLS
As of October 2026, the MLS records 66 closed sales in Tierra Wood in Palatka, FL since 2001, the most recent in September 2026. Recorded prices since 2024 ran from $235,000 to $260,000 (median $245,250), on homes of 1,152 to 1,311 sq ft. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,140 ($3,470 with the full homestead exemption).
Tierra Wood shows a single active listing against 76 total homes, and the current window shows zero closings — this is not a market with enough transaction volume to read a price trend from. Whatever price signal exists here comes from one seller negotiating one buyer at a time, not a running comp set.
With 85.7% of parcels carrying a homestead exemption, most owners in this Putnam County pocket are long-term residents, not sellers treating the home as inventory. Combine that with homes built anywhere from 1979 to 2023, with a median year built of 1995, and every listing has to be evaluated on its own systems and updates rather than against a consistent build story for the community.
Nearby homes for sale
No active listings inside Tierra Wood right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tierra Wood is a small, established community in Palatka, Putnam County, where a high rate of homestead ownership and very little current listing activity make it a place people tend to settle into rather than trade in and out of.
realMLS (Northeast Florida) sales records identify 35 homes in Tierra Wood that have changed hands since 2001, built between 1988 and 2006 (median 2001), with a median living area of about 1,370 sq ft and a typical 3-bedroom, 2-bath layout; 97% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Tierra Wood across 2024–2025 (2 in 2024, 1 in 2025), median $250,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Tierra Wood. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Tierra WoodPhotos from realMLS listings in Tierra Wood; content deemed reliable but not guaranteed.
Who Tierra Wood is best for.
Best for
- A buyer who has already identified a specific Tierra Wood home and wants a straight, honest read on it.
- A buyer comfortable evaluating a single property's condition and systems rather than leaning on a large comp set.
- A buyer looking to settle into Putnam County for the long term, in step with the area's high rate of homestead ownership.
Probably not for
- A buyer who wants several active listings to compare side by side before deciding.
- A buyer relying on a run of recent closed sales to set a target offer price.
- A buyer who wants a community with organized, listed shared amenities.
The market around Tierra Wood
Tierra Wood is too small for its own price trend, so here is the market around it.
In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.
Across Putnam County, 721 homes are active and 156 pending (18% under contract).
In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Tierra Wood specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Tierra Wood, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palatka Jr.-Sr. High School (Putnam County School District); verify by address · High
- C.H. Price Middle School or your address-zoned middle school (verify by address) · Middle
- James A. Long Elementary School or William D. Moseley Elementary School (verify by address) · Elementary
Zoned schools reflect the assignments reported on recent Tierra Wood listings and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tierra Wood address.
The Tierra Wood buying strategy.
If we were buying in Tierra Wood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tierra Wood.
Thin Inventory, Long-Term Owners
Tierra Wood is a small, established pocket of Palatka — 76 homes total — where listings simply do not turn over often. A single active listing and zero closings in the current window make this one of the thinner markets Momentum tracks; anyone watching for a data-driven price trend will be watching a long time before enough sales accumulate to draw one.
The housing stock itself was built between 1979 and 2023, with a median year built of 1995 and a median living area of 1737.5 square feet — a wide enough range that age and condition need to be checked home by home. No shared community amenities are identified in current MLS listings, so buyers here are paying for the home and lot itself, worth confirming directly if amenities matter to your search.
The location and the amenities are priced into every listing in Tierra Wood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin — one active listing, zero recent closings — you need someone watching the Putnam County MLS closely and who can speak to what a comparable Tierra Wood home has actually looked like, not just what happens to be listed today. Momentum tracks realmls data on this pocket of Palatka and can walk you through the condition and history of the home currently available, or flag the next one before it hits the broader market.
Tierra Wood in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tierra Wood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tierra Wood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tierra Wood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tierra Wood home worth?
Get a no-obligation home value based on real comparable sales in Tierra Wood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Recently off market in Tierra Wood
Homes in Tierra Wood that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 7200 Andrew Jackson Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Tierra Wood?
What share of Tierra Wood is owner-occupied?
When were the homes in Tierra Wood built?
What schools serve Tierra Wood?
Who is the best real estate agent for Tierra Wood?
How do I find a top Palatka real estate agent who knows Tierra Wood?
Can Momentum Realty connect me with an agent for Tierra Wood?
Where is Tierra Wood, and what county is it in?
How far is Tierra Wood from downtown Jacksonville and the beach?
Should you buy in Tierra Wood?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32177/32658)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tierra Wood fits the bigger picture — live prices, inventory, and Momentum Scores:
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