Tierra Wood
Homes for Sale in Palatka, FL
All 121 homes for sale in Palatka, FL · median $244,900 · 125 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of BEACH STATE REALTY · via realMLS
As of November 2026, the MLS records 29 closed sales in Tierra Wood in Palatka, FL since 2011, the most recent in September 2026. Across Palatka as a whole, 264 homes closed in the last 12 months at a median of $246,325, 72 median days on market, with 130 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,160 ($3,490 with the full homestead exemption).
Tierra Wood shows a single active listing against 76 total homes, and the current window shows zero closings — this is not a market with enough transaction volume to read a price trend from. Whatever price signal exists here comes from one seller negotiating one buyer at a time, not a running comp set.
With 85.7% of parcels carrying a homestead exemption, most owners in this Putnam County pocket are long-term residents, not sellers treating the home as inventory. Combine that with homes built anywhere from 1979 to 2023, with a median year built of 1995, and every listing has to be evaluated on its own systems and updates rather than against a consistent build story for the community.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Tierra Wood right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tierra Wood is a small, established community in Palatka, Putnam County, where a high rate of homestead ownership and very little current listing activity make it a place people tend to settle into rather than trade in and out of.
realMLS (Northeast Florida) sales records identify 35 homes in Tierra Wood that have changed hands since 2001, built between 1988 and 2006 (median 2001), with a median living area of about 1,370 sq ft and a typical 3-bedroom, 2-bath layout; 97% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Tierra Wood across 2024–2025 (2 in 2024, 1 in 2025), median $250,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Tierra Wood. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Tierra WoodPhotos from realMLS listings in Tierra Wood; content deemed reliable but not guaranteed.
Who Tierra Wood is best for.
Best for
- A buyer who has already identified a specific Tierra Wood home and wants a straight, honest read on it.
- A buyer comfortable evaluating a single property's condition and systems rather than leaning on a large comp set.
- A buyer looking to settle into Putnam County for the long term, in step with the area's high rate of homestead ownership.
Probably not for
- A buyer who wants several active listings to compare side by side before deciding.
- A buyer relying on a run of recent closed sales to set a target offer price.
- A buyer who wants a community with organized, listed shared amenities.
The market around Tierra Wood
Tierra Wood is too small for its own price trend, so here is the market around it.
In ZIP 32177, 165 homes are on the market and 21% are under contract — a steady corner of Palatka.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32177 (Palatka), 113 homes closed in the last 12 months at a median of $200K ($156/sq ft), up 0.7% year over year, with a median 69 days on market. Right now 13 active and 3 pending listings. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Tierra Wood specifically. Momentum Research analysis of MLS records.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palatka Jr.-Sr. High School (Putnam County School District); verify by address · High
- C.H. Price Middle School or your address-zoned middle school (verify by address) · Middle
- James A. Long Elementary School or William D. Moseley Elementary School (verify by address) · Elementary
Zoned schools reflect the assignments reported on recent Tierra Wood listings and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tierra Wood address.
The Tierra Wood buying strategy.
If we were buying in Tierra Wood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tierra Wood.
Thin Inventory, Long-Term Owners
Tierra Wood is a small, established pocket of Palatka — 76 homes total — where listings simply do not turn over often. A single active listing and zero closings in the current window make this one of the thinner markets Momentum tracks; anyone watching for a data-driven price trend will be watching a long time before enough sales accumulate to draw one.
The housing stock itself was built between 1979 and 2023, with a median year built of 1995 and a median living area of 1737.5 square feet — a wide enough range that age and condition need to be checked home by home. No shared community amenities are identified in current MLS listings, so buyers here are paying for the home and lot itself, worth confirming directly if amenities matter to your search.
The location and the amenities are priced into every listing in Tierra Wood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin — one active listing, zero recent closings — you need someone watching the Putnam County MLS closely and who can speak to what a comparable Tierra Wood home has actually looked like, not just what happens to be listed today. Momentum tracks realmls data on this pocket of Palatka and can walk you through the condition and history of the home currently available, or flag the next one before it hits the broader market.
Tierra Wood in 15 seconds.
Tools for a Tierra Wood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tierra Wood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tierra Wood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tierra Wood home worth?
Get a no-obligation home value based on real comparable sales in Tierra Wood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Recently off market in Tierra Wood
Homes in Tierra Wood that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 7200 Andrew Jackson Street · off market
Housing distress & ownership in Tierra Wood, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Palatka home searches
- All homes for sale in Palatka, FL
- Homes for sale in Putnam County, FL
- Palatka waterfront homes for sale
- Homes from $300K to $500K in Palatka
- Palatka home values: what is my house worth?
- ZIP 32177 housing scorecard
Palatka guides & data
- Market data
- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- Home insurance cost
- HOA database
- New construction (Putnam County)
- ZIP codes
- Rent tracker
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Email me new listings in Tierra Wood
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Tierra Wood
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Tierra Wood will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Tierra Wood Palatka year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in Tierra Wood
Development, infrastructure, retail, and school activity affecting Tierra Wood, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Crill Avenue in Palatka to close Nov. 2 for railroad work
The city of Palatka will close both lanes of Crill Avenue from Osceola Street to South 13th Street near the railroad underpass on Monday, Nov. 2, from 9 a.m. to 2 p.m. The closure could extend to Nov. 3 if needed. No traffic can pass under the tracks until the railroad work is finished.
What it may mean for the marketDrivers in central Palatka should expect short detours and added travel time on the day of the closure. The project is about 4 miles east of Tierra Wood, elsewhere in Putnam County.
Source: Palatka Daily News - October 2026Development
Georgia-Pacific plans $150 million replacement of paper machine at Palatka mill
Georgia-Pacific announced a roughly $150 million project to replace the No. 4 paper machine, installed in 1980, at its Palatka mill. Completion is expected in the second quarter of 2028. The company says the project will not directly add permanent jobs at a mill that employs 1,032 people, though construction will bring in contractors.
What it may mean for the marketThe investment signals long-term commitment to a major Putnam County employer and should bring temporary contractor activity to the Palatka area through 2028. The site is about 4 miles east of Tierra Wood.
Source: Palatka Daily News - October 2026Infrastructure
Port Putnam receives $285,000 state grant for infrastructure planning
Port Putnam, off Comfort Road in Palatka, received a $285,000 Rural Infrastructure Fund planning grant from FloridaCommerce with no county match required. The money covers studies and preliminary designs for port upgrades. The port authority also voted to let its chairperson sign port documents and discussed a workshop on broadening the board.
What it may mean for the marketPlanning for port upgrades could eventually expand industrial and freight capacity near Palatka, supporting local employment and commercial land demand. The site is about 6 miles east of Tierra Wood.
Source: Palatka Daily News - October 2026Development
Palatka commissioners give first approval to annex 10 parcels
The Palatka City Commission voted 3-2 on its Thursday meeting to give the first of two required approvals to annex 10 parcels into the city, against legal advice to wait. Parcel locations, acreage and planned use were not published in the visible report.
What it may mean for the marketAnnexation would extend city services and zoning to additional parcels around Palatka, potentially adding developable land inside city limits. The site is about 4 miles east of Tierra Wood.
Source: Palatka Daily News - September 2026Development
Putnam Habitat completes fifth and final home in Veterans Village of Palatka
Putnam Habitat for Humanity finished the fifth home in the Veterans Village off Westover Drive on about 2 acres, a project begun in 2018. Infrastructure cost nearly $500,000, and Habitat plans another home on an adjoining lot.
What it may mean for the marketSmall-scale affordable infill adds a handful of owner-occupied homes to the Palatka housing supply. The project is about 3 miles east of Tierra Wood, elsewhere in Putnam County.
Source: Palatka Daily News - May 2026Development
Palatka Planning Board advances downtown redevelopment PUD
The Palatka Planning Board unanimously approved a Planned Unit Development for multiple downtown parcels at St. Johns Avenue and Reach Street. The plan includes the James Hotel with 30 to 70 rooms, commercial spaces, and a rooftop bar and restaurant at the former Bingo Palace building, described by the developer as a tens of millions of dollars investment. The project now advances to the city commission for final consideration.
What it may mean for the marketA downtown hotel and mixed use redevelopment adds lodging and commercial space to the Palatka core and supports the downtown property market. The project is about 4 miles east of Tierra Wood, elsewhere in Putnam County.
Source: The Local Lens
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Tierra Wood?
What share of Tierra Wood is owner-occupied?
When were the homes in Tierra Wood built?
What schools serve Tierra Wood?
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Can Momentum Realty connect me with an agent for Tierra Wood?
Where is Tierra Wood, and what county is it in?
How far is Tierra Wood from downtown Jacksonville and the beach?
Should you buy in Tierra Wood?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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