Round Lake Park
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of DUCK REALTY INC · via realMLS
Round Lake Park doesn't have a tidy price story the way a single-era subdivision does. Its 106 homes span build years from 1900 all the way to 2023, with a median year built around 1982, so what a given house is worth here is driven almost entirely by condition and how much has been updated rather than by a common construction era or floor plan. The median living area, just over 2,536 square feet, also runs larger than a lot of comparable Putnam County pockets, which matters when you're sizing up any one listing against the community baseline.
Right now there are zero active listings in Round Lake Park, and roughly 73.5% of the homes here carry a homestead exemption, which points to an owner-occupied base that isn't turning over quickly. For a buyer, that means patience: there's no current inventory to shop, and opportunities will likely surface one at a time rather than as a batch. For a seller, it means whoever lists next does so into a market with no competing listings to shop against.
The setting & the homes.
Aerial and on-site photos of Round Lake Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Round Lake Park
Round Lake Park
Round Lake Park
Round Lake Park
Round Lake Park
Round Lake ParkPhotos from realMLS listings in Round Lake Park; content deemed reliable but not guaranteed.
Who Round Lake Park is best for.
Best for
- Buyers comfortable evaluating homes across a wide build-year range (1900 to 2023) and doing their own condition diligence rather than assuming a uniform subdivision.
- Buyers who want more living space than average, given the community's median of about 2,536 square feet.
- Patient buyers who don't need a shelf of active listings to choose from and can wait for the right one-off opportunity.
Probably not for
- Buyers who want documented community amenities or HOA features spelled out up front - current MLS data doesn't identify any for this community.
- Buyers who need several active listings to compare right now, since there are zero on the market as of this writing.
- Buyers seeking a single-era subdivision with consistent construction style throughout.
The market around Round Lake Park
Round Lake Park is a small community — 37 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32177, 162 homes are on the market and 25% are under contract — a steady corner of Palatka.
Across Putnam County, 520 homes are active and 132 pending (20% under contract).
The housing mix here is 98% single family residence, 2% townhouse.
ZIP and county figures describe the wider market, not Round Lake Park specifically. Momentum Research analysis of MLS records.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palatka High School (Putnam County School District); verify by address · High
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center (verify by address) · Middle
- William D. Moseley Elementary School (verify by address)FLDOE grade C · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Round Lake Park address.
The Round Lake Park buying strategy.
If we were buying in Round Lake Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Round Lake Park.
Built From 1900 to 2023, One Neighborhood
The 106 homes that make up Round Lake Park were built anywhere from 1900 to 2023, a spread wide enough that no two blocks necessarily read the same. The median year built lands around 1982, so the typical home here is early-1980s vintage, but that median sits in the middle of a genuinely long timeline rather than describing most of the housing stock. Living area runs larger than the county norm too, with a median of about 2,536 square feet across the community.
On ownership, close to three-quarters of homes (73.5%) carry a homestead exemption, a pattern consistent with owners staying in place rather than cycling the properties through as rentals or flips. That lines up with the current market snapshot: zero active listings as of this writing. As for community amenities, current MLS data doesn't identify any specific ones for Round Lake Park, so anything you hear about shared facilities or HOA features should be verified directly rather than assumed.
The location and the amenities are priced into every listing in Round Lake Park. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with build years spanning 1900 to 2023, and zero active listings to benchmark against, is exactly the kind of market where a hand-prepared valuation beats an automated number. We walk the property, weigh where it falls in that 1900-to-2023 range against the roughly 2,536-square-foot median, and price it on its own condition rather than a formula. When there's nothing else on the market to compare it to, that judgment call is the whole job.
Round Lake Park in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Round Lake Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Round Lake Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Round Lake Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Round Lake Park home worth?
Get a no-obligation home value based on real comparable sales in Round Lake Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Round Lake Park on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Round Lake Park?
What share of Round Lake Park is owner-occupied?
When were the homes in Round Lake Park built?
Do cash buyers compete in Round Lake Park?
What schools serve Round Lake Park?
Who is the best real estate agent for Round Lake Park?
How do I find a top Palatka real estate agent who knows Round Lake Park?
Can Momentum Realty connect me with an agent for Round Lake Park?
Should you buy in Round Lake Park?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Round Lake Park with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.