Lake Bernadette Prcl 11 Ph 03
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
This is a build-limited pocket of Lake Bernadette in Zephyrhills — 131 homes put up in a tight window between 2000 and 2007, with the median build landing in 2004. When stock is this consistent in age and the median home runs around 2,235 square feet, price is driven less by floor plan novelty and more by condition, updates, and lot. Two homes with the same bones can sell far apart depending on roof age, systems, and whether the kitchen and baths have been touched since the original build.
The ownership pattern matters here too: with roughly 73% of homes homesteaded, this reads as a live-in, hold-long-term parcel rather than a churn of rentals and flips. That tends to keep turnover measured, which means when a well-kept home does list, it draws focused attention. Sellers should lean into documented updates; buyers should underwrite for the age of major systems on a home now around two decades old.
Lake Bernadette Prcl 11 Ph 03 right now
🔴 Off the recent peak. The trailing-12-month median ($337K) is down 16.7% from the prior 12 months ($405K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 3 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Bernadette Prcl 11 Ph 03 market snapshot (as of July 15, 2026): the median sale price is about $337K ($169 per sq ft over the trailing 12 months of closed sales), and a median 14 days on market for closed sales. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Lake Bernadette Prcl 11 Ph 03 is a community of 183 homes in Zephyrhills, Pasco County, built between 2000 and 2007 (median 2004), with a median living area of about 2,217 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A small, cohesive parcel within Lake Bernadette where every home came out of a seven-year construction window, so the buying decision comes down to condition and updates rather than wildly different vintages or sizes.
Who Lake Bernadette Prcl 11 Ph 03 is best for.
Best for
- Long-term owner-occupants who value a stable, low-turnover parcel over rapid resale churn
- Buyers around the roughly 2,235-square-foot size who prefer a proven early-2000s build
- Value-minded buyers willing to take on system updates in exchange for a better basis
Probably not for
- Buyers set on new construction or the latest floor plans and finishes
- Investors chasing quick flips in a market where most homes are held long-term
- Buyers who want to avoid all near-term roof or HVAC replacement risk
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($337K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -16.7% one-year change.
Windows contain 0 to 14 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Lake Bernadette Prcl 11 Ph 03 buying strategy.
If we were buying in Lake Bernadette Prcl 11 Ph 03 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Bernadette Prcl 11 Ph 03.
A condition-driven parcel, not a spec-sheet one
With 131 homes and a median size near 2,235 square feet, this parcel offers scale without a lot of variety — the plans are broadly comparable and the ages cluster tightly around 2004. That uniformity is useful: it makes comps cleaner and pricing more legible than in a mixed-vintage neighborhood. The spread you see in sale prices will trace back to how each home has been maintained and modernized, not to fundamentally different product.
Because these homes are now around twenty years old, the practical questions are mechanical. Roofs, HVAC, and water heaters are all in the window where age becomes a negotiating point. For a buyer, that is where value hides — a home priced on tired systems can be a better long-term buy than a cosmetically fresh one on original equipment. For a seller, having those items current and documented is the cleanest way to separate from the pack.
The location and the amenities are priced into every listing in Lake Bernadette Prcl 11 Ph 03. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Bernadette Prcl 11 Ph 03 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.6). Basis: Recent Direction -16.7% year-over-year; Owner Commitment 71% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a parcel this uniform, the money is in reading condition against comps — knowing which updates the market actually pays for and which it shrugs at. We price and negotiate around system age and update history, not square footage alone, so buyers do not overpay for cosmetics and sellers get credit for the work that matters.
Lake Bernadette Prcl 11 Ph 03 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Bernadette Prcl 11 Ph 03 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Bernadette Prcl 11 Ph 03 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Bernadette Prcl 11 Ph 03, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Bernadette Prcl 11 Ph 03 home worth?
Get a no-obligation home value based on real comparable sales in Lake Bernadette Prcl 11 Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Lake Bernadette Prcl 11 Ph 03?
How long do homes in Lake Bernadette Prcl 11 Ph 03 take to sell?
How many homes are in Lake Bernadette Prcl 11 Ph 03?
What share of Lake Bernadette Prcl 11 Ph 03 is owner-occupied?
When were the homes in Lake Bernadette Prcl 11 Ph 03 built?
Do cash buyers compete in Lake Bernadette Prcl 11 Ph 03?
Who is the best real estate agent for Lake Bernadette Prcl 11 Ph 03?
How do I find a top Zephyrhills real estate agent who knows Lake Bernadette Prcl 11 Ph 03?
Can Momentum Realty connect me with an agent for Lake Bernadette Prcl 11 Ph 03?
Should you buy in Lake Bernadette Prcl 11 Ph 03?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33541)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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