Lakes/Windermere Ph 04
Homes for Sale in Windermere, FL
True comps, carrying-cost math, and listings before the portals.

The story here is spread, not sticker. With homes built between 1958 and 2021 and a median vintage around 2005, this is not a uniform subdivision where one comp tells the whole tale. Condition, era, and renovation status are what move price inside Lakes/Windermere Ph 04 — a mid-century original and a 2010s rebuild can sit on the same street and price nowhere near each other.
There were no closings in the current window, so anyone pricing off this month's activity is pricing off air. That cuts both ways: sellers can't lean on a fresh comp to justify a number, and buyers can't assume the last trade still holds. In a market this varied, the work is in reading the specific home, not the neighborhood average.
Who Lakes/Windermere Ph 04 is best for.
Best for
- Long-hold buyers wanting a full-size Windermere house they'll live in for years
- Buyers comfortable evaluating older stock and budgeting for updates on a mid-century or early-2000s home
- Buyers who value a settled, owner-occupied core over high listing turnover
Probably not for
- Buyers who need a fresh, active comp before they'll commit to a number
- Buyers wanting a single, uniform build era and predictable pricing
- Short-horizon buyers counting on quick resale in a low-turnover community
The market around Lakes/Windermere Ph 04
Lakes/Windermere Ph 04 is a small community — 18 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Orange County, 5,886 homes are active and 2,019 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Lakes/Windermere Ph 04 specifically. Momentum Research analysis of MLS records.
The Lakes/Windermere Ph 04 buying strategy.
If we were buying in Lakes/Windermere Ph 04 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes/Windermere Ph 04.
A six-decade housing stock
The 1958-to-2021 build range is the defining trait. That means you are shopping several distinct product types under one community name: original mid-century footprints, homes from the mid-2000s build wave near the median year, and a thinner layer of newer construction. Each carries different systems, layouts, and renovation expectations, and each should be underwritten on its own terms.
A homestead share near 60% suggests a core of longer-hold owner occupancy rather than a churn of investor turnover. Paired with the roughly 2,306-square-foot median living area, the inventory skews toward full-size houses held for the long term — which tends to mean fewer listings hit the market at once, and the ones that do vary widely in how they've been maintained and updated.
The location and the amenities are priced into every listing in Lakes/Windermere Ph 04. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no recent closings and a six-decade build range, the average is useless and the individual home is everything. We price and negotiate off the specific structure — its era, its systems, its condition — instead of a neighborhood number that doesn't fit. That's the difference between a defensible ask and a guess.
Lakes/Windermere Ph 04 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakes/Windermere Ph 04 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes/Windermere Ph 04 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes/Windermere Ph 04, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes/Windermere Ph 04 home worth?
Get a no-obligation home value based on real comparable sales in Lakes/Windermere Ph 04, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lakes/Windermere Ph 04 on the map →
Frequently Asked Questions
How many homes are in Lakes/Windermere Ph 04?
What share of Lakes/Windermere Ph 04 is owner-occupied?
When were the homes in Lakes/Windermere Ph 04 built?
Do cash buyers compete in Lakes/Windermere Ph 04?
Who is the best real estate agent for Lakes/Windermere Ph 04?
How do I find a top Windermere real estate agent who knows Lakes/Windermere Ph 04?
Can Momentum Realty connect me with an agent for Lakes/Windermere Ph 04?
Should you buy in Lakes/Windermere Ph 04?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34786)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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