Mallard Pond Ph 3
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by size and condition more than location premium. With a median living area of roughly 2,530 square feet and a median close of $400,000, you are paying about $193 per square foot for homes built across a 2006 to 2021 span. That's a fairly wide construction window for one community, so two homes at similar prices can differ meaningfully in age, finish level, and how much updating they've had.
The current posture favors buyers who move deliberately. Median days on market sits at 43 — not fast, not stalled — and year-over-year pricing is down 11.1%, so sellers should price to the current comps rather than last year's expectations. For buyers, that softness plus a normal marketing timeline means there's room to negotiate on homes that have been sitting or need work.
Mallard Pond Ph 3 right now
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 11.1% from the prior 12 months ($450K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Mallard Pond Ph 3 right now
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 11.1% from the prior 12 months ($450K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mallard Pond Ph 3 market snapshot (as of July 13, 2026): the median sale price is about $400K ($193 per sq ft over the trailing 12 months of closed sales), and a median 43 days on market for closed sales. The trailing-12-month median is down 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Mallard Pond Ph 3 is a community of 249 homes in St Cloud, Osceola County, built between 2006 and 2021 (median 2013), with a median living area of about 2,530 square feet. 84% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mallard Pond Ph 3 is a 249-home community in St Cloud where the housing stock is relatively substantial in size and the vast majority of owners hold homestead — about 84% — which points to a stable, owner-occupied section rather than a rental-heavy one.
Who Mallard Pond Ph 3 is best for.
Best for
- Buyers wanting more interior space around the mid-$400K mark who will inspect thoroughly before committing
- Owner-occupants planning a long hold in a predominantly homesteaded community
- Value-minded buyers ready to negotiate on homes needing updates in a softening market
Probably not for
- Buyers who need a large pool of recent comparable sales to feel confident on price
- Anyone requiring a quick close with no room for condition-based negotiation
- Investors seeking a rental-heavy building with high turnover
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($450K) IS the -11.1% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Mallard Pond Ph 3 buying strategy.
If we were buying in Mallard Pond Ph 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mallard Pond Ph 3.
Reading a wide build window
The build years running from 2006 to 2021, with a median around 2013, are the single most important thing to understand before you tour here. Older homes in the community may carry original systems and finishes, while later ones can be close to move-in current. Because the median price collapses all of that into one $400,000 figure, the number tells you little about any individual home until you've matched its age and condition against the ask.
Homestead share near 84% signals that most of these homes are lived in by their owners, which tends to correlate with maintained exteriors and long-hold inventory. That also means listings can be sporadic — with only three closings in the tracked window, comps are thin, and pricing conversations lean harder on square footage, condition, and the current downward trend than on a deep bench of recent sales.
The location and the amenities are priced into every listing in Mallard Pond Ph 3. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mallard Pond Ph 3 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Recent Direction -11.1% year-over-year; Owner Commitment 84% owner-occupied; Pricing Power 95.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Thin recent closings and a wide build window make this a community where a careless comp can cost you. We underwrite each home on its actual age, systems, and finish level against the median and the current 11.1% year-over-year softening, so buyers don't overpay for a dated home and sellers don't chase a number the market has already moved past.
Mallard Pond Ph 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mallard Pond Ph 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mallard Pond Ph 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mallard Pond Ph 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mallard Pond Ph 3 home worth?
Get a no-obligation home value based on real comparable sales in Mallard Pond Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Mallard Pond Ph 3?
How long do homes in Mallard Pond Ph 3 take to sell?
How many homes are in Mallard Pond Ph 3?
What share of Mallard Pond Ph 3 is owner-occupied?
When were the homes in Mallard Pond Ph 3 built?
Do cash buyers compete in Mallard Pond Ph 3?
Who is the best real estate agent for Mallard Pond Ph 3?
How do I find a top St Cloud real estate agent who knows Mallard Pond Ph 3?
Can Momentum Realty connect me with an agent for Mallard Pond Ph 3?
Should you buy in Mallard Pond Ph 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($450K) IS the -11.1% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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