Mirabay Ph 3C-1
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by size and condition more than anything else. With a median living area around 3,445 square feet and a median close near $730,000, this is a larger-home segment of Mirabay in Apollo Beach, and the $270 per square foot median tells you buyers are paying for space and finish rather than a fixed price band. The homes span roughly two decades of construction, from 2003 through 2023, so what a home sold for says as much about its updates as its address.
Posture right now favors patience on both sides. A median 95 days on market is slow, and the market heat score of 41 confirms this is not a chase-it environment. The year-over-year median is down sharply, which reflects the mix of what actually closed in a thin five-sale window as much as any across-the-board decline. Sellers should price to condition and expect to wait; buyers have room to underwrite carefully rather than bid reflexively.
Mirabay Ph 3C-1 right now
🔴 Off the recent peak. The trailing-12-month median ($730K) is down 37.9% from the prior 12 months ($1.18M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (5 and 5 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mirabay Ph 3C-1 market snapshot (as of July 15, 2026): the median sale price is about $730K ($270 per sq ft over the trailing 12 months of closed sales), and a median 95 days on market for closed sales. The trailing-12-month median is down 38% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
Mirabay Ph 3C-1 is a community of 189 homes in Apollo Beach, Hillsborough County, built between 2003 and 2023 (median 2012.0), with a median living area of about 3,445 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Mirabay Ph 3C-1 is a larger-home pocket of the Mirabay community in Apollo Beach, with 189 homes and a high owner-occupancy share near 79%, which tends to keep turnover measured and inventory decisions deliberate.
Who Mirabay Ph 3C-1 is best for.
Best for
- Move-up buyers with a budget in the low-to-mid $700s targeting square footage around the community median
- Owner-occupants planning a long hold who value a high owner-occupancy segment with measured turnover
- Patient buyers willing to wait for the right listing in a slow market and negotiate on condition
Probably not for
- Buyers who need to close quickly in a fast-moving, low-inventory-turnover environment
- Shoppers anchored to a strict price ceiling who can't absorb a wide condition-driven spread
- Investors seeking quick resale flips in a segment with thin sales volume and long days on market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($730K) IS the median in the snapshot above, and the move from 2025 ($1.18M) IS the -37.9% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Mirabay Ph 3C-1 buying strategy.
If we were buying in Mirabay Ph 3C-1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mirabay Ph 3C-1.
Reading the thin sales window
The headline year-over-year figure of -37.9% needs context. It rests on a five-sale window, and in a segment this small a couple of closings at the smaller or less-updated end of the range can swing the median hard. Treat that number as a signal about what recently traded, not proof of a wholesale price drop across every home in the phase.
What holds steadier is the underlying profile: a median build year around 2012, a wide construction span from 2003 to 2023, and a median footprint that sits firmly in move-up territory. With a homestead share near 79%, most owners are living in these homes rather than turning them, so listings come to market on the owner's timeline, and the ones that do can carry a spread in price depending on how they've been maintained and updated.
The location and the amenities are priced into every listing in Mirabay Ph 3C-1. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mirabay Ph 3C-1 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.6). Basis: Recent Direction -37.9% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow, low-volume segment like this one, comps are scarce and easily distorted by a single unusual sale, so pricing and offer strategy have to lean on condition and square-footage analysis rather than a headline median. We underwrite each home on its own merits, tell you when a listing is priced to its updates versus its size, and set realistic expectations for a market where the median sits near 95 days on market.
Mirabay Ph 3C-1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mirabay Ph 3C-1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mirabay Ph 3C-1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mirabay Ph 3C-1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mirabay Ph 3C-1 home worth?
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Frequently Asked Questions
What is the median home price in Mirabay Ph 3C-1?
How long do homes in Mirabay Ph 3C-1 take to sell?
How many homes are in Mirabay Ph 3C-1?
What share of Mirabay Ph 3C-1 is owner-occupied?
When were the homes in Mirabay Ph 3C-1 built?
Do cash buyers compete in Mirabay Ph 3C-1?
Who is the best real estate agent for Mirabay Ph 3C-1?
How do I find a top Apollo Beach real estate agent who knows Mirabay Ph 3C-1?
Can Momentum Realty connect me with an agent for Mirabay Ph 3C-1?
Should you buy in Mirabay Ph 3C-1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2012 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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