North Lakes in Tampa

North Lakes
Section F Homes for Sale in Tampa, FL

Established Carrollwood-area section · Tampa · ZIP 33624

An established section with mature streets in the Carrollwood area of north Tampa.

Established homesLow feesCarrollwood area
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an established, low-fee section of North Lakes; condition, the roof and systems, and the lot decide value, so confirm them for a specific home.
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Unlock Off-Market North Lakes Sec F

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"North Lakes Section F is one of the platted sections of the established North Lakes neighborhood in the Carrollwood area of northwest Hillsborough, so the read is a condition-and-value read: public sources describe North Lakes as a subdivision of well-maintained homes on landscaped, tree-lined streets in the broader Carrollwood area about nine miles north-northwest of downtown Tampa, near top-rated schools, parks, and shopping. Because the homes are established and carry low fees, condition and the lot drive value far more than the section name. The Carrollwood area is a sought-after, established part of north Tampa. Your leverage is reading a specific home's roof and systems, the lot, and confirming any HOA and the exact section."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

North Lakes Section F is one of the platted sections of the established North Lakes single-residential neighborhood in the Carrollwood area of Tampa, in Hillsborough County's 33624 ZIP, in northwest Hillsborough about nine miles north-northwest of downtown Tampa. Public sources describe North Lakes as a subdivision of well-maintained homes on beautifully landscaped, tree-lined streets, part of the broader Carrollwood area.

The appeal is an established suburban setting close to the city: public sources describe top-rated schools, parks, and recreational facilities nearby, with shopping and dining throughout the Carrollwood area along Dale Mabry Highway, and a welcoming, established neighborhood character. The wider Carrollwood housing stock dates largely to the 1970s and 1980s, so expect mature single-family homes that vary in updates.

Because the section is built out, condition drives value: the build era, the roof and systems age, prior updates, and the lot set where a home lands. Confirm whether a specific home carries any HOA and that it sits in Section F, since North Lakes includes several platted sections and the section can affect any deed restrictions.

For buyers who want an established home in the sought-after Carrollwood area near top schools and shopping, North Lakes Section F is one of the options. The work is reading the home's condition and the lot honestly, and confirming any HOA and the section, before you buy.

Best for

  • Buyers who want an established home in the Carrollwood area
  • Anyone who values mature, tree-lined streets near top schools
  • Buyers comfortable updating an established home
  • Owner-occupants and investors reading the condition and lot honestly

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants a high-amenity, gated lifestyle community
  • Buyers who want a downtown or coastal location
  • Anyone who will not read the condition of an established home

How North Lakes Sec F is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current North Lakes Sec F listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in North Lakes buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

North Lakes Section F trades a downtown address for an established Carrollwood-area location with quick access to retail, the Veterans Expressway, the airport, and downtown Tampa.

Carrollwood / Northdale retail~5-10 min · shopping and dining
Dale Mabry Highway~5-10 min · main corridor
Veterans Expressway (Suncoast)~8-12 min · toll route
Downtown Tampa~20-30 min · jobs and culture
Tampa International Airport (TPA)~20-25 min · via the Veterans Expressway
Westshore business district~20-25 min · jobs and shopping

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near North LakesSection F with Momentum Realty’s local guides.

NLNorth LakesTampa, FL · adjacentHEHeatherwoodVillageTampa, FL · 0.4 miCCCherry CreekTampa, FL · 0.4 miWVWildewood Village SubTampa, FL · 0.5 miCCCarrollwood Coveat Emerald GreensTampa, FL · 0.6 miSGSugarwood GroveTampa, FL · 0.6 miBCBella CasaTampa, FL · 0.6 miNONorthdaleTampa, FL · 0.7 miWVWingate VillageTampa, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
North Lakes Sec F (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

North Lakes Sec F is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any North Lakes Sec F address.

The takeaway

What is actually shaping value around North Lakes Section F: the sought-after Carrollwood-area location, the Dale Mabry retail corridor, the top-rated schools, the low fees, and Florida's insurance and tax climate. Each item is sourced and linked.

Recent Developments in North Lakes

Our read on what is being built around North Lakes Sec F, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe established Carrollwood-area location, top schools, and low fees support steady demand, while the watch items are the condition of an established home and Florida's insurance costs.

Established Carrollwood-area location anchors demand

Ongoing
BullishNotable impact
SignificanceRadius: Neighborhood

A sought-after, established Carrollwood-area address near top schools and shopping is a durable draw that supports demand.

Dale Mabry retail corridor keeps investing

2025
BullishNotable impact
SignificanceRadius: Area

Continued retail investment along the nearby Dale Mabry corridor supports the everyday convenience that underpins demand here.

Florida insurance costs are the watch item

2025
NeutralNotable impact
SignificanceRadius: Region

Rising homeowners insurance premiums across Tampa Bay weigh on carrying costs, so quote the specific home early in diligence.

Built-out section means condition drives value

Ongoing
NeutralNotable impact
SignificanceRadius: Neighborhood

With no new inventory, the roof, systems, and updates on a specific home decide where it lands.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting North Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Area

    Carrollwood Dale Mabry corridor sees continued retail investment

    The Tampa Bay Times reported that a longtime Carrollwood Chick-fil-A on North Dale Mabry Highway would relocate to a larger location at Ehrlich Road and Dale Mabry, becoming the largest in the Tampa area, a sign of ongoing investment along the corridor that serves North Lakes. Why it matters: Sustained retail investment on the nearby corridor supports the everyday convenience that anchors demand. Source

  2. June 2025
    Policy

    Hillsborough appraiser proposes tax credit to offset insurance costs

    Bay News 9 reported that the Hillsborough County Property Appraiser proposed a Home Insurance Relief property tax credit for owner-occupied homes that saw insurance premiums rise fifteen percent or more, underscoring how insurance costs are shaping carrying costs for Tampa homeowners. Why it matters: Insurance is the carrying-cost watch item; quote the specific home and factor any relief programs. Source

  3. March 2025
    Market

    Tampa Bay Citizens insurance customers face higher premiums

    The Tampa Bay Times reported that many Citizens Property Insurance customers across Hillsborough and Pinellas were likely to see premiums rise, a reminder that insurance is a real line item for buyers of established Tampa homes. Why it matters: Budget insurance realistically on an established home and verify the roof and wind mitigation. Source

Development alerts for North LakesGet a short monthly email when something new is approved, funded, or opens near North Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in North Lakes Sec F, this is the order of operations we would run, and the one we run for our clients.

1

Confirm any HOA and that the home is in Section F. Verify whether a specific home carries any HOA and which North Lakes section it sits in, since that can affect deed restrictions.

2

Inspect the roof and systems. On an established home, roof age, HVAC, and updates drive both price and insurability.

3

Confirm the school zoning by address. Verify the zoned schools, which buyers value here, with the district.

4

Read the lot. The lot, mature trees, and any lake or pond proximity affect value.

5

Compare North Lakes sections, and cross-shop North Lakes Section B for another established part of the same neighborhood.

Best Buy
An updated home with a newer roof on a mature, tree-lined lot
Biggest Risk
Underbudgeting roof and systems on an established home
Best Lot
A larger, well-treed lot or a lake-adjacent one
Smart Timing
Confirm any HOA, the section, and the school zoning before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

North Lakes Section F is one of the platted sections of the established North Lakes single-residential neighborhood in the Carrollwood area of Tampa, in Hillsborough County's 33624 ZIP, in northwest Hillsborough about nine miles north-northwest of downtown Tampa. Public sources describe North Lakes as a subdivision of well-maintained homes on beautifully landscaped, tree-lined streets, part of the broader, sought-after Carrollwood area, near top-rated schools, parks, and shopping. Because the homes are established and carry low fees, the condition, the roof and systems, the lot, any HOA, and the section drive value, so confirm each for a specific home; North Lakes includes several platted sections.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Original or lightly updated established homes, the renovation route into the Carrollwood area.

Lowest entry
The Core Home

Updated homes with a newer roof and HVAC on a mature lot, the heart of the resale market here.

Most inventory
The Updated or Lake Home

The most updated homes and any lake-adjacent lots, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Original or lightly updated established homes, the renovation route into the Carrollwood area.
The Core Home
Updated homes with a newer roof and HVAC on a mature lot, the heart of the resale market here.
The Updated or Lake Home
The most updated homes and any lake-adjacent lots, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Roof age and conditionVerify per home
HVAC and systemsVerify per home
Kitchen and bathsVaries by updates
Lot and treesMature, tree-lined
Location and schoolsEstablished Carrollwood

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in North Lakes Sec F

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The established Carrollwood location is the draw. The deal is won or lost on condition, the roof, and the lot.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.8/10
Renovation Risk6.0/10
Location Efficiency8.0/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on North Lakes Sec F is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Mature, tree-lined Carrollwood lots hold value
  • A lake-adjacent or well-treed lot is the premium
  • Confirm any HOA and the exact section per parcel
  • Check the flood status for the specific address
  • Read the lot before the finishes

In an established neighborhood like North Lakes Section F, the lot is the part of your money the market protects. Larger, well-treed lots and any lake-adjacent parcels hold value better than tight or less-desirable lots. The house can be renovated; the lot, the trees, and the location cannot. Read the parcel and confirm any HOA and the section first, then price the condition of the home against it.

North Lakes Sec F in 15 seconds.

Best forBuyers who want an established home in the sought-after Carrollwood area near top schools.
Biggest advantageA mature, tree-lined Carrollwood-area location near top schools and shopping with low fees.
Biggest riskRoof and systems condition on an established home.
Sweet spotAn updated home with a newer roof on a mature, tree-lined lot.
Avoid ifYou want new construction, a gated lifestyle, or a downtown location.

HOA, CDD & Fees

15-Second Take
  • Typically low or no HOA
  • No CDD expected
  • Mature, tree-lined Carrollwood streets
  • Top-rated schools nearby
  • Confirm any HOA and the section per home

Established Carrollwood-area sections like North Lakes Section F typically carry low or no HOA fees, with no CDD expected; carrying costs are property taxes, insurance, and upkeep (confirm any HOA, the section, and the flood status per parcel).

Where an association applies it is typically light; budget primarily for your own maintenance. Confirm any deed restrictions and that the home is in Section F.

There is no large community club; the appeal is the established Carrollwood-area setting near top schools, parks, and shopping.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In North Lakes Sec F, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping North Lakes Section B, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your North Lakes Sec F home worth?

Get a no-obligation home value based on real comparable sales in North Lakes Sec F matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in North Lakes on the map →
Or get your North Lakes home value & selling guide →

Real comps, not a Zestimate.

North Lakes Market Scorecard

Strong seller's market

North Lakes is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is North Lakes Section F?
North Lakes Section F is a platted section of the established North Lakes neighborhood in the Carrollwood area of Tampa, in Hillsborough County's 33624 ZIP, in northwest Hillsborough about nine miles north-northwest of downtown Tampa.
Does North Lakes Section F have an HOA?
Established Carrollwood-area sections like North Lakes typically carry low or no HOA fees. Confirm any HOA and that the home is in Section F.
Is there a CDD fee in North Lakes Section F?
No Community Development District bond is expected for an established section like this. Confirm per parcel on the tax bill as a matter of course.
What kind of homes are in North Lakes Section F?
Public sources describe well-maintained single-family homes on tree-lined streets in the Carrollwood area, with wider Carrollwood stock dating largely to the 1970s and 1980s. Because the section is built out, condition and updates vary home to home.
What schools serve North Lakes Section F?
Public sources describe top-rated schools in the Carrollwood area. School assignment is by address and can change, so confirm the exact zoned schools for a specific home with the district.
Why is the Carrollwood area sought-after?
Public sources describe Carrollwood as a large, established northwest Hillsborough area with mature neighborhoods, decent schools, parks, and shopping about nine miles from downtown Tampa.
How far is North Lakes Section F from the airport?
Tampa International Airport is roughly twenty to twenty-five minutes by car via the Veterans Expressway, with downtown Tampa about twenty to thirty minutes.
What should I check before buying in North Lakes Section F?
Confirm any HOA and the section, inspect the roof and systems on an established home, confirm the school zoning by address, and read the lot and any lake proximity.
How is North Lakes Section F different from Section B?
They are platted sections of the same established North Lakes neighborhood in the Carrollwood area. Sections can differ in deed restrictions and street layout, so confirm the exact section and any HOA for a specific home.
Is North Lakes Section F a gated community?
No. It is an open, established section of individual parcels rather than a gated, HOA-managed community.
Is North Lakes Section F good for investors?
Its established Carrollwood location, top schools, and low fees draw both owner-occupants and investors. As with any older home, condition decides the outcome.
Is North Lakes Section F affordable?
It is an established, value-oriented part of the Carrollwood area with low fees. The home-specific condition drives the real cost of ownership.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On an established home where condition swings value, having your own representation is the highest-leverage decision you make.
Buyers who want an established home in the Carrollwood areaExcellent fit
Anyone who values mature, tree-lined streets near top schoolsExcellent fit
Buyers comfortable updating an established homeExcellent fit
Owner-occupants and investors reading the condition and lot honestlyExcellent fit
Buyers who value an established Carrollwood-area address near top schoolsExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants a high-amenity, gated lifestyle communityProbably not
Buyers who want a downtown or coastal locationProbably not
Anyone who will not read the condition of an established homeProbably not
Buyers who will not budget roof and systems on an established homeProbably not

Get the inside read on North Lakes Sec F

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your North Lakes Sec F home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty North Lakes Sec F specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in North Lakes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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