NORTH RIDGE CREEK S/D 1ST ADDN
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
Price here is driven by a fairly consistent housing stock. Homes were built between 1996 and 2008, with a median year built of 2000, and the median home runs about 2,152 square feet. That means the spread you see in pricing is largely a function of condition and updates rather than wildly different home sizes or eras. The median sits at $397,500, and where a specific home lands relative to that number will come down to how much work it needs.
The market posture is tight. There are no active listings at the moment, and the median days on market is 25 — just over three weeks. Year-over-year pricing is essentially flat, down 0.6 percent, which reads as stable rather than declining. For a buyer, that means you may wait for inventory and should be ready to move when something lists. For a seller, a well-prepared home in this size range faces little visible competition right now.
NORTH RIDGE CREEK S/D 1ST ADDN right now
🟡 Off the recent peak. The trailing-12-month median ($398K) is down 0.6% from the prior 12 months ($400K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
NORTH RIDGE CREEK S/D 1ST ADDN market snapshot (as of July 25, 2026): the median sale price is about $398K, and a median 25 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level emeraldcoast closed sales (3 closings in the current window).
NORTH RIDGE CREEK S/D 1ST ADDN is a community of 75 homes in Fort Walton Beach, Okaloosa County, built between 1996 and 2008 (median 2000), with a median living area of about 2,152 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
North Ridge Creek S/D 1st Addn is a small, self-contained pocket of 75 homes in Fort Walton Beach, built over a roughly decade-long stretch around the turn of the century. With no shared community amenities identified in current listings, the appeal here is the housing itself and the location within Okaloosa County.
Who NORTH RIDGE CREEK S/D 1ST ADDN is best for.
Best for
- Buyers seeking a single-family home around 2,152 square feet with a budget near the $397,500 median
- Buyers who value a low-turnover, owner-occupied-heavy street and are willing to wait for inventory
- Buyers comfortable evaluating condition-driven price differences on homes built around 2000
Probably not for
- Buyers who need to choose from multiple active listings right now
- Buyers who want shared community amenities as part of the purchase
- Buyers seeking newer construction beyond the 1996 to 2008 build window
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($398K) IS the median in the snapshot above, and the move from 2025 ($400K) IS the -0.6% one-year change.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
NORTH RIDGE CREEK S/D 1ST ADDN Market Scorecard
NORTH RIDGE CREEK S/D 1ST ADDN is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in NORTH RIDGE CREEK S/D 1ST ADDN
Live MLS inventory for NORTH RIDGE CREEK S/D 1ST ADDN. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending NORTH RIDGE CREEK S/D 1ST ADDN listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Longwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent NORTH RIDGE CREEK S/D 1ST ADDN listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any NORTH RIDGE CREEK S/D 1ST ADDN address.
The NORTH RIDGE CREEK S/D 1ST ADDN buying strategy.
If we were buying in NORTH RIDGE CREEK S/D 1ST ADDN today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in NORTH RIDGE CREEK S/D 1ST ADDN.
A small, stable pocket
At 75 homes, this is a compact subdivision, and the numbers show a settled community rather than a churning one. A homestead share of 72 percent points to a majority of owner-occupied homes, which typically means fewer listings hitting the market in any given stretch and steadier upkeep across the street. The current zero active listings is consistent with that pattern.
Because homes cluster around 2,152 square feet and a median build year of 2000, buyers are largely comparing similar footprints. That makes condition the deciding factor. Homes that have been updated will command a premium over the $397,500 median; those needing work will trade below it. There are no identified community amenities, so factor in that you are buying a home and a location, not an amenity package.
The location and the amenities are priced into every listing in NORTH RIDGE CREEK S/D 1ST ADDN. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in NORTH RIDGE CREEK S/D 1ST ADDN buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.3). Basis: Recent Direction -0.6% year-over-year; Owner Commitment 72% owner-occupied; Pricing Power 98.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a subdivision this size with no active listings, timing and access matter more than anything. We track when homes are likely to come available and help you read condition against the $397,500 median so you are not overpaying for cosmetics or underestimating deferred maintenance. On the sell side, we position a home to stand out in a market where inventory is thin and the clock — a 25-day median — moves quickly.
NORTH RIDGE CREEK S/D 1ST ADDN in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a NORTH RIDGE CREEK S/D 1ST ADDN buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed NORTH RIDGE CREEK S/D 1ST ADDN sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in NORTH RIDGE CREEK S/D 1ST ADDN, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your NORTH RIDGE CREEK S/D 1ST ADDN home worth?
Get a no-obligation home value based on real comparable sales in NORTH RIDGE CREEK S/D 1ST ADDN, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in NORTH RIDGE CREEK S/D 1ST ADDN?
How long do homes in NORTH RIDGE CREEK S/D 1ST ADDN take to sell?
How many homes are in NORTH RIDGE CREEK S/D 1ST ADDN?
What share of NORTH RIDGE CREEK S/D 1ST ADDN is owner-occupied?
When were the homes in NORTH RIDGE CREEK S/D 1ST ADDN built?
Do cash buyers compete in NORTH RIDGE CREEK S/D 1ST ADDN?
Who is the best real estate agent for NORTH RIDGE CREEK S/D 1ST ADDN?
How do I find a top Fort Walton Beach real estate agent who knows NORTH RIDGE CREEK S/D 1ST ADDN?
Can Momentum Realty connect me with an agent for NORTH RIDGE CREEK S/D 1ST ADDN?
Should you buy in NORTH RIDGE CREEK S/D 1ST ADDN?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32547/32548)) |
| Historical depth | Closed-sale records back to 1999 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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