Crosswinds 2nd
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $395,000, a median 8 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 1991–1994. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,090 ($4,580 with the full homestead exemption).
Crosswinds 2nd Addn is a small pocket in Fort Walton Beach with almost nothing on the market right now — a single active listing as of late July 2026. With inventory this thin, no headline number tells the story; price here is driven by the individual home, its condition, and how motivated the one seller happens to be, not by any broad market trend.
For a buyer, that means patience and readiness: when a home fits, you may be negotiating against limited comparable data rather than a deep pool of choices. For a seller, the scarcity can work in your favor, but with so few closings to point to, pricing has to be built from the specifics of your home rather than assumed from the neighborhood.
The 60-Second Overview
Crosswinds 2nd market snapshot (as of September 12, 2026): the median sale price is about $395K, and a median 9 days on market for closed sales.
Crosswinds 2nd Addn is a compact residential subdivision in Fort Walton Beach, Okaloosa County, that trades quietly — the kind of place where availability, not amenities, defines the opportunity.
The setting & the homes.
Aerial and on-site photos of Crosswinds 2nd. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Crosswinds 2nd
Crosswinds 2nd
Crosswinds 2nd
Crosswinds 2ndPhotos from Emerald Coast MLS listings in Crosswinds 2nd; content deemed reliable but not guaranteed.
Who Crosswinds 2nd is best for.
Best for
- Buyers targeting Fort Walton Beach who can stay patient until the right listing appears
- Buyers comfortable making a decision on a single home rather than comparing many at once
- Sellers who want pricing built from their home's condition rather than an assumed neighborhood number
Probably not for
- Buyers who need amenities like a pool, clubhouse, or gated entry
- Buyers who want several homes to tour and compare on the same weekend
- Buyers on a strict timeline who can't wait for limited inventory to turn over
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($395K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CROSSWINDS 2ND ADDN Market Scorecard
CROSSWINDS 2ND ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32547 ZIP is $316,555, about 6.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CROSSWINDS 2ND ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Crosswinds 2nd on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Crosswinds 2nd buying strategy.
If we were buying in Crosswinds 2nd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crosswinds 2nd.
A thin-inventory pocket
There are no community amenities identified from current MLS listings here, so this is a location-and-home story rather than an amenity story. What you're buying is the house itself and its position within Fort Walton Beach — not a clubhouse, pool, or gated entry.
With just one active listing and a short recent closing window, there is very little to triangulate against. That cuts both ways: it keeps competition low for a well-prepared buyer, but it also means both sides have to lean hard on condition and direct comparison to nearby streets to land on a fair number.
The location and the amenities are priced into every listing in Crosswinds 2nd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small, the data won't hand you a price — the analysis has to be built home by home. We work the specifics: condition, recent nearby closings, and the reality of a market with one active listing, so you're not guessing on either side of the deal.
Crosswinds 2nd in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crosswinds 2nd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crosswinds 2nd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crosswinds 2nd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crosswinds 2nd home worth?
Get a no-obligation home value based on real comparable sales in Crosswinds 2nd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Crosswinds 2nd on the map →
Frequently Asked Questions
What is the median home price in Crosswinds 2nd?
How long do homes in Crosswinds 2nd take to sell?
Who is the best real estate agent for Crosswinds 2nd?
How do I find a top Fort Walton Beach real estate agent who knows Crosswinds 2nd?
Can Momentum Realty connect me with an agent for Crosswinds 2nd?
Should you buy in Crosswinds 2nd?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Crosswinds 2nd with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1996 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how CROSSWINDS 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: