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Homes for Sale in Okaloosa County, FL

By , Co-Founder, Momentum Realty · Updated October 15, 2026

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1,797 homes are for sale in Okaloosa County, FL as of 2026-10-15, with 472 more under contract. The median list price is $399,900, most homes list between $240K to $1.20M, and the median listing has been on the market 93 days. That is 1,027 houses, 551 condos and 198 townhouses. 62 homes came on the market this week and 4,203 sold in the last 12 months at a median of $364,500.

Okaloosa County, FL key facts
LocationFlorida
For sale right now1,797 active, 472 under contract
Asking prices$399,900, median · most homes $240K–$1.20M
Median days on market (active listings)93
Property types for sale1,027 houses, 551 condos, 198 townhouses
New listings this week62
Homes sold, last 12 months4,203 at a median of $364,500

Listing counts and prices as of 2026-10-15; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Okaloosa County, FL key facts,” movewithmomentum.com/homes-for-sale/okaloosa-county-fl/, data as of 2026-10-15.

1,797
Homes for sale
$399,900
Median list price
$240K to $1.20M
Typical range
93
Median days on market
62
New this week
472
Under contract
$2,811
Est. monthly cost at median
5.1
Months of supply

Newest homes for sale in Okaloosa County

The most recently listed homes in Okaloosa County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

4207 Indian Bayou Trail #21216, home for sale in Okaloosa County
$499,900 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #21216, 32541
The Palms Of Destin
Listing courtesy of Keller Williams Realty Destin
1 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
1 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
2 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
2 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
3 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
3 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
4 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
4 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
7 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
7 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
8 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
8 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
9 Seaglass Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2027
9 Seaglass Lane, 32548
Fort Walton Beach
Listing courtesy of Southern Ventures
285 Corinthian Place, home for sale in Okaloosa County
$2.40M New
5 bd · 3.5 ba · built 2013
285 Corinthian Place, 32541
Regatta Bay
Listing courtesy of Compass
1048 E Highway 98 #1104 W, home for sale in Okaloosa County
$1.80M New
3 bd · 3 ba · built 2004
1048 E Highway 98 #1104 W, 32541
Destin
Listing courtesy of Brix Realty
1050 E Highway 98 #704E, home for sale in Okaloosa County
$1.80M New
3 bd · 3 ba · built 2001
1050 E Highway 98 #704E, 32541
Destin
Listing courtesy of Brix Realty
4765 Papaya Park, home for sale in Okaloosa County
$1.25M New
3 bd · 2.5 ba · built 2005
4765 Papaya Park, 32541
Destiny East
Listing courtesy of Destin Vacation Company LLC
691 Emerald Bay Drive, home for sale in Okaloosa County
$997,500 New
4 bd · 4.5 ba · built 2024
691 Emerald Bay Drive, 32541
Emerald Bay
Listing courtesy of Legendary Realty LLC
590 Santa Rosa Boulevard #103, home for sale in Okaloosa County
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
4342 Sunset Beach Circle, home for sale in Okaloosa County
$819,000 New
4 bd · 4.5 ba · built 1996
4342 Sunset Beach Circle, 32578
Niceville
Listing courtesy of Century 21 AllPoints Realty
4440 Windward Lane Cove, home for sale in Okaloosa County
$720,000 New
4 bd · 3 ba · built 1989
4440 Windward Lane Cove, 32578
Niceville
Listing courtesy of Sound Choice Real Estate LLC
5528 Frontier Drive, home for sale in Okaloosa County
$649,995 New
4 bd · 2.5 ba · built 2013
5528 Frontier Drive, 32536
Colony Ridge Ph Ii
Listing courtesy of Coldwell Banker Realty
970 US 98 #407, home for sale in Okaloosa County
$620,000 New
3 bd · 3 ba · built 1999
970 US 98 #407, 32541
Terrace At Pelican Beach
Listing courtesy of Coldwell Banker Realty
4041 Broken Arrow Court, home for sale in Okaloosa County
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
1621 Corsica Cove, home for sale in Okaloosa County
$425,000 New
3 bd · 2 ba · built 2003
1621 Corsica Cove, 32578
Mediterranean Village At Bluewater Bay
Listing courtesy of The Premier Property Group
1412 Hickory Street, home for sale in Okaloosa County
$424,900 New
4 bd · 2 ba · built 2017
1412 Hickory Street, 32578
Seminole
Listing courtesy of EXP Realty LLC
3085 Border Creek Drive, home for sale in Okaloosa County
$318,000 New
4 bd · 2 ba · built 2006
3085 Border Creek Drive, 32539
Brooke Estates
Listing courtesy of Coldwell Banker Realty
124 Tuscany Drive, home for sale in Okaloosa County
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2 Lot 40
Listing courtesy of Real Estate Professionals of Destin Inc
2809 Lee Trevino Court, home for sale in Okaloosa County
$510,000 New
4 bd · 2.5 ba · built 1992
2809 Lee Trevino Court, 32579
Lake Pointe
Listing courtesy of Epique Realty Inc

Okaloosa County homes for sale by price

Every active listing in Okaloosa County grouped by price, with the newest listings in each band. The median is $399,900; the busiest band is $300K – $400K.

Under $200K: 92 homes

$200K – $300K: 329 homes

$300K – $400K: 486 homes

$400K – $500K: 211 homes

$500K – $750K: 312 homes

$750K – $1M: 132 homes

$1M and up: 235 homes

Every home for sale in Okaloosa County right now (1797)

All 1797 active Okaloosa County listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 1797; the price bands above and the map cover the rest.

Homes for sale in Okaloosa County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541599$629,000
32548270$414,500
32539256$329,900
32578165$525,000
32536161$325,000
32547142$342,000
3256969$324,900
3257959$499,000
3256725$299,900
3253125$354,900
3258018$457,450
325647$254,900
325401$269,000

Okaloosa County communities with the most homes for sale

The Okaloosa County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin Destin34$339,825——
Patriot Ridge Crestview23$384,900——
Crystal Beach Destin22$1.99M——
Sandpiper Cove Destin21$360,000——
Deer Moss Creek Niceville18$685,000——
Indian Lake Destin16$256,500——
Emerald Grande Destin14$700,000——
Forest Shore Villas Townhomes Mary Esther14$324,900——
Regatta Bay Destin14$2.47M——
Sterling Shores Destin14$652,500——
Independence Crestview13$349,900——
Holiday Isle Destin12$2.06M——
Port Dixie Shalimar12$296,850——
Destiny S/D Destin11$1.10M——
Brookwood Crestview10$361,480——
Garden Villa Townhomes Crestview10$239,900——
Houston Place Crestview10$368,109——
Kelly Plantation S/D Destin10$1.41M——
Shoal River Landing Phase 2A Crestview10$359,500——
Waterscape Fort Walton Beach10$675,000——
Destiny East Destin8$1.72M——
Redstone Commons Crestview8$407,450——
Santa Rosa Island Fort Walton Beach8$1.21M——
Terra Cotta Terrace Destin8$969,950——
Villages Of Crystal Beach Destin8$1.02M——
Harbor Landing Destin7$950,000——
Azure Fort Walton Beach7$689,000——
Ridgeway Landing Crestview7$307,852——
Terrace At Pelican Beach Destin7$550,000——
Yellow River Plantation Laurel Hill7$307,990——

What is for sale in Okaloosa County: property types

Another 9 listings in Okaloosa County are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Okaloosa County (551) · Townhomes for sale in Okaloosa County (198) · Manufactured and Mobile Homes for sale in Okaloosa County (21).

The Okaloosa County real estate market right now

Over the last 12 months 4,203 homes sold in Okaloosa County at a median of $364,500 (+0.1% year over year). Sellers received 96% of list price and homes took a median 66 days to go under contract. With 1,797 homes for sale against that sales pace, months of supply is 5.1, a balanced market by the six-month rule.

Okaloosa County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K1193074.768
$300K–$500K3521,0074.251
$500K–$750K1142605.366
$750K+1732448.576

Okaloosa County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$344,8191,7684598%
2021$416,1362,72625100%
2022$469,9912,71116100%
2023$460,8062,0924397%
2024$475,6561,9106096%
2025$479,0131,8178095%
2026$482,2762,2776696%

What a home in Okaloosa County costs to own

Take the median $399,900 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,215/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,512/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,811/month plus any HOA or CDD assessment.

Explore Okaloosa County

Homes for sale by city in Okaloosa County

Common questions

How many homes are for sale in Okaloosa County, FL?
As of 2026-10-15, Momentum's MLS record shows 1,797 residential homes actively listed for sale in Okaloosa County and 472 under contract. 62 of them came on the market in the last 7 days.
What is the median home price in Okaloosa County?
The median list price of homes for sale in Okaloosa County is $399,900. Ten percent of listings are under $240K and ten percent are above $1.20M. Over the last 12 months the median SOLD price was $364,500, +0.1% year over year.
How long do homes take to sell in Okaloosa County?
Homes currently listed have been on the market a median of 93 days. Homes that sold in the last 12 months took a median of 66 days and sold at 96% of list price. At today's inventory that is 5.1 months of supply, a balanced market by the usual six-month rule.
What does a $399,900 home in Okaloosa County cost per month?
Roughly $2,811 a month with 20% down at 7.40%: principal and interest of $2,215, Okaloosa County property tax of about $376/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Okaloosa County neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (34), Patriot Ridge (23), Crystal Beach (22), Sandpiper Cove (21), Deer Moss Creek (18). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Okaloosa County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Okaloosa County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-15). Suggested attribution:
<a href="https://movewithmomentum.com/homes-for-sale/okaloosa-county-fl">Homes for Sale in Okaloosa County, FL: Live MLS Listings — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Okaloosa County as of 2026-10-15 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Master-planned communities in Okaloosa County

All Florida master-planned communities →

Okaloosa County data pages

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