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Homes for Sale in Okaloosa County, FL

By , Co-Founder, Momentum Realty · Updated September 25, 2026

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1,807 homes are for sale in Okaloosa County, FL as of 2026-09-25, with 507 more under contract. The median list price is $399,900, most homes list between $240K to $1.23M, and the median listing has been on the market 87 days. That is 1,036 houses, 559 condos and 189 townhouses. 99 homes came on the market this week and 1,818 sold in the last 12 months at a median of $364,500.

Okaloosa County, FL key facts
LocationFlorida
For sale right now1,807 active, 507 under contract
Asking prices$399,900, median · most homes $240K–$1.23M
Median days on market (active listings)87
Property types for sale1,036 houses, 559 condos, 189 townhouses
New listings this week99
Homes sold, last 12 months1,818 at a median of $364,500

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Okaloosa County, FL key facts,” movewithmomentum.com/homes-for-sale/okaloosa-county-fl/, data as of 2026-09-25.

1,807
Homes for sale
$399,900
Median list price
$240K to $1.23M
Typical range
87
Median days on market
99
New this week
507
Under contract
$2,714
Est. monthly cost at median
11.9
Months of supply

Newest homes for sale in Okaloosa County

The most recently listed homes in Okaloosa County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

15200 Emerald Coast Parkway #1106, home for sale in Okaloosa County
$1.85M New
3 bd · 3 ba · built 1999
15200 Emerald Coast Parkway #1106, 32541
St. Maarten At Silver Shells
Listing courtesy of Emerald Coast Acquisitions
14 Islandview Drive, home for sale in Okaloosa County
$1.77M New
3 bd · 3.5 ba · built 1996
14 Islandview Drive, 32569
Islandview Beach
Listing courtesy of Scenic Sotheby's International Realty
228 Crewilla Drive #A, home for sale in Okaloosa County
$975,000 New
3 bd · 2 ba · built 1978
228 Crewilla Drive #A, 32548
Fort Walton Beach
Listing courtesy of Keller Williams Realty Destin
590 Santa Rosa Boulevard #103, home for sale in Okaloosa County
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
674 Emerald Bay Drive, home for sale in Okaloosa County
$700,000 New
3 bd · 3 ba · built 1993
674 Emerald Bay Drive, 32541
Emerald Bay
Listing courtesy of EXP Realty LLC
6 NE Bay Court, home for sale in Okaloosa County
$699,000 New
3 bd · 2 ba · built 1950
6 NE Bay Court, 32548
Elliotts Point 4Th Addn
Listing courtesy of The Realty Firm Inc
5528 Frontier Drive, home for sale in Okaloosa County
$649,995 New
4 bd · 2.5 ba · built 2013
5528 Frontier Drive, 32536
Colony Ridge Ph Ii
Listing courtesy of Coldwell Banker Realty
639 E Birkdale Circle, home for sale in Okaloosa County
$649,000 New
4 bd · 3 ba · built 1985
639 E Birkdale Circle, 32578
Niceville
Listing courtesy of EXP Realty LLC
660 Nautilus Court #1204, home for sale in Okaloosa County
$555,000 New
2 bd · 2 ba · built 1985
660 Nautilus Court #1204, 32548
Fort Walton Beach
Listing courtesy of Watersound Real Estate
4041 Broken Arrow Court, home for sale in Okaloosa County
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
3 Marty Lane, home for sale in Okaloosa County
$389,500 New
3 bd · 2 ba · built 2022
3 Marty Lane, 32547
Cloverdale S/D
Listing courtesy of Livin Right Real Estate LLC
2708 Apple Blossom Court, home for sale in Okaloosa County
$385,000 New
3 bd · 2.5 ba · built 2006
2708 Apple Blossom Court, 32579
Shalimar
Listing courtesy of Rising Star Real Estate Inc
815 Wild Egret Lane, home for sale in Okaloosa County
$350,000 New
4 bd · 2.5 ba · built 2011
815 Wild Egret Lane, 32536
Fox Valley
Listing courtesy of The Property Group 850 Inc
3085 Border Creek Drive, home for sale in Okaloosa County
$318,000 New
4 bd · 2 ba · built 2006
3085 Border Creek Drive, 32539
Brooke Estates
Listing courtesy of Coldwell Banker Realty
1801 Valparaiso Boulevard, home for sale in Okaloosa County
$299,321 New
3 bd · 2.5 ba · built 1984
1801 Valparaiso Boulevard, 32578
Rocky Bayou T/H
Listing courtesy of Coldwell Banker Realty
109 Glory Place #UNIT C, home for sale in Okaloosa County
$265,000 New
2 bd · 2.5 ba · built 2006
109 Glory Place #UNIT C, 32548
Fort Walton Beach
Listing courtesy of Worth Clark Realty
26 Eglin Street, home for sale in Okaloosa County
$255,000 New
3 bd · 4 ba · built 1956
26 Eglin Street, 32547
Fort Walton Beach
Listing courtesy of Lucky Palms Realty
145 4Th Avenue #B2, home for sale in Okaloosa County
$169,999 New
2 bd · 1.5 ba · built 1973
145 4Th Avenue #B2, 32579
Port Dixie
Listing courtesy of Keller Williams Realty FWB
1150 Reeves Road, home for sale in Okaloosa County
$159,900 New
3 bd · 2 ba · built 2000
1150 Reeves Road, 32531
Baker
Listing courtesy of Innerscope Realty LLC
210 Pelham Road #C211, home for sale in Okaloosa County
$115,000 New
1 bd · 1 ba · built 1975
210 Pelham Road #C211, 32547
Pier One
Listing courtesy of ERA American Real Estate
105 Mark Street, home for sale in Okaloosa County
$2.21M New
8 bd · 8.5 ba · built 2019
105 Mark Street, 32541
Crystal Beach
Listing courtesy of Dream Destin Realty PLLC
1326 Miracle Strip Parkway #Heron 302, home for sale in Okaloosa County
$749,999 New
3 bd · 2 ba · built 2006
1326 Miracle Strip Parkway #Heron 302, 32548
Destin West Heron
Listing courtesy of GoGo Beach Realty LLC
970 E Hwy 98 #301, home for sale in Okaloosa County
$679,900 New
3 bd · 3 ba · built 1999
970 E Hwy 98 #301, 32541
Terrace At Pelican Beach
Listing courtesy of Keller Williams Success Realty
124 Tuscany Drive, home for sale in Okaloosa County
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2 Lot 40
Listing courtesy of Real Estate Professionals of Destin Inc

Okaloosa County homes for sale by price

Every active listing in Okaloosa County grouped by price, with the newest listings in each band. The median is $399,900; the busiest band is $300K – $400K.

Under $200K: 95 homes

$200K – $300K: 338 homes

$300K – $400K: 485 homes

$400K – $500K: 213 homes

$500K – $750K: 304 homes

$750K – $1M: 131 homes

$1M and up: 241 homes

Every home for sale in Okaloosa County right now (1807)

All 1807 active Okaloosa County listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 1807; the price bands above and the map cover the rest.

Homes for sale in Okaloosa County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541597$634,900
32548266$454,500
32539263$329,900
32578169$529,900
32536164$324,950
32547142$329,900
3256971$324,900
3257960$452,000
3256724$306,445
3253124$352,450
3258018$392,450
325648$254,950
325401$269,000

Okaloosa County communities with the most homes for sale

The Okaloosa County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin Destin34$339,825——
Crystal Beach Destin24$2.10M——
Patriot Ridge Crestview24$378,400——
Sandpiper Cove Destin23$360,000——
Deer Moss Creek Niceville19$675,000——
Indian Lake Destin16$256,500——
Emerald Grande Destin16$727,000——
Forest Shore Villas Townhomes Mary Esther16$312,400——
Regatta Bay Destin15$2.44M——
Independence Crestview14$349,900——
Port Dixie Shalimar13$294,700——
Sterling Shores Destin13$645,000——
Garden Villa Townhomes Crestview12$249,900——
Holiday Isle Destin12$2.27M——
Shoal River Landing Phase 2A Crestview11$359,900——
Brookwood Crestview10$361,480——
Destiny East Destin10$1.85M——
Destiny S/D Destin10$1.48M——
Houston Place Crestview10$369,191——
Waterscape Fort Walton Beach10$672,500——
Azure Fort Walton Beach9$689,000——
Santa Rosa Island Fort Walton Beach9$1.15M——
Villages Of Crystal Beach Destin9$1.00M——
Harbor Landing Destin8$925,000——
Kelly Plantation S/D Destin8$1.54M——
Ridgeway Landing Crestview8$340,248——
Terra Cotta Terrace Destin8$969,950——
Terrace At Pelican Beach Destin8$574,000——
Redstone Commons Crestview7$399,900——
Magnolia Creek Crestview6$342,450——

What is for sale in Okaloosa County: property types

Another 8 listings in Okaloosa County are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Okaloosa County (559) · Townhomes for sale in Okaloosa County (189) · Manufactured and Mobile Homes for sale in Okaloosa County (23).

The Okaloosa County real estate market right now

Over the last 12 months 1,818 homes sold in Okaloosa County at a median of $364,500 (+0.1% year over year). Sellers received 96% of list price and homes took a median 66 days to go under contract. With 1,807 homes for sale against that sales pace, months of supply is 11.9, a buyer’s market by the six-month rule.

Okaloosa County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K1193074.768
$300K–$500K3521,0074.251
$500K–$750K1142605.366
$750K+1732448.576

Okaloosa County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$344,8191,7684598%
2021$416,1362,72625100%
2022$469,9912,71116100%
2023$460,8062,0924397%
2024$475,6561,9106096%
2025$479,0131,8178095%
2026$482,2762,2776696%

What a home in Okaloosa County costs to own

Take the median $399,900 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $2,118/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,512/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,714/month plus any HOA or CDD assessment.

Explore Okaloosa County

Homes for sale by city in Okaloosa County

Common questions

How many homes are for sale in Okaloosa County, FL?
As of 2026-09-25, Momentum's MLS record shows 1,807 residential homes actively listed for sale in Okaloosa County and 507 under contract. 99 of them came on the market in the last 7 days.
What is the median home price in Okaloosa County?
The median list price of homes for sale in Okaloosa County is $399,900. Ten percent of listings are under $240K and ten percent are above $1.23M. Over the last 12 months the median SOLD price was $364,500, +0.1% year over year.
How long do homes take to sell in Okaloosa County?
Homes currently listed have been on the market a median of 87 days. Homes that sold in the last 12 months took a median of 66 days and sold at 96% of list price. At today's inventory that is 11.9 months of supply, a buyer's market by the usual six-month rule.
What does a $399,900 home in Okaloosa County cost per month?
Roughly $2,714 a month with 20% down at 6.95%: principal and interest of $2,118, Okaloosa County property tax of about $376/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Okaloosa County neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (34), Crystal Beach (24), Patriot Ridge (24), Sandpiper Cove (23), Deer Moss Creek (19). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Okaloosa County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Okaloosa County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Okaloosa County as of 2026-09-25 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Master-planned communities in Okaloosa County

All Florida master-planned communities →

Okaloosa County data pages

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