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Homes for Sale in Okaloosa County, FL

By , Co-Founder, Momentum Realty · Updated November 5, 2026

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1,770 homes are for sale in Okaloosa County, FL as of 2026-11-05, with 432 more under contract. The median list price is $399,900, most homes list between $236K to $1.20M, and the median listing has been on the market 93 days. That is 1,023 houses, 548 condos and 178 townhouses. 88 homes came on the market this week and 4,149 sold in the last 12 months at a median of $364,500.

Okaloosa County, FL key facts
LocationFlorida
For sale right now1,770 active, 432 under contract
Asking prices$399,900, median · most homes $236K–$1.20M
Median days on market (active listings)93
Property types for sale1,023 houses, 548 condos, 178 townhouses
New listings this week88
Homes sold, last 12 months4,149 at a median of $364,500

Listing counts and prices as of 2026-11-05; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Okaloosa County, FL key facts,” movewithmomentum.com/homes-for-sale/okaloosa-county-fl/, data as of 2026-11-05.

1,770
Homes for sale
$399,900
Median list price
$236K to $1.20M
Typical range
93
Median days on market
88
New this week
432
Under contract
$2,777
Est. monthly cost at median
5.1
Months of supply

Newest homes for sale in Okaloosa County

The most recently listed homes in Okaloosa County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

445 Fleshman Drive, home for sale in Okaloosa County
$550,000 New
3 bd · 2 ba · built 1979
445 Fleshman Drive, 32541
Destin
Listing courtesy of LPT Realty LLC
1051 Blvd De La Parisienne, home for sale in Okaloosa County
$365,000 New
3 bd · 2 ba · built 1986
1051 Blvd De La Parisienne, 32569
Chateau Pres De La Mer
Listing courtesy of Levin Rinke Realty
1250 E 1St Avenue, home for sale in Okaloosa County
$190,000 New
3 bd · 2 ba · built 2004
1250 E 1St Avenue, 32539
Smith S/D
Listing courtesy of Coldwell Banker Realty
590 Santa Rosa Boulevard #103, home for sale in Okaloosa County
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
5528 Frontier Drive, home for sale in Okaloosa County
$649,995 New
4 bd · 2.5 ba · built 2013
5528 Frontier Drive, 32536
Colony Ridge Ph Ii
Listing courtesy of Coldwell Banker Realty
4041 Broken Arrow Court, home for sale in Okaloosa County
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
2386 Palm Harbor Drive, home for sale in Okaloosa County
$529,000 New
4 bd · 2 ba · built 2003
2386 Palm Harbor Drive, 32547
Palm Harbor Marina
Listing courtesy of Berkshire Hathaway Home Services PenFed Realty
1114 Santa Rosa Boulevard #102, home for sale in Okaloosa County
$499,000 New
2 bd · 2 ba · built 1983
1114 Santa Rosa Boulevard #102, 32548
Fort Walton Beach
Listing courtesy of Keller Williams Realty Nville
4757 Young Road, home for sale in Okaloosa County
$450,000 New
3 bd · 2.5 ba · built 1987
4757 Young Road, 32539
Crestview
Listing courtesy of World Impact Real Estate
775 Gulf Shore Drive #2079, home for sale in Okaloosa County
$430,000 New
2 bd · 2 ba · built 1979
775 Gulf Shore Drive #2079, 32541
Sandpiper Cove
Listing courtesy of Keller Williams Realty Destin
3606 Airport Road, home for sale in Okaloosa County
$350,000 New
3 bd · 2 ba · built 1972
3606 Airport Road, 32539
Crestview
Listing courtesy of ERA American Real Estate
4548 Live Oak Church Road, home for sale in Okaloosa County
$349,900 New
4 bd · 2 ba · built 2014
4548 Live Oak Church Road, 32539
Plantation Oaks S/D
Listing courtesy of Spence Properties
3368 Wild Hare Lane, home for sale in Okaloosa County
$339,000 New
4 bd · 2.5 ba · built 2015
3368 Wild Hare Lane, 32539
Crestview
Listing courtesy of Richardson Realty International Inc
4702 Whitewater Lane, home for sale in Okaloosa County
$327,850 New
4 bd · 2 ba · built 1999
4702 Whitewater Lane, 32539
Crestview
Listing courtesy of ERA American Real Estate
3085 Border Creek Drive, home for sale in Okaloosa County
$318,000 New
4 bd · 2 ba · built 2006
3085 Border Creek Drive, 32539
Brooke Estates
Listing courtesy of Coldwell Banker Realty
304 Barracuda Avenue #104, home for sale in Okaloosa County
$275,000 New
2 bd · 1.5 ba · built 1982
304 Barracuda Avenue #104, 32548
Fort Walton Beach
Listing courtesy of LPT Realty LLC
31 Calypso Cay, home for sale in Okaloosa County
$2.00M New
4 bd · 4 ba · built 1999
31 Calypso Cay, 32541
Destiny By The Sea
Listing courtesy of Coldwell Banker Realty
108 NW Sleepy Oaks Road, home for sale in Okaloosa County
$650,000 New
4 bd · 3 ba · built 1975
108 NW Sleepy Oaks Road, 32548
Fort Walton Beach
Listing courtesy of ERA American Real Estate
124 Tuscany Drive, home for sale in Okaloosa County
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2 Lot 40
Listing courtesy of Real Estate Professionals of Destin Inc
4745 Chanson Crossing, home for sale in Okaloosa County
$559,900 New
4 bd · 3 ba · built 2017
4745 Chanson Crossing, 32539
Chanan Estates 1St Addn
Listing courtesy of Coldwell Banker Realty
4639 Sunsail Circle, home for sale in Okaloosa County
$550,000 New
3 bd · 2 ba · built 1999
4639 Sunsail Circle, 32541
Sunsail S/D
Listing courtesy of 1 Percent Lists Florida Coast
2809 Lee Trevino Court, home for sale in Okaloosa County
$510,000 New
4 bd · 2.5 ba · built 1992
2809 Lee Trevino Court, 32579
Lake Pointe
Listing courtesy of Epique Realty Inc
3191 Scenic Hwy 98 #UNIT 212, home for sale in Okaloosa County
$425,000 New
1 bd · 1 ba · built 1994
3191 Scenic Hwy 98 #UNIT 212, 32541
Destin
Listing courtesy of The Premier Property Group
895 Santa Rosa Boulevard #402, home for sale in Okaloosa County
$399,000 New
2 bd · 2 ba · built 2000
895 Santa Rosa Boulevard #402, 32548
Fort Walton Beach
Listing courtesy of EXP Realty LLC

Okaloosa County homes for sale by price

Every active listing in Okaloosa County grouped by price, with the newest listings in each band. The median is $399,900; the busiest band is $300K – $400K.

Under $200K: 93 homes

$200K – $300K: 330 homes

$300K – $400K: 469 homes

$400K – $500K: 209 homes

$500K – $750K: 299 homes

$750K – $1M: 136 homes

$1M and up: 234 homes

Every home for sale in Okaloosa County right now (1770)

All 1770 active Okaloosa County listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 1770; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in Okaloosa County (432)

Okaloosa County homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Showing the newest 400 of 432.

Browse every listing on Momentum Realty.

Homes for sale in Okaloosa County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541585$639,900
32548280$432,000
32539262$329,200
32578160$487,000
32536152$325,000
32547137$350,000
3256969$338,000
3257954$499,450
3256726$299,900
3253123$349,900
3258014$624,750
325647$255,000
325401$269,000

Okaloosa County communities with the most homes for sale

The Okaloosa County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin Destin31$335,000——
Crystal Beach Destin24$1.96M——
Sandpiper Cove Destin22$339,500——
Patriot Ridge Crestview19$369,900——
Regatta Bay Destin17$2.44M——
Indian Lake Destin16$256,500——
Deer Moss Creek Niceville15$695,000——
Holiday Isle Destin13$2.25M——
Independence Crestview13$345,900——
Emerald Grande Destin13$675,000——
Forest Shore Villas Townhomes Mary Esther13$324,900——
Sterling Shores Destin12$652,500——
Destiny S/D Destin11$1.89M——
Brookwood Crestview10$361,480——
Santa Rosa Island Fort Walton Beach10$921,500——
Houston Place Crestview10$368,109——
Shoal River Landing Phase 2A Crestview10$376,950——
Garden Villa Townhomes Crestview9$239,900——
Waterscape Fort Walton Beach9$675,000——
Port Dixie Shalimar9$489,900——
Villages Of Crystal Beach Destin9$1.02M——
Azure Fort Walton Beach8$683,250——
Destiny East Destin8$1.68M——
Harbor Landing Destin8$972,500——
Kelly Plantation S/D Destin8$1.25M——
Redstone Commons Crestview8$399,950——
Terra Cotta Terrace Destin8$1.13M——
Yellow River Plantation Laurel Hill7$310,740——
Crestview Wildwood7$185,000——
Terrace At Pelican Beach Destin7$549,000——

What is for sale in Okaloosa County: property types

Another 7 listings in Okaloosa County are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Okaloosa County (548) · Townhomes for sale in Okaloosa County (178) · Manufactured and Mobile Homes for sale in Okaloosa County (21).

The Okaloosa County real estate market right now

Over the last 12 months 4,149 homes sold in Okaloosa County at a median of $364,500 (+0.1% year over year). Sellers received 97% of list price and homes took a median 66 days to go under contract. With 1,770 homes for sale against that sales pace, months of supply is 5.1, a balanced market by the six-month rule.

Okaloosa County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K1193074.768
$300K–$500K3521,0074.251
$500K–$750K1142605.366
$750K+1732448.576

Okaloosa County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$344,8191,7684598%
2021$416,1362,72625100%
2022$469,9912,71116100%
2023$460,8062,0924397%
2024$475,6561,9106096%
2025$479,0131,8178095%
2026$482,2762,2776696%

What a home in Okaloosa County costs to own

Take the median $399,900 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $2,180/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,512/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,777/month plus any HOA or CDD assessment.

Explore Okaloosa County

Homes for sale by city in Okaloosa County

Okaloosa County guides & data

Everything we publish about Okaloosa County: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Okaloosa County, FL?
As of 2026-11-05, Momentum's MLS record shows 1,770 residential homes actively listed for sale in Okaloosa County and 432 under contract. 88 of them came on the market in the last 7 days.
What is the median home price in Okaloosa County?
The median list price of homes for sale in Okaloosa County is $399,900. Ten percent of listings are under $236K and ten percent are above $1.20M. Over the last 12 months the median SOLD price was $364,500, +0.1% year over year.
How long do homes take to sell in Okaloosa County?
Homes currently listed have been on the market a median of 93 days. Homes that sold in the last 12 months took a median of 66 days and sold at 97% of list price. At today's inventory that is 5.1 months of supply, a balanced market by the usual six-month rule.
What does a $399,900 home in Okaloosa County cost per month?
Roughly $2,777 a month with 20% down at 7.24%: principal and interest of $2,180, Okaloosa County property tax of about $376/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Okaloosa County neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (31), Crystal Beach (24), Sandpiper Cove (22), Patriot Ridge (19), Regatta Bay (17). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Okaloosa County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Okaloosa County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-11-05). Suggested attribution:
<a href="https://movewithmomentum.com/homes-for-sale/okaloosa-county-fl">Homes for Sale in Okaloosa County, FL: Live MLS Listings — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Okaloosa County as of 2026-11-05 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Master-planned communities in Okaloosa County

All Florida master-planned communities →

Okaloosa County data pages

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