Homes for Sale in Okaloosa County, FL

2,171 homes are for sale in Okaloosa County, FL as of 2026-09-06, with 568 more under contract. The median list price is $404,900, most homes list between $245K to $1.27M, and the median listing has been on the market 67 days. 176 homes came on the market this week.

2,171
Homes for sale
$404,900
Median list price
$245K to $1.27M
Typical range
67
Median days on market
176
New this week
568
Under contract
$2,694
Est. monthly cost at median

Newest homes for sale in Okaloosa County

The most recently listed homes in Okaloosa County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

702 Mayflower Avenue, home for sale in Okaloosa County
$285,000 New
3 bd · 2 ba · built 1968
702 Mayflower Avenue, 32547
Colony Estates 3Rd Addn
Listing courtesy of Realty ONE Group Emerald Coast
3399 Scenic Hwy 98, home for sale in Okaloosa County
$6.90M New
9 bd · 9.5 ba
3399 Scenic Hwy 98
Destin
Listing courtesy of Waves of the Emerald Coast Realty LLC
93 Meigs Drive, home for sale in Okaloosa County
$1.95M New
3 bd · 2.5 ba · built 1991
93 Meigs Drive, 32579
Port Dixie
Listing courtesy of Century 21 Wimco Realty Inc
81 Mark Street, home for sale in Okaloosa County
$1.65M New
5 bd · 4 ba
81 Mark Street
Destin
Listing courtesy of Scenic Sotheby's International Realty
590 Santa Rosa Boulevard #103, home for sale in Okaloosa County
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
5528 Frontier Drive, home for sale in Okaloosa County
$649,995 New
4 bd · 2.5 ba · built 2013
5528 Frontier Drive, 32536
Colony Ridge Ph Ii
Listing courtesy of Coldwell Banker Realty
4041 Broken Arrow Court, home for sale in Okaloosa County
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
3579 Grand Oaks Way, home for sale in Okaloosa County
$529,900 New
3 bd · 2 ba
3579 Grand Oaks Way
Destin
Listing courtesy of Jon Howard Realty LLC
2 19th Street, home for sale in Okaloosa County
$459,900 New
3 bd · 2 ba · built 2026
2 19th Street, 32578
Com 510 Ft E Of Nw Cor S110 Ft W54 Ft Nwly 115 Ft
Listing courtesy of EXP Realty LLC
408 Chickadee Street, home for sale in Okaloosa County
$449,900 New
5 bd · 3 ba · built 2018
408 Chickadee Street, 32539
Redstone Commons
Listing courtesy of Florida Homes Realty & Mortgage Limited Liability Company
1911 W Mistral Lane, home for sale in Okaloosa County
$410,000 New
4 bd · 2.5 ba · built 1994
1911 W Mistral Lane, 32547
Crosswinds 2Nd Addn
Listing courtesy of Watersound Real Estate
6021 Dorchester Place, home for sale in Okaloosa County
$410,000 New
3 bd · 2 ba · built 2001
6021 Dorchester Place, 32536
Dorchester Place
Listing courtesy of Coldwell Banker Realty
2809 Wingman Way, home for sale in Okaloosa County
$404,900 New
5 bd · 3 ba · built 2026
2809 Wingman Way, 32539
Patriot Ridge
Listing courtesy of DR Horton Realty of Northwest Florida LLC
4732 Marine Loop, home for sale in Okaloosa County
$399,900 New
4 bd · 2.5 ba · built 2026
4732 Marine Loop, 32539
Patriot Ridge
Listing courtesy of DR Horton Realty of Northwest Florida LLC
4412 Southminster Circle, home for sale in Okaloosa County
$399,000 New
3 bd · 2 ba
4412 Southminster Circle
Niceville
Listing courtesy of EXP Realty LLC
501 Gulf Shore Drive #UNIT 9, home for sale in Okaloosa County
$375,000 New
2 bd · 2.5 ba · built 1975
501 Gulf Shore Drive #UNIT 9, 32541
Isla Blanca T/H
Listing courtesy of Dream Destin Realty PLLC
102 Matt Boulevard, home for sale in Okaloosa County
$350,000 New
3 bd · 2 ba · built 2012
102 Matt Boulevard, 32578
Redwood Village
Listing courtesy of ERA American Real Estate
629 Emerald Lane, home for sale in Okaloosa County
$325,000 New
3 bd · 2 ba
629 Emerald Lane
Fort Walton Beach
Listing courtesy of Keller Williams Realty FWB
3085 Border Creek Drive, home for sale in Okaloosa County
$318,000 New
4 bd · 2 ba · built 2006
3085 Border Creek Drive, 32539
Brooke Estates Ph I
Listing courtesy of Coldwell Banker Realty
209 Ashley Drive, home for sale in Okaloosa County
$245,000 New
3 bd · 2.5 ba · built 1987
209 Ashley Drive, 32536
Countryview Estates
Listing courtesy of The Property Group 850 Inc
55 Port Dixie Boulevard, home for sale in Okaloosa County
$239,000 New
3 bd · 2 ba · built 1969
55 Port Dixie Boulevard, 32579
Port Dixie
Listing courtesy of NextHome Cornerstone Realty
240 Gulf Shore Drive #532, home for sale in Okaloosa County
$1.17M New
3 bd · 3 ba
240 Gulf Shore Drive #532
Destin
Listing courtesy of RealJoy Realty LLC
402 Tiger Pointe Drive, home for sale in Okaloosa County
$1.09M New
3 bd · 2.5 ba
402 Tiger Pointe Drive
Niceville
Listing courtesy of Back Stage Realty
5 Calhoun Avenue #602, home for sale in Okaloosa County
$985,000 New
3 bd · 3 ba · built 2004
5 Calhoun Avenue #602, 32541
Sides Moreno Point West
Listing courtesy of EXP Realty LLC

Okaloosa County homes for sale by price

Every active listing in Okaloosa County grouped by price, with the newest listings in each band. The median is $404,900; the busiest band is $300K – $400K.

Under $200K: 107 homes

$200K – $300K: 381 homes

$300K – $400K: 586 homes

$400K – $500K: 297 homes

$500K – $750K: 341 homes

$750K – $1M: 153 homes

$1M and up: 306 homes

Homes for sale in Okaloosa County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541463$750,000
32539209$330,000
32548148$487,500
32536134$322,500
32578122$532,000
32547121$340,000
3256974$324,900
3257951$510,000
3253121$354,900
3258016$302,450
3256714$284,745
325643$255,000
325401$269,000

Okaloosa County communities with the most homes for sale

The Okaloosa County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin Destin38$344,825
Patriot Ridge Crestview27$388,900
Crystal Beach Destin26$2.31M
Sandpiper Cove Destin23$345,000
Forest Shore Villas Townhomes Mary Esther22$304,900
Regatta Bay Destin19$2.38M
Deer Moss Creek Niceville17$694,900
Destiny East Destin17$1.80M
Indian Lake Destin16$256,500
Emerald Grande Destin15$729,000
Port Dixie Shalimar15$325,000
Sterling Shores Destin15$599,000
Destiny S/D Destin13$1.39M
Independence Crestview13$349,900
Holiday Isle Destin12$2.30M
Villages Of Crystal Beach Destin12$1.02M
Shoal River Landing Phase 2A Crestview11$359,900
Brookwood Crestview10$361,480
Kelly Plantation S/D Destin10$1.50M
Ridgeway Landing Crestview10$326,780
Gator's Landing Baker9$354,900
Houston Place Crestview9$367,845
One Water Place Destin9$1.23M
Palm Street Townhomes Destin9$406,679
Waterscape Fort Walton Beach9$675,000
Destin West Pelican Fort Walton Beach8$522,500
Santa Rosa Island Fort Walton Beach8$889,000
Terra Cotta Terrace Destin8$987,000
Garden Villa Townhomes Crestview7$244,900
Harbor Landing Destin7$950,000

What is for sale in Okaloosa County: property types

Another 8 listings in Okaloosa County are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Okaloosa County (618) · Townhomes for sale in Okaloosa County (245) · Manufactured and Mobile Homes for sale in Okaloosa County (23).

What a home in Okaloosa County costs to own

Take the median $404,900 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,092/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,576/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,694/month plus any HOA or CDD assessment.

Explore Okaloosa County

Homes for sale by city in Okaloosa County

Common questions

How many homes are for sale in Okaloosa County, FL?
As of 2026-09-06, Momentum's MLS record shows 2,171 residential homes actively listed for sale in Okaloosa County and 568 under contract. 176 of them came on the market in the last 7 days.
What is the median home price in Okaloosa County?
The median list price of homes for sale in Okaloosa County is $404,900. Ten percent of listings are under $245K and ten percent are above $1.27M.
How long do homes take to sell in Okaloosa County?
Homes currently listed have been on the market a median of 67 days.
What does a $404,900 home in Okaloosa County cost per month?
Roughly $2,694 a month with 20% down at 6.71%: principal and interest of $2,092, Okaloosa County property tax of about $381/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Okaloosa County neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (38), Patriot Ridge (27), Crystal Beach (26), Sandpiper Cove (23), Forest Shore Villas Townhomes (22). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Okaloosa County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Okaloosa County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Okaloosa County as of 2026-09-06 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Okaloosa County?

See any home on this page with a local agent.

A Momentum agent who works Okaloosa County every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Okaloosa County

Tell us what you are looking for and a local agent will reach out, usually within one business day.

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