Oak Ridge
Homes for Sale in Keystone Heights, FL
All 93 homes for sale in Keystone Heights, FL · median $274,500 · 115 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 9 closed sales in Oak Ridge in Keystone Heights, FL since 2012, the most recent in October 2025. Across Keystone Heights as a whole, 199 homes closed in the last 12 months at a median of $275,000, 44 median days on market, with 120 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,140 ($3,540 with the full homestead exemption).
Price in Oak Ridge is driven by condition and vintage, not by a uniform product. With a median year built of 1965 and a stock that runs from 1942 all the way to 2024, two homes on the same street can be decades apart in age and systems. That spread is the single most important thing to understand here: the median price of this market reflects a wide range of houses, and what you pay tracks closely with how much updating a given home has already absorbed.
At a median living area right around 1,430 square feet, this is a modest-footprint market. For sellers, that means condition and mechanicals do the heavy lifting on value — a thoughtfully updated home stands out. For buyers, the payoff is optionality: there is room to buy on condition and improve, provided you underwrite the age of the house honestly. With owner-occupants holding just over half the homes, this is not a pure investor block, and pricing tends to move on the individual house rather than on a single template.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Oak Ridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Oak Ridge in Keystone Heights is a small, established Clay County market of 257 homes where age and condition vary widely, so the story is always the specific house rather than a neighborhood-wide number.
realMLS (Northeast Florida) sales records identify 9 homes in Oak Ridge that have changed hands since 2006, built between 1963 and 1987 (median 1967), with a median living area of about 1,369 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 18 qualified sales in Oak Ridge across 2024–2025 (11 in 2024, 7 in 2025), median $285,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Oak Ridge is best for.
Best for
- Buyers willing to trade square footage and age for value and a chance to improve on condition
- Owner-occupants seeking a modest, established home and planning to hold rather than flip
- Renovation-minded buyers who can underwrite the cost of updating older systems
Probably not for
- Buyers who need a large home well above the ~1,430-square-foot median with no plans to expand
- Buyers wanting new construction and modern systems with zero renovation exposure
- Investors expecting a uniform, template product for easy turnover
The market around Oak Ridge
Oak Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32656, 143 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,279 homes are active and 403 pending (24% under contract).
In ZIP 32656 (Keystone Heights), 146 homes closed in the last 12 months at a median of $270K ($156/sq ft), down 3.7% year over year, with a median 44 days on market. Right now 43 active and 10 pending listings put supply at about 3.5 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Oak Ridge specifically. Momentum Research analysis of MLS records.
Oak Ridge by the numbers
From county property records and closed MLS sales for the Oak Ridge subdivision: 8 homes on record; built 1963–1987; typical size about 1,645 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2006 | 1 | $173,000 |
| 2007 | 1 | $87,000 |
| 2010 | 1 | $172,500 |
| 2024 | 2 | $242,500 |
| 2025 | 2 | $349,800 |
Newest recorded sale: $270,000 on 2025-10-24.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Oak Ridge buying strategy.
If we were buying in Oak Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Ridge.
A vintage-driven market
The defining feature of Oak Ridge is its range of build years — 1942 to 2024 — anchored by a median in the mid-1960s. That means a majority of the stock predates modern construction norms, while a thinner layer of newer and infill homes sits at the top of the age curve. Buyers should expect to evaluate roofs, HVAC, plumbing, and electrical on a home-by-home basis, and to price accordingly.
Owner-occupancy sits at just over half the homes, which is a meaningful signal of stability without tipping into a market defined by turnover. Combined with the smaller median footprint of about 1,430 square feet, Oak Ridge reads as a market of manageable, individual houses rather than a large, uniform subdivision — the kind of place where diligence on the specific property matters more than any headline figure.
The location and the amenities are priced into every listing in Oak Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this vintage-driven, the number that matters is the one you build from the specific house — its age, systems, and updates — not a neighborhood average. We price and negotiate on condition, help buyers underwrite the cost of older stock before they commit, and position sellers whose homes have already done that work to stand apart.
Oak Ridge in 15 seconds.
Tools for a Oak Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Ridge home worth?
Get a no-obligation home value based on real comparable sales in Oak Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Housing distress & ownership in Oak Ridge, Keystone Heights
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Keystone Heights guides & data
- Market data
- Cost of living
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- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
- New construction (Clay County)
Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- County Road 352 (2 homes on record)
- White Sands Road (1 homes on record)
Email me new listings in Oak Ridge
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Oak Ridge
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Oak Ridge will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Oak Ridge Keystone Heights year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in Oak Ridge
Development, infrastructure, retail, and school activity affecting Oak Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 14 miles northeast of Oak Ridge.
Source: Clay Today - October 2026Retail & Dining
Grumpy's opens largest location yet on Fleming Island
Grumpy's opened at 1803 East-West Parkway in the former Dick's Wings and Grill space, with a Oct. 12 grand opening after benefit soft-opening dinners on Oct. 9 and 10. At 5,352 square feet it is the chain's largest of six Northeast Florida locations, seating up to 190. The owners plan a third restaurant.
What it may mean for the marketA large breakfast-and-lunch restaurant filling a vacant East-West Parkway space adds a dining option on Fleming Island. The project is about 19 miles northeast of Oak Ridge, elsewhere in Clay County.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The project is about 18 miles north of Oak Ridge, elsewhere in Clay County.
Source: News4JAX - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 13 miles north of Oak Ridge, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 15 miles northeast of Oak Ridge.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Oak Ridge?
What share of Oak Ridge is owner-occupied?
When were the homes in Oak Ridge built?
Who is the best real estate agent for Oak Ridge?
How do I find a top Keystone Heights real estate agent who knows Oak Ridge?
Can Momentum Realty connect me with an agent for Oak Ridge?
Where is Oak Ridge, and what county is it in?
How far is Oak Ridge from downtown Jacksonville and the beach?
Should you buy in Oak Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32065/32656)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2012 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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