Keystone Heights
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Keystone Heights sits at a median of $275,000, with per-square-foot value at $183.57 against a typical home of 1,440 square feet and a median build year of 1977. That combination — an older, established housing stock spread across homes built anywhere from 1900 to 2024 — means price here tracks condition and updates more than square footage alone. Prices are up 9.1% year-over-year and up 246% since 2012, a long runway of appreciation that has been building steadily rather than spiking.
Right now there are zero active listings, with 23 closings in the latest window and a median 60 days on market. A heat score of 56 reads as a moderate, balanced market rather than a frenzy — sellers aren't getting bidding wars, but buyers also aren't finding much to choose from. For sellers, that scarcity is the story; for buyers, patience and a prepared offer matter more than speed.
Keystone Heights right now
🟡 Balanced market. 3.7 months of supply and 22% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Very High (9 active and pending listings, 23 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($275K) is up 9.1% from the prior 12 months ($252K) and up 246% since 2012. With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: High (23 and 22 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Keystone Heights market snapshot (as of July 14, 2026): the median sale price is about $275K ($184 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 3.7 months of supply, a balanced market. The trailing-12-month median is up 9% from the prior 12 months and up 246% since 2012, computed from record-level realMLS closed sales (23 closings in the current window).
Keystone Heights is a community of 2,202 homes in Keystone Heights, Clay County, built between 1900 and 2024 (median 1977.0), with a median living area of about 1,440 square feet. 56% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
With 2,172 homes and a median build year of 1977, Keystone Heights is a long-established Clay County community where the housing stock itself — age, condition, updates — does more to set price than any single market swing.
The setting & the homes.
Aerial and on-site photos of Keystone Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Keystone HeightsPhotos from realMLS listings in Keystone Heights; content deemed reliable but not guaranteed.
Who Keystone Heights is best for.
Best for
- Buyers targeting a median price near $275,000 who are comfortable evaluating an older home's condition and update history.
- Buyers with flexible timelines who can wait for the right listing in a market currently showing zero active inventory.
- Long-term owner-occupant buyers, given that roughly 55% of homes here carry a homestead exemption rather than turning over as investment stock.
Probably not for
- Buyers who need to choose from a large pool of active listings right now — there are none on the market at this snapshot.
- Buyers seeking a newer-construction home as their baseline, given the median build year of 1977.
- Investors expecting rapid turnover; a median 60 days on market and a moderate heat score of 56 point to a measured pace, not a flip-friendly one.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($275K) IS the median in the snapshot above, and the move from 2025 ($252K) IS the +9.1% one-year change.
Windows contain 9 to 25 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Keystone Heights Market Scorecard
Keystone Heights is currently a seller's market. About 3.5 months of supply, a median asking price of $340,000, and homes go under contract in about 54 days.
Typical home value in the 32656 ZIP is $287,138, about 21.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Keystone Heights
Live MLS inventory for Keystone Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 127 daysTop listing
Active · 93 days
Active · 136 days
Active · 62 days
Active · 64 days
Active · 19 days
Active · 25 days
Pending · 365 days
Pending · 141 daysActive and pending Keystone Heights listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Keystone Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Keystone Heights
- Restaurant · reported on 2 of 6 listings
- Fishing · reported on 2 of 6 listings
- Security Gate · reported on 1 of 6 listings
- Airport/Runway · reported on 1 of 6 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Keystone Heights are close: the nearest coffee is about 1 minutes away.
- Clyde's Cozy Corner Cafe · Coffee1 min
- Keystone Heights Trailhead · Parks2 min
- Blessings Box · Groceries3 min
- Starke Plaza · Shopping18 min
- UB building · Health35 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights Elementary SchoolFLDOE grade C · Public PreK-6
- Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Keystone Heights address.
The Keystone Heights buying strategy.
If we were buying in Keystone Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Heights.
Zero Listings, Steady Appreciation
The headline number is inventory: zero active listings against 23 closings in the recent window. That's a market where available homes are getting absorbed rather than sitting, even with a median 60 days on market — a pace that reflects the older housing stock (median build year 1977) needing time to find the right buyer for its condition, not a lack of demand.
Price growth here has been a long climb rather than a recent spike: up 9.1% over the past year and up 246% since 2012. At $183.57 per square foot on a typical 1,440-square-foot home, and a median price of $275,000, the math works for buyers who are comfortable with an older home's maintenance profile in exchange for that price point. Roughly 55% of homes carry a homestead exemption, which points to a base of primary-residence ownership rather than a market driven by short-term investment turnover.
The location and the amenities are priced into every listing in Keystone Heights. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Keystone Heights buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.5). Basis: Long-Term Appreciation +246% since 2012; Recent Direction +9.1% year-over-year; Liquidity & Demand 3.7 months of supply; Owner Commitment 56% owner-occupied; Pricing Power 95.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With zero active listings at any given moment, timing and off-market awareness matter more here than in a market flush with inventory. We track closings as they happen — 23 in the latest window — and we prepare hand-built valuations rather than leaning on an automated number, which matters in a community where median build year (1977) and condition swing value more than square footage alone.
Keystone Heights in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Keystone Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Heights home worth?
Get a no-obligation home value based on real comparable sales in Keystone Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Keystone Heights on the map →
Frequently Asked Questions
What is the median home price in Keystone Heights?
How long do homes in Keystone Heights take to sell?
Is Keystone Heights a buyer's or seller's market right now?
How many homes are in Keystone Heights?
What share of Keystone Heights is owner-occupied?
When were the homes in Keystone Heights built?
Do cash buyers compete in Keystone Heights?
Have Keystone Heights home prices gone up?
What schools serve Keystone Heights?
Who is the best real estate agent for Keystone Heights?
How do I find a top Keystone Heights real estate agent who knows Keystone Heights?
Can Momentum Realty connect me with an agent for Keystone Heights?
Should you buy in Keystone Heights?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Keystone Heights with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (54 streets, ZIP 32043/32565/32656/32666)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (351 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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