Keystone Heights
Homes for Sale in Keystone Heights, FL
All 91 homes for sale in Keystone Heights, FL · median $277,900 · 117 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of DALTON WADE INC · via realMLS
As of November 2026, Keystone Heights in Keystone Heights, FL has 7 homes for sale and 2 pending, asking from $165,000 to $1,499,900 (median $395,000). Over the 12 months ending 2026-11-12, 19 recorded sales closed at a median of $275,000 (+0% versus the prior year's median), $178 per square foot, a median 67 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 1950–2026 with 5 new construction; 9 listings state no HOA; 2 of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 119 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,140 ($3,540 with the full homestead exemption).
Last 30 days in Keystone Heights: 1 new listing (median asking $165,000), 2 under contract right now. As of November 13, 2026, realMLS.
Homes For Sale Right Now in Keystone Heights
Live MLS inventory for Keystone Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 105 daysTop listing
Active · 248 days
Active · 214 days
Active · 69 days
Active · 34 days
Active · 62 days
Active · 3 days
Pending · 143 days
Pending · 41 daysActive and pending Keystone Heights listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Keystone Heights Clay Right Now (9)
All 9 active and pending Keystone Heights Clay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4653 Gadara Road · $165,000 · 4 bd / 2 ba · listed Nov 9, 2026 · listed by Florida Homes Realty & Mtg Llc
- 7457 Bienville Avenue · $269,000 · 4 bd / 2 ba · listed Oct 9, 2026 · listed by Herron Real Estate Llc
- 5759 Bryce Street · $249,900 · 4 bd / 2 ba · pending · listed Sep 26, 2026 · listed by Herron Real Estate Llc
- 240 SW Pecan Street · $265,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Axen Realty Llc
- 4215 Oak Forest Lane · $395,000 · 3 bd / 2 ba · listed Sep 5, 2026 · listed by Unlock Realty Group Llc
- 7229 Pleasant Point Road · $1,499,900 · 4 bd / 4 ba · listed Aug 15, 2026 · listed by Engel & Volkers Gainesville
- 5608 Jones Creek Road · $650,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Herron Real Estate Llc
- 5040 Sagebrush Avenue · $985,000 · 3 bd / 2.5 ba · listed Aug 15, 2026 · listed by Coldwell Banker Vanguard Realty
- 6261 Little Lake Geneva Road · $445,000 · 3 bd / 2.5 ba · pending · listed Aug 15, 2026 · listed by Florida Homes Realty & Mtg Llc

Keystone Heights sits at a median of $275,000, with per-square-foot value at $183.57 against a typical home of 1,440 square feet and a median build year of 1977. That combination — an older, established housing stock spread across homes built anywhere from 1900 to 2024 — means price here tracks condition and updates more than square footage alone. Prices are up 9.1% year-over-year and up 246% since 2012, a long runway of appreciation that has been building steadily rather than spiking.
Right now there are zero active listings, with 23 closings in the latest window and a median 60 days on market. A heat score of 56 reads as a moderate, balanced market rather than a frenzy — sellers aren't getting bidding wars, but buyers also aren't finding much to choose from. For sellers, that scarcity is the story; for buyers, patience and a prepared offer matter more than speed.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Keystone Heights right now
🟡 Balanced market. 4.4 months of supply and 22% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: High (9 active and pending listings, 19 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($275K) is up 0.5% from the prior 12 months ($274K) and up 287% since 2012. With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: High (19 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Keystone Heights market snapshot (as of November 12, 2026): the median sale price is about $275K ($178 per sq ft over the trailing 12 months of closed sales), a median 67 days on market for closed sales, and 4.4 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months and up 287% since 2012, computed from record-level realMLS closed sales (19 closings in the current window).
In ZIP 32656 (Keystone Heights), 157 homes closed in the last 12 months at a median of $270K ($156/sq ft), down 3.4% year over year, with a median 42 days on market. Right now 44 active and 10 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.
County records show 5 qualified sales in Keystone Heights across 2024–2025 (4 in 2024, 1 in 2025), median $159,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Keystone Heights: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 88% sit outside the FEMA Special Flood Hazard Area (Zone X); 12% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Keystone Heights is a community of 83 homes in Keystone Heights, Clay County, built between 1960 and 2011 (median 1983), with a median living area of about 1,296 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
With 2,172 homes and a median build year of 1977, Keystone Heights is a long-established Clay County community where the housing stock itself — age, condition, updates — does more to set price than any single market swing.
The setting & the homes.
Aerial and on-site photos of Keystone Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Keystone Heights; content deemed reliable but not guaranteed.
Who Keystone Heights is best for.
Best for
- Buyers targeting a median price near $275,000 who are comfortable evaluating an older home's condition and update history.
- Buyers with flexible timelines who can wait for the right listing in a market currently showing zero active inventory.
- Long-term owner-occupant buyers, given that roughly 55% of homes here carry a homestead exemption rather than turning over as investment stock.
Probably not for
- Buyers who need to choose from a large pool of active listings right now — there are none on the market at this snapshot.
- Buyers seeking a newer-construction home as their baseline, given the median build year of 1977.
- Investors expecting rapid turnover; a median 60 days on market and a moderate heat score of 56 point to a measured pace, not a flip-friendly one.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($275K) IS the median in the snapshot above, and the move from 2025 ($274K) IS the +0.5% one-year change.
Windows contain 10 to 30 sales each (19 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Keystone Heights Market Scorecard
Keystone Heights is currently a balanced market. About 4.7 months of supply, a median asking price of $395,000, and homes go under contract in about 69 days.
Typical home value in the 32656 ZIP is $286,139, about 18.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Keystone Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Keystone Heights

- Restaurant · reported on 2 of 6 listings
- Fishing · reported on 2 of 6 listings
- Security Gate · reported on 1 of 6 listings
- Airport/Runway · reported on 1 of 6 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Keystone Heights are close: the nearest coffee is about 1 minutes away.
- Clyde's Cozy Corner Cafe · Coffee1 min
- Keystone Heights Trailhead · Parks2 min
- Blessings Box · Groceries3 min
- Starke Plaza · Shopping18 min
- UB building · Health35 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Keystone Heights with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Keystone Heights Elementary SchoolFLDOE grade C · Public PreK-6
- Keystone Heights Junior/Senior High SchoolFLDOE grade B · Public 7-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Keystone Heights address.
Shop the zone: Homes zoned for Keystone Heights Elementary School · Homes zoned for Keystone Heights High School
The Keystone Heights buying strategy.
If we were buying in Keystone Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Heights.
Zero Listings, Steady Appreciation
The headline number is inventory: zero active listings against 23 closings in the recent window. That's a market where available homes are getting absorbed rather than sitting, even with a median 60 days on market — a pace that reflects the older housing stock (median build year 1977) needing time to find the right buyer for its condition, not a lack of demand.
Price growth here has been a long climb rather than a recent spike: up 9.1% over the past year and up 246% since 2012. At $183.57 per square foot on a typical 1,440-square-foot home, and a median price of $275,000, the math works for buyers who are comfortable with an older home's maintenance profile in exchange for that price point. Roughly 55% of homes carry a homestead exemption, which points to a base of primary-residence ownership rather than a market driven by short-term investment turnover.
The location and the amenities are priced into every listing in Keystone Heights. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Keystone Heights buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.3). Basis: Long-Term Appreciation +287% since 2012; Recent Direction +0.5% year-over-year; Liquidity & Demand 4.4 months of supply; Owner Commitment 48% owner-occupied; Pricing Power 92.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With zero active listings at any given moment, timing and off-market awareness matter more here than in a market flush with inventory. We track closings as they happen — 23 in the latest window — and we prepare hand-built valuations rather than leaning on an automated number, which matters in a community where median build year (1977) and condition swing value more than square footage alone.
Keystone Heights in 15 seconds.
What it really costs to own in Keystone Heights
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $395,000, the first-year bill with homestead is about $5,400/yr (Clay County total millage 15.053 mills, FY2025-26, Clay County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 88% sit outside the high-risk zone and 12% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Email me new listings in Keystone Heights
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Keystone Heights
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Keystone Heights will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 17 sampled listing addresses in this community: 88% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 12% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=17) · as of 2026-11
Tools for a Keystone Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Heights home worth?
Get a no-obligation home value based on real comparable sales in Keystone Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Recently off market in Keystone Heights
Homes in Keystone Heights that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 10 on record.
- 465 SE Palmetto Avenue · off market
- 5270 Almond Court · off market
- 5321 Almond Court · off market
- 5338 County Road 352 · off market
- 5521 Gila Street · off market
- 5533 Arapaho Street · off market
- 5641 Silver Sands · off market
- 6328 Little Lake Geneva Road · off market
| Location | Keystone Heights, Clay County, FL · ZIP 32656 |
|---|---|
| Homes in the community | 83 (FL DOR 2025 assessment roll) |
| Years built | 1960–2011 (median 1983) |
| Typical living area | 1,296 sq ft (median) |
| Home types (current listings and sales) | single-family 67%, mobile homes 24%, manufactured homes 10% |
| Amenities listed by sellers | Fishing, Restaurant, Airport/Runway, Fire Alarm, Security Gate, Suburban |
| Sale prices, last 12 months | $275,000 median across 19 closed sales · $178 per sq ft · +0.5% vs the prior 12 months |
| Days on market (closed sales) | 67 median |
| For sale right now | 7 active, 2 pending · median asking $395,000 · 4.4 months of supply |
| Owner-occupied (homestead) share | 48% |
| Zoned public schools | Keystone Heights Elementary School (C, FLDOE 2025-26); Keystone Heights Junior/Senior High School (B, FLDOE 2025-26) |
Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Keystone Heights key facts,” movewithmomentum.com/neighborhoods/keystone-heights-clay, data as of November 12, 2026.
Just listed in Keystone Heights
The newest homes for sale in Keystone Heights right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4653 Gadara Road $165,000 · 4 bd · 2 ba · 1,680 sq ft · listed Nov 10, 2026 Courtesy of FLORIDA HOMES REALTY & MTG LLC
- 7457 Bienville Avenue $269,000 · 4 bd · 2 ba · 1,920 sq ft · listed Oct 10, 2026 Courtesy of HERRON REAL ESTATE LLC
- 240 SW Pecan Street $265,000 · 3 bd · 2 ba · 1,700 sq ft · listed Sep 12, 2026 Courtesy of AXEN REALTY LLC
- 4215 Oak Forest Lane $395,000 · 3 bd · 2 ba · 1,812 sq ft · listed Sep 5, 2026 Courtesy of UNLOCK REALTY GROUP LLC
- 7229 Pleasant Point Road $1,499,900 · 4 bd · 4 ba · 3,057 sq ft · listed Jul 31, 2026 Courtesy of ENGEL & VOLKERS GAINESVILLE
- 5608 Jones Creek Road $650,000 · 3 bd · 2 ba · 1,792 sq ft · listed Apr 13, 2026 Courtesy of HERRON REAL ESTATE LLC
Checked against the MLS nightly. All new listings in this market.
Recently sold in Keystone Heights Clay
- 561 Se Lakeview Drive · sold $600,000
- 5521 Gila Street · sold $125,000
- 5641 Silver Sands · sold $300,000
- 5893 White Sands Road · sold $525,000
- 5270 Almond Court · sold $393,000
- 6279 Little Lake Geneva Road · sold $221,500
- 7480 Paradise Lake Drive · sold $322,000
- 6328 Little Lake Geneva Road · sold $240,000
- 5338 County Road 352 · sold $340,000
- 5533 Arapaho Street · sold $260,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Keystone Heights home searches
- All homes for sale in Keystone Heights, FL
- Homes for sale in Clay County, FL
- Keystone Heights pool homes for sale
- Keystone Heights waterfront homes for sale
- Keystone Heights home values: what is my house worth?
- ZIP 32656 housing scorecard
- Keystone Heights real estate guide
Keystone Heights guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
- New construction (Clay County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- County Road 214 (5 homes on record)
- County Road 352 (4 homes on record)
- Woodland Drive (3 homes on record)
- Brooklyn Bay Road (3 homes on record)
- White Sands Road (2 homes on record)
- Immokalee Road (1 homes on record)
- Deer Springs Road (1 homes on record)
- S Lawrence Boulevard (1 homes on record)
- S Lawrence Boulevard (1 homes on record)
- State Road 21 (1 homes on record)
Frequently Asked Questions
What is the median home price in Keystone Heights?
How long do homes in Keystone Heights take to sell?
Is Keystone Heights a buyer's or seller's market right now?
How many homes are in Keystone Heights?
What share of Keystone Heights is owner-occupied?
When were the homes in Keystone Heights built?
Have Keystone Heights home prices gone up?
What schools serve Keystone Heights?
Who is the best real estate agent for Keystone Heights?
How do I find a top Keystone Heights real estate agent who knows Keystone Heights?
Can Momentum Realty connect me with an agent for Keystone Heights?
Where is Keystone Heights, and what county is it in?
How far is Keystone Heights from downtown Jacksonville and the beach?
Is Keystone Heights in a flood zone?
Is Keystone Heights a good place to live?
Should you buy in Keystone Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32565/32656/32666)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (271 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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