OAKLAND TERRACE in GAINESVILLE

OAKLAND TERRACE
Homes for Sale in GAINESVILLE, FL

Community in GAINESVILLE · Alachua County · ZIP 32607
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data32 years of closingsUpdated twice daily
Live · OAKLAND TERRACE Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Alachua: 24% (417 of 1,722)
0 · 1
For sale · pending
live counts, refreshed twice daily
Track record · 32 years of records
1
Failed listings · 2026
peaked at 1 in 2010

The market around OAKLAND TERRACE

OAKLAND TERRACE is a small community — 3 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32607, 153 homes are on the market and 23% are under contract — a steady corner of GAINESVILLE.

Across Alachua County, 1,305 homes are active and 417 pending (24% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not OAKLAND TERRACE specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in OAKLAND TERRACE, GAINESVILLE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,864/mo
Alachua County typical true cost to own
$85/mo
Alachua County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Oakland Terrace Market Scorecard

Buyer's market

Oakland Terrace is currently a buyer's market. About 6.0 months of supply, a median asking price of $399,900, and homes go under contract in about 38 days.

6.0
Months supply
$399,900
Median list
$333,050
Median sold
$210
Per sqft
38
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 32607 ZIP is $290,076, about 25.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in OAKLAND TERRACE

Live MLS inventory for OAKLAND TERRACE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending OAKLAND TERRACE listings as of 2026-08-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 1994 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in OAKLAND TERRACE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in OAKLAND TERRACE.

The location and the amenities are priced into every listing in OAKLAND TERRACE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed OAKLAND TERRACE sales matched to your home.

What is your OAKLAND TERRACE home worth?

Get a no-obligation home value based on real comparable sales in OAKLAND TERRACE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in OAKLAND TERRACE on the map →

Real comps, not an automated estimate.

Nearby Communities

Explore more neighborhoods near OAKLAND TERRACE with Momentum Realty’s local guides.

Palm Terrace GainesvilleGAINESVILLE, FL · 0.3 miHisbicus Park GainesvilleGAINESVILLE, FL · 0.3 miShenandoah GainesvilleGAINESVILLE, FL · 0.5 miUniversity Park GainesvilleGAINESVILLE, FL · 0.5 miBlack Acres GainesvilleGAINESVILLE, FL · 0.6 miGolfview Estates GainesvilleGAINESVILLE, FL · 0.7 miPalm Terrace Shannon Howard Repl GainesvilleGAINESVILLE, FL · 0.9 miGolf Club Manor GainesvilleGAINESVILLE, FL · 0.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 1994 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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