Aerial view of Ray Gatlin

Ray Gatlin
Homes for Sale in Glen St. Mary, FL

Community in Glen St. Mary · Baker County · ZIP 32040
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Built fromLive realMLS data10 years of closingsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Ray Gatlin in Glen St. Mary, FL since 2016, the most recent in September 2021. Across Glen St. Mary as a whole, 19 homes closed in the last 12 months at a median of $455,000, 57 median days on market, with 12 homes for sale today. At that median and Baker County's FY2025-26 rate of 15.42 mills, annual property tax runs about $7,020 ($6,410 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ray Gatlin sits in Glen St. Mary, out in Baker County, and that location does most of the work in setting price here. This is a rural western edge of the Northeast Florida market, not a subdivision grid, so condition, acreage, and structure quality drive value far more than any comp-per-square-foot shortcut. Expect a wide spread between listings, because no two properties out here are truly interchangeable.

For buyers, the posture is patience: inventory turns slower than in the denser Jacksonville suburbs, and you should underwrite each property on its own merits rather than on neighborhood momentum. For sellers, that same reality means condition and presentation carry real weight — a well-kept property stands out, and a deferred-maintenance one gets discounted hard. Price to the property, not to a wish.

Nearby homes for sale

No active listings inside Ray Gatlin right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

10814 MORNINGSIDE Lane
$525K · 0.3 mi away
5 bd · 3.5 ba · 2,535 sqft
10814 MORNINGSIDE Lane
Listed by LPT REALTY, LLC
10393 GREYSTONE Drive
$326K · 0.5 mi away
5 bd · 3 ba · 2,180 sqft
10393 GREYSTONE Drive
Listed by WJH BROKERAGE FL LLC
10310 GREYSTONE Drive
$289K · 0.5 mi away
4 bd · 2 ba · 1,773 sqft
10310 GREYSTONE Drive
Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC
10358 GREYSTONE Drive
$270K · 0.6 mi away
3 bd · 2 ba · 1,416 sqft
10358 GREYSTONE Drive
Listed by WJH BROKERAGE FL LLC
10394 GREYSTONE Drive
$310K · 0.6 mi away
4 bd · 2 ba · 1,773 sqft
10394 GREYSTONE Drive
Listed by WJH BROKERAGE FL LLC
10388 GREYSTONE Drive
$296K · 0.6 mi away
4 bd · 2 ba · 1,684 sqft
10388 GREYSTONE Drive
Listed by WJH BROKERAGE FL LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Ray Gatlin is a Glen St. Mary community in Baker County, on the rural western side of the Northeast Florida market. It reads as a location-first choice, where land and home condition matter more than any tidy price formula.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing acreage and privacy who can evaluate a property on its own merits
  • Those comfortable with well, septic, and rural-property due diligence
  • Buyers willing to trade commute distance for space and a slower pace

Probably not for

  • Buyers who need a short commute to Jacksonville job centers and retail
  • Those wanting a uniform subdivision with predictable, comparable pricing
  • Anyone seeking turnkey, low-maintenance convenience over land

The market around Ray Gatlin

Ray Gatlin is too small for its own price trend, so here is the market around it.

In ZIP 32040, 45 homes are on the market and 27% are under contract — a steady corner of Glen St. Mary.

Across Baker County, 113 homes are active and 32 pending (22% under contract).

In ZIP 32040 (Glen St. Mary), 52 homes closed in the last 12 months at a median of $457K ($207/sq ft), up 37.1% year over year, with a median 56 days on market. Right now 47 active and 15 pending listings put supply at about 7.6 months — a buyer's market. See the live ZIP 32040 housing market and the Baker County market.

ZIP and county figures describe the wider market, not Ray Gatlin specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Ray Gatlin, Glen St. Mary

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Ray Gatlin today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ray Gatlin.

Best Buy
Buyers who want land and space over subdivision convenience.
Biggest Risk
A wide, condition-driven spread means you have to value every property individually.
Sweet Spot
A well-maintained property on acreage priced to its actual condition.
Avoid If
You need short commutes and turnkey, walkable convenience.

What actually drives value in Glen St. Mary

Out here, value is condition-driven and property-specific. Lot size, well and septic status, outbuildings, road frontage, and the age and upkeep of the home swing price more than location within the community. That means the median tells you a midpoint, not a menu — the range around it is genuinely wide, and you should treat each listing as its own valuation problem.

The trade-off is space and distance. Baker County buys room and quiet, but it also means a longer drive to the larger job centers and retail hubs to the east. If proximity and turnkey convenience are your priorities, this is not the market for you; if land and a slower pace are the point, it earns its keep.

The location and the amenities are priced into every listing in Ray Gatlin. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Rural Baker County properties don't price themselves off a spreadsheet — they price off condition, land, and the specifics of each parcel. We underwrite each property on its own merits, flag the well, septic, and structural questions that matter out here, and tell you plainly when a listing is worth its ask and when it isn't.

Ray Gatlin in 15 seconds.

Best forBuyers who want land and space over subdivision convenience.
Biggest advantageA rural Baker County setting with room that the eastern suburbs can't match.
Biggest riskA wide, condition-driven spread means you have to value every property individually.
Sweet spotA well-maintained property on acreage priced to its actual condition.
Avoid ifYou need short commutes and turnkey, walkable convenience.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ray Gatlin sales matched to your home.

What is your Ray Gatlin home worth?

Get a no-obligation home value based on real comparable sales in Ray Gatlin, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Glen St. Mary →

Real comps, not an automated estimate.
Buyers prioritizing acreage and privacy who can evaluate a property on its own meritsExcellent fit
Those comfortable with well, septic, and rural-property due diligenceExcellent fit
Buyers willing to trade commute distance for space and a slower paceExcellent fit
Buyers who need a short commute to Jacksonville job centers and retailProbably not
Those wanting a uniform subdivision with predictable, comparable pricingProbably not
Anyone seeking turnkey, low-maintenance convenience over landProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2016 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Ray Gatlin. These are the public schools most often assigned to other communities in ZIP 32040; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Ray Gatlin

Where is Ray Gatlin?

Ray Gatlin is a community in Glen St. Mary, Baker County, Florida, ZIP 32040.

Are there homes for sale in Ray Gatlin right now?

No active listings inside Ray Gatlin at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Ray Gatlin have an HOA or CDD?

No HOA is on record for Ray Gatlin in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Ray Gatlin with Momentum Realty’s local guides.

DPDavis Park Glen St Mary0.4 mi away · 122 homes, built 1915–23BGBakersfield Glen St Mary0.5 mi awayPAPine Acres Park Glen St Mary0.5 mi awayRGRiverwood Glen St Mary0.5 mi away · 51 homes, built 1930–24GGGreystone Glen St Mary0.6 mi away · median $276K, 19 sales/12 moPMPine Meadows Glen St Mary0.6 mi awayGSGlen St Mary Glen St Mary0.7 mi away · median $457K, 20 sales/12 moPAPine Acres0.8 mi away

Browse all neighborhood guides →

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