Riverside
Homes for Sale in Fernandina Beach, FL
All 229 homes for sale in Fernandina Beach, FL · median $661,000 · 224 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, Riverside in Fernandina Beach, FL has 1 home for sale. As of November 2026, the MLS records 21 closed sales in Riverside in Fernandina Beach, FL since 2011, the most recent in December 2025. Across Fernandina Beach as a whole, 668 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 282 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,500 ($7,000 with the full homestead exemption).
Riverside prices on condition and location, not on a formula. With a median around $430,000 and a median near $254 per square foot, what you pay tracks how much work a home needs and where it sits within the neighborhood far more than square footage alone. Expect a wide spread between updated and dated properties.
The pace is the story right now. A median of 13 days on market means well-priced, move-in-ready homes clear quickly. For sellers, that rewards realistic pricing and a clean presentation out of the gate. For buyers, it means you need financing lined up and a decision-making process that can move in days, not weeks.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Riverside right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Riverside sits in Fernandina Beach within Nassau County, and its appeal is location-driven — an established pocket where the price you pay reflects how updated the home is rather than any single-tier price band.
realMLS (Northeast Florida) sales records identify 18 homes in Riverside that have changed hands since 2006, built between 1942 and 2003 (median 1993), with a median living area of about 1,920 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Riverside across 2024–2025 (3 in 2024, 2 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverside is best for.
Best for
- Buyers targeting the mid-$400s who value an established Fernandina Beach location
- Buyers with financing ready who can decide within days of a listing hitting
- Buyers open to a renovated home and willing to pay for finished condition
Probably not for
- Buyers needing weeks to deliberate before writing an offer
- Buyers expecting a defined entry-level price tier rather than condition-based pricing
- Buyers seeking a deep-discount fixer without accounting for renovation cost
The market around Riverside
Riverside is too small for its own price trend, so here is the market around it.
In ZIP 32034, 275 homes are on the market and 19% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 505 homes are active and 178 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 898 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 218 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Riverside specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Riverside
Live MLS inventory for Riverside. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Riverside listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Riverside Fernandina Beach Right Now (1)
All 1 active and pending Riverside Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2320 County Road 119 · $599,000 · 4 bd / 2 ba · listed Sep 25, 2026 · listed by Toussaint Group Realty Llc
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bryceville · Elementary
- Callahan · Middle
- West Nassau · High
Zoned schools reflect the assignments reported on recent Riverside listings and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Riverside address.
The Riverside buying strategy.
If we were buying in Riverside today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverside.
Condition drives the spread
The median near $254 per square foot is a midpoint, not a ceiling. In a neighborhood like this, the gap between a renovated home and one needing work can be significant, so two homes of similar size can carry very different prices. Read each listing on its own merits — mechanicals, roof, and updates matter more than the headline number.
The short days-on-market figure reflects a small recent closing sample, so treat it as a signal of current momentum rather than a guarantee. Sharp pricing sells fast here; anything priced ahead of its condition tends to sit and correct.
The location and the amenities are priced into every listing in Riverside. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where homes move in roughly two weeks, the edge is preparation. We help sellers price to the home's actual condition so it lands right the first time, and we get buyers positioned to act decisively when the right listing appears. Knowing which Riverside homes are priced to their updates and which are not is the difference between a clean deal and an overpay.
Riverside in 15 seconds.
Tools for a Riverside buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverside sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverside, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverside home worth?
Get a no-obligation home value based on real comparable sales in Riverside, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Housing distress & ownership in Riverside, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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23% of homes for sale in ZIP 32009 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Email me new listings in Riverside
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Riverside
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Riverside will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Riverside a buyer's or seller's market right now?
How many homes are in Riverside?
What share of Riverside is owner-occupied?
When were the homes in Riverside built?
Who is the best real estate agent for Riverside?
How do I find a top Fernandina Beach real estate agent who knows Riverside?
Can Momentum Realty connect me with an agent for Riverside?
Where is Riverside, and what county is it in?
How far is Riverside from downtown Jacksonville and the beach?
Should you buy in Riverside?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32009/32034)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Riverside fits the bigger picture — live prices, inventory, and Momentum Scores: