Riverside
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 28 closed sales in Riverside in Fernandina Beach, FL since 2004, the most recent in December 2025. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).
Riverside prices on condition and location, not on a formula. With a median around $430,000 and a median near $254 per square foot, what you pay tracks how much work a home needs and where it sits within the neighborhood far more than square footage alone. Expect a wide spread between updated and dated properties.
The pace is the story right now. A median of 13 days on market means well-priced, move-in-ready homes clear quickly. For sellers, that rewards realistic pricing and a clean presentation out of the gate. For buyers, it means you need financing lined up and a decision-making process that can move in days, not weeks.
Nearby homes for sale
No active listings inside Riverside right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Riverside sits in Fernandina Beach within Nassau County, and its appeal is location-driven — an established pocket where the price you pay reflects how updated the home is rather than any single-tier price band.
realMLS (Northeast Florida) sales records identify 18 homes in Riverside that have changed hands since 2006, built between 1942 and 2003 (median 1993), with a median living area of about 1,920 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Riverside across 2024–2025 (3 in 2024, 2 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverside is best for.
Best for
- Buyers targeting the mid-$400s who value an established Fernandina Beach location
- Buyers with financing ready who can decide within days of a listing hitting
- Buyers open to a renovated home and willing to pay for finished condition
Probably not for
- Buyers needing weeks to deliberate before writing an offer
- Buyers expecting a defined entry-level price tier rather than condition-based pricing
- Buyers seeking a deep-discount fixer without accounting for renovation cost
The market around Riverside
Riverside is too small for its own price trend, so here is the market around it.
In ZIP 32034, 329 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 532 homes are active and 186 pending (26% under contract).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Riverside specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Riverside, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Riverside buying strategy.
If we were buying in Riverside today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverside.
Condition drives the spread
The median near $254 per square foot is a midpoint, not a ceiling. In a neighborhood like this, the gap between a renovated home and one needing work can be significant, so two homes of similar size can carry very different prices. Read each listing on its own merits — mechanicals, roof, and updates matter more than the headline number.
The short days-on-market figure reflects a small recent closing sample, so treat it as a signal of current momentum rather than a guarantee. Sharp pricing sells fast here; anything priced ahead of its condition tends to sit and correct.
The location and the amenities are priced into every listing in Riverside. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where homes move in roughly two weeks, the edge is preparation. We help sellers price to the home's actual condition so it lands right the first time, and we get buyers positioned to act decisively when the right listing appears. Knowing which Riverside homes are priced to their updates and which are not is the difference between a clean deal and an overpay.
Riverside in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Riverside buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverside sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverside, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverside home worth?
Get a no-obligation home value based on real comparable sales in Riverside, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Riverside?
What share of Riverside is owner-occupied?
When were the homes in Riverside built?
Who is the best real estate agent for Riverside?
How do I find a top Fernandina Beach real estate agent who knows Riverside?
Can Momentum Realty connect me with an agent for Riverside?
Where is Riverside, and what county is it in?
How far is Riverside from downtown Jacksonville and the beach?
Should you buy in Riverside?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32009/32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2004 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Riverside fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Riverside with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Riverside. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).