Rose Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Rose Creek in Jacksonville, FL since 2005, the most recent in June 2022. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Rose Creek sits in Jacksonville's Duval County market, and with the limited snapshot in front of me the honest move is to talk about what drives value here rather than pretend I have pricing depth I don't. In an established Jacksonville community like this, price is set less by a headline number and more by condition, lot, and how a specific home has been maintained. Two homes on the same street can trade well apart from each other for exactly those reasons.
For a buyer, that means the work is in the walk-through, not the list price — read the roof, the systems, and the updates before you anchor on anything. For a seller, it means presentation and honest condition disclosure do the heavy lifting; the home that shows clean and move-in ready is the one that sets the pace. As of mid-2026 I'd treat every listing here on its own merits rather than assuming the community moves as one block.
The 60-Second Overview
Rose Creek is an established residential community in Jacksonville's Duval County. It reads as a settled neighborhood where individual home condition, not a single market trend, tends to decide what a property is worth.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Rose Creek is best for.
Best for
- Buyers who plan to hold and want an established Duval County location
- Buyers comfortable doing real diligence on a home's condition and systems
- Buyers willing to take on modest updates in exchange for a settled neighborhood
Probably not for
- Buyers who need new construction or the newest finishes
- Buyers who want a fully turnkey home with no maintenance to inherit
- Buyers shopping purely on a target price rather than the specific home
The market around Rose Creek
Rose Creek is too small for its own price trend, so here is the market around it.
In ZIP 32207, 196 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Rose Creek specifically. Momentum Research analysis of MLS records.
The Rose Creek buying strategy.
If we were buying in Rose Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rose Creek.
How value actually gets set in Rose Creek
Because this is an established Jacksonville neighborhood, the spread between homes tends to be condition-driven. Updated systems, a well-kept roof, and a usable lot carry more weight than square footage alone. If you're comparing two listings, the differences you can see and touch usually explain the price gap better than anything on paper.
That puts the burden on due diligence. Buyers should budget attention for inspections and deferred-maintenance items; sellers should get ahead of the obvious ones. In a market like this, the cleanest, most transparent transaction usually wins, and surprises late in the deal are what cost both sides money.
The location and the amenities are priced into every listing in Rose Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Duval County listings on their individual merits, not off a headline average. In Rose Creek that means we'll walk the home with you, flag the condition items that move price, and price or negotiate off what the property actually is — not what a neighborhood generalization says it should be.
Rose Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Rose Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rose Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Rose Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Rose Creek home worth?
Get a no-obligation home value based on real comparable sales in Rose Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Rose Creek on the map →
Should you buy in Rose Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2005 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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See how Rose Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.