Aerial view of Saddlebrook

Saddlebrook
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 93 homes for sale in 32258 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32258
96 homesBuilt 1996–1999
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Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 106 closed sales in Saddlebrook in Jacksonville, FL since 2001, the most recent in December 2025. Recorded prices since 2024 ran from $334,000 to $425,000 (median $369,000), on homes of 1,267 to 1,821 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,590 ($5,860 with the full homestead exemption).

Live · Saddlebrook Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
83%
Owner-occupied · Saddlebrook
80 of 96 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Saddlebrook
incl. 3% trust or LLC-held · 6% out-of-state
96
Homes in the community
96 residential parcels (FL DOR 2025)
Track record · 25 years of records
7
Recorded sales · 2024-2025
median $365K · qualified sales on the county roll (FL DOR 2025)
Est. 1996
Community established
homes built 1996-1999, median 1998 (FL DOR 2025)
2.1%/yr
Turnover rate
about 2 of 96 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Saddlebrook's 96 homes were all built in a tight window, 1996 to 1999, with a median year built of 1998, so there is no meaningful spread in age to explain price differences here. What does the work is condition and updates: two houses of the same 1,789 sqft median footprint can sit at very different price points depending on how well they have been maintained, because the community itself carries no identified amenities to add a floor under value. This is a house-by-house market, not an amenity-driven one.

The current read is built from a two-month closings window, which keeps the picture current but thin, so treat any single data point here as an early signal rather than a settled trend. Roughly 83% of homes are homesteaded, pointing to a base of owner-occupied residents rather than a rotating rental or investor pool, which historically means listings surface less often and sellers who do list are not under pressure to move quickly.

Nearby homes for sale

No active listings inside Saddlebrook right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

12256 SILVERTHORN Court
$529K · 0.1 mi away
4 bd · 3.5 ba · 3,378 sqft
12256 SILVERTHORN Court
Listed by VREELAND REAL ESTATE LLC
12131 BANYAN TREE Drive
$420K · 0.3 mi away
3 bd · 2 ba · 1,828 sqft
12131 BANYAN TREE Drive
Listed by FIRST COAST HEROES REAL ESTATE LLC
4181 HAZELBROOK Lane
$570K · 0.5 mi away
4 bd · 3.5 ba · 2,551 sqft
4181 HAZELBROOK Lane
Listed by WATSON REALTY CORP
4444 SUMMER WALK Court
$475K · 0.5 mi away
4 bd · 3 ba · 2,473 sqft
4444 SUMMER WALK Court
Listed by UNITED REAL ESTATE GALLERY
4964 LAKE CHARLES Drive
$460K · 0.6 mi away
4 bd · 3 ba · 2,243 sqft
4964 LAKE CHARLES Drive
Listed by MARK SPAIN REAL ESTATE
11542 WANDERING PINES Trail
$330K · 0.8 mi away
4 bd · 2 ba · 1,430 sqft
11542 WANDERING PINES Trail
Listed by LEGACY REALTY GROUP LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Saddlebrook is a small, consistently built pocket of Jacksonville in Duval County - 96 homes, all raised within a tight 1996-1999 construction window, with no clubhouse, pool, or other listed community amenity driving the sale price.

realMLS (Northeast Florida) sales records identify 54 homes in Saddlebrook that have changed hands since 2001, built between 1931 and 1999 (median 1998), with a median living area of about 1,529 sq ft and a typical 3-bedroom, 2-bath layout; 96% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in Saddlebrook across 2024–2025 (3 in 2024, 4 in 2025), median $365,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a single-family home built between 1996 and 1999 with no HOA-style amenities to budget for
  • Buyers comfortable letting condition and updates be the main price differentiator, since the housing stock is uniform in age and size
  • Buyers looking for a settled, largely owner-occupied pocket of Jacksonville rather than a high-turnover inventory

Probably not for

  • Buyers who want resort-style or planned-community amenities such as a pool, clubhouse, or organized recreation
  • Buyers who need a large, current sample of closings to negotiate with confidence, since this snapshot reflects only a two-month window
  • Buyers set on new construction, since every home here falls within a tight 1996-1999 build window

The market around Saddlebrook

Saddlebrook is too small for its own price trend, so here is the market around it.

In ZIP 32258, 135 homes are on the market and 30% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32258 (Jacksonville), 700 homes closed in the last 12 months at a median of $365K ($207/sq ft), up 2.7% year over year, with a median 34 days on market. Right now 131 active and 57 pending listings put supply at about 3.8 months — a healthy market. See the live ZIP 32258 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Saddlebrook specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Saddlebrook, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Saddlebrook today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saddlebrook.

Best Buy
Best for buyers who want a single-family home from a consistent 1996-1999 construction era without amenity fees baked into the price.
Biggest Risk
The risk is a thin data window - the current read is built on just two months of closings, so pricing signals are still early.
Sweet Spot
The sweet spot is a well-maintained or lightly updated home near the 1,789 sqft median footprint.
Avoid If
Avoid if you are counting on community amenities - none are identified from current MLS listings here.

Saddlebrook: A 1996-1999 Footprint With No Amenity Premium

With only 96 homes on record and construction concentrated between 1996 and 1999 (median year built 1998), Saddlebrook reads as a single-phase build rather than a community that grew in stages. The median living area of 1,789 sqft suggests a fairly uniform floorplan era across the neighborhood, which makes comparing one listing to another more straightforward than in communities with mixed vintages.

Current MLS listings show no identified community amenities - no clubhouse, pool, or shared recreation to fold into a price. That means value here is set by the home and its lot, not by a homeowners' association package. Combined with a homesteaded share of about 83%, the picture is a settled, owner-occupied base of houses rather than a fast-turning inventory.

“

The location and the amenities are priced into every listing in Saddlebrook. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood this size, with a two-month closings window feeding the current read, does not give you room for guesswork - you need someone reading the MLS data closely rather than relying on a stale average. Momentum tracks Saddlebrook at the listing level, so we can tell you how a specific home's condition and size stack up against a uniform, 1996-1999-built stock, and where the thin data means you should negotiate with extra caution rather than confidence.

Saddlebrook in 15 seconds.

Best forBest for buyers who want a single-family home from a consistent 1996-1999 construction era without amenity fees baked into the price.
Biggest advantageThe advantage is consistency - nearly every home shares a similar age and footprint, which simplifies comparisons.
Biggest riskThe risk is a thin data window - the current read is built on just two months of closings, so pricing signals are still early.
Sweet spotThe sweet spot is a well-maintained or lightly updated home near the 1,789 sqft median footprint.
Avoid ifAvoid if you are counting on community amenities - none are identified from current MLS listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Saddlebrook homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Saddlebrook.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saddlebrook sales matched to your home.

What is your Saddlebrook home worth?

Get a no-obligation home value based on real comparable sales in Saddlebrook, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Saddlebrook?
The Florida DOR 2025 assessment roll shows 96 homes in Saddlebrook (public records).
What share of Saddlebrook is owner-occupied?
83% of Saddlebrook parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Saddlebrook built?
Homes in Saddlebrook were built between 1996 and 1999, with a median year built of 1998.0 (FL DOR 2025 roll).
Who is the best real estate agent for Saddlebrook?
The best agent for Saddlebrook is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Saddlebrook.
How do I find a top Jacksonville real estate agent who knows Saddlebrook?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Saddlebrook and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Saddlebrook?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Saddlebrook purchase or sale - no call center and no pressure.
Where is Saddlebrook, and what county is it in?
Saddlebrook is in Jacksonville, Duval County, FL, ZIP 32258. The community's center is about 13 miles south of downtown Jacksonville (straight-line).
How far is Saddlebrook from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 14 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a single-family home built between 1996 and 1999 with no HOA-style amenities to budget forExcellent fit
Buyers comfortable letting condition and updates be the main price differentiator, since the housing stock is uniform in age and sizeExcellent fit
Buyers looking for a settled, largely owner-occupied pocket of Jacksonville rather than a high-turnover inventoryExcellent fit
Buyers who want resort-style or planned-community amenities such as a pool, clubhouse, or organized recreationProbably not
Buyers who need a large, current sample of closings to negotiate with confidence, since this snapshot reflects only a two-month windowProbably not
Buyers set on new construction, since every home here falls within a tight 1996-1999 build windowProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32218/32258))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (106 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Saddlebrook? 2 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Saddlebrook with Momentum Realty’s local guides.

BGBrandon Glenn0.2 mi away · median $480K, 3 sales/12 moCCCarriage Crossing0.2 mi away · median $395K, 5 sales/12 moEREarly Rise0.3 mi away · 15 homes, built 1977–21HLHood Landing Lakes0.3 mi away · 33 homes, built 1990–91Sandpiper Cove Ponte Vedra0.3 mi away · 65 homes, built 1983–85CCCayces Crossing0.4 mi away · median $450K, 3 sales/12 moWPWestminster Place0.4 mi away · median $425K, 5 sales/12 moSCShiloh Creek Fort White0.4 mi away · median $513K, 4 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Saddlebrook. These are the public schools most often assigned to other communities in ZIP 32258; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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