Saddlebrook
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 114 homes for sale in 32258 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via realMLS
Over the 12 months ending 2026-11-12, 3 recorded sales closed at a median of $350,000, $218 per square foot, a median 40 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 1998–1998; 3 of 3 report an HOA (median $30/mo). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,250 ($5,520 with the full homestead exemption).
Last 30 days in Saddlebrook: 1 closed sale (median $350,000). As of November 13, 2026, realMLS.
Saddlebrook's 96 homes were all built in a tight window, 1996 to 1999, with a median year built of 1998, so there is no meaningful spread in age to explain price differences here. What does the work is condition and updates: two houses of the same 1,789 sqft median footprint can sit at very different price points depending on how well they have been maintained, because the community itself carries no identified amenities to add a floor under value. This is a house-by-house market, not an amenity-driven one.
The current read is built from a two-month closings window, which keeps the picture current but thin, so treat any single data point here as an early signal rather than a settled trend. Roughly 83% of homes are homesteaded, pointing to a base of owner-occupied residents rather than a rotating rental or investor pool, which historically means listings surface less often and sellers who do list are not under pressure to move quickly.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Saddlebrook right now
🟡 Off the recent peak. The trailing-12-month median ($350K) is down 3.4% from the prior 12 months ($362K) and up 113% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Saddlebrook right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Saddlebrook market snapshot (as of November 12, 2026): the median sale price is about $350K ($218 per sq ft over the trailing 12 months of closed sales), and a median 40 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months and up 113% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32258 (Jacksonville), 605 homes closed in the last 12 months at a median of $388K ($199/sq ft), up 3.6% year over year, with a median 35 days on market. Right now 133 active and 38 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32258 housing market and the Duval County market.
County records show 7 qualified sales in Saddlebrook across 2024–2025 (3 in 2024, 4 in 2025), median $365,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Saddlebrook is a community of 96 homes in Jacksonville, Duval County, built between 1996 and 1999 (median 1998.0), with a median living area of about 1,789 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Saddlebrook is a small, consistently built pocket of Jacksonville in Duval County - 96 homes, all raised within a tight 1996-1999 construction window, with no clubhouse, pool, or other listed community amenity driving the sale price.
The setting & the homes.
Aerial and on-site photos of Saddlebrook. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Saddlebrook
Saddlebrook
SaddlebrookPhotos from realMLS listings in Saddlebrook; content deemed reliable but not guaranteed.
Who Saddlebrook is best for.
Best for
- Buyers who want a single-family home built between 1996 and 1999 with no HOA-style amenities to budget for
- Buyers comfortable letting condition and updates be the main price differentiator, since the housing stock is uniform in age and size
- Buyers looking for a settled, largely owner-occupied pocket of Jacksonville rather than a high-turnover inventory
Probably not for
- Buyers who want resort-style or planned-community amenities such as a pool, clubhouse, or organized recreation
- Buyers who need a large, current sample of closings to negotiate with confidence, since this snapshot reflects only a two-month window
- Buyers set on new construction, since every home here falls within a tight 1996-1999 build window
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($350K) IS the median in the snapshot above, and the move from 2025 ($362K) IS the -3.4% one-year change.
Windows contain 2 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
31% of homes for sale in ZIP 32258 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Saddlebrook Market Scorecard
Saddlebrook is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Saddlebrook on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Saddlebrook buying strategy.
If we were buying in Saddlebrook today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saddlebrook.
Saddlebrook: A 1996-1999 Footprint With No Amenity Premium
With only 96 homes on record and construction concentrated between 1996 and 1999 (median year built 1998), Saddlebrook reads as a single-phase build rather than a community that grew in stages. The median living area of 1,789 sqft suggests a fairly uniform floorplan era across the neighborhood, which makes comparing one listing to another more straightforward than in communities with mixed vintages.
Current MLS listings show no identified community amenities - no clubhouse, pool, or shared recreation to fold into a price. That means value here is set by the home and its lot, not by a homeowners' association package. Combined with a homesteaded share of about 83%, the picture is a settled, owner-occupied base of houses rather than a fast-turning inventory.
The location and the amenities are priced into every listing in Saddlebrook. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Saddlebrook buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.4). Basis: Long-Term Appreciation +113% since 2012; Recent Direction -3.4% year-over-year; Owner Commitment 83% owner-occupied; Pricing Power 92.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A neighborhood this size, with a two-month closings window feeding the current read, does not give you room for guesswork - you need someone reading the MLS data closely rather than relying on a stale average. Momentum tracks Saddlebrook at the listing level, so we can tell you how a specific home's condition and size stack up against a uniform, 1996-1999-built stock, and where the thin data means you should negotiate with extra caution rather than confidence.
Saddlebrook in 15 seconds.
Tools for a Saddlebrook buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saddlebrook sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Saddlebrook, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Saddlebrook home worth?
Get a no-obligation home value based on real comparable sales in Saddlebrook, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Saddlebrook, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Saddlebrook Jacksonville
- 12143 Silver Saddle Drive · sold $350,000
- 12178 Caliber Court · sold $334,000
- 4465 Black Alder Court · sold $369,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Silver Saddle Drive (22 homes on record)
- Willow Chase Terrace (14 homes on record)
- Willow Chase Terrace (12 homes on record)
- Silver Saddle Drive (10 homes on record)
Email me new listings in Saddlebrook
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Saddlebrook
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Saddlebrook will answer, and the answer is published on this page for the next buyer.
Recent Developments in Saddlebrook
Development, infrastructure, retail, and school activity affecting Saddlebrook, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 12 miles southwest of Saddlebrook.
Source: Clay Today - October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 12 miles east of Saddlebrook.
Source: Jacksonville Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 5 miles southeast of Saddlebrook.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southwest of Saddlebrook.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 6 miles southeast of Saddlebrook.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 6 miles southeast of Saddlebrook.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Saddlebrook?
How long do homes in Saddlebrook take to sell?
How many homes are in Saddlebrook?
What share of Saddlebrook is owner-occupied?
When were the homes in Saddlebrook built?
Have Saddlebrook home prices gone up?
Who is the best real estate agent for Saddlebrook?
How do I find a top Jacksonville real estate agent who knows Saddlebrook?
Can Momentum Realty connect me with an agent for Saddlebrook?
Where is Saddlebrook, and what county is it in?
How far is Saddlebrook from downtown Jacksonville and the beach?
Should you buy in Saddlebrook?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32218/32258)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (68 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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