Shamrock Lake Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
At Shamrock Lake, price is driven more by condition and configuration than by any single headline number. The median sits at $245,000, with a median of about $165 per square foot — meaning what you pay tracks closely to how much finished space you get and how updated it is. Expect a wide spread around that median depending on how a given home has been maintained.
The market posture here is moderately active. With a median of 28 days on market and a heat score of 63, homes that are priced to condition tend to move at a reasonable clip, while overpriced or dated listings sit. For buyers, that means room to negotiate on the laggards but little patience for hesitation on the sharp ones. For sellers, prep and pricing discipline matter more than timing games.
The 60-Second Overview
Shamrock Lake Middleburg market snapshot (as of July 11, 2026): the median sale price is about $245K ($165 per sq ft over the trailing 12 months of closed sales), and a median 28 days on market for closed sales.
Shamrock Lake is a smaller Middleburg community in Clay County where the median home trades in the mid-$240s. The closing volume is thin, so each sale carries weight in setting the local read.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($245K) IS the median in the snapshot above.
Windows contain 1 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
Reading a thin comp set
With only five closings in the current window, this is a low-volume market, and that shapes how you should treat the numbers. A single unusual sale can swing a median in either direction, so the $245,000 figure and the $165 per square foot are best used as directional anchors rather than precise valuations. Pricing here rewards a careful, comp-by-comp approach over broad averages.
The upside of a smaller community is that condition and layout differences stand out clearly once you walk a few homes. The 28-day median suggests demand is real but not frantic — buyers have time to evaluate, and sellers who present well are getting through in about a month. Neither side should assume a runaway market in either direction.
Why work with Momentum here
In a low-volume community like Shamrock Lake, the difference between a good deal and an overpay comes down to reading a small comp set correctly. We track every closing in Clay County's Middleburg market and can tell you when a given list price reflects real condition versus wishful thinking — and when a home priced above the $245,000 median is actually worth it.
Shamrock Lake Middleburg in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shamrock Lake Middleburg sales matched to your home.
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Frequently Asked Questions
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An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2001 (81 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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