Shannon Lake Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by condition, not location premium. The homes date from the early 1980s through 2001, with a median build around 1985 and a median footprint near 1,190 square feet, so what you pay tracks closely with how much updating has already been done. At a median of $225,000 and roughly $176 per square foot, this is a modest-scale market where a renovated interior and a tired one can sit far apart on price even when the floor plans match.
The posture right now favors buyers. Prices are down 8.2% year over year, the market heat score sits at 28, and homes are taking a median of about 31 days to go under contract. That is a patient market, not a bidding-war one. Sellers should price to condition and expect to negotiate; buyers have time to inspect, compare, and walk away from anything overpriced for its finish level.
Shannon Lake Middleburg right now
🔴 Off the recent peak. The trailing-12-month median ($225K) is down 8.2% from the prior 12 months ($245K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (4 and 5 sales in the two windows).
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Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Shannon Lake Middleburg market snapshot (as of July 11, 2026): the median sale price is about $225K ($176 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Shannon Lake Middleburg is a community of 81 homes in Middleburg, Clay County, built between 1983 and 2001 (median 1985.0), with a median living area of about 1,190 square feet. 52% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Shannon Lake is a small, established Middleburg community in Clay County of about 81 homes built between 1983 and 2001, where just over half of the homes are owner-occupied under homestead. It is a settled, low-turnover pocket rather than a fast-moving one.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($225K) IS the median in the snapshot above, and the move from 2025 ($245K) IS the -8.2% one-year change.
Windows contain 0 to 11 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
A condition-driven market at a modest price
With a median year built of 1985 and a median living area near 1,190 square feet, these are compact, older homes. The wide spread you will see in list prices is a condition story: original kitchens, baths, roofs, and HVAC systems versus updated ones. The median of $225,000 is your anchor, but the actual number on any given home depends heavily on deferred maintenance, so budget for inspection findings and read each listing on its own merits.
The year-over-year decline of 8.2% and the sub-30-heat-score reading tell you demand is soft relative to a year ago. A median time on market around 31 days confirms it: homes move, but not in a rush. That combination gives a prepared buyer real leverage, and it tells a seller that presentation and pricing discipline matter more here than they would in a hot market.
Why work with Momentum here
In a market where two identical floor plans can trade far apart on condition alone, our job is to help you read each home honestly against the median and against its own repair list. We know this Clay County corner, we track the closings as they land, and we will tell you plainly when a price does not match the finish level, on either side of the deal.
Shannon Lake Middleburg in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shannon Lake Middleburg sales matched to your home.
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Frequently Asked Questions
What is the median home price in Shannon Lake Middleburg?
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What share of Shannon Lake Middleburg is owner-occupied?
When were the homes in Shannon Lake Middleburg built?
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Should you buy in Shannon Lake Middleburg?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32008/32068)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2001 (110 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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