Shannon Lake Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by condition, not location premium. The homes date from the early 1980s through 2001, with a median build around 1985 and a median footprint near 1,190 square feet, so what you pay tracks closely with how much updating has already been done. At a median of $225,000 and roughly $176 per square foot, this is a modest-scale market where a renovated interior and a tired one can sit far apart on price even when the floor plans match.
The posture right now favors buyers. Prices are down 8.2% year over year, the market heat score sits at 28, and homes are taking a median of about 31 days to go under contract. That is a patient market, not a bidding-war one. Sellers should price to condition and expect to negotiate; buyers have time to inspect, compare, and walk away from anything overpriced for its finish level.
Shannon Lake Middleburg right now
🟢 Still climbing. The trailing-12-month median ($240K) is up 18.5% from the prior 12 months ($202K) and up 275% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (7 and 4 sales in the two windows).
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Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Shannon Lake Middleburg market snapshot (as of August 23, 2026): the median sale price is about $240K ($208 per sq ft over the trailing 12 months of closed sales), and a median 21 days on market for closed sales. The trailing-12-month median is up 18% from the prior 12 months and up 275% since 2012, computed from record-level realMLS closed sales (7 closings in the current window).
Shannon Lake is a small, established Middleburg community in Clay County of about 81 homes built between 1983 and 2001, where just over half of the homes are owner-occupied under homestead. It is a settled, low-turnover pocket rather than a fast-moving one.
Who Shannon Lake Middleburg is best for.
Best for
- Value-focused buyers targeting a modest budget who want an established Middleburg address
- Buyers comfortable taking on a renovation and pricing repairs into their offer
- Long-hold owner-occupants seeking a settled, low-turnover pocket
Probably not for
- Buyers who require new construction or newer, larger floor plans
- Buyers with no appetite or budget for updating an older home
- Short-term flippers counting on a fast-rising market, given the soft heat score and year-over-year decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($240K) IS the median in the snapshot above, and the move from 2025 ($202K) IS the +18.5% one-year change.
Windows contain 0 to 12 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
The Shannon Lake Middleburg buying strategy.
If we were buying in Shannon Lake Middleburg today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shannon Lake Middleburg.
A condition-driven market at a modest price
With a median year built of 1985 and a median living area near 1,190 square feet, these are compact, older homes. The wide spread you will see in list prices is a condition story: original kitchens, baths, roofs, and HVAC systems versus updated ones. The median of $225,000 is your anchor, but the actual number on any given home depends heavily on deferred maintenance, so budget for inspection findings and read each listing on its own merits.
The year-over-year decline of 8.2% and the sub-30-heat-score reading tell you demand is soft relative to a year ago. A median time on market around 31 days confirms it: homes move, but not in a rush. That combination gives a prepared buyer real leverage, and it tells a seller that presentation and pricing discipline matter more here than they would in a hot market.
The location and the amenities are priced into every listing in Shannon Lake Middleburg. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Shannon Lake Middleburg buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.7). Basis: Long-Term Appreciation +275% since 2012; Recent Direction +18.5% year-over-year; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market where two identical floor plans can trade far apart on condition alone, our job is to help you read each home honestly against the median and against its own repair list. We know this Clay County corner, we track the closings as they land, and we will tell you plainly when a price does not match the finish level, on either side of the deal.
Shannon Lake Middleburg in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Shannon Lake Middleburg buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shannon Lake Middleburg sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Shannon Lake Middleburg, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Shannon Lake Middleburg home worth?
Get a no-obligation home value based on real comparable sales in Shannon Lake Middleburg, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Shannon Lake Middleburg on the map →
Frequently Asked Questions
What is the median home price in Shannon Lake Middleburg?
How long do homes in Shannon Lake Middleburg take to sell?
Have Shannon Lake Middleburg home prices gone up?
Who is the best real estate agent for Shannon Lake Middleburg?
How do I find a top Middleburg real estate agent who knows Shannon Lake Middleburg?
Can Momentum Realty connect me with an agent for Shannon Lake Middleburg?
Should you buy in Shannon Lake Middleburg?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2001 (113 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Shannon Lake fits the bigger picture — live prices, inventory, and Momentum Scores: