Spanish Bluff
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 19 closed sales in Spanish Bluff in Jacksonville, FL since 2003, the most recent in December 2024. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Spanish Bluff is a small pocket of Jacksonville in Duval County, and the honest starting point is that our current snapshot shows no recent closings to read from. That means there's no active median, no days-on-market trend, and no volume signal to anchor pricing here right now. Anyone quoting you a hard number for this community is working off something other than this data.
With no closings in the window, price is going to be set the old-fashioned way: by the specific condition of the specific home, comparable sales in the surrounding area, and how motivated each side is. Buyers should expect to lean on nearby comps rather than in-community sales. Sellers should expect that thin recent activity puts more weight on presentation, condition, and pricing discipline than on riding a visible neighborhood trend.
Nearby homes for sale
No active listings inside Spanish Bluff right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Spanish Bluff is a modest Jacksonville enclave in Duval County. As of our latest snapshot there are no recent closings to summarize, so read this as a low-data market where individual homes and area comps matter more than any community-wide average.
realMLS (Northeast Florida) sales records identify 12 homes in Spanish Bluff that have changed hands since 2001, built between 1957 and 2018 (median 1978), with a median living area of about 1,604 sq ft and a typical 3-bedroom, 2-bath layout; 92% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Spanish Bluff is best for.
Best for
- Buyers who are patient and willing to underwrite a purchase off surrounding-area comps
- Value-focused buyers hunting for a negotiated deal in a low-activity pocket
- Sellers willing to invest in condition and disciplined pricing rather than lean on a market trend
Probably not for
- Buyers who need recent in-community sales to feel confident about value
- Sellers expecting a visible neighborhood price trend to carry the listing
- Anyone on a tight timeline who needs a fast, data-backed read on pace
The market around Spanish Bluff
Spanish Bluff is too small for its own price trend, so here is the market around it.
In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Spanish Bluff specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Spanish Bluff, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Spanish Bluff buying strategy.
If we were buying in Spanish Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spanish Bluff.
A thin-data market
The defining feature of Spanish Bluff right now is the absence of a recent sales record to lean on. When a community shows no closings in the measured window, you lose the two things buyers and sellers usually use to calibrate — a working median and a sense of how fast things move. That's not a knock on the neighborhood; it's just a signal to slow down and do more homework on each property.
In practice, that pushes the work outward. Value gets triangulated from the broader Jacksonville submarket, from the condition and layout of the actual house, and from how much either party needs the deal to happen. Expect a wider gap between what a well-prepared home commands and what a deferred-maintenance one does, because there's no crowd of recent sales pulling everything toward a single number.
The location and the amenities are priced into every listing in Spanish Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market with no recent closings is exactly where local judgment earns its keep. We build value from area comps and the specific home in front of us rather than a headline number that doesn't exist yet, and we'll tell you plainly when the data is too thin to justify a given ask or offer.
Spanish Bluff in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spanish Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spanish Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spanish Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spanish Bluff home worth?
Get a no-obligation home value based on real comparable sales in Spanish Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Spanish Bluff?
What share of Spanish Bluff is owner-occupied?
When were the homes in Spanish Bluff built?
Who is the best real estate agent for Spanish Bluff?
How do I find a top Jacksonville real estate agent who knows Spanish Bluff?
Can Momentum Realty connect me with an agent for Spanish Bluff?
Where is Spanish Bluff, and what county is it in?
How far is Spanish Bluff from downtown Jacksonville and the beach?
Should you buy in Spanish Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32225/34952)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2003 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Spanish Bluff fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Spanish Bluff with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Spanish Bluff. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.
- Sandalwood High School · 9-12 · FLDOE grade A (assigned to 44 nearby communities)
- Landmark Middle School · 6-8 · FLDOE grade A (assigned to 27 nearby communities)
- Terry Parker High School · 9-12 · FLDOE grade C (assigned to 13 nearby communities)
- Fort Caroline Middle School · 6-8 · FLDOE grade B (assigned to 12 nearby communities)
- Fort Caroline Elementary School · PreK-5 · FLDOE grade C (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






