Aerial view of Spanish Bluff

Spanish Bluff
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32225
24 homesBuilt 1940–2018
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 19 closed sales in Spanish Bluff in Jacksonville, FL since 2003, the most recent in December 2024. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Spanish Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
75%
Owner-occupied · Spanish Bluff
18 of 24 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Spanish Bluff
incl. 0% trust or LLC-held · 0% out-of-state
24
Homes in the community
24 residential parcels (FL DOR 2025)
Track record · 23 years of records
Est. 1940
Community established
homes built 1940-2018, median 1978 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Spanish Bluff is a small pocket of Jacksonville in Duval County, and the honest starting point is that our current snapshot shows no recent closings to read from. That means there's no active median, no days-on-market trend, and no volume signal to anchor pricing here right now. Anyone quoting you a hard number for this community is working off something other than this data.

With no closings in the window, price is going to be set the old-fashioned way: by the specific condition of the specific home, comparable sales in the surrounding area, and how motivated each side is. Buyers should expect to lean on nearby comps rather than in-community sales. Sellers should expect that thin recent activity puts more weight on presentation, condition, and pricing discipline than on riding a visible neighborhood trend.

Nearby homes for sale

No active listings inside Spanish Bluff right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2159 BROAD WATER Drive
$560K · 0.1 mi away
4 bd · 2.5 ba · 2,555 sqft
2159 BROAD WATER Drive
Listed by WATSON REALTY CORP
2150 BROAD WATER Drive
$450K · 0.1 mi away
3 bd · 2.5 ba · 2,239 sqft
2150 BROAD WATER Drive
Listed by KELLER WILLIAMS REALTY AT THE LAKES
2219 BROADWATER Drive
$520K · 0.2 mi away
4 bd · 2.5 ba · 2,785 sqft
2219 BROADWATER Drive
Listed by HERRON REAL ESTATE LLC
10135 LAKEVIEW Road
$449K · 0.5 mi away
3 bd · 3 ba · 2,026 sqft
10135 LAKEVIEW Road
Listed by ALFA REALTORS CORP
3560 GILMORE HEIGHTS Road
$285K · 0.6 mi away
3 bd · 2 ba · 1,158 sqft
3560 GILMORE HEIGHTS Road
Listed by RE/MAX UNLIMITED
2677 FAWN POINT Drive
$380K · 0.6 mi away
3 bd · 2.5 ba · 1,910 sqft
2677 FAWN POINT Drive
Listed by ERA ONETEAM REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Spanish Bluff is a modest Jacksonville enclave in Duval County. As of our latest snapshot there are no recent closings to summarize, so read this as a low-data market where individual homes and area comps matter more than any community-wide average.

realMLS (Northeast Florida) sales records identify 12 homes in Spanish Bluff that have changed hands since 2001, built between 1957 and 2018 (median 1978), with a median living area of about 1,604 sq ft and a typical 3-bedroom, 2-bath layout; 92% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who are patient and willing to underwrite a purchase off surrounding-area comps
  • Value-focused buyers hunting for a negotiated deal in a low-activity pocket
  • Sellers willing to invest in condition and disciplined pricing rather than lean on a market trend

Probably not for

  • Buyers who need recent in-community sales to feel confident about value
  • Sellers expecting a visible neighborhood price trend to carry the listing
  • Anyone on a tight timeline who needs a fast, data-backed read on pace

The market around Spanish Bluff

Spanish Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Spanish Bluff specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Spanish Bluff, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Spanish Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spanish Bluff.

Best Buy
Buyers and sellers comfortable working from area comps rather than in-community sales.
Biggest Risk
With no recent closings, there's no median or pace to anchor pricing.
Sweet Spot
A well-priced home judged on condition and nearby comps, not neighborhood hype.
Avoid If
You need a proven track record of recent sales before committing.

A thin-data market

The defining feature of Spanish Bluff right now is the absence of a recent sales record to lean on. When a community shows no closings in the measured window, you lose the two things buyers and sellers usually use to calibrate — a working median and a sense of how fast things move. That's not a knock on the neighborhood; it's just a signal to slow down and do more homework on each property.

In practice, that pushes the work outward. Value gets triangulated from the broader Jacksonville submarket, from the condition and layout of the actual house, and from how much either party needs the deal to happen. Expect a wider gap between what a well-prepared home commands and what a deferred-maintenance one does, because there's no crowd of recent sales pulling everything toward a single number.

“

The location and the amenities are priced into every listing in Spanish Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market with no recent closings is exactly where local judgment earns its keep. We build value from area comps and the specific home in front of us rather than a headline number that doesn't exist yet, and we'll tell you plainly when the data is too thin to justify a given ask or offer.

Spanish Bluff in 15 seconds.

Best forBuyers and sellers comfortable working from area comps rather than in-community sales.
Biggest advantageA small Jacksonville pocket in Duval County with room to negotiate on the merits of the individual home.
Biggest riskWith no recent closings, there's no median or pace to anchor pricing.
Sweet spotA well-priced home judged on condition and nearby comps, not neighborhood hype.
Avoid ifYou need a proven track record of recent sales before committing.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Spanish Bluff homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Spanish Bluff.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spanish Bluff sales matched to your home.

What is your Spanish Bluff home worth?

Get a no-obligation home value based on real comparable sales in Spanish Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Spanish Bluff?
The Florida DOR 2025 assessment roll shows 24 homes in Spanish Bluff (public records).
What share of Spanish Bluff is owner-occupied?
75% of Spanish Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Spanish Bluff built?
Homes in Spanish Bluff were built between 1940 and 2018, with a median year built of 1978.0 (FL DOR 2025 roll).
Who is the best real estate agent for Spanish Bluff?
The best agent for Spanish Bluff is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spanish Bluff.
How do I find a top Jacksonville real estate agent who knows Spanish Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spanish Bluff and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Spanish Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spanish Bluff purchase or sale - no call center and no pressure.
Where is Spanish Bluff, and what county is it in?
Spanish Bluff is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 7 miles east of downtown Jacksonville (straight-line).
How far is Spanish Bluff from downtown Jacksonville and the beach?
About 7 miles from downtown Jacksonville and about 9 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who are patient and willing to underwrite a purchase off surrounding-area compsExcellent fit
Value-focused buyers hunting for a negotiated deal in a low-activity pocketExcellent fit
Sellers willing to invest in condition and disciplined pricing rather than lean on a market trendExcellent fit
Buyers who need recent in-community sales to feel confident about valueProbably not
Sellers expecting a visible neighborhood price trend to carry the listingProbably not
Anyone on a tight timeline who needs a fast, data-backed read on paceProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32225/34952))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2003 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Spanish Bluff? See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Spanish Bluff with Momentum Realty’s local guides.

Saye Cove0.1 mi away · 36 homes, built 1971–20RCRiver Cove0.1 mi away · median $479K, 3 sales/12 moRio Cove Estates0.2 mi away · 20 homes, built 1984–02DRDeer Run Unrecd0.2 mi away · 80 homes, built 2021–22Uphill Terrace0.3 mi awayAshley Manors0.3 mi away · 29 homes, built 1993–96Ashley Manor0.3 mi away · 29 homes, built 1993–96MHMerrill Hills0.4 mi away · 56 homes, built 1995–99

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Spanish Bluff. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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