Spanish Trace
Homes for Sale in Chiefland, FL
All 42 homes for sale in Chiefland, FL · median $382,500 · 39 homes for sale in 32626 · Levy County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1996 - 2022; 3 of 3 report an HOA (median $5/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). As of October 2026, the MLS records 5 closed sales in Spanish Trace in Chiefland, FL since 2017, the most recent in March 2021.
The market around Spanish Trace
Spanish Trace is a small community — 6 recorded sales on file, most recently in 2022 — too few for its own price trend. Here is the market around it.
In ZIP 32626, 38 homes are on the market and 10% are under contract — a slower corner of Chiefland.
Across Levy County, 240 homes are active and 45 pending (16% under contract).
The housing mix here is 80% single family residence, 20% manufactured home - post 1977.
ZIP and county figures describe the wider market, not Spanish Trace specifically. Momentum Research analysis of MLS records.
The Spanish Trace buying strategy.
If we were buying in Spanish Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spanish Trace.
The location and the amenities are priced into every listing in Spanish Trace. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Spanish TraceHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $55/year across 3 listings (2026-10-24), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Levy County is $1,385/yr (658 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2004 across 3 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Spanish TraceHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Spanish TraceHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Spanish TraceHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $55/year across 3 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $55 a year across 3 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spanish Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spanish Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spanish Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spanish Trace home worth?
Get a no-obligation home value based on real comparable sales in Spanish Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Spanish Trace on the map →
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2017 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Chiefland & North Central Florida & Nature Coast guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of North Central Florida & Nature Coast or the full Neighborhood Finder.
See how Spanish Trace fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Spanish Trace
Where is Spanish Trace?
Spanish Trace is a community in Chiefland, Levy County, Florida, ZIP 32626.
Are there homes for sale in Spanish Trace right now?
No active listings inside Spanish Trace at the last feed refresh. In ZIP 32626, 38 homes are on the market and 10% are already under contract.
Does Spanish Trace have an HOA or CDD?
No HOA is on record for Spanish Trace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Chiefland home searches
- All homes for sale in Chiefland, FL
- Homes for sale in Levy County, FL
- Homes under $300K in Chiefland
- Homes from $300K to $500K in Chiefland
- 4-bedroom homes for sale in Chiefland
- ZIP 32626 housing scorecard
Florida buyer guides
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NW 73Rd Street (2 homes on record)
- NW 73Rd Street (1 homes on record)
Nearby Communities
Explore more neighborhoods near Spanish Trace with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Levy County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Levy County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 32626 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Spanish Trace Market Scorecard
Spanish Trace is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $299,950, and homes go under contract in about 68 days.
Typical home value in the 32626 ZIP is $284,189, about 14.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.