Spruce Creek in Lakemont

Spruce Creek
Homes for Sale in Lakemont, GA

All 14 homes for sale in Lakemont, GA · median $2,392,500 · 36 homes for sale in 30552

Community in Lakemont · Rabun County · ZIP 30552
Median sale $850K
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Photo courtesy of Marsha T Ramey, Poss Realty · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Spruce Creek in Lakemont, GA has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $850,000, $329 per square foot, a median 48 days on market, sellers accepting 90% of original asking (+60% versus the prior year). Homes listed or recently sold were built 1986–2008. At the median price and Rabun County's 2025 rate of 14.04 mills, annual property tax runs about $4,770.

Spruce Creek key facts
LocationLakemont, Rabun County, GA · ZIP 30552
Home types (current listings and sales)single-family 80%, cabin,loft,single family residence 20%
Amenities listed by sellersLake, Tennis Court(s), Stable(s), Clubhouse, None, Park
Sale prices, last 12 months$850,000 median across 3 closed sales · $329 per sq ft · +59.6% vs the prior 12 months
Days on market (closed sales)48 median
For sale right now2 active, 0 pending · median asking $699,500 · 8.0 months of supply

Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Spruce Creek key facts,” movewithmomentum.com/neighborhoods/spruce-creek, data as of September 20, 2026.

Last 30 days in Spruce Creek: 1 new listing (median asking $649,000). As of September 22, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Spruce Creek Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$850K
Median sold · 12 mo
up 59.6% vs the prior 12 months
+59.6%
1-yr price change
n = 3 and 3 sales in the two windows
$329/sf
Sold $/sqft · 12 mo
peak $329 in 2026
89.5%
Sale vs ask
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
48days
Median DOM · closed
16 days at the 2025 low
0%
Under contract
Rabun: 13% (40 of 316)
2 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 2 years of records
2,580sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Spruce Creek's numbers are thin by design — this is a small, lightly traded pocket of Lakemont, and the current snapshot reflects only a handful of closings. The median price of $850,000 and a per-square-foot figure near $329 tell you this is a market priced on the individual home, not on a tract-built formula. With no community amenities identified from active MLS data, whatever a buyer is paying for here is the lot, the structure, and the setting itself.

A median days-on-market of 48 suggests homes are not sitting, but they are also not moving in a rush — sellers who price realistically for condition and location are finding buyers within roughly seven weeks. With a closings window this narrow, any single sale can swing the average, so treat these figures as directional rather than a fixed price ceiling or floor.

Spruce Creek Housing Pulse · Momentum Research · as of September 20, 2026

Spruce Creek right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($850K) is up 59.6% from the prior 12 months ($532K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Georgia MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Spruce Creek market snapshot (as of September 20, 2026): the median sale price is about $850K ($329 per sq ft over the trailing 12 months of closed sales), a median 48 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 60% from the prior 12 months, computed from record-level Georgia MLS closed sales (3 closings in the current window).

In ZIP 30552 (Lakemont), 16 homes closed in the last 12 months at a median of $2.38M ($576/sq ft), up 158.4% year over year, with a median 61 days on market. Right now 13 active and 3 pending listings put supply at about 9.4 months — a buyer's market. See the live ZIP 30552 housing market.

Georgia MLS sales records identify 7 homes in Spruce Creek that have changed hands since 2024, built between 1979 and 2008 (median 1989), with a median living area of about 2,580 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.

Spruce Creek sits in Rabun County near Lakemont, an area known more for its landscape and lake proximity than for planned subdivisions — the current MLS data shows no listed community amenities, meaning value here is tied to the individual property rather than a shared amenity package.

Best for

  • Buying a standalone property where value rests on the home and lot rather than shared amenities.
  • Comfortable evaluating price on a case-by-case basis given the limited closing history.
  • Willing to wait through a multi-week window to secure the right specific property rather than the fastest one.

Probably not for

  • Needing a deep set of recent comparable sales before committing to an offer price.
  • Wanting a managed amenity package as part of the purchase — none is identified here currently.
  • Expecting a fast, high-volume resale market with frequent turnover for benchmarking.

Housing distress & ownership in Spruce Creek, Lakemont

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-06 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Spruce Creek

Live MLS inventory for Spruce Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Spruce Creek listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Spruce Creek Right Now (2)

All 2 active and pending Spruce Creek listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Rabun County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Rabun County School System posted a 90.8% four-year graduation rate and 2,138 students across 4 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Alcova · Elementary
  • Dacula · Middle
  • Dacula · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Spruce Creek listings and can change; always confirm with the Rabun County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Spruce Creek address.

If we were buying in Spruce Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spruce Creek.

Best Buy
Buying a distinct, individually priced property in a low-volume corner of Rabun County near Lakemont.
Biggest Risk
A closings window this narrow means the median can shift meaningfully with the next sale or two.
Sweet Spot
Homes priced and marketed against their specific condition and lot rather than a neighborhood average.
Avoid If
Needing a large set of recent comparable sales to validate a pricing strategy with confidence.

Small Sample, Individual Value

With only a few closings feeding the current snapshot, Spruce Creek does not behave like a high-volume neighborhood with a predictable price band. The median of $850,000 and per-square-foot figure of about $329 are useful benchmarks, but each home here is effectively its own market — age, finish level, lot characteristics, and any water or view exposure will move the number more than they would in a subdivision with dozens of annual sales.

The 48-day median days-on-market points to a market where buyers are willing to wait for the right property rather than settle, and sellers who understand their home's specific position — rather than leaning on a neighborhood average — tend to have the clearer read on pricing.

The location and the amenities are priced into every listing in Spruce Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.0C · Buy Score
Recent Direction10.0/10
Liquidity & Demand2.0/10
Pricing Power3.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.0). Basis: Recent Direction +59.6% year-over-year; Liquidity & Demand 8.0 months of supply; Pricing Power 89.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thinly traded, the comps you pull matter more than the ones a generic search returns. We track Spruce Creek's actual closings rather than relying on broad Rabun County averages, so pricing conversations — on either side of the transaction — start from what has genuinely sold, not from an assumption.

Spruce Creek in 15 seconds.

Best forBuying a distinct, individually priced property in a low-volume corner of Rabun County near Lakemont.
Biggest advantagePricing here is set by the home itself, not by a community amenity fee or subdivision formula.
Biggest riskA closings window this narrow means the median can shift meaningfully with the next sale or two.
Sweet spotHomes priced and marketed against their specific condition and lot rather than a neighborhood average.
Avoid ifNeeding a large set of recent comparable sales to validate a pricing strategy with confidence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Spruce Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Spruce Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spruce Creek sales matched to your home.

What is your Spruce Creek home worth?

Get a no-obligation home value based on real comparable sales in Spruce Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lakemont →

Real comps, not an automated estimate.
How much local inventory is already under contract

15% of homes for sale in ZIP 30019 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Frequently Asked Questions

What is the median home price in Spruce Creek?
The median sale price in Spruce Creek was $850K over the 12 months ending September 20, 2026 (3 closed sales, Georgia MLS).
How long do homes in Spruce Creek take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 48 days on market (3 sales, Georgia MLS).
Is Spruce Creek a buyer's or seller's market right now?
As of September 20, 2026, Spruce Creek leans toward buyers: 8.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Spruce Creek?
The best agent for Spruce Creek is one who actively works Lakemont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spruce Creek.
How do I find a top Lakemont real estate agent who knows Spruce Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spruce Creek and the wider Lakemont area.
Can Momentum Realty connect me with an agent for Spruce Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spruce Creek purchase or sale - no call center and no pressure.
Where is Spruce Creek, and what county is it in?
Spruce Creek is in Lakemont, Rabun County, GA, ZIP 30552.
Buying a standalone property where value rests on the home and lot rather than shared amenities.Excellent fit
Comfortable evaluating price on a case-by-case basis given the limited closing history.Excellent fit
Willing to wait through a multi-week window to secure the right specific property rather than the fastest one.Excellent fit
Needing a deep set of recent comparable sales before committing to an offer price.Probably not
Wanting a managed amenity package as part of the purchase — none is identified here currently.Probably not
Expecting a fast, high-volume resale market with frequent turnover for benchmarking.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 22, 2026)
Community market statsGeorgia MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (8 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Nearby Communities

Explore more neighborhoods near Spruce Creek with Momentum Realty’s local guides.

Lakemont Highlands0.5 mi away · 2 for saleStonewall Estates2.3 mi awayLRLake Rabun2.3 mi away · median $2.38M, 9 sales/12 moTame Turkey3.4 mi away · 2 for saleCCovecrest3.8 mi away · median $220K, 5 sales/12 moSLSeed Lake4.9 mi away · median $1.19M, 4 sales/12 moCTClayton Terrace5.4 mi away · 1 for saleBBleckley5.7 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Spruce Creek? 3 recorded closings; median 48 days on market (window ending 2026-09-20). See the Rabun County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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