Suncoast Lakes Ph 03
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Suncoast Lakes Ph 03 is a mid-2000s community of 222 homes in Land O Lakes, built out between 2004 and 2011, with a median around 2,584 square feet. At a median of $388,000 and roughly $167 per square foot, price here is driven less by any single feature than by condition and how well a given home has been maintained since it was built. These are substantial floor plans, so square footage is doing a lot of the work in the median.
The current posture favors buyers. The median home is sitting just over 200 days on market, the heat score is low at 14, and the year-over-year median is down 22.4%. That combination tells sellers to price honestly to today's market, not last year's, and it tells buyers they have room to be selective and to negotiate. Note that this snapshot rests on only four recent closings, so read individual comps carefully rather than leaning on the median alone.
Suncoast Lakes Ph 03 right now
🔴 Off the recent peak. The trailing-12-month median ($388K) is down 22.4% from the prior 12 months ($500K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (4 and 5 sales in the two windows).
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Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Suncoast Lakes Ph 03 market snapshot (as of July 13, 2026): the median sale price is about $388K ($167 per sq ft over the trailing 12 months of closed sales), and a median 202 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Suncoast Lakes Ph 03 is a community of 222 homes in Land O Lakes, Pasco County, built between 2004 and 2011 (median 2005.0), with a median living area of about 2,584 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is an established, low-turnover community — roughly three-quarters of homes are homesteaded — where large early-2000s floor plans set the tone. The slow days-on-market and soft year-over-year figure make it a spot where patience is rewarded on both sides of the table.
Who Suncoast Lakes Ph 03 is best for.
Best for
- Buyers prioritizing square footage around 2,584 sq ft near the mid-$380s who can wait for the right listing
- Value-focused buyers ready to use a slow market and long days-on-market as negotiating leverage
- Long-hold buyers comfortable in a settled, low-turnover community and budgeting for two-decade-old home maintenance
Probably not for
- Buyers needing to resell quickly, given the 201-day median time on market
- Anyone counting on rapid near-term appreciation after a 22.4% year-over-year decline
- Buyers wanting new construction or minimal maintenance rather than early-2000s homes
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($388K) IS the median in the snapshot above, and the move from 2025 ($500K) IS the -22.4% one-year change.
Windows contain 0 to 12 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Suncoast Lakes Ph 03 buying strategy.
If we were buying in Suncoast Lakes Ph 03 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Suncoast Lakes Ph 03.
A buyer's window in a settled community
The defining trait here is stability of ownership layered over a soft pricing moment. A homestead share near 74% points to homes that are lived in rather than flipped or rented, which usually means fewer listings but better-kept properties when they do come up. With a median build near 2005, buyers should budget for the maintenance items typical of homes now around two decades old — roofs, HVAC, water heaters — and factor that into offers.
The 201-day median time on market is the number to respect. In a community this size with only four recent closings, a home that lingers is often a pricing story, not a property story. Sellers who study genuine local comps and price to the current market — reflecting the 22.4% year-over-year pullback — will separate themselves from listings that sit. Buyers, meanwhile, have leverage and time, which is rare and worth using deliberately.
The location and the amenities are priced into every listing in Suncoast Lakes Ph 03. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Suncoast Lakes Ph 03 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.1). Basis: Recent Direction -22.4% year-over-year; Owner Commitment 74% owner-occupied; Pricing Power 87.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A thin four-closing window and a wide, condition-driven spread make this a community where a single mispriced comp can distort your expectations. We read each sale on its merits, weigh square footage against actual condition, and help sellers price to a slow market instead of chasing it — and help buyers use the current leverage without overpaying for deferred maintenance.
Suncoast Lakes Ph 03 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Suncoast Lakes Ph 03 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Suncoast Lakes Ph 03 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Suncoast Lakes Ph 03, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Suncoast Lakes Ph 03 home worth?
Get a no-obligation home value based on real comparable sales in Suncoast Lakes Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Suncoast Lakes Ph 03?
How long do homes in Suncoast Lakes Ph 03 take to sell?
How many homes are in Suncoast Lakes Ph 03?
What share of Suncoast Lakes Ph 03 is owner-occupied?
When were the homes in Suncoast Lakes Ph 03 built?
Do cash buyers compete in Suncoast Lakes Ph 03?
Who is the best real estate agent for Suncoast Lakes Ph 03?
How do I find a top Land O Lakes real estate agent who knows Suncoast Lakes Ph 03?
Can Momentum Realty connect me with an agent for Suncoast Lakes Ph 03?
Should you buy in Suncoast Lakes Ph 03?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34638)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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