Tierra Verde in Pensacola

Tierra Verde

Established 1988 · Intracoastal West · ZIP 32224

An established East Pensacola brick-home neighborhood, minutes to the airport, with no HOA found.

Established brick homesMinutes to the airportNo HOA / no CDD found
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Tierra Verde

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Tierra Verde is an established East Pensacola neighborhood of 1960s-70s brick ranch homes in the Scenic Heights area, valued for location and solid older construction rather than amenities. Its edge is proximity: it sits minutes from Pensacola International Airport, with quick access toward downtown, I-10, and the growing Navy Federal corridor. There is no mandatory HOA or CDD found, and pricing (roughly $300,000 to $360,000) runs modestly above the broader 32504 median, reflecting the desirable corridor and quarter-acre lots. The honest reads are older homes that need a real systems inspection (roof, HVAC, plumbing, electrical), a mixed school pipeline with a weak zoned high school, and the usual Pensacola hurricane exposure, though the inland location reduces surge risk. Buy it for location and solid bones; inspect thoroughly and verify any deed restrictions."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Tierra Verde is an established single-family neighborhood in East Pensacola (City of Pensacola, Escambia County, 32504), in the Scenic Heights area near Spanish Trail and Langley Avenue, anchored by a small neighborhood park.

The homes are brick ranch-style houses, generally three to four bedrooms with two-car garages on roughly quarter-acre lots, built largely in the late 1960s and 1970s. This is a mature, resale neighborhood, not new construction, and there is no active builder.

There is no mandatory homeowners association or Community Development District found for the neighborhood, which keeps recurring overhead low, though buyers should confirm any individual deed restrictions on a specific property. The neighborhood has a Scenic Heights neighborhood association and an established, owner-occupied character.

The appeal is location and value. Pensacola International Airport is just a few minutes away, downtown is roughly twelve to eighteen minutes, I-10 is a short drive, and the growing Navy Federal corridor is reachable. The trade-offs are older homes that need careful inspection, a mixed school pipeline with a weak zoned high school, and standard Pensacola hurricane exposure (mitigated by the inland location).

Best for

  • Buyers who want a solid, established brick home minutes from the airport
  • Commuters oriented to downtown, I-10, and the Navy Federal corridor
  • Buyers who value a low-overhead neighborhood with larger lots and mature trees

Probably not for

  • Buyers who want new construction or low-maintenance modern systems
  • Families set on a top-rated zoned high school
  • Buyers who want HOA-maintained amenities or a gated setting

How Tierra Verde is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 12, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tierra Verde listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Tierra Verde buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Tierra Verde

Live MLS inventory for Tierra Verde. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tierra Verde listings as of 2026-06-12, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Pensacola International Airport (PNS)~5-8 min · ~2 miles; same ZIP
Cordova / Nine Mile retail corridor~10 min · ~4-6 miles
Downtown Pensacola~12-18 min · ~6 miles via US-90
I-10 (nearest interchange)~10-15 min · ~7 miles north
Navy Federal (Beulah campus)~18-25 min · ~12 miles west
NAS Pensacola~20-28 min · ~14 miles southwest

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Tierra Verde with Momentum Realty’s local guides.

BABaywoodsPensacola, FL · 0.4 miMacky BluffsMacky BluffsPensacola, FL · 0.6 miWhisper WayWhisper WayPensacola, FL · 0.6 miBay CliffEstatesBay CliffEstatesPensacola, FL · 0.6 miSHScenic HeightsPensacola, FL · 0.8 miSilverleafSilverleafPensacola, FL · 0.9 miBelvedere ParkBelvedere ParkPensacola, FL · 1.2 miSOSotograndePensacola, FL · 1.2 miLeesburg SquareLeesburg SquarePensacola, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tierra Verde (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tierra Verde is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Tierra Verde address.

The takeaway

What is actually shaping value in Tierra Verde, sourced and dated. The airport-adjacent location, low overhead, and older homes are the practical facts.

Recent Developments in Tierra Verde

Our read on what is being built around Tierra Verde, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is a stable, established East Pensacola neighborhood with a flat-to-slightly-up ZIP market and steady regional demand from the growing Navy Federal corridor. The recurring item is the age of the housing stock.

Minutes from the airport and downtown

BullishAn airport-adjacent East Pensacola location with quick downtown and I-10 access supports steady demand for the corridor. impact
SignificanceRadius: East Pensacola

Minutes from the airport and downtown

No HOA or CDD found

BullishThe absence of a mandatory HOA or CDD keeps recurring carrying cost low; confirm any individual deed restrictions per property. impact
SignificanceRadius: Neighborhood

No HOA or CDD found

Older housing stock

Neutral1960s-70s construction means buyers must budget roof, HVAC, plumbing, and electrical diligence; a thorough inspection is essential. impact
SignificanceRadius: Neighborhood

Older housing stock

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tierra Verde, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Market

    East Pensacola 32504 market holds steady

    Into 2026 the 32504 ZIP that includes Tierra Verde showed a stable-to-slightly-rising value, with the average home value modestly up year over year and quick days-to-pending, even as the broader metro softened. Why it matters: A steady, desirable corridor supports resale here; price to recent in-neighborhood comps for the specific home. Source

  2. 2024-2026
    Employment

    Navy Federal Beulah campus expansion

    Navy Federal's Beulah campus expansion continues to grow employment in the metro, sustaining regional housing demand reachable from East Pensacola. Why it matters: Regional job growth underpins demand across desirable corridors like Scenic Heights; the location's airport and downtown access add appeal. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Tierra Verde, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the older systems thoroughly. On a 1960s-70s home, get a rigorous inspection of the roof, HVAC, plumbing, and electrical and budget for updates before you judge a list price.

2

Confirm there are no deed restrictions or HOA. No mandatory HOA or CDD was found, but verify any private deed restrictions on the specific property.

3

Verify the school zoning, especially the high school. Confirm the assigned elementary, middle, and high school by address, weighing the weaker zoned high school and checking magnet and choice options.

4

Check the FEMA flood zone and insurance. The location is inland, but confirm the flood zone and a bindable wind insurance quote for the specific lot.

5

Comp within the neighborhood. Price to recent Tierra Verde sales, not the broader ZIP median.

Best Buy
A structurally sound brick home whose roof and systems are addressed, on a good quarter-acre lot, bought to recent in-neighborhood comps.
Biggest Risk
Underbudgeting roof and systems on an older home, or assuming the broader ZIP median reflects this desirable corridor.
Best Lot
Quarter-acre lots and mature trees are an asset; weigh drainage and what backs to the home.
Smart Timing
A steady 32504 market with quick pending times means well-priced homes move; come prepared and comp tightly.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Tierra Verde is an established single-family neighborhood in East Pensacola (City of Pensacola, Escambia County, 32504), in the Scenic Heights area near Spanish Trail and Langley Avenue, anchored by a neighborhood park. The homes are 1960s-70s brick ranch houses, generally three to four bedrooms on roughly quarter-acre lots; this is a mature resale neighborhood with no active builder. No mandatory HOA or CDD was found, keeping overhead low, though buyers should confirm any deed restrictions. The appeal is location, minutes from Pensacola International Airport with quick downtown, I-10, and Navy Federal corridor access; trade-offs are older homes needing inspection, a weak zoned high school, and standard Pensacola hurricane exposure mitigated by the inland location. Schools are in the Escambia County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: homes needing updates

The lower end is 1960s-70s brick homes needing cosmetic or systems updates, reported around $300,000 (Homes.com, 2024), with the renovation budget the real variable on older stock.

Lowest entry
Mid: updated brick ranch homes

The core is updated three- and four-bedroom brick homes on quarter-acre lots, with documented sales in the $305,000 to $350,000 range (Homes.com, 2024), modestly above the 32504 median around $275,000.

Most inventory
High: larger or fully updated homes

The top is the larger or fully renovated homes, reaching toward and above $360,000 (Homes.com / Zillow, 2024-2026). Condition and updates, not new construction, separate these.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: homes needing updates
The lower end is 1960s-70s brick homes needing cosmetic or systems updates, reported around $300,000 (Homes.com, 2024), with the renovation budget the real variable on older stock.
Mid: updated brick ranch homes
The core is updated three- and four-bedroom brick homes on quarter-acre lots, with documented sales in the $305,000 to $350,000 range (Homes.com, 2024), modestly above the 32504 median around $275,000.
High: larger or fully updated homes
The top is the larger or fully renovated homes, reaching toward and above $360,000 (Homes.com / Zillow, 2024-2026). Condition and updates, not new construction, separate these.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Tierra Verde

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Tierra Verde sells location and solid brick bones minutes from the airport. The honest read is the systems inspection and the high-school plan, not amenities.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.8/10
Renovation Risk6.4/10
Location Efficiency8.4/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Tierra Verde is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Quarter-acre lots and mature trees are an asset.
  • Weigh drainage and what backs to the home.
  • Confirm the FEMA flood zone for the specific lot.

Tierra Verde's quarter-acre lots and mature canopy are part of its value, so the lot read covers drainage, what the home backs to, and the FEMA flood zone for the specific inland address. On established brick homes, the lot and the condition of the structure and systems, not square footage alone, separate one home's value from the next.

Tierra Verde in 15 seconds.

Best forBuyers who want a solid, established brick home minutes from the airport with low overhead.
Strong onLocation and value: airport-adjacent East Pensacola, quick downtown and I-10 access, quarter-acre lots, and no HOA or CDD found.
WatchOlder homes' systems (roof, HVAC, plumbing, electrical), a weak zoned high school, and any individual deed restrictions.
Not forBuyers who want new construction, HOA amenities, or a top-rated zoned high school.
The edgeA low-overhead, desirable corridor lets a prepared buyer who inspects well capture solid value over a new-build elsewhere.

HOA, CDD & Fees

15-Second Take
  • No mandatory HOA or CDD found.
  • Confirm any individual deed restrictions per property.
  • Older brick homes; budget roof and systems.
  • Inland location reduces surge risk; still price wind insurance.
  • Minutes from the airport and downtown.

No mandatory homeowners association and no CDD were found for Tierra Verde, which keeps recurring overhead low; confirm any individual deed restrictions on the specific property. The real costs here are the upkeep of an older home, taxes, and Pensacola wind insurance rather than association dues.

There are no HOA-funded services or amenities; the neighborhood has a small park and a neighborhood association. Verify any deed restrictions per property.

There is no club or amenity package; the appeal is location, larger lots, and solid older construction.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Tierra Verde, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tierra Verde, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Tierra Verde home worth?

Get a no-obligation home value based on real comparable sales in Tierra Verde matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Tierra Verde home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Tierra Verde year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Tierra Verde Market Scorecard

Thin data

Tierra Verde is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Tierra Verde have an HOA or CDD?
No mandatory HOA or CDD was found for Tierra Verde, which keeps recurring overhead low. Confirm any individual deed restrictions on the specific property during diligence.
How old are the homes in Tierra Verde?
Most are brick ranch-style homes built in the late 1960s and 1970s, so budget for a thorough inspection of the roof, HVAC, plumbing, and electrical and any updates.
How close is Tierra Verde to the airport?
Very close. Pensacola International Airport is about five to eight minutes away, in the same 32504 ZIP, with downtown roughly twelve to eighteen minutes and I-10 a short drive.
How much do homes in Tierra Verde cost?
Documented sales ran roughly $300,000 to $360,000 for established brick homes (Homes.com, 2024), modestly above the 32504 ZIP median around $275,000, reflecting the desirable corridor and quarter-acre lots. Confirm current pricing with recent in-neighborhood comps.
What schools serve Tierra Verde?
It is in the Escambia County School District, with assignments commonly to Scenic Heights Elementary, Ferry Pass Middle, and Washington High. The zoned high school rates weaker, so confirm the assignment by address and check magnet and choice options.
Is Tierra Verde a good neighborhood for commuters?
Yes for many destinations: the airport is minutes away, downtown is twelve to eighteen minutes, I-10 is a short drive, and the Navy Federal corridor and NAS Pensacola are about twenty to twenty-eight minutes.
Is Tierra Verde in a flood zone?
It is an inland East Pensacola location, which reduces storm-surge risk, but flood status is parcel-specific. Confirm the FEMA flood zone and a bindable wind insurance quote for the specific lot.
Is Tierra Verde gated?
No. It is an open, established neighborhood with a small park, not gated.
Is there new construction in Tierra Verde?
No. Tierra Verde is a mature, fully built neighborhood; purchases are resales of established brick homes. New construction in the area is concentrated in Beulah, Cantonment, and Pace.
What should I check before buying in Tierra Verde?
Inspect the older roof and systems thoroughly, confirm there are no deed restrictions or HOA, verify the school zoning, check the FEMA flood zone and insurance, and comp to recent in-neighborhood sales.
Is Tierra Verde a good investment?
The airport-adjacent location, low overhead, and solid brick construction support steady demand in a desirable corridor, but older systems and a weaker high school are factors. Inspect well and buy to comps; this is not a guarantee of future value.
Should I use the listing agent to buy in Tierra Verde?
No. The listing agent works for the seller. On an older home where systems and condition swing value, having your own representation to read the inspection and comps is the highest-leverage decision you make.
You want a solid, established brick home minutes from the airportExcellent fit
You commute toward downtown, I-10, or the Navy Federal corridorExcellent fit
You value low overhead, larger lots, and mature treesExcellent fit
You want new construction or modern low-maintenance systemsProbably not
You are set on a top-rated zoned high schoolProbably not
You want HOA-maintained amenities or a gated settingProbably not

Get the inside read on Tierra Verde

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Tierra Verde home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Tierra Verde specialist will reach out personally, usually the same day.

Tierra Verde median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Tierra Verde, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

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