Treasure Hill Park in Pensacola

Treasure Hill Park

Coastal neighborhood · Southwest Escambia · ZIP 32507

A coastal, near-water neighborhood by Big Lagoon, minutes from Perdido Key.

Near Big LagoonMostly newer homesCoastal setting
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a coastal market, so insurance, elevation, and the all-in carrying cost decide value as much as the price or the square footage.
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Unlock Off-Market Treasure Hill Park

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Treasure Hill Park is a coastal southwest Escambia neighborhood near Perdido Key and Big Lagoon, so the read blends location and carrying cost. The homes skew newer, many built since 2000, on a near-water setting that draws both primary residents and seasonal owners. The coastal position is the appeal and the cost: wind and flood insurance and the seasonal market are the real variables. Your leverage is reading the all-in carrying cost honestly, not just the price."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Treasure Hill Park is a coastal neighborhood in southwest Pensacola (ZIP 32507), set near the beaches of Perdido Key and directly across from Big Lagoon State Park. It is a near-water setting on the bay and lagoon side rather than an oceanfront high-rise district.

The housing is primarily medium three and four bedroom single-family homes, with some smaller homes and apartment product mixed in. Many residences are newer, built since 2000, with others from the 1970s through the 1990s, so the stock is generally more modern than the city's mid-century neighborhoods.

Because the location is coastal, the carrying cost is as important as the price: wind and flood insurance, elevation, and any seasonal or short-term rental dynamics shape the real economics. The area draws a mix of full-time residents and seasonal owners, which can show up as higher vacancy at certain times of year.

The buy here hinges on the all-in carrying cost and an honest read of elevation, flood zone, and insurance for a specific home, alongside its condition. The water proximity and the Big Lagoon setting are the durable appeal that supports demand.

Best for

  • Buyers who want a coastal, near-water setting close to Perdido Key and Big Lagoon
  • Buyers who will price wind and flood insurance into the real carrying cost
  • Buyers who want mostly newer homes in southwest Escambia
  • Second-home and seasonal buyers comfortable with a coastal market

Probably not for

  • Buyers who want the lowest possible insurance and carrying cost
  • Buyers who need a short commute to central Pensacola job centers
  • Buyers who want an inland, mature-tree neighborhood
  • Buyers unwilling to verify flood zone and elevation

How Treasure Hill Park is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Treasure Hill Park listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Treasure Hill Park buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Treasure Hill Park

Live MLS inventory for Treasure Hill Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Treasure Hill Park listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The coastal southwest Escambia location is the appeal: Big Lagoon and Perdido Key are minutes away, with central Pensacola a longer drive.

Big Lagoon State Park~3-5 min · ~1 mile
Perdido Key beaches~12-15 min · ~6 miles
NAS Pensacola~15-18 min · ~9 miles
Downtown Pensacola~25-30 min · ~15 miles
Pensacola International Airport~30-35 min · ~20 miles
Orange Beach, AL~30 min · ~16 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Treasure Hill Park with Momentum Realty’s local guides.

SeagladesSeagladesPensacola, FL · 0.4 miSHSnug HarbourPensacola, FL · 0.8 miRedfishHarborRedfishHarborPensacola, FL · 0.9 miHeron BayouHeron BayouPensacola, FL · 0.9 miRamsey BeachRamsey BeachPensacola, FL · 0.9 miInnerarity IslesInnerarity IslesPensacola, FL · 1.0 miGrande LagoonGrande LagoonPensacola, FL · 1.0 miBPBay Point VistaPensacola, FL · 1.0 miLaguna PointeLaguna PointePensacola, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Treasure Hill Park (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Treasure Hill Park is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Treasure Hill Park address.

The takeaway

What is actually shaping value around Treasure Hill Park: the protected Big Lagoon State Park setting, steady Perdido Key coastal demand, and coastal insurance costs. Each item is sourced and linked.

Recent Developments in Treasure Hill Park

Our read on what is being built around Treasure Hill Park, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe protected Big Lagoon setting and Perdido Key proximity point demand steady, with coastal insurance the dominant near-term variable. The watch item for a buyer is the all-in carrying cost by address.

Big Lagoon State Park anchors the setting

Ongoing
BullishNotable impact
SignificanceRadius: Adjacent

A permanent state park across the water protects the near-water setting and view, a durable support for demand.

Coastal insurance costs remain the key variable

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Wind and flood insurance pricing is the dominant swing factor in the all-in cost of owning here.

Perdido Key area draws steady coastal demand

Ongoing
BullishNotable impact
SignificanceRadius: Metro

Proximity to Perdido Key's beaches supports both primary and seasonal demand in the corridor.

Seasonal ownership shows up in vacancy

Ongoing
NeutralMinor impact
SignificanceRadius: Community

A coastal mix of full-time and seasonal owners can show up as higher vacancy at points in the year.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Treasure Hill Park, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. October 2025
    Metro

    Pensacola International Airport breaks ground on terminal expansion

    The airport broke ground in October 2025 on a roughly $113 million terminal expansion, improving access for the wider Pensacola and Perdido Key market that the airport serves. Why it matters: Better air access supports the coastal second-home and visitor market over time. Source

  2. May 2024
    County

    Escambia County considers impact fees amid rapid growth

    Escambia commissioners discussed impact fees on new development to fund roads and schools as the county's growth strained capacity. Why it matters: New impact fees would fall on new construction, leaving established coastal homes relatively insulated. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Treasure Hill Park, this is the order of operations we would run, and the one we run for our clients.

1

Price the insurance first. Get real wind and flood quotes for the specific home before you judge the list price; coastal premiums drive the all-in cost.

2

Verify the flood zone and elevation. Confirm the FEMA flood zone, the elevation certificate, and any required coverage for the address.

3

Confirm any rental or HOA rules. Check whether the home is in an association and what short-term rental rules apply, since the area mixes primary and seasonal use.

4

Read the condition and coastal wear. Salt-air exposure affects roofs, HVAC, and exteriors; budget the upkeep honestly.

5

Match the home to real comps. Compare like setting and elevation, not just square footage, to read coastal value here.

Best Buy
A newer, well-elevated home with manageable insurance and a real water-proximity edge
Biggest Risk
Underpricing wind and flood insurance and coastal upkeep on the carrying cost
Best Lot
A higher-elevation lot with genuine water proximity over a lower interior lot
Smart Timing
Confirm flood zone, insurance, and any rental rules before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Treasure Hill Park is a coastal southwest Escambia neighborhood set near the beaches of Perdido Key and directly across from Big Lagoon State Park, on the bay and lagoon side. The homes are primarily medium single-family residences, many built since 2000, with some older homes and apartment product mixed in. The defining feature is the near-water coastal setting, which is both the appeal and the source of the main carrying costs: wind and flood insurance, elevation requirements, and salt-air upkeep. The area draws a mix of full-time and seasonal owners. There is no golf club or required country-club membership; the value story is location, elevation, condition, and the all-in carrying cost.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Coastal Home

Smaller or older homes set back from the water, the entry point into a coastal southwest Escambia setting.

Lowest entry
The Core Home

Newer three and four bedroom homes with solid elevation and manageable insurance, the heart of the market here.

Most inventory
The Water-Proximity Top

The best-positioned, well-elevated homes with genuine water proximity, the homes that hold value best on the coast.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Coastal Home
Smaller or older homes set back from the water, the entry point into a coastal southwest Escambia setting.
The Core Home
Newer three and four bedroom homes with solid elevation and manageable insurance, the heart of the market here.
The Water-Proximity Top
The best-positioned, well-elevated homes with genuine water proximity, the homes that hold value best on the coast.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Protected Big Lagoon settingStrong
Perdido Key beach proximityStrong
Mostly newer housing stockPositive
Wind and flood insurance costManage it
Longer commute to central PensacolaTrade-off

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Treasure Hill Park

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

On the coast, the price is only half the story. The deal is won or lost on insurance, elevation, and the all-in carrying cost.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.4/10
Renovation Risk4.8/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Treasure Hill Park is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Higher elevation is the durable edge on the coast
  • Genuine water proximity holds value best
  • Lower interior lots carry more insurance risk
  • Verify the flood zone before the finishes
  • The setting is fixed, the house can be updated

On the coast, the homesite is about elevation and water proximity as much as size. Higher-elevation lots with genuine water proximity near Big Lagoon hold value best and carry more manageable insurance, while lower interior lots can mean higher premiums and flood risk. Verify the flood zone and elevation first, then price the condition and insurance of the home against it.

Treasure Hill Park in 15 seconds.

Best forBuyers who want a coastal, near-water setting close to Perdido Key and Big Lagoon.
Biggest advantageA near-water location by Big Lagoon State Park with mostly newer homes.
Biggest riskWind and flood insurance and coastal upkeep driving the all-in carrying cost.
Sweet spotA newer, well-elevated home with manageable insurance and a real water-proximity edge.
Avoid ifYou want the lowest carrying cost, a short central commute, or an inland setting.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA applies per home
  • Wind and flood insurance are the key carrying cost
  • Verify flood zone and elevation by address
  • Budget coastal upkeep for salt-air wear
  • Check any short-term rental rules

Depending on the specific home or section, Treasure Hill Park may have no association or a modest one. Confirm whether any HOA or dues apply, and what they cover, for the specific home.

Where an association applies, confirm exactly what is covered. The bigger coastal carrying-cost items here are wind and flood insurance, which are separate from any HOA.

There is no golf club or country-club membership tied to this neighborhood.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Treasure Hill Park, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Scenic Heights, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Treasure Hill Park home worth?

Get a no-obligation home value based on real comparable sales in Treasure Hill Park matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Treasure Hill Park home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Treasure Hill Park year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Treasure Hill Park Market Scorecard

Thin data

Treasure Hill Park is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Treasure Hill Park in Pensacola?
Treasure Hill Park is a coastal neighborhood in southwest Pensacola (ZIP 32507), near the beaches of Perdido Key and directly across from Big Lagoon State Park.
What kind of homes are in Treasure Hill Park?
Primarily medium three and four bedroom single-family homes, with some smaller homes and apartment product. Many are newer, built since 2000, with others from the 1970s through the 1990s.
Do I need flood insurance in Treasure Hill Park?
Because the neighborhood is coastal, flood and wind coverage are central to the carrying cost. Verify the FEMA flood zone, the elevation certificate, and the required coverage for a specific address before you buy.
Does Treasure Hill Park have an HOA?
Depending on the section or home, there may be no association or a modest one. Confirm whether any HOA or dues apply, and what they cover, for the specific home.
Does Treasure Hill Park have a CDD fee?
A CDD bond is not generally expected here, but confirm per parcel as a matter of course, since coastal carrying costs are dominated by insurance rather than district bonds.
What schools serve Treasure Hill Park?
Treasure Hill Park is part of Escambia County Public Schools in southwest Escambia. Confirm the exact assigned schools for a specific address with the district.
Is Treasure Hill Park near the beach?
Yes. It sits minutes from Perdido Key's beaches and directly across from Big Lagoon State Park, on the bay and lagoon side rather than oceanfront.
Why is the vacancy rate higher in Treasure Hill Park?
Coastal areas draw a mix of full-time residents and seasonal owners, which can show up as higher vacancy at certain times of year. Confirm the use and any rental rules for a specific home.
What should I budget for coastal upkeep?
Salt-air exposure affects roofs, HVAC, and exteriors faster than inland, so budget maintenance and confirm the age and condition of major systems on any specific home.
Is Treasure Hill Park a good investment?
The near-water setting by Big Lagoon supports demand. As with any coastal market, insurance, elevation, and condition drive the outcome; this is not a guarantee of future value.
How far is Treasure Hill Park from central Pensacola?
It sits in southwest Escambia, so central Pensacola job centers are a longer drive than the beaches. Confirm your real commute at your real departure time.
Should I use the listing agent to buy in Treasure Hill Park?
No. The listing agent works for the seller. On a coastal home where insurance and elevation swing the true cost, having your own representation is the highest-leverage decision you make.
Buyers who want a coastal, near-water setting close to Perdido Key and Big LagoonExcellent fit
Buyers who will price wind and flood insurance into the real carrying costExcellent fit
Buyers who want mostly newer homes in southwest EscambiaExcellent fit
Second-home and seasonal buyers comfortable with a coastal marketExcellent fit
Buyers who will verify flood zone and elevation by addressExcellent fit
Buyers who want the lowest possible insurance and carrying costProbably not
Buyers who need a short commute to central Pensacola job centersProbably not
Buyers who want an inland, mature-tree neighborhoodProbably not
Buyers unwilling to verify flood zone and elevationProbably not
Buyers who want a gated, golf, or resort-amenity communityProbably not

Get the inside read on Treasure Hill Park

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Treasure Hill Park home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Treasure Hill Park specialist will reach out personally, usually the same day.

Treasure Hill Park median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Treasure Hill Park, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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