**verifying Subd**
Homes for Sale in Lake City, FL
All 57 homes for sale in Lake City, FL · median $355,000 · Columbia County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-14, 4 recorded sales closed at a median of $176,500, $134 per square foot, a median 80 days on market, sellers accepting 92% of original asking (-25% versus the prior year). At the median price and Columbia County's FY2025-26 rate of 15.38 mills, annual property tax runs about $2,720 ($2,110 with the full homestead exemption).
Price here is condition-driven, not location-driven. With a median around $176,500 and a median of roughly $134 per square foot, what you pay tracks the shape a specific house is in far more than any neighborhood premium. Treat each listing on its own merits.
The posture right now favors patience on both sides. The median home is taking just over 80 days to sell, and the median is down about 24.9% year over year — a meaningful pullback. Sellers should price to the current reality rather than last year's comps; buyers have room to negotiate but should not expect a quick, competitive market.
**verifying Subd** right now
🔴 Off the recent peak. The trailing-12-month median ($176K) is down 24.9% from the prior 12 months ($235K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 13. Confidence: Low (4 and 3 sales in the two windows).
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· Updated September 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside **verifying Subd** right now. These are the 3 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
**verifying Subd** market snapshot (as of September 13, 2026): the median sale price is about $176K ($134 per sq ft over the trailing 12 months of closed sales), and a median 80 days on market for closed sales. The trailing-12-month median is down 25% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
In ZIP 32055 (Lake City), 18 homes closed in the last 12 months at a median of $212K ($148/sq ft), down 25.8% year over year, with a median 29 days on market. Right now 7 active and 1 pending listings — a buyer's market. See the live ZIP 32055 housing market and the Columbia County market.
This is a small, thinly-traded pocket of Lake City in Columbia County — the current read rests on only four closings, so treat the numbers as directional rather than precise. Days on market run long and pricing has cooled sharply from a year ago.
Who **verifying Subd** is best for.
Best for
- Value-focused buyers around the mid-$170s who will negotiate on time and condition
- Buyers willing to renovate and price their offer to the work a house needs
- Patient buyers comfortable with a slower, less competitive market
Probably not for
- Sellers who need a quick exit and won't price to the current pullback
- Buyers who want the reassurance of many recent comparable sales
- Anyone counting on near-term price gains after a 24.9% year-over-year decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 13 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($176K) IS the median in the snapshot above, and the move from 2025 ($235K) IS the -24.9% one-year change.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
0% of homes for sale in ZIP 32055 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
The **verifying Subd** buying strategy.
If we were buying in **verifying Subd** today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in **verifying Subd**.
A thin market that rewards diligence
With just four closings in the window, a single unusual sale can swing the median. That thinness cuts both ways: the median of $176,500 and the ~$134 per-square-foot figure are useful anchors, but they don't describe a deep, liquid market. Expect a wide spread between a dated house and a renovated one, and lean on the condition of the actual property rather than the summary stat.
The 24.9% year-over-year drop and the 80-day median time to sell tell a consistent story: demand has softened and homes are sitting. For a buyer that means leverage and time to inspect. For a seller it means realistic pricing and a willingness to wait out the market are the price of a clean sale.
The location and the amenities are priced into every listing in **verifying Subd**. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the headline median can mislead. We underwrite each property on its own condition and price it against the handful of relevant comps rather than a blunt average — and we'll tell you plainly when a listing is priced to last year instead of this one.
**verifying Subd** in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a **verifying Subd** buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed **verifying Subd** sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in **verifying Subd**, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your **verifying Subd** home worth?
Get a no-obligation home value based on real comparable sales in **verifying Subd**, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
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Should you buy in **verifying Subd**?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 13, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2021 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near **verifying Subd** with Momentum Realty’s local guides.