Waterset Phase 2D
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
Waterset Phase 2D is a tight, well-defined slice of the larger Waterset master plan in Apollo Beach — 112 homes, almost all built between 2015 and 2021, with a median build year of 2017. That narrow construction window matters: buyers aren't weighing decade-plus age gaps against each other, they're comparing homes built within a few years of one another, which keeps condition and finish level relatively consistent across the pool.
With homestead exemptions on 77.7% of homes, this is a segment dominated by owner-occupied use rather than investor turnover or short-term rental activity. That tends to produce steadier inventory flow and fewer forced-sale situations, which is generally a stabilizing factor for anyone buying or selling here — though it also means listings can be less frequent than in sections with heavier investor churn.
The 60-Second Overview
A compact, recently built pocket within Waterset, Phase 2D centers on homes averaging just over 2,600 square feet of living space — sized for buyers wanting room to spread out rather than starter-home footprints.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterset Phase 2D is best for.
Best for
- Buyers prioritizing recently built homes (2015–2021) with larger-than-typical living space.
- Buyers who value moving into a segment with high owner-occupancy rather than heavy rental or investor turnover.
- Buyers comfortable doing independent legwork to confirm HOA amenities and community features before purchase.
Probably not for
- Buyers who need amenities clearly spelled out in listing data before considering a purchase.
- Buyers seeking maximum architectural or age variety across a large pool of comparable homes.
- Buyers expecting a large, constantly refreshing inventory pool — this is a compact, 112-home segment.
The market around Waterset Phase 2D
Waterset Phase 2D is too small for its own price trend, so here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Waterset Phase 2D specifically. Momentum Research analysis of MLS records.
The Waterset Phase 2D buying strategy.
If we were buying in Waterset Phase 2D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset Phase 2D.
A Narrow-Age, Larger-Footprint Segment
The defining characteristic of Phase 2D isn't price — it's consistency of vintage and scale. Homes built between 2015 and 2021 share similar-era construction standards, and a median living area above 2,600 square feet puts this segment on the larger end of what's typically found in newer Apollo Beach construction. Buyers comparing homes here are largely comparing floor plans and lot placement rather than reconciling decades of differing build quality.
Current MLS data doesn't identify specific community amenities tied to this phase, which doesn't mean none exist — it means buyers should verify directly what's included through HOA documents or the broader Waterset community structure rather than assuming based on general reputation. That verification step matters more here than in sections where amenities are clearly cataloged in listing data.
The location and the amenities are priced into every listing in Waterset Phase 2D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 112-home segment with a narrow build window and high owner-occupancy doesn't behave like a typical high-turnover subdivision — pricing conversations need to account for build-year clustering and square footage rather than broad comps across all of Waterset. We track this phase specifically, not just the master-planned community as a whole, so sellers get positioning based on how Phase 2D actually trades and buyers get a clear read on what's genuinely comparable before they make an offer.
Waterset Phase 2D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterset Phase 2D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset Phase 2D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterset Phase 2D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterset Phase 2D home worth?
Get a no-obligation home value based on real comparable sales in Waterset Phase 2D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterset Phase 2D on the map →
Frequently Asked Questions
How many homes are in Waterset Phase 2D?
What share of Waterset Phase 2D is owner-occupied?
When were the homes in Waterset Phase 2D built?
Do cash buyers compete in Waterset Phase 2D?
Who is the best real estate agent for Waterset Phase 2D?
How do I find a top Apollo Beach real estate agent who knows Waterset Phase 2D?
Can Momentum Realty connect me with an agent for Waterset Phase 2D?
Should you buy in Waterset Phase 2D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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